Gary Ferreira is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining the firm in 2004, he has dedicated over 38 years to providing financial advice and wealth management services to high net worth families, corporate executives, business owners, family foundations, and non-profit organizations. His approach includes developing customized financial strategies focused on wealth preservation, growth, and transfer, while collaborating closely with clients' tax and legal advisors. Gary holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP®), Certified Investment Management Analyst® (CIMA®), Chartered Retirement Planning Counselor® (CRPC®), CERTIFIED PRIVATE WEALTH ADVISOR® (CPWA®), and Chartered Advisor in Philanthropy® (CAP®). He earned a Bachelor of Arts degree in Mathematics from Boston College in 1984 and remains active in the Boston College Alumni Community. His client focus areas encompass college education planning, family wealth management strategies, liquidity management, retirement planning, philanthropic planning, portfolio management, and personalized wealth approaches for women. Beyond his professional work, Gary volunteers with community organizations and supports children's causes such as St. Jude's Children's Hospital and Shriners Hospitals for Children. He enjoys activities including cooking, fishing, football, and yoga.

Sabrina Roberts is a Financial Advisor at Merrill Lynch Wealth Management with over 23 years of experience in the financial services industry. Her career includes roles in branch management, project management, and wealth management at the Bank of America legacy companies and Merrill. She has specialized in working closely with ultra-high-net-worth individuals and families, providing personalized service, strategic guidance, and executing comprehensive financial strategies. Sabrina holds a Bachelor of Science degree in Business Administration from Boston University and is certified as a Project Management Professional (PMP). Additionally, she is designated as a Personal Investment Advisor (PIA). Known for her ability to build strong relationships and connect resources effectively, she focuses on balancing long-term financial objectives with actionable steps to achieve meaningful results. Residing in the South Shore of Massachusetts with her husband, Sabrina enjoys running, cooking, and hiking with her Rhodesian Ridgeback.

Anthony M. Florio serves as a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been employed since 1998. His practice primarily focuses on providing financial services to medical professionals, attorneys, and business executives. He assists clients in developing tax-efficient portfolios, income strategies, and retirement planning tailored to the needs of individuals, their families, and businesses. Anthony holds a Bachelor's Degree in Finance from Stonehill College and has obtained several professional certifications, including the CERTIFIED FINANCIAL PLANNER® (CFP®), Chartered Retirement Planning Counselor™ (CRPC™), and Certified Private Wealth Advisor® (CPWA®) designations. He is also engaged with Stonehill College through participation on the Business Visiting Committee. He emphasizes service and trust in his practice, aiming to understand each client's specific concerns and aspirations to develop personalized financial strategies. Anthony's approach is guided by the philosophy of working closely with clients one-on-one to pursue their long-term goals. Outside of his professional activities, his personal interests include biking, gardening, and hiking.

Robert O'Brien Jr. is a financial advisor with Merrill, holding a Series 63 designation and 35 years of industry experience. He has worked at Merrill since 1993 and has been with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gregory Simmons is an International Wealth Advisor with Merrill Lynch Wealth Management. With over 42 years of professional experience, he works with individuals, families, charitable organizations, and retirement accounts to develop and implement investment plans aimed at managing and growing wealth. His approach centers on understanding each client’s financial priorities by listening carefully to their current situations, future objectives, and potential concerns to create customized strategies aligned with their financial and life goals. Greg holds several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP), Chartered Retirement Planning Counselor (CRPC), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from Eastern Nazarene College and completed his high school education in Melrose, Massachusetts. His areas of expertise include college education planning, retirement income and planning, portfolio management, individual and corporate investment strategy, tax minimization, and services for endowments, foundations, and non-profits. Outside of his professional role, Gregory Simmons lives on Boston's South Shore with his wife, Terry. His personal interests include football, reading, and spending time with his family.

Christopher Fahey is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has worked since 1999. He specializes in advanced wealth management strategies for families and business owners, with client focus areas including Family Wealth Management Strategies, Personal Retirement Planning, and Sports & Entertainment. Chris has over 25 years of experience in financial services and has been a CERTIFIED FINANCIAL PLANNER® professional since 1998. He holds a Bachelor's Degree in Economics from the University of Massachusetts at Amherst. He also carries the Personal Investment Advisor (PIA) designation. Chris lives in Mashpee, MA with his wife Tracey. His personal interests include fishing, golfing, hiking, music, skiing, and spending time with his family.

Frank O'Brien III is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He is a partner of the Fahey/O'Brien Group and has been with Merrill Lynch Wealth Management for over twenty-five years. Frank focuses on understanding what is most important to his clients to deliver tailored planning and investment management strategies aimed at achieving their life goals. His expertise includes legacy planning, personal retirement planning, portfolio management services, socially responsible and values-based investing, sports and entertainment wealth management, individual and corporate investment strategy, tax minimization, and retirement income planning. Frank holds professional designations including Personal Investment Advisor (PIA) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Frank received his Bachelor's Degree in Economics from Lake Forest College. Outside of his professional role, he is involved in coaching hockey and soccer and lives in Hingham, MA with his wife Amy and their three children.

Paul Nylen is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on developing personalized financial strategies tailored to each client's unique goals and changing market conditions. Paul leverages investment insights from Merrill and access to banking and lending solutions through Bank of America to support his clients’ wealth management needs. He holds the professional designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Paul earned a Bachelor's Degree from Boston College and a Doctorate from Suffolk Law School.

Sean Lynch is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he works closely with clients to develop and implement comprehensive financial plans tailored to their individual goals. He specializes in equity compensation services, portfolio management, tax minimization, and retirement income strategies. Sean holds a bachelor's degree in Finance and Economics from the University of Vermont. He has earned the CERTIFIED FINANCIAL PLANNER40 certification, the Certified Exit Planning Advisor (CEPA), and the Personal Investment Advisor (PIA) designations. His professional expertise encompasses 401(k) distribution options, investment management, retirement, trust and estate planning services, education planning through 529 plans, various lending options including residential, commercial, and securities based lending, as well as private banking and insurance services. Sean is a member of the Juvenile Diabetes Research Foundation (JDRF) and participates in related community involvement activities. In his personal time, he enjoys biking, camping, fishing, hiking, listening to music, running marathons, skiing, skydiving, and spending time with his family.

Kathleen Langrill is a financial advisor with Merrill based in Hingham, MA. She holds Series 63 and Series 66 licenses and has 38 years of industry experience. She has been with Merrill since 2017, following a brief period at Bank of America, N.A. Langrill serves as a power of attorney in an unrelated business activity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Bryan Turner is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to understand their personal and financial priorities, developing personalized strategies to help them pursue their financial goals. His approach focuses on clear communication and building trusted relationships to support clients through complex investment and wealth planning decisions. Turner's expertise spans college education planning, divorce transition planning, executive compensation, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. He holds several professional designations including Accredited Wealth Management Advisor (AWMA), Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from Plymouth State University. Outside of his professional work, Turner enjoys basketball, boating, cooking, football, golfing, ice hockey, music, skiing, spending time with his family, and traveling.

Donald Mc Donough III is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and possessing 36 years of industry experience. He has been with Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Leo Tang is a financial advisor at Merrill with 10 years of experience at the firm and five years in the industry. He holds a Series 66 designation and is based in Hingham, MA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gary Peirce is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing a comprehensive approach to managing wealth by developing personalized financial strategies tailored to each client's unique family situation and financial goals. His services include access to Merrill's investment insights and the banking convenience and lending solutions of Bank of America. Gary’s areas of focus encompass executive compensation, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Providence College. In addition to his professional responsibilities, Gary participates in community volunteer activities, reflecting Merrill Lynch’s tradition of community involvement. Outside of work, he has interests in adventure sports, biking, boating, chess, cooking, and skiing.

Benjamin Martin is a financial advisor with Merrill in Hingham, MA, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Bank of America, the Commonwealth of Massachusetts, and tax preparation with VITA. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm leverages extensive manager-constructed strategies and tax-efficient capabilities, supported by its integration with Bank of America’s broader banking and capital markets platform.

Sean Robinson is a financial advisor at Merrill with Series 63 and Series 66 designations and three years of industry experience. His prior roles include positions at Fidelity Investments and Linked Solutions Inc. before joining Merrill in 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Neil Murtagh is a Wealth Management Advisor at Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial strategies aimed at pursuing long-term goals, providing access to Merrill's investment insights and Bank of America's banking and lending solutions. Mr. Murtagh holds a bachelor's degree from The London Institute of Banking and Finance and has earned multiple professional designations including Certified Financial Planner (CFP), Chartered Financial Consultant (ChFC), Chartered Life Underwriter (CLU), Accredited Portfolio Management Advisor (APMA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Plans Specialist (CRPS), Chartered SRI Counselor (CSRIC), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), Retirement Manager Advisor (RMA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). His areas of expertise include college education planning, LGBT wealth planning, socially responsible and ESG investing, tax minimization, retirement income, and portfolio management. In addition to his professional activities, Mr. Murtagh participates in community service and volunteers with Hingham Youth Soccer. His personal interests include golfing, running, and soccer.

Christopher B. Bean is a Managing Director and Wealth Management Advisor at Merrill Lynch Wealth Management with 30 years of experience. He leads Bean & Associates, a tenured Wealth Management Advisory Team providing personalized, concierge-style service focused on affluent families, business executives, medical professionals, and trusts and estates. The team offers customized strategies that integrate wealth management, tax minimization, estate and legacy planning, retirement and education planning, asset preservation, and banking services. Christopher holds the Chartered Retirement Planning Counselor (CRPC) designation and the Personal Investment Advisor (PIA) designation. He is an honors graduate of Brandeis University and holds a Master's Degree in Business Administration from Boston University's Graduate School of Management. Prior to his financial advisory career, he held elected public office for seventeen years. He is involved with the Jacob Bradbury Bean Foundation. Christopher and his wife, Pamyla, live in Duxbury with their four children.

Patrick Langan is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works to connect clients with the appropriate people, plans, and processes tailored to their unique financial ambitions. His client focus areas include college education planning, family wealth management strategies, managing new wealth, personal retirement planning, socially responsible and ESG investing, tax minimization, and retirement income. Patrick holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation as well as being a Personal Investment Advisor (PIA). He earned a Bachelor's degree from the University of Massachusetts System. He emphasizes building long-term relationships with clients to adjust financial plans as their lives change, leveraging resources available through Merrill Lynch Wealth Management. Outside of his professional role, Patrick enjoys reading, running marathons, skiing, traveling, hiking, training, and practicing yoga. He also values time spent with his wife and children.

Jeffrey Griffin is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in providing personalized financial services and customized investment solutions. Since joining Merrill Lynch in 2006, Jeff has employed a holistic approach to assist high net worth families, corporate executives, and business owners in managing their assets and liabilities. He leverages the extensive resources of Merrill Lynch Wealth Management and Bank of America, N.A. to address clients' risk tolerance, time horizons, liquidity needs, and overall investment objectives. Jeff's expertise covers a broad range of client focus areas, including college education planning, retirement income, family wealth management strategies, philanthropic planning, and small business strategies. Jeff brings over two decades of experience in the financial services industry, including prior roles at Fidelity Investments and as Vice President with Bank of America’s Wealth Management Banking group. He works with clients in the Greater Boston area as well as Northern and Southern California, reflecting his personal and professional ties to both regions. Jeff holds an MBA with a concentration in Finance from Boston College and a Bachelor of Science in Business Administration from the University of New Hampshire. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of his professional work, Jeff is active in community initiatives and supports the Salute Military Golf Association. A resident of Hingham, Massachusetts, he is a single father to two teenagers and enjoys spending time with his family, playing golf, coaching baseball, and running marathons. Jeff has participated in multiple marathons, including the 2011 Boston Marathon as part of the Dana-Farber Marathon Challenge team.

Timothy Gillespie Jr. is a Series 66-licensed financial advisor with Merrill, where he has worked since 2007, totaling 18 years of industry experience. He serves as a part-time co-lecturer for Columbia University’s School of Professional Studies, participating in their Master’s in Wealth Management program. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Robin Kelly is a financial advisor at Merrill with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew O'Connell is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in creating customized, goal-based wealth management plans for individuals, families, and small businesses. His approach focuses on understanding each client's unique priorities through one-on-one conversations to build tailored financial strategies. Since 2014, Matthew has developed expertise in areas such as tax minimization, executive compensation, legacy planning, and retirement income. He leverages Merrill Lynch research to construct portfolios aimed at preserving and growing client wealth through varying market conditions, with attention to low costs and risk-managed returns. Matthew holds a bachelor's degree in finance from Bentley University. He maintains various professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Residing in Marshfield, Massachusetts, he enjoys spending time with his family and partaking in activities such as boating, golfing, skiing, and ice hockey.

Naromie Saint Clair is a Financial Advisor at Merrill Lynch Wealth Management, dedicated to connecting clients with tailored financial plans that align with their unique ambitions. She specializes in assisting individuals, families, and business owners in pursuing financial goals through personalized planning and strategic approaches. With a focus on building lasting relationships based on trust, integrity, and clear communication, Naromie brings strong leadership, strategic problem-solving, and decision-making skills to her role. She is adept at managing multiple priorities in fast-paced environments and is committed to delivering exceptional service and meaningful solutions. Naromie holds a Bachelor's Degree from Nova Southeastern University and is designated as a Personal Investment Advisor (PIA). She is proficient in both English and French.

David Capelle is a Wealth Management Advisor with Merrill Lynch Wealth Management. He leads a goals-based wealth management practice that focuses on delivering highly personalized financial strategies. David works closely with clients to understand their financial priorities, concerns, and long-term objectives, enabling him to design strategies aligned with both current needs and future goals. His clients often include business owners, entrepreneurs, and senior executives seeking coordinated and sophisticated wealth management solutions. David has spent his entire career in the financial services industry, joining Merrill Lynch Wealth Management in 2011. He brings more than 27 years of consulting experience with private individuals, business owners, corporate retirement plans, and nonprofit organizations. He holds a Bachelor of Arts degree in Economics and Political Science from the University of Rhode Island and has earned the CERTIFIED FINANCIAL PLANNER® (CFP®) and Certified Investment Management Analyst® (CIMA®) designations. Born and raised on the South Shore, David resides in Scituate, Massachusetts with his wife Beth and their four children. He remains actively involved in his community, holding leadership roles such as Trustee for South Shore Hospital and has volunteered as a youth hockey and baseball coach. Outside of work, David enjoys boating, fishing, skiing, golfing, and spending time with his family.

Matthew Haggerty is a Wealth Management Advisor and Merrill Resident Director with over 10 years of experience in financial services. He has worked with families and businesses to help meet their financial goals. Matthew holds the CERTIFIED FINANCIAL PLANNER (CFP) and Certified Plan Fiduciary Advisor (CPFA) designations, along with Personal Investment Advisor (PIA) and Retirement Benefits Consultant (RBC) certifications. He earned a Bachelor of Science degree from Bridgewater State College and a Master of Business Administration (MBA) from Bryant College. Before joining Merrill in 2022, Matthew spent five years at Raymond James, five years at Fidelity, and two years at State Street Bank, where he began his career in financial services. He specializes in areas including divorce transition planning, education planning, managing new wealth, tax minimization, and retirement income. Matthew works closely with his clients to develop personalized financial strategies that align with their long-term goals. In addition to his professional work, Matthew is involved in his community through coaching and supporting local youth sports programs, including Taunton Boys & Girls Club Floor Hockey, Taunton Junior Basketball, and Taunton West Little League. He also enjoys spending time with his family and pursuing interests such as baseball, skiing, and traveling.

Andrew Burns is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his financial services career in 1999, working directly with affluent individuals and families, many of whom he and his team continue to serve. Andrew focuses on offering boutique-level attention and investment discipline to high-net-worth and ultra-high-net-worth clients, aiming to preserve and grow their wealth through sophisticated strategies. Andrew's expertise includes college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income. He works with clients such as senior-level financial industry executives, private business owners, wealthy retirees, endowments, and non-profit organizations across Massachusetts and 15 other states. He emphasizes investor behavior as the dominant driver of investment returns and collaborates with clients' accountants and attorneys to align tax and estate planning. Before his financial career, Andrew served four years in the United States Marine Corps, stationed at Camp Lejeune, Okinawa, Japan, Europe, Africa, and Haiti. He earned a bachelor's degree from the University of Delaware and holds professional designations including Certified Private Wealth Advisor, Chartered Retirement Planning Counselor, Certified Investment Management Analyst, and Retirement Manager Advisor. Andrew lives on the South Shore with his wife Holly, who is also his colleague, and their three children. He is actively involved with several veterans organizations and enjoys biking, golfing, hiking, skiing, and spending time with his family.

Mary Ellen Weikert is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 37 years of experience in wealth planning, investment, and financial management. She provides specialized services to individuals, families, family offices, corporations, charitable gift programs, endowments, and foundations. Her client focus areas include family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, women and wealth, tax minimization, and retirement income. Throughout her career, Mary Ellen has been recognized for her professional excellence and community service. She has been named to Forbes’ "Best-In-State Wealth Advisors" list from 2018 to 2022 and the "Top Women Wealth Advisors" list in 2017, 2018, 2020, and 2021. In 2015, she received the Bank of America Corporation’s David Brady Community Service Award, honoring her commitment to client service and community involvement. Mary Ellen holds the Personal Investment Advisor (PIA) designation and attended Sinclair College. In addition to her professional work, Mary Ellen serves in several leadership roles within the Atlanta community. She is Vice Chair and Trustee of the Emory St. Joseph Hospital Board, Chair of the Finance and Advisory Council for the Atlanta Catholic Archdiocese, and Trustee of The Parkinson’s Foundation. Mary Ellen is also active in speaking engagements on wealth and estate planning. She has been married to her husband, Scott, for more than 40 years and they have three children and three grandchildren. Her personal interests include cooking, gardening, golfing, reading, running marathons, spending time with family, and traveling.

Iryna Perry is a Series 66 licensed financial advisor at Merrill with two years of industry experience. Her prior work includes roles at Tapfin, Citizens Bank, Healthcare Financial Inc, Saks Fifth Avenue, and Swarovski. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations by offering model-based and discretionary investment strategies supported by internal and third-party managers.

Mary Ruch is a Wealth Management Advisor with Merrill Lynch Wealth Management. She holds the professional designation of Personal Investment Advisor (PIA). Mary earned her Bachelor's Degree from Williams College. Her role involves providing wealth management services to clients, leveraging her expertise as a Personal Investment Advisor.

Jonathan Eng is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2017 and Bank of America since 2018. Prior to that, he was employed at North Country Savings Bank from 2010 to 2017. Outside of his advisory role, Eng serves as a committee member on the City of Quincy Bicycle Commission and the Boston Chinatown Neighborhood Center. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Patrick Mcauliffe is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 2003 as an intern and joined the Fahey/O'Brien Group in 2004, where he contributed to establishing client relationships and maintaining service standards. His daily work focuses on relationship management, performance reporting, and goals-based wealth management planning. Patrick holds a Bachelor of Science in Finance and a Master of Science in Financial Planning, both from Bentley College. He has earned the Chartered Retirement Planning Counselor™ and Certified Plan Fiduciary Advisor® designations, as well as credentials as a Personal Investment Advisor and Retirement Benefits Consultant. His client focus areas include college education planning, managing new wealth, personal retirement planning, portfolio management, socially responsible and values-based investing, individual and corporate investment strategies, tax minimization, and retirement income. Outside of his professional role, Patrick resides in Hanson, Massachusetts, with his wife Christine and their sons Christian and Miles. He has been involved with NVNA & Hospice as a member of its Board of Directors from 2013 to 2015. His personal interests include photography, spending time with his family, and traveling.

Elizabeth Garabedian is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in designing customized wealth management plans that extend beyond investments to address clients’ unique priorities. Elizabeth collaborates closely with clients to develop goal-based financial strategies, regularly reviewing and adjusting plans to align with their evolving needs and comfort levels. With over 31 years of experience in financial advice and wealth management, Elizabeth focuses on family wealth management strategies, legacy planning, personal retirement planning, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. She works alongside tax and legal advisors to ensure comprehensive and coordinated financial strategies. Elizabeth holds a High School Diploma from Old Rochester Regional High School, an Associate's Degree from Katherine Gibbs School, a Bachelor’s Degree from Mount Ida College, and a Master’s Degree from Suffolk University. She is also a Personal Investment Advisor (PIA). Elizabeth resides in Scituate, Massachusetts with her husband and daughter. Her personal interests include gardening, reading, running, sewing, skiing, tennis, and spending time with her family.

Elizabeth Shanley is a financial advisor at Merrill with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill Lynch, Pierce, Fenner & Smith since 2018. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party teams, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Sexton is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in creating comprehensive financial strategies for high net-worth and highly compensated individuals. He began his career at Fidelity Investments, focusing on financial planning for high net-worth clients and advising on employer-sponsored plans such as 401Ks and 403Bs. Michael joined Merrill Lynch Wealth Management in 2018 and became part of Beagley and Associates at Merrill in 2021. Michael employs a planning-centric approach that involves getting to know each client and their family, understanding their financial situation, and identifying what matters most to them. He develops customized wealth management strategies that can adapt to changing client needs and market conditions. He collaborates with clients' attorneys, accountants, and other advisors to coordinate their financial and legacy planning. Michael holds the CERTIFIED FINANCIAL PLANNER® (CFP), Certified Plan Fiduciary Advisor® (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. Michael earned a Bachelor's Degree from Coastal Carolina University. Committed to community involvement, he follows Merrill's tradition of participation by volunteering with local organizations. His personal interests include boating, golfing, skiing, spending time with his family, and traveling.