Carleen Osina is a financial advisor at Merrill with 24 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Merrill since 1996. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Daniel Elorduy is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' priorities and helping them develop strategies to pursue their financial goals. With expertise spanning general investing, retirement planning, and saving for unexpected events, Daniel takes the time to build relationships and provide ongoing advice and guidance tailored to clients' evolving needs. He holds the Chartered Retirement Planning Counselor (CRPC) designation and earned a bachelor's degree from Southern Methodist University. Daniel communicates fluently in both Spanish and English.

Guadalupe Mandujano is a Financial Solutions Advisor (FSA) with Merrill Lynch Wealth Management. In this role, Guadalupe works directly with clients to define their financial goals and develop tailored portfolio strategies aimed at helping them achieve those objectives. Guadalupe holds the designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from the University of Michigan. With a focus on ongoing advice, Guadalupe provides clients with support and guidance as their financial situations evolve, adjusting strategies as needed. Guadalupe’s approach centers on helping clients identify what matters most to them and their families to create effective financial plans.

Alison Massey is a Series 66-licensed financial advisor with Merrill in Houston, TX, where she has worked since 2018. She has seven years of industry experience and previously spent five years at J&R Gymnastics. Outside of her advisory role, she is the sole manager and owner of Crestwood Energy, LLC, an entity holding oil and gas mineral interests. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Sarah Spivey is a financial advisor at Merrill based in Houston, TX, holding a Series 66 designation with nine years of industry experience. She has worked at both Bank of America, N.A. and Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Blake Fox is a Wealth Management Advisor with The Fox Group at Merrill, a wealth-management team based in Houston. He works closely with multiple generations of client families, helping individuals at various life stages take a strategic approach to their financial lives. As a third-generation advisor within the Fox Group, Blake contributes to the tradition of service and integrity that defines his team. Blake focuses on wealth-management planning, long-term strategy, technology integration, and relationship development. He leads the implementation and updating of clients’ Personal Wealth Analysis, providing a cohesive framework for evaluating financial goals. Blake has worked at Merrill since 2019. Before joining Merrill, he spent three years as a professional baseball player with the Milwaukee Brewers organization. He holds a Bachelor of Arts in Sports Management from Rice University, where he was recognized with several athletic honors. Blake holds the CERTIFIED FINANCIAL PLANNER® certification and FINRA Series 7 and 66 registrations. He serves as an assistant baseball coach at Episcopal High School. In his free time, he enjoys lifting weights, playing golf, reading, trying new coffee places, and traveling.

Tyler Morgan is a financial advisor at Merrill with five years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America N.A., Nextep Inc., SagePoint Financial, and Fuqua Financial LLC. Outside of finance, he has experience in the restaurant industry with roles at Napa Flats Wood-Fired Kitchen and Pier 36 Seafood and Oyster Bar. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Arredondo is a financial advisor at Merrill with seven years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill since 2019. Prior to that, he held roles at State Farm, Maury Roofing & Exteriors, and the University of Houston. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Garza is a Financial Advisor and Senior Portfolio Advisor with Merrill Lynch Wealth Management. He holds the Chartered Retirement Planning Counselor (CRPC™) designation and the Personal Investment Advisor (PIA) designation. He is licensed with NMLS#1349198. Robert works with clients to develop personalized financial strategies aimed at achieving their short-, mid-, and long-term goals. His approach involves understanding each client's unique priorities to provide tailored wealth management solutions. With over 20 years of experience, Robert's areas of expertise include managing new wealth, personal retirement planning, sports and entertainment financial strategies, and retirement income planning. Through his association with Merrill Lynch and Bank of America, he also offers access to banking convenience and lending solutions to support his clients' financial needs. He serves clients in both English and Spanish. Robert holds a bachelor's degree from the University of Houston. Outside of his professional role, he is involved in community activities, including past service as Little League president and volunteer from 2002 to 2010, and participation with Habitat for Humanity Houston. His personal interests include baseball, music, and traveling.

Mallory Spence is a Wealth Management Advisor with Merrill Lynch Wealth Management and a member of The Gladstein Levitt Rozelle Spence Group since 2014. She focuses on building personal relationships with clients to understand their unique financial goals and develop comprehensive strategies that address wealth growth, structure, preservation, and transfer through different life stages. Her expertise includes college education planning, retirement income, family wealth management strategies, legacy planning, socially responsible investing, and tax minimization. Mallory holds a Bachelor's degree from the University of Oklahoma and Master's degrees from Lancaster University and the University of Oklahoma. She has earned professional designations including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Certified Exit Planning Advisor (CEPA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). She is Series 7 and Series 66 FINRA registered. Outside of her professional responsibilities, Mallory enjoys traveling, trying new restaurants, learning calligraphy, and attending college football games. She and her husband, Andrew, live in Houston with their dogs, Jack, Grey, and Foxy. Mallory is active in the community and volunteers with Dress for Success Houston, Friends of DePelchin, and Texas Children’s Hospital.

Odalys Correa is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Her prior work includes roles at Bank of America and Houston Community College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jared Holden is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since joining the firm in 2014, he has led a dedicated team focused on serving clients in managing both personal and business finances. Jared and his team develop strategies that proactively address clients' goals and prepare them for significant life transitions by providing integrated wealth planning, analysis, and strategy. He holds a Bachelor's degree in Marketing from Miami University and an MBA from Xavier University. Jared maintains several professional designations including Certified Exit Planning Advisor (CEPA), Certified 401(k) Professional (CKP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He actively participates in mentoring undergraduate students pursuing careers in finance. Outside of his professional work, Jared enjoys spending time with his family, including his wife Natalie, their two sons JJ and Grayson, and their French Bulldog, Winston. His personal interests include biking, boating, cooking, fishing, football, music, pickleball, racquetball, and traveling.

Mary Jo McGee is a Wealth Management Advisor with Merrill Lynch Wealth Management, where she has served since 1988. Over her more than 30-year career, Mary Jo leads a team dedicated to delivering intellectually rigorous, fully customized financial strategies and attentive service to a loyal clientele. She supports clients in achieving sophisticated, specialized financial goals by utilizing the firm’s research, resources, and technology to provide current and insightful perspectives. Mary Jo holds several professional credentials, including the Certified Investment Management Analyst® (CIMA®) designation awarded by the Investments & Wealth Institute™ in partnership with the University of Pennsylvania’s Wharton School of Business, and the Chartered Retirement Planning Counselor® (CRPC®) designation. She also completed the Preparing for Tomorrow Program at Dartmouth University’s Tuck School of Business. Her expertise includes areas such as college education planning, divorce transition planning, family wealth management strategies, retirement income, socially responsible investing, and tax minimization. Beyond her advisory role, Mary Jo contributes to her community through volunteer work with the Ronald McDonald House in Philadelphia and has held board positions at St. Matthews Church and Montgomery School. She also shares her knowledge as a member of the Merrill Faculty, training financial advisors nationwide. Mary Jo lives in Chester Springs, Pennsylvania, with her family and enjoys interests including cooking, gardening, golfing, music, and spending time with loved ones.

Jeffrey Jordan is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on developing personalized financial strategies tailored to clients’ unique goals and evolving market conditions. Jeffrey’s areas of expertise include college education planning, executive compensation, family wealth management, retirement planning, portfolio management, special needs planning, and individual and corporate investment strategies. Jeffrey holds a Bachelor’s Degree from Indiana University Kelley School of Business and the Personal Investment Advisor (PIA) designation. He is actively involved in the community, volunteering with organizations such as the Paths organization and Wounded Warriors on the water. Outside of work, Jeffrey enjoys spending time with his family and participating in activities including baseball, basketball, boating, fishing, football, hiking, hunting, scuba diving, and traveling.

Elena Walker is a financial advisor at Merrill with 9 years of industry experience. She holds a Series 66 designation and has worked at both Merrill Lynch, Pierce, Fenner & Smith Incorporated and Bank of America over the past eight years. Prior to her financial services career, she spent time with the Pennsylvania Democratic Party. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Champ Warren III is a Private Wealth Advisor, Managing Director, and senior partner on one of the largest Private Wealth Management teams in the Southwest region of Merrill. He has over thirty-four years of experience, including thirty years with Merrill, where he focuses on wealth management, corporate finance, and business succession planning. Prior to joining Merrill Private Wealth Management, he co-managed the firm’s Business Finance Group in Houston and previously worked as a banker in the Middle Market Lending Group of First City Bank (now JP Morgan Chase). He holds a Bachelor’s Degree in Finance from The University of Texas at Austin and has earned the Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA) designations. Champ Warren has been recognized on multiple occasions for his professional achievements, including being named to Forbes Best-in-State Wealth Advisors from 2018 to 2026, Barron's Top Financial Advisors State by State from 2011 to 2025, and The Financial Times Top 400 Financial Advisors in 2017. He also received the 2017 Bank of America Global Diversity and Inclusion Award in recognition of his community service. Beyond his professional work, Champ is actively involved in community service, serving on eight boards focused on empowering vulnerable and disconnected youth. His community roles include board memberships with organizations such as 8 Million Stories, CareerSpring, Elliott Chandler Foundation, KIPP Houston, Kickstart Kids Houston, Lawson Academy, Pro-Unitas, Strake Jesuit College Preparatory Foundation Board (where he serves as Chairman), and the William A. Lawson Institute for Peace & Prosperity. He has served two terms on the Southside Place City Council and was a long-serving Assistant Fire Chief for the Southside Place Volunteer Fire Department. Outside of his professional and community activities, Champ enjoys fishing, hunting, reading, and spending time with his family.

Maria Banuelos is a financial advisor with Merrill in Houston, TX, holding Series 63 and Series 66 licenses and bringing 43 years of industry experience. She has been with Merrill since 1987 and with Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nestor Vicknair III serves as a Wealth Management Advisor and is the founder and leader of VMT Wealth Management, a financial advisory team based in Houston. He has built his practice with the objective of delivering comprehensive wealth management services to entrepreneurs, executives, retirees, and their families, emphasizing anticipatory service, consistent processes, and clear communication. With over 30 years of experience, all with Merrill Lynch Wealth Management, Nestor applies his engineering background to simplify complex financial matters and provide integrated wealth planning and strategies. His expertise includes family wealth management strategies, services for endowments, foundations, and non-profits, managing new wealth, and portfolio management services. He holds the Certified Investment Management Analyst (CIMA) designation and a bachelor's degree in Mechanical Engineering from Louisiana State University. Nestor and his wife Kim reside in Houston with their two children, Morgan and Cole. Outside of his professional responsibilities, he enjoys playing billiards, racquetball, and table tennis.

Jeffrey Brannen is a Wealth Management Advisor with Merrill Lynch Wealth Management. He and his team partner with clients and their families to help achieve financial objectives, whether aiming for a secure retirement or managing liquidity events. His approach centers on comprehensive financial planning tailored to clients’ individual goals and priorities. Jeffrey’s expertise encompasses family wealth management, managing new wealth, personal retirement planning, portfolio management, small business strategies, tax minimization, and specialized areas such as women and wealth, sports and entertainment, and individual and corporate investment strategies. He holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment (SE). He earned a Bachelor’s degree from Rice University. Outside of his professional work, Jeffrey spends time with his wife and two sons, following their athletic activities. His personal interests include baseball, chess, genealogy, ice hockey, photography, reading, skiing, tennis, and traveling.

Bradley Dennison is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in 2006 after a career in public accounting as a tax manager. Bradley holds a Bachelor's degree from the Louisiana State University System and a Master's degree from Northeastern University. He earned the Certified Public Accountant (CPA) credential in 1996, the Chartered Financial Analyst® designation in 2007, and the Certified Plan Fiduciary Advisor® designation in 2018. Additionally, he has obtained the Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA) designations. In his role, Bradley focuses on helping clients address their complete financial needs across a range of areas including retirement planning, philanthropic giving, home financing and banking services through Bank of America, investment management, education planning, long-term care, insurance, and estate planning strategies. He provides guidance for self-employed clients on administering company 401(k) plans and participant education. His client focus areas also encompass college education planning, services for endowments, foundations, and non-profits, investment consulting for defined contribution plans, philanthropic planning, and tax minimization. Bradley and his wife have been married for over 20 years and reside in Houston with their son and daughter. They attend St. Mary's Chapel at Rice University. Bradley is active in the Houston community, volunteering with organizations such as Big Brothers Big Sisters Greater Houston and Compass. Since 2007, he has been involved with Big Brothers Big Sisters and since 2020, he has served on the board of directors of The Beacon. He is also a member of the Kingdom Advisors professional organization. Bradley enjoys camping, hiking, reading, and traveling in his personal time.