Paul Biafore is the Senior Resident Director at Merrill, where he provides personalized wealth management strategies tailored to clients' individual goals and aspirations. He works closely with clients to develop flexible financial plans that adapt to changing market conditions, offering access to Merrill's investment insights and Bank of America's banking and lending solutions. His client focus areas include college education planning, family wealth management, legacy planning, philanthropic planning, retirement income, and services for endowments, foundations, and non-profits. With a background that includes senior roles in the gaming industry and experience as a college basketball manager, Paul serves a diverse client base that includes C-suite executives, professional and college basketball coaches, retirees, and non-profit organizations. He collaborates with clients' CPAs, estate and tax attorneys to provide comprehensive strategies that address managing risk, creating legacies, and helping clients pursue long-term financial goals. As a qualified Portfolio Manager, he builds and manages customized investment strategies, which may include individual securities, Merrill model portfolios, and third-party strategies, sometimes managing portfolios on a discretionary basis. Paul earned a bachelor's degree in Business Management from the University of Nevada-Las Vegas, where he served as Senior Student Manager for the men's basketball team that won the 1990 NCAA Championship. He was honored as the 2011 Lee Business School Alumnus of the Year at UNLV. Additionally, Paul holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He supports community organizations such as the National Youth Sports Organization and the UNLV College of Business. Outside of work, his interests include basketball, golfing, music, traveling, and spending time with his family.

Mark Ventresco is a Managing Director and Wealth Management Advisor with Merrill Lynch Wealth Management. He has worked in financial services since 1993 and joined Merrill Lynch in 2013. Mark provides detailed financial strategy and sustained advice to business owners, senior executives, retirees, and multi-generational families, focusing on areas such as corporate executive services, executive compensation, equity compensation services, family wealth management, legacy planning, managing new wealth, personal retirement planning, portfolio management, small business strategies, and special needs planning. Mark holds a Master of Business Administration in business management from Pepperdine University, where his capstone project focused on transition planning for privately held business owners. His professional designations include the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., the Certified Exit Planning Advisor (CEPA) designation, and the Certified Plan Fiduciary Advisor® (CPFA) designation. He is a member of the Graziadio Alumni Network and the Pepperdine University Alumni Association. Outside of work, Mark enjoys spending time with his wife Amy and their daughter Lauren. His personal interests include renovating homes, classic cars, rock and roll music, gymnastics, music, and woodworking.

Kent Baker is a Senior Financial Advisor and Managing Director at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 1985, bringing extensive experience to his role in helping clients manage their wealth. Kent focuses on developing personalized wealth management strategies tailored to individual financial goals and market conditions, utilizing resources from Merrill and Bank of America to offer investment insights and banking solutions. Kent holds the professional designation of Personal Investment Advisor (PIA). He earned his High School Diploma from Shawnee Mission Northwest. Beyond his professional work, Kent is involved in his community through participation with Blue Valley Rec Youth Baseball, Shawnee Community Services, and the United Methodist Church of the Resurrection.

Philip Natale is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career in financial services in 2007 as a bank teller and joined Merrill Lynch Wealth Management as a Financial Advisor in 2011. Philip works with clients on a comprehensive range of financial needs including investments, banking, retirement, lending, insurance, and estate planning to provide a well-rounded approach. He holds a Bachelor's Degree from the University of Nevada and is a Personal Investment Advisor (PIA). Philip is involved in several professional and community organizations, including Junior Achievement of Southern Nevada and Knights of Columbus. He volunteers with Junior Achievement teaching financial literacy, entrepreneurship, and economics to high school students, and participates in activities through the Catholic Church. Outside of his professional work, Philip enjoys running, writing, playing with his dog, and has lived in both New York City and Henderson, Nevada. He maintains ongoing communication with his clients and values both digital and face-to-face interactions to establish lifelong relationships.

Gary Cranford is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in developing personalized financial strategies tailored to clients' individual goals, focusing on areas such as family wealth management, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Gary holds a Bachelor's Degree from the University of Northern Colorado and maintains professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He follows the Merrill tradition of community involvement and spends time volunteering with local organizations. Outside of work, Gary enjoys hiking, reading, and running.

Zachary Garner is a Financial Advisor with Merrill Lynch Wealth Management and a member of the GM Wealth Management Group. He focuses on business development and leverages the capabilities of Merrill Lynch to develop and present investment plans and strategies tailored to meet diverse client needs and goals. Zach works alongside his team to provide service to individuals, families, and businesses. A lifelong resident of Henderson, Nevada, Zach is a graduate of the University of Nevada, Las Vegas, where he earned a Bachelor's degree in Economics and a Graduate Certificate in Business Administration. During his time at UNLV, he was a member and captain of the men's tennis team and was recognized as a Mountain West All Conference honors athlete. He continues to maintain his passion for tennis. Zach holds multiple professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional life, Zach enjoys golfing, music, pickleball, spending time with his family, and tennis.

Dan Osborne is a financial advisor with Merrill in Henderson, NV, holding Series 63 and Series 66 designations and bringing 34 years of industry experience. He has worked at Merrill since 2009 and at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Carlo Mendoza is a Wealth Management Advisor at Merrill Lynch Wealth Management and a member of The GM Wealth Management Group. Prior to joining Merrill Lynch in 1997, he worked as a financial service officer at Bank of America for two years. Carlo is responsible for directing the team's overall strategic investment planning and business operations. He focuses on developing and presenting personal investment plans and wealth management strategies tailored to meet clients' short and long-term financial goals. Carlo is a specially qualified Portfolio Manager, managing Personalized or Defined Strategies on a discretionary basis, incorporating individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. Carlo earned a Bachelor's degree in Finance from the University of Nevada at Las Vegas and holds the CERTIFIED FINANCIAL PLANNER (CFP) certification awarded by the Certified Financial Planner Board of Standards, Inc. He resides in Henderson, Nevada with his wife Renaye and their two sons, Brayden and Bryce. His personal interests include hiking, racquetball, running, table tennis, tennis, traveling, volleyball, and spending time with his family.

Alvaro Gonzalez is a financial advisor at Merrill with 7 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Wells Fargo Clearing and Wells Fargo Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Kayla Beel is a Financial Advisor at Merrill Lynch Wealth Management, based in Las Vegas, Nevada. She serves business owners, professionals, and families by helping them build, manage, and preserve their wealth through personalized financial strategies. Kayla focuses on areas including family wealth management, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. Raised in a family of small business owners, Kayla witnessed the dedication and determination required to grow a business. Additionally, growing up with a mother who dedicated over 30 years to Bank of America and Merrill influenced her understanding of financial responsibility and discipline. This background enables her to relate to clients at various stages of their financial journeys and to provide guidance aligned with their goals and values. Kayla holds professional designations including Accredited Asset Management Specialist (AAMS), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She completed high school at Rancho High School. Outside of her professional role, she enjoys spending time with her family, practicing her faith, attending church, and caring for her two dogs, Wyeth and Gilly.

Shannon Roehrs is a financial advisor at Merrill with 25 years of industry experience and holds a Series 66 designation. She has worked at Merrill since 2009. Outside of her advisory role, she receives semi-annual dividends from a family-owned farming corporation but has no active involvement in the business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jacob Mohr is a financial advisor with Merrill in Henderson, Nevada. He holds Series 63 and Series 66 licenses and has 26 years of industry experience. He has been with Merrill and Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Randy Goldhammer is a financial advisor with Merrill in Henderson, NV, holding Series 63 and Series 65 licenses and over 48 years of industry experience. His prior experience includes roles at UBS Financial Services and Bank of America. He is a trustee of a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a diverse client base including individuals, high-net-worth clients, and organizations.

Richard Scafa is a financial advisor at Merrill with 39 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Merrill and Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Dence is a financial advisor at Merrill Lynch Wealth Management. He specializes in helping individuals and families create financial strategies aligned with their goals and values. His approach centers on uncovering clients' priorities to build confidence in their financial future. Before entering financial services, James earned a Bachelor's degree in Christian Ministry and Psychology from Blue Mountain College. He spent five years as a pastor and four years as a personal trainer. These roles helped him develop skills in listening, building trust, and guiding people through significant decisions. He holds the Personal Investment Advisor (PIA) designation. James emphasizes integrity, compassion, and service in both his professional and personal life. He and his wife are raising two children, including one adopted through foster care. He is involved in volunteer and nonprofit work, including participation in the organization Fostering Hope.

John Garner is a Senior Financial Advisor at Merrill Lynch Wealth Management leading The GM Wealth Management Group. He advises a select group of high-net-worth individuals, families, and businesses, leveraging the capabilities of Merrill Lynch to provide tailored investment strategies and portfolio management services. John is a qualified Portfolio Advisor and holds the Personal Investment Advisor (PIA) designation. John's financial services career spans three decades and includes experience in both management and client advising roles at several prominent Wall Street firms. Prior to joining Merrill Lynch in 2010, he spent 13 years as a financial advisor at Morgan Stanley. His expertise encompasses personal retirement planning, portfolio management, socially responsible investing, and individual and corporate investment strategies. He holds a bachelor's degree from Georgia Southern University. Residing in Henderson, Nevada since 1991, John maintains interests in golfing, tennis, and traveling, and is an enthusiastic fan of the NHL Las Vegas Golden Knights and NFL Raiders.

Brent Wick is a financial advisor with Merrill, holding a Series 66 designation and 19 years of industry experience. He has worked at Merrill since 2017 and previously was with J.P. Morgan Securities LLC and J.P. Morgan Chase Bank NA from 2015 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary strategies developed by internal and third-party managers.

Robert Bracco is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill Lynch since 1996, beginning his career in the Anchorage office. Robert brings extensive industry experience focused on wealth management strategies tailored to clients' risk tolerance, time horizon, liquidity needs, and overall investment goals. He holds bachelor's degrees in both finance and social science from the University of Florida. Robert has earned multiple professional designations, including Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His areas of expertise include family wealth management, services for endowments and foundations, liquidity management, personal retirement planning, portfolio management, and tax minimization. Robert is involved in the community through his service on the board of the Older Person's Action Group. He also volunteers by coaching boys JV basketball and participates in outdoor activities such as basketball, camping, fishing, hiking, and scuba diving. He and his family relocated to Idaho in 2013.

Michael Rishmawy Maldanado is a Senior Financial Advisor with Merrill Lynch Wealth Management serving the greater Las Vegas area. He focuses on building enduring client relationships by delivering personalized wealth management strategies tailored to clients' financial goals. Michael’s approach begins with an in-depth discovery process to identify and clearly articulate overall financial objectives, followed by developing and executing customized blueprints that address those objectives. His expertise includes retirement income strategies, tax minimization, inter-generational wealth transfer, and wealth preservation. Michael works with clients across areas such as corporate executive services, family wealth management, institutional investment consulting, legacy planning, and portfolio management. Utilizing resources from Merrill Lynch and Bank of America, he provides comprehensive financial solutions encompassing investments, credit, lending, banking, and insurance. Michael holds a Bachelor’s Degree from the Purdue University System and holds professional designations including Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). He is bilingual in English and Spanish. Outside of work, Michael volunteers in his community and enjoys cooking, hiking, music, reading, scuba diving, swimming, traveling, watching movies, and spending time with his family.

Christopher Godbey is a Wealth Management Advisor with Merrill Lynch Wealth Management in Las Vegas, Nevada. He works closely with clients to develop personalized financial strategies that support a variety of goals, including retirement, legacy and generational planning, college savings, wealth preservation, and home ownership. His approach involves understanding his clients' financial situations, priorities, and long-term objectives to implement wealth management plans consistent with their risk tolerance and time frame. Christopher began his financial career in 2014 and has experience in family wealth management strategies, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, women and wealth, and retirement income. He holds professional designations as an Accredited Wealth Management Advisor (AWMA), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He earned a Bachelor's Degree in Finance from the University of Georgia in 2012. Prior to his financial career, Christopher served four years in the United States Marine Corps, including two tours in Iraq. Originally from Georgia, he now lives in Las Vegas and enjoys spending time with his family, watching football and soccer, and engaging in other community activities.

Lorri Jackson is a Wealth Management Advisor at Merrill Lynch Wealth Management. She develops personalized financial strategies aimed at helping clients pursue their long-term goals through a comprehensive approach that begins with understanding the full financial picture of clients and their families. Jackson focuses on creating flexible wealth management solutions tailored to clients' evolving needs and market conditions, providing access to both investment insights and banking services. Her areas of expertise encompass college education planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and values-based investing, women and wealth, and tax minimization. She holds professional designations including Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Jackson attended Arizona State University and obtained a Bachelor's Degree from the University of Nevada, Las Vegas. She has been actively involved in community organizations such as the American Heart Association, Nevada Casa, Soroptimist International of Greater Las Vegas, the Women's Research Institute of Nevada at UNLV, and the UNLV Library. Her past leadership roles include serving as Past President of the Southern Nevada Estate Planning Council and Past Associate Member of the Southern Nevada Association of Women Attorneys. Personal interests include biking, golfing, painting, photography, reading, and traveling.

Erik Kirschner is a Senior Financial Advisor and Portfolio Manager at Merrill Lynch Wealth Management. He began his career in financial services in 1995 at Dean Witter Reynolds, which merged with Morgan Stanley in 1997. In 2006, he joined UBS Financial Services, where he completed the Firm's Portfolio Management Program. Since 2017, Erik has been with Merrill Lynch Wealth Management, serving as a Senior Vice President and Senior Financial Advisor. Erik holds a Bachelor of Science in Business Administration with a concentration in Finance from the University of Nevada, Las Vegas. He maintains Series 7, 63, and 65 FINRA registrations, Life and Health Insurance licenses, and has earned professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His approach integrates liability management, estate planning, real estate transactions, tax optimization, and philanthropic strategies to create comprehensive financial plans for his clients. A native of Las Vegas, Erik graduated from Bishop Gorman High School. Outside of work, he is involved in community service with United Way and Three Square alongside his family. Erik enjoys golf, strength training, football, ice hockey, traveling, watching movies, and spending time with his wife and three daughters.

Dorothy Roth is a Wealth Management Advisor at Merrill Lynch Wealth Management. She holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Dorothy earned a Master's Degree from George Washington University and a Bachelor's Degree from Georgetown University. She also attended Kent State University, although no diploma was conferred.

Keith Tanabe is a Wealth Management Advisor with Merrill Lynch Wealth Management, leading a team focused on serving institutional and private clients. He manages Global Institutional Consultants under the TTFH Group, providing investment consulting and services for defined benefit and contribution plans, institutional consulting, and corporate benefit services. Keith has held this role for 26 years at Merrill Lynch, developing expertise in institutional investment consulting and wealth management. He began his financial career as a Certified Public Accountant in the corporate tax department of PriceWaterhouseCoopers, LLP. He holds a bachelor's degree from the University of Southern California and has earned professional designations including Chartered Alternative Investment Analyst (CAIA), Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and specialization in Sports & Entertainment (SE). Outside of his professional work, Keith enjoys golfing, spending time with his family, and traveling.

David Shoaff is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career in the financial services industry in 2001 and joined Merrill Lynch in 2008. David focuses on family wealth management strategies, personal retirement planning, and portfolio management services. He helps clients develop personalized financial strategies that align with their long-term goals by offering customized investment advice and strategies based on a thorough understanding of their financial needs. David holds a bachelor's degree in Finance from the University of Nevada, Las Vegas, and is a CERTIFIED FINANCIAL PLANNER® certificant. He is committed to building strong client relationships and follows Merrill's tradition of community involvement through volunteering. Outside of his professional role, David spends time with his wife and six children, dividing their time between Las Vegas, Nevada, and Coeur d'Alene, Idaho. His personal interests include reading and watching movies.

Victoria Wiezorek is a financial advisor at Merrill with Series 63 and Series 66 credentials and 21 years of industry experience. She has been with Merrill since 2012. Outside of her advisory role, she is the sole owner of a rental property in Henderson, Nevada. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Peter Bergman is a Financial Advisor with Merrill Lynch Wealth Management. Based in Las Vegas since 2021, he advises individuals, families, and businesses throughout the Mountain West. He began his career with Merrill in 2019 in Casper, Wyoming. Peter was born and raised in Wyoming and played as an offensive lineman for Eastern Michigan University, where he earned his bachelor's degree. His professional credentials include the Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA) designations. His expertise encompasses education planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He prioritizes building strong client relationships to provide customized wealth management approaches, leveraging the resources of Bank of America and Merrill Lynch. Outside of his professional activities, Peter participates in Habitat for Humanity and enjoys basketball, football, ice hockey, music, and spending time with his family.

Parker Wells is a Financial Advisor at Merrill Lynch Wealth Management, specializing in family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, and serving clients in sports and entertainment. He leverages his background as a former Division 1 football player for San Diego State University and his ongoing commitment to powerlifting to inform his approach to client service. Parker holds a Bachelor's Degree from Arizona State University - West Campus and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is known for dedicating his full attention to each client, tailoring strategies to their unique financial situations. Outside of his professional work, Parker enjoys adventure sports, football, and spending time with his family.

Krista Conyers is a financial advisor at Merrill with 24 years of industry experience and holds Series 63 and Series 66 credentials. She has been with Merrill since 2004. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jacob Church is a Financial Advisor with Merrill Lynch Wealth Management. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Jacob completed a Non Accredited Certificate Program at College Southern Nevada and earned a High School Diploma/GED from Rancho Medical Academy. He also attended the University of Nevada Las Vegas, although no degree was conferred.