Carl Guillory is a Wealth Management Advisor with Merrill Lynch Wealth Management. He leads The Guillory Group, which manages wealth for families, executives, high net-worth individuals, and small businesses. The group focuses on building long-term client relationships by addressing priorities such as retirement, investment strategy, college planning, and estate planning services. Their approach includes implementing customized investment strategies based on asset allocation models and conducting regular reviews to evaluate clients' progress. With over 25 years of experience, Carl has developed expertise in asset allocation, retirement planning, alternative investments, and estate planning. His practice emphasizes consistent performance, regular communication, and superior service. Carl holds the Personal Investment Advisor (PIA) designation and the Series 7 FINRA registration. He earned a bachelor's degree from Nicholls State University. In addition to his professional work, Carl is involved with St Cecilia Church and the Knights of Columbus. His client focus areas include college education planning, liquidity management, personal retirement planning, and retirement income.

Marcus Malonson is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he provides comprehensive wealth management services tailored to clients' financial goals. He leverages the investment insights of Merrill Lynch and the banking services of Bank of America to support various aspects of clients' financial lives. Malonson's approach emphasizes understanding each client's full financial picture to develop personalized strategies. Since beginning his career in financial services in 1994, Malonson has focused on areas including executive compensation, services for endowments, foundations, and non-profits, retirement planning, portfolio management, and sports and entertainment sectors. He holds multiple professional designations including Certified Financial Planner (CFP), Certified Investment Management Analyst (CIMA), and Chartered Retirement Planning Counselor (CRPC), reflecting his commitment to ongoing professional development. Malonson earned a Bachelor of Business Administration with a focus on Finance and Real Estate from Southern Methodist University in 1993, followed by a Master of Business Administration from Duke University's J.B. Fuqua School of Business in 2004. He is actively involved in various professional and community organizations, including the American Leadership Forum Houston/Gulf Coast Chapter and the Catholic Endowment Foundation of Galveston-Houston. Outside of work, he enjoys fishing, golfing, hunting, reading, skiing, and traveling.

Patrick Elkins is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial plans that address their unique ambitions and priorities. His approach emphasizes connecting people with the appropriate strategies and processes to help manage wealth and pursue personal goals such as funding education, planning for retirement, and legacy planning. Patrick’s areas of expertise include college education planning, family wealth management strategies, services for endowments, foundations, and non-profits, philanthropic planning, portfolio management, tax minimization, and retirement income planning. He holds the Personal Investment Advisor (PIA) designation. Patrick earned a high school diploma from The Kinkaid School, a bachelor's degree from Southern Methodist University, and a master’s degree from The University of Houston. In addition to his professional work, Patrick serves on the Board of Directors for Trees for Houston, demonstrating his involvement in community initiatives.

Josephine Mendoza is a financial advisor with Merrill in Houston, TX, holding a Series 63 designation and having 28 years of industry experience. She has been with Merrill since 1984. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Tyra Gibson is a Senior Financial Advisor at Merrill Lynch Wealth Management. She brings over a decade of experience in the financial services industry, focusing on helping clients build and leave legacies through generational wealth. Drawing on her background as a private wealth advisor and small business lender, she assists business owners in coordinating their business finances and personal wealth with various strategies, including cash and liability management, lending, retirement plan services, business succession, and estate planning. She also specializes in areas such as college education planning, managing new wealth, personal retirement planning, small business strategies, and women and wealth. Gibson holds a Bachelor's degree in English from Spelman College and a Master of Science degree in Business Management from Wake Forest University. She holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Based in Houston, she resides with her husband and their three children. Outside of work, she enjoys reading, soccer, and spending time with her family.

Thomas Tullo Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 2011 and previously worked as a Neuroscience Specialty District Business Manager at Bristol-Myers Squibb Pharmaceuticals. In his current role, Thomas works with a diverse client base that includes individuals, families, business owners, physicians, attorneys, oil and gas professionals, athletes, and musicians. Thomas employs a consultative approach to wealth management, focusing on uncovering each client's unique and personally meaningful goals to develop customized financial strategies. His expertise includes education planning, family wealth management, personal retirement planning, philanthropic planning, portfolio management services, special needs planning strategies, tax minimization, and retirement income. He has a particular interest in assisting families with special needs members due to his background in neuroscience. Thomas is a Merrill qualified Portfolio Manager and holds the Personal Investment Advisor (PIA) designation. He graduated from Texas State University with a Bachelor's Degree in Business Administration. Outside of his professional work, Thomas lives in Friendswood, Texas with his wife and two children. He is actively involved in community service and philanthropy, volunteering with organizations such as the National Alliance on Mental Illness of Greater Houston, Friendswood Youth Baseball, Houston Film Society, and Project Joy & Hope. He has been recognized on Bank of America's Global Volunteer Honor Roll in 2022, 2023, and 2024.

Zachary Mott is a financial advisor with Merrill in Houston, TX, holding Series 63 and Series 65 credentials and four years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, and VOV Corporation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, pension plans, corporations, and charitable organizations.

Kyle Kelley is a Senior Financial Advisor and a leader at VMT Wealth Management, a financial advisory team based in Houston. He provides customized wealth strategy and integrated advice to individuals and families, focusing on helping them address their priorities and pursue their goals efficiently. Kyle leads a multi-disciplinary approach that includes investment management, retirement planning, trust and estate planning services, cash-flow analysis, higher education saving, and charitable giving. Kyle has been recognized nationally for his work, having been named on the Forbes "America's Top Next-Generation Wealth Advisors" list from 2019 to 2025, including ranking #1 in Texas for five consecutive years. He was also listed on the Forbes "America's Best-In-State Wealth Advisors" from 2021 to 2025. Kyle holds a B.A. in Economics from Rice University and is a Personal Investment Advisor (PIA). He is involved with several professional and community organizations, including the Evans Scholars Foundation, Rice University alumni groups, and the Houston Golf Association. Outside of his professional duties, Kyle serves as a member of the Houston Open Committee, which promotes positive impact on the Houston community through golf. He is an avid golfer and outdoorsman. Kyle enjoys spending time with his wife, Anne, their sons Henry and James, and their black lab, Mia.

Joseph Goodwin is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in financial planning, investment advice, and estate planning strategies. He is part of a team with over 100 years of combined experience, dedicated to assisting families with a comprehensive range of financial needs. Joseph's role involves helping clients pursue their financial goals through personalized wealth management strategies. With 16 years in the financial services industry, Joseph joined Merrill Lynch in 2007 and focuses on serving high net worth families. His areas of expertise include family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, small business strategies, women and wealth, sports and entertainment, tax minimization, and retirement income. He holds the Accredited Estate Planner (AEP), Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Sports & Entertainment (SE) designations. Joseph earned his bachelor's degree from the Texas A&M University System. Joseph is involved with local communities through organizations such as the Houston A&M Club and Love Fosters Hope. Outside of work, his personal interests include baseball, basketball, football, golfing, photography, reading, running, skiing, spending time with his family, and traveling.

Shanna Cannon is a Financial Advisor at Merrill Lynch Wealth Management. She works with individuals, families, and business owners to help them make informed financial decisions through personalized wealth strategies. Her approach integrates investments, retirement planning, tax considerations, and legacy goals into comprehensive plans tailored to each client's priorities. As an Army veteran and military spouse, Shanna brings discipline, adaptability, and a service-oriented mindset to her advisory role. She specializes in assisting professionals, business owners, pre-retirees, retirees, and individuals navigating significant financial milestones such as retirement planning, concentrated stock positions, ESOP distributions, business succession events, and multigenerational wealth transfer. Her focus is on simplifying complex financial decisions and helping clients feel confident about their financial future. Shanna holds a Master's Degree from Boston University and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. She is involved with Career Gear Greater Houston. Outside of work, she enjoys antiquing, boating, gardening, hiking, music, sewing, spending time with her family, traveling, watching movies, and woodworking.

Issa Kamara is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He previously worked at Texas Capital Bank from 2017 to 2022 and The Vanguard Group from 2013 to 2017. Kamara is based in Houston, TX. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary strategies developed by internal and third-party managers. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Cole Vicknair is a Financial Advisor with VMT Wealth Management, a nationally recognized financial advisory team based in Houston. The team is committed to providing a wealth management experience tailored to entrepreneurs, executives, retirees, and their families, emphasizing exceptional service and professionalism. Cole developed an interest in wealth management during his studies at the Cox Business School at Southern Methodist University in Dallas, Texas. After earning his bachelor's degree, he joined the VMT Wealth Management team in Houston. Working alongside his father, who has 30 years of experience with Merrill Lynch, Cole focuses on helping families and business owners pursue their financial goals. He holds the Personal Investment Advisor (PIA) designation. Residing in Houston, Texas, Cole engages in intramural soccer and enjoys cooking and staying active.

Daniel Portillo is a financial advisor with Merrill in Houston, TX, holding a Series 66 designation and eight years of industry experience. He has been with Merrill since 2017 and previously worked at American Military University from 2015 to 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jacoby West serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on helping families achieve their financial goals through a mathematical, non-emotional planning process that is client-focused and service-centered. Jacoby was recruited to TSPN Wealth Management shortly after graduating from Texas A&M University in the summer of 2022. His expertise includes divorce transition planning, equity compensation services, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. Jacoby and his team aim to reduce taxes, fees, and risk while maximizing returns by following a disciplined and structured investment process that maintains flexibility to adapt to changing economic conditions. They also prioritize consistent communication to ensure financial strategies remain aligned with clients' goals. Jacoby holds several professional designations, including Accredited Wealth Management Advisor (AWMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of work, he enjoys spending time with his family, exercising, and scuba diving.

Joshua Espinedo is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial strategies aimed at pursuing long-term goals. His approach is centered on understanding a client’s complete financial picture and creating flexible plans tailored to changing market conditions, with access to Merrill’s investment insights as well as Bank of America’s banking and lending solutions. Joshua’s areas of expertise include college education planning, services for endowments, foundations, and non-profits, legacy planning, personal retirement planning, socially responsible and ESG investing, women and wealth, and retirement income. He holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Joshua earned both his Bachelor's and Master's degrees from the University of Houston System. Born and raised in Houston, Joshua participates in community volunteer activities in line with Merrill’s tradition. Outside of his professional work, he enjoys basketball, camping, cooking, fishing, golfing, hiking, racquetball, yoga, and spending time with family.

David Whorton is a financial advisor with Merrill in Houston, TX, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His previous roles include positions at Charles Schwab and Roberts Wealth Management. At Merrill, he is part of a large team serving various client segments. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors. The firm combines internal Chief Investment Office strategies with third-party managers and supports a range of account types with trading, administration, and custody services.

Alexis Medellin is a financial advisor with Merrill in Houston, TX, holding a Series 66 designation and 18 years of industry experience. He has been with Merrill Lynch since 1999. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Barry Smith III is a financial advisor with Merrill in Houston, TX, holding a Series 66 designation and seven years of industry experience. His work history includes roles at Merrill since 2018 and Bank of America, N.A. since 2020. Prior to his advisory career, he worked at the University of Houston from 2015 to 2018. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Monica Mena Cordero is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, she held multiple roles associated with Haverford College and briefly worked for Burger King. She is the sole owner of an LLC inherited from her grandmother, which manages rental properties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Franklin Breazeale III is a Senior Financial Advisor at Merrill Lynch Wealth Management, bringing over 30 years of experience in the financial services industry. He joined Merrill Lynch in 2011 and provides personalized wealth planning, integrating corporate benefit programs such as equity compensation, defined benefit, defined contribution, and nonqualified deferred compensation plans into long-term financial strategies. His client base includes affluent individuals, couples, and families across Texas and various locations nationwide. Frank holds a bachelor's degree in business administration from The University of Texas at Austin and a master's degree with a concentration in finance from Baylor University. He has earned several professional designations including Chartered Retirement Planning Counselor (CRPC), Certified 401(k) Professional (C(k)P®), Certified Plan Fiduciary Advisor (CPFA®), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). These credentials reflect his focus on estate planning services, investments, executive compensation, and liquidity strategies. Engaged in his community, Franklin supports local organizations such as Easter Seals and participates in the deep-seated Merrill tradition of community involvement. Outside of his professional work, he enjoys outdoor activities including running, golf, basketball, fishing, football, hiking, hunting, music, and spending time with his wife and two daughters in Kingwood.