Gareth Prescott is a financial advisor at Merrill with Series 63 and Series 66 credentials and five years of industry experience. His previous roles include positions at Equitable Advisors, BancFirst, and Texas A&M University Health Science Center. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Marleigh Miller is a Series 66-credentialed financial advisor at Merrill with eight years of experience, including two years in the financial industry. She previously worked at the University of Houston Downtown for four years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, and institutions.

Daniel Levitt is a Wealth Management Advisor at Merrill Lynch Wealth Management and a member of The Gladstein Levitt Rozelle Spence Group. He has been with the firm since 1999, providing financial guidance to individuals, families, and businesses. His approach to wealth management is dynamic and flexible, focusing on portfolio management, liability management, education planning, and retirement planning. Daniel emphasizes consistent communication with clients through regular face-to-face meetings and reviews to adapt strategies according to changing life events and market conditions. Throughout his career, Daniel has held leadership roles within the Downtown Merrill office, including coaching new financial advisors in the Paths of Achievement Program and serving as a Producing Sales Manager. His areas of expertise include college education planning, divorce transition planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. Daniel holds a Bachelor's Degree in Communication from The Ohio State University and the Personal Investment Advisor (PIA) designation. Outside of his professional life, he enjoys football, golfing, music, traveling, and spending time with his family. He resides in Braes Heights with his wife, Cyndi, and their son, Spencer.

Adam De Wind is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His background includes roles at Bank of America and various positions outside of finance, such as work with San Marcos Power Sports and Keystone Moving Solutions LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Mc Adams is a financial advisor at Merrill in Houston, TX, holding Series 63 and Series 66 credentials with three years of industry experience. He has previously worked at Nylife Securities LLC, New York Life Insurance Company, and Fidelity Investments. Outside of finance, he has experience working in the restaurant industry with roles at Frogs Bar and Grill and Dead Freddie's Island Grill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Neeraj Parasher is a Financial Advisor with Merrill Lynch Wealth Management's TSPN Wealth Management Team since 2024. Prior to joining Merrill Lynch, he served as COO and CCO at FolioBeyond LLC, a Registered Investment Advisor specializing in fixed income products, where he contributed to the launch of RISR, the firm's inverse bond ETF. His career background also includes roles as COO at multiple hedge funds and earlier experience as an oil products trader with Mobil Oil and a power trader and marketer with PSEG. Neeraj holds a Bachelor's Degree from Lehigh University and a Master's Degree from the London School of Economics and Political Science. He has earned the Personal Investment Advisor (PIA) designation. Raised in New Delhi, India, and Jakarta, Indonesia, Neeraj pursues personal interests such as cooking, hiking, horseback riding, traveling, writing, and yoga.

James Spangler is a Wealth Management Advisor with the Wenzel Group, a nationally recognized wealth advisory team under Merrill Lynch Wealth Management. Based in Houston, Texas, he focuses on serving individuals, families, and businesses by providing personalized wealth strategies and advice. James aims to be the trusted leader of his clients' financial journeys while building multi-generational relationships. His expertise covers a range of areas including transitional events such as retirement and business changes, corporate benefit programs like equity compensation and retirement plans, trust and estate planning strategies, charitable giving, college education funding, home purchases, and lending through Bank of America. James holds a Bachelor of Business Administration in Finance with a minor in Spanish from the University of Miami. He maintains several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP), Certified Private Wealth Advisor® (CPWA®), Certified Exit Planning Advisor (CEPA), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is also involved with the University of Miami Alumni Association. In his personal time, James enjoys attending sporting events in Houston and spending time with his family, friends, and his mini goldendoodle, Samson. He speaks both English and Spanish.

Ronald Levi is a Financial Advisor with Merrill at the Bank of America Tower in Houston, Texas. He works closely with individuals, families, and business owners to develop personalized strategies that support their financial goals, including education planning, executive compensation, retirement income, and tax minimization. Ronald conducts in-depth analyses and enhances banking relationships to deliver a comprehensive client experience. His professional focus encompasses portfolio management services, legacy planning, and investment consulting for defined contribution and defined benefit plans. Ronald holds the Personal Investment Advisor (PIA) designation and has attended the University of Houston System. He earned his High School Diploma from Westbury High School. Outside of his professional role, Ronald enjoys baseball, basketball, cooking, dancing, football, gardening, music, and spending time with his family.

Sophia Robinson is a financial advisor with Merrill in Houston, TX, holding a Series 66 designation and 18 years of industry experience. She has been with Merrill since 2014 and previously worked at Bank of America, N.A. from 2023 to present. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Timothy White is a Wealth Management Advisor with Merrill Lynch Wealth Management and a leader of the TSPN Wealth Management Group based in Houston, Texas. He specializes in areas including employee benefits planning, executive compensation, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. Tim holds a Bachelor of Science degree in Health from Texas A&M University and has earned the Chartered Financial Consultant® (ChFC®) designation from The American College of Financial Services. Raised in an entrepreneurial household, he applies a unique perspective that balances financial stability with overall well-being in his advisory practice. Tim emphasizes tailored wealth plans built on clear and consistent communication to help clients reach their personal financial goals. Outside of his professional work, Tim is a member of the Community of Faith organization. He is a husband and father who enjoys exploring restaurant scenes, traveling, cooking for friends and family, watching sports including Houston and Aggie teams, and engaging in strategy-based games with lifelong friends.

Jana Carter is a financial advisor with Merrill in Houston, TX, holding a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America in 2026, she worked at Equitable Advisors, LLC and has been involved in various roles outside finance, including work with the Harmony Education Foundation and managing a babysitting service. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, and charitable organizations.

Jeffrey Kratz is a Series 66 credentialed advisor with Merrill in Houston, TX, where he has worked since 2009. He has 27 years of industry experience. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Karl Breitenstine is a financial advisor at Merrill with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill and Bank of America since 2012 and 2013, respectively. Outside of his advisory role, he is a co-owner of a family-run rental property business in San Antonio, Texas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional clients.

Joel Johnson is a Senior Financial Advisor at Merrill Lynch Wealth Management and a member of the VMT Wealth Management team based in Houston. He began his financial services career in 1998 and joined Merrill Lynch in 2008. In his role, Joel manages the personal financial affairs of select families and businesses, focusing on individualized wealth management strategies and offering a range of services to address both simple and complex financial opportunities. Joel holds a bachelor's degree in general business with an international emphasis from Texas Tech University. He has earned several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His expertise encompasses family wealth management, investment consulting for defined contribution plans, liquidity management, personal retirement planning, portfolio management, investment strategy, tax minimization, and retirement income. In addition to his professional roles, Joel has been actively involved in community organizations such as Camp For All, and he previously served on the board of directors for The June Rusche Hamrah Camp For All from 2014 to 2020. He resides in The Woodlands, Texas, with his wife and three sons.

Douglas Crockard is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has worked since 1973. He provides personalized wealth management strategies tailored to clients' individual financial goals, with expertise in liquidity management, personal retirement planning, individual and corporate investment strategy, tax minimization, and retirement income planning. Mr. Crockard holds a bachelor's degree in Industrial Management from the Georgia Institute of Technology and a Master of Business Administration from Georgia State University. He is also a Personal Investment Advisor (PIA) and has served in the U.S. Army as both active duty and reserves after participating in Army ROTC during college. Based in Houston, where he grew up and raised his family, Mr. Crockard supports his community through volunteer work and is associated with professional organizations such as Property Owners and community groups including Child Advocates. Outside of his professional role, Mr. Crockard enjoys baseball, fishing, gardening, and reading. He is supported by a team that includes two Senior Associates, Juanita Stinson and Kristina Rossi, who have worked with him since the 1990s.

Nathalie Gordon is a financial advisor at Merrill with 22 years of industry experience. She has held her current position since 2000 and holds Series 63 and Series 66 designations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Christopher Moreno is a financial advisor with Merrill in Houston, TX, holding a Series 66 designation and seven years of industry experience. He has worked at Merrill and Bank of America since 2019 and previously held roles at State Farm Insurance Companies and the University of Houston. Outside of his advisory role, Moreno serves as a committee member and official referee for the United States Wheelchair Rugby Referee Association. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Saunders is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA), reflecting his commitment to providing informed investment guidance. David completed his high school education at Spring Branch High School, earning his diploma. He applies his expertise to support clients in managing their wealth and making sound financial decisions.

Chandra Minick is a financial advisor with Merrill, holding a Series 66 designation and over 21 years of industry experience. She has worked at Merrill for a total of 25 years, with a one-year tenure at RBC Capital Markets in between. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Cynthia Chavana is a financial advisor with Merrill in Houston, TX, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. She has worked at Merrill since 1986 and has been with Bank of America N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party style managers. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.