Laura Nguyen is a Financial Advisor with Merrill Lynch Wealth Management, currently serving clients within the Narimatsu Oda Group. Her work focuses on connecting all aspects of clients’ financial lives to help prioritize and pursue goals that matter most to them. Laura specializes in family wealth management strategies, liquidity management, retirement planning, portfolio management, tax minimization, and small business strategies among other areas. Laura holds an MBA from Hawai'i Pacific University, where she graduated with distinction, and earned a Master of Arts degree in Business Development & Entrepreneurship from Leuphana University of Lueneburg in Germany. She is bilingual in English, German, and Vietnamese. Prior to joining Merrill Lynch, Laura worked as a Client Associate at First Hawaiian Bank's Wealth Advisory Division and Raymond James Financial Services. She holds Series 7 and 66 FINRA registrations, Life Insurance licenses, and is designated as a Personal Investment Advisor (PIA). Laura is active in local nonprofit events throughout the year. Outside of her professional role, Laura enjoys practicing yoga, playing piano, and traveling. She values socializing and meeting new people and has personal interests that include music and dogs.

Raenee Cambonga is a Series 66 registered advisor with Merrill in Honolulu, HI. She has 20 years of industry experience and has been with Merrill for 25 years since 2001. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, and charitable organizations.

Andrea Zannoni is a Senior Financial Advisor at Merrill Lynch Wealth Management. He manages portfolios as a Senior Portfolio Manager in the Merrill Investment Advisory Program, utilizing personalized and defined strategies that may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. Andrea also supports other Merrill Lynch Wealth Management Advisors by making his strategies available. Andrea's professional background includes serving as a manager at Bank of Hawaii, where he led the ISB Kailua branch in retail services, credit, and investments. He holds an MBA from Hawaii Pacific University and a Bachelor's degree in Economics and Financial Services from Saint Mary's College of California. His expertise encompasses education planning, family wealth management strategies, services for endowments, foundations and non-profits, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, socially responsible and ESG investing, as well as tax minimization. Originally from Verbania, Italy, Andrea moved to the United States in 2007 to pursue tennis and academics. He was a ranked junior and professional tennis player in Italy before transitioning to a financial career. Andrea serves as Chairman of the Investment Committee and Vice President of the Hawaii Opera Theatre board, and as Vice President on the board of Access Tennis, reflecting his engagement with community and cultural organizations. His personal interests include music, surfing, tennis, and traveling.

Alexander Rodriguez is a Senior Financial Advisor with Merrill Lynch Wealth Management. He holds the professional designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA). Alexander completed his high school education at Fairfax High School and attended the University of Montana System without obtaining a degree.

Lane Nagano is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, Lane focuses on connecting clients to the people, plans, and processes that align with their unique financial ambitions. Lane’s expertise includes planning for education funding, retirement lifestyles, potential health care costs, and creating personalized strategies aimed at achieving families’ long-term goals. Holding professional designations such as Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC), Lane applies a comprehensive approach that integrates various aspects of clients’ financial lives. Lane earned a bachelor’s degree from the University of Hawaii System. The guiding philosophy is to bring simplicity and transparency to wealth planning, helping clients manage and pursue the goals that matter most to them.

Curtis Lau is a financial advisor with Merrill, holding a Series 63 designation and over 42 years of industry experience. He has been with Merrill since 1983 and has also worked at Bank of America, N.A. since 2011. Outside of his advisory role, he has a limited involvement with an entity named Grand Welcome. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Kevin Higa is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in Honolulu, Hawaii. He works alongside his brother in the Higa Group to provide investment management, wealth planning, and consulting services to individual and institutional clients. Kevin leverages the resources of Merrill Lynch and Bank of America to deliver personalized wealth management strategies tailored to clients’ financial goals. Kevin has been in the financial services industry since 2005. Before joining Merrill Lynch in 2015, he spent ten years at a local bank working with institutional clients including insurance companies, unions, corporations, and non-profit organizations. His areas of expertise include institutional investment consulting, services for endowments, foundations and non-profits, personal retirement planning, and individual and corporate investment strategies. Kevin holds a Bachelor's degree from Babson College and professional designations including Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). Kevin participates in community organizations such as the Foundation for Maryknoll School, Hui Makaala Okinawan Club, and Oahu Country Club. Outside of work, he enjoys baseball, boating, fishing, golfing, surfing, yoga, and spending time with his family. He was inducted into the Babson College Athletics Hall of Fame in 2011 for baseball and values his experiences traveling and working abroad.

Anh Brow is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has worked since 2016. With over 30 years of experience in the financial services industry, Anh specializes in developing tailored financial strategies for individuals, families, and businesses. Her areas of focus include college education planning, divorce transition planning, personal retirement planning, tax minimization, and investment strategy for both individuals and corporations. She also provides services for endowments, foundations, and non-profit organizations. Anh holds a bachelor’s degree in business administration, concentrating in economics and Chinese studies, and an MBA in finance, both from the University of Maryland. She possesses the Personal Investment Advisor (PIA) designation and is fluent in Vietnamese, French, English, and Chinese. Anh has a global perspective, having lived, studied, and worked in multiple countries including Vietnam, India, France, Russia, China, and Hong Kong. In addition to her professional commitments, Anh is actively involved in the Hawaii community. She serves on the boards of several non-profit organizations, including the Vietnamese-American Chamber of Commerce of Hawaii (where she is president), the Chinese Chamber of Commerce of Hawaii (past president and emeritus board member), the Daniel K. Inouye Asia-Pacific Center for Security Studies Foundation, the Filipino Community Center of Hawaii, the Hawaii Pacific Export Council, and the Japan-America Society of Hawaii. Her community work reflects her dedication to supporting ethnic organizations and giving back locally.

John Fay is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on understanding what matters most to his clients and helping develop strategies to pursue their short-, mid-, and long-term financial goals. His expertise includes education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and retirement income. John holds a Bachelor's Degree from the University of South Carolina. He also holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). As a Merrill Financial Advisor, he provides ongoing advice and guidance as clients' needs evolve and can connect clients to specialists for banking, credit, home financing, and small business solutions. Outside of his professional role, John enjoys activities such as basketball, boating, fishing, football, golfing, hiking, skiing, surfing, traveling, and spending time with his family.

Jordan Matsumoto is a Senior Financial Advisor with The Hochuli Group at Merrill Lynch Wealth Management. He has been with the team since 2016, initially joining as an intern after graduating from the University of Hawaii at Manoa with a BA in Finance. His primary responsibilities include service strategy, organizing educational forums and events, and supporting clients with account setup and maintenance, as well as assisting with banking needs through Bank of America, N.A. Jordan's areas of focus include education planning, family wealth management strategies, personal retirement planning, portfolio management services, and socially responsible, values-based, and ESG investing. He works with affluent families, corporate executives, and business owners, collaborating closely with clients' attorneys and tax advisors to coordinate comprehensive financial planning. The team follows a proprietary strategy to analyze goals and risk tolerance, managing wealth through diversified investments. In addition to his professional role, Jordan is involved in community service efforts aimed at raising awareness of economics, business, finance, and investment among Hawaii's young people. He volunteers through civic and community forums, schools, and organizations. Jordan holds the Personal Investment Advisor (PIA) designation and is fluent in both Japanese and English. Outside of work, he enjoys basketball, golfing, hiking, and spending time with his family.

Dongam Jeong is a Series 66 designated advisor at Merrill with one year of industry experience. Prior to joining Merrill and Bank of America, N.A., Jeong worked at Group 70 and held academic positions at the University of Hawaii at Manoa and Kansas State University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stanford Lee is a Financial Advisor with Merrill Lynch Wealth Management. He works with individuals, families, executives, medical professionals, and business owners to develop personalized financial strategies that support their goals. His approach is disciplined and goals-based, focusing on understanding clients' priorities to build, preserve, and transfer wealth. Lee's expertise includes college education planning, family wealth management strategies, international wealth management, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, and individual and corporate investment strategy. He leverages Merrill's broad range of resources, including retirement planning, tax-efficient wealth strategies, alternative investments, education funding, and lending solutions through Bank of America, N.A., to assist clients. He holds a Bachelor's Degree from the University of Hawaii System and holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of his professional work, Lee enjoys adventure sports, cooking, golfing, spending time with his family, and traveling.

Karen Handy is a financial advisor with Merrill in Honolulu, HI, holding a Series 66 designation and 26 years of industry experience. She has been associated with Merrill Lynch since 1999 and Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kapena Lum is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined Merrill in 2022, bringing with him extensive experience in wealth management that began in 2003 with LPL Financial. Kapena focuses on understanding his clients' stories to craft, implement, track, and update personalized wealth management plans that are centered around their purpose. He and his team leverage Merrill's resources and institutional capabilities to serve clients, including small businesses and corporate retirement plan sponsors and participants. Kapena holds several professional designations including Chartered Retirement Plans Specialist (CRPS), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor of Arts in Business Administration from the University of Hawaii at Hilo, where he was also a member of the basketball team. His areas of expertise encompass retirement plan solutions, employee benefits planning, and legacy planning among others. Residing in Hilo with his wife Abby and their three children, Kapena and his family value spending time together and pursuing their educational and personal interests. His personal interests include basketball, cooking, golfing, music, reading, and traveling.

Hui Mei Shi is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2015, with prior roles at Prada and David Yurman. Outside of her advisory work, she is co-owner of a family rental property in Honolulu. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Kimi Pangelinan is a Senior Financial Advisor with Merrill Lynch Wealth Management. She works closely with clients and their families to help them achieve their financial goals through personalized wealth management strategies. Kimi focuses on creating flexible financial plans that align with her clients' priorities, adapting to the dynamic market conditions and offering access to the investment insights of Merrill alongside the banking and lending solutions of Bank of America. Her expertise encompasses a wide range of client needs, including college education planning, family wealth management, legacy planning, retirement income, socially responsible investing, and small business strategies. Kimi specializes in goals-based wealth management, addressing key life priorities such as family, finance, health, and work. She holds the Personal Investment Advisor (PIA) designation and is proficient in English and Japanese. Kimi earned a High School Diploma from Ygnacio Valley High and an Associate Degree from Diablo Valley College. Outside of her professional role, she participates in community volunteering and enjoys cooking, dancing, and gardening. Her personal philosophy centers on working one-on-one with clients to develop financial strategies designed to support their long-term objectives.

Henry Malley is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and 45 years of industry experience. He has been with Merrill since 1983 and also works with Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Rick Handy is a Wealth Management Advisor and First Vice President with Merrill Lynch Wealth Management. He has been with Merrill Lynch since 1978, providing clients with individualized wealth management strategies, retirement plan services, and estate and wealth transfer techniques. Rick regularly evaluates and reviews financial plans to align with clients' evolving goals. Rick earned the Chartered Retirement Planning Counselor™ (CRPC™) designation in 2004 and holds the Personal Investment Advisor (PIA) certification. He attended Miami University of Ohio, concentrating in Physics and Mathematics, and holds a Bachelor's degree from Western College. Outside of work, Rick enjoys swimming, sailing, and golf, and spends time with his family. He is also associated with the West Honolulu Rotary.

Robert Eberlin is a Wealth Management Advisor with Merrill Lynch Wealth Management. He holds the Chartered Financial Analyst® (CFA®) designation, the Chartered Alternative Investment Analyst® (CAIA®) designation, and the CERTIFIED FINANCIAL PLANNER® (CFP®) certification, making him one of only three advisors within Merrill Lynch Wealth Management's division of over 15,000 advisors to have achieved all three designations. He has been a financial advisor for over 12 years with Merrill Lynch and has over 17 years of investment experience. Mr. Eberlin graduated from Bates College with a Bachelor of Science degree in Economics. He is also a graduate of Iolani School and Philips Academy. His expertise includes college education planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income planning. He lives in Hawaii Kai with his wife and four children. In his free time, Robert enjoys coaching youth basketball and has been involved in his community through youth sports.

Grace Watanabe is a financial advisor at Merrill in Honolulu, HI, with 26 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Merrill Lynch since 1998. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies constructed by internal teams and third-party managers.