David Alper is a financial advisor with Merrill in Houston, TX, holding Series 63 and Series 65 designations and 25 years of industry experience. He has been with Merrill since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Macey Jakubik is a Financial Consultant at Fidelity Investments, where she partners with clients to develop personalized and holistic financial plans aimed at achieving their short-term and long-term financial goals. She focuses on understanding each client's unique situation to implement tailored strategies that provide confidence and peace of mind. Her professional experience includes roles at Fidelity Investments as a Financial Consultant since 2023, Investment Consultant from 2022 to 2023, and Relationship Manager from 2021 to 2022. Prior to that, she worked as a Financial Solutions Advisor at Merrill Lynch from 2019 to 2021, and completed internships at both Fidelity Investments in 2018 and Merrill Lynch in 2017.

Margaret Kirby is a Wealth Management Advisor at Merrill Lynch Wealth Management in Houston Downtown. She focuses on total wealth management, providing solutions for personal and business finances, as well as foundations and endowments. Margaret works with clients to understand their risk tolerance, time horizon, liquidity needs, investment goals, and associated costs to develop tailored strategies. She meets regularly with clients to review progress and ensure their financial plans align with their current circumstances. Margaret has been with Merrill Lynch Wealth Management since 1997 and holds the Certified Investment Management Analyst (CIMA) designation from The Investments & Wealth Institute, where it was taught in conjunction with The Wharton School of Business. She is also recognized as a CERTIFIED FINANCIAL PLANNER (CFP) professional by the Certified Financial Planner Board of Standards, Inc. Margaret earned her bachelor's degree from the University of Texas. Beyond her professional role, Margaret is active in numerous charitable organizations in the Houston area. She has been involved with organizations such as the Jr League of Houston, the Breakfast Club, and the River Oaks Blossom Club. Outside of work, her personal interests include antiquing, gardening, reading, and tennis.

Chad Odonnell is a Senior Financial Advisor at VMT Wealth Management, a nationally recognized financial advisory team headquartered in Houston. He focuses on providing tailored wealth management services to entrepreneurs, executives, retirees, and their families. Chad specializes in areas such as divorce transition planning, family wealth management, liquidity management, personal retirement planning, portfolio management, small business strategies, and individual and corporate investment strategy. Chad graduated with a bachelor's degree from Texas State University. During his time there, he was involved in managing a portion of the endowment portfolio through the McCoy College of Business. He holds the Personal Investment Advisor (PIA) designation. Prior to his current role, Chad worked on the portfolio strategy team at an endowment fund, applying a risk-managed and tax-efficient approach to investment allocations. As a former collegiate baseball player, Chad enjoys staying connected to the sport through pickup softball games and by introducing baseball to young players in his community, including his children. He also spends time playing golf, fishing, hiking, hunting, skiing, listening to music, traveling, and enjoying time with his family.

Corey Di Fazio is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining Merrill in 2018, he has been focused on providing personalized wealth management strategies to help clients pursue their financial goals. Corey works closely with his clients to understand their unique financial situations and offers access to a broad range of resources including estate-planning services and financial strategies. Corey specializes in serving energy executives and professionals who have complex and dynamic business and personal lives. His expertise includes corporate benefits, divorce transition planning, executive and equity compensation, family wealth management strategies, legacy planning, retirement planning, and tax minimization. He aims to collaborate with clients to organize, educate, advise, and execute all aspects of their financial affairs. He holds a bachelor's degree in Finance and Economics from The University of North Carolina at Charlotte. Corey carries professional designations including Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). He is a member of the Sigma Tau Gamma Fraternity and supports the Martin Truex Jr. Foundation. Corey resides in Houston and maintains personal interests such as golfing, offshore fishing, mountain biking, hiking, camping, and a passion for fast cars.

Jennifer Lilly is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill in 2020, she worked in education with roles at Conroe Independent School District and Collier County Public Schools. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Marina Pochoumenski is a financial advisor at Merrill with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Justin Foster is a financial advisor at Merrill in Houston, TX, holding a Series 66 designation with less than one year of industry experience. His work history includes roles at Bank of America, EP Wealth Advisors, and Merrill, as well as prior experience in education and the restaurant industry. Foster has been involved with Delfino Restaurant for several years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Conner Jordan is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in 2017 and is a Houston native. Conner holds a Bachelor's Degree from the University of Mississippi and holds the professional designations of Certified Divorce Financial Analyst (CDFA), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA). Conner focuses on a range of client areas including college education planning, divorce transition planning, executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and retirement income. He emphasizes understanding each client's unique life and priorities to tailor personalized wealth strategies that are proactively managed and regularly reviewed. As part of the Walsh, Jordan & Associates team, Conner has been recognized on the Forbes "Best-in-State Wealth Management Teams" list for 2024, 2025, and 2026. In addition to his professional work, Conner is involved in several community and professional organizations such as the CFP Mentorship Program, JDRF, Volunteer Houston, Green Grove Initiative, Hermann Park Conservancy, JDRF Young Life- Gulf Coast, and mentors candidates preparing for the CFP® Exam. Outside of work, he enjoys activities such as baseball, biking, fishing, football, hiking, running, scuba diving, surfing, and spending time with his family.

Anthony Hoff is a financial advisor with Merrill in Houston, TX, holding a Series 66 designation and 13 years of industry experience. He has been with Bank of America and Merrill since 2015. Outside of his advisory role, he serves as a committee member for the First Methodist Church of Houston, assisting in the allocation of the church’s funds for its charitable programs. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Victoria Merwin is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has been contributing since 2001. She focuses on holistic wealth planning, financial strategies, and cash management tailored to her clients' values and goals. Based in Merrill's downtown Houston office, Victoria provides a wide array of services including long-range wealth management plans, trusts establishment, succession planning, alternative investments, separately managed accounts, stock option analysis, retirement planning, and wealth preservation and transfer services. She aims to develop long-term, customized financial advisory relationships that align with each client's investment objectives and risk tolerance. Before joining Merrill Lynch, Victoria spent 25 years in sales and management with Xerox. She holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Victoria earned her High School Diploma/GED from the University of Houston System. Her client focus areas include education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, small business strategies, women and wealth, tax minimization, and retirement income. Victoria is involved in several community organizations including the Anti-Defamation League, Assistance League of Houston, Houston Masterworks Chorus, and the Salvation Army Women's Auxiliary. She is married to Rodney, a native Houstonian and lawyer, and they have three daughters. In her spare time, Victoria enjoys singing with the jazz trio Night Train, acting in community theater, playing bridge and golf, cooking, dancing, hiking, and practicing yoga, as well as spending time with her family.

April Rogers is a Series 66-licensed financial advisor with Merrill in Houston, TX, where she has worked since 2003. She has 21 years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Melisa Cabrera is an International Wealth Advisor with Merrill Lynch Wealth Management. She brings over 20 years of experience in the financial services industry, specializing in domestic and international wealth management. Melisa works closely with her clients to develop personalized financial strategies aimed at helping them achieve their long-term goals. Her approach emphasizes trust and clear communication as the foundation for successful wealth management. Melisa holds a Bachelor's degree in Economics from Florida International University and has obtained multiple specialized FINRA securities and commodities trading licenses. She is also certified as a Personal Investment Advisor (PIA) and has earned advanced certifications in supervisory roles, compliance, and anti-money laundering. Her professional expertise encompasses a wide range of client focus areas including college education planning, family wealth management strategies, legacy planning, liquidity management, and socially responsible investing. Beyond her financial career, Melisa is actively involved in community service. She serves as a Certified Guardian ad Litem in Florida, advocating for children in foster care. She has also contributed her time to nonprofit organizations such as His House Children’s Home and participates in cultural events like the Key Biscayne Music Festival. Fluent in English, Spanish, and Portuguese, Melisa is committed to delivering comprehensive wealth management guided by her global perspective and community engagement.

Rebecca Rush is a Wealth Management Advisor based in Houston, TX, specializing in working with individuals to address their financial needs. She focuses on building relationships grounded in trust, understanding, and service to help clients pursue their long-term financial goals. She maintains a thoughtfully selected clientele to provide personalized planning and service tailored to each investor's unique objectives. With over 20 years of experience, Rebecca guides clients through every life stage, including career transitions and retirement planning. Her expertise encompasses financial strategies, retirement planning, college planning, investment portfolio management, lending strategies, and career transition guidance. She emphasizes legacy planning and collaborates with clients' legal advisors to develop comprehensive estate plans. Rebecca leverages the resources and specialists of Merrill Lynch Wealth Management and Bank of America to offer complete wealth management services. Rebecca holds a Bachelor's Degree from Luther College and a Master's Degree from Houston Baptist University. She holds professional designations including Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), Chartered Life Underwriter (CLU), and Personal Investment Advisor (PIA). She participates actively in community organizations, serving on the Advisory Council for the University of Houston Friends of Women's Studies and the United Way of Greater Houston Board of Trustees.

Jennifer Flowers is a financial advisor at Merrill with 13 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Merrill since 2015, following a role at Bank of America, N.A. She is based in Houston, TX. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gordon Harper Jr. is a Private Wealth Advisor with Merrill Private Wealth Management. He specializes in delivering tailored wealth management strategies that encompass the comprehensive needs of his clients, including family considerations, business interests, legacy planning, and philanthropy. His expertise includes equity compensation services, family wealth management strategies, legacy planning, liquidity management, managing new wealth, and portfolio management services. Gordon holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University System of Georgia. He advises ultra affluent clients by providing investment management, trust and estate planning services, cash flow analysis, liability strategies, insurance analysis, concierge services, and family seminars. He draws on a network of firm contacts throughout the Southwest to support families and family offices. Outside of his professional role, Gordon is involved with community organizations including the Greater Houston Chapter Quail Coalition, the National Outdoor Leadership School (NOLS), the Neuhaus Education Center, and the Texas Business Hall of Fame. His personal interests include baseball, fishing, running, and skiing.

Mark Gladstein is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in 1990 after relocating to Houston from Oklahoma City and is a founding partner of The Gladstein Levitt Rozelle Spence Group. His primary focus includes long-term personal investments, asset management programs for individuals and businesses, comprehensive wealth planning, and financial strategies aimed at growing, preserving, and transferring wealth. Mark emphasizes personalized service through one-on-one client interactions. Mark graduated from the University of Oklahoma with a bachelor's degree in Business Administration/Accounting and has pursued further professional education through the Bauer College of Business at the University of Houston. He holds the Personal Investment Advisor (PIA) designation and is affiliated with the Sigma Chi Fraternity. Over his career, Mark has received recognition from Barron's Top Financial Advisors lists, Forbes Best-in-State Wealth Advisors, and the Financial Times 400 Top Financial Advisers list. Outside of his professional work, Mark enjoys football, golfing, and traveling. He and his wife, Robin, have three children, including Mallory, who is also part of the Gladstein Levitt Rozelle Spence Group.

Erick Villa is a financial advisor with Merrill in Houston, TX, holding a Series 66 credential and nine years of industry experience. He has been associated with both Merrill and Bank of America, N.A. since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Zachary Norman is a Financial Advisor with Merrill Lynch Wealth Management, specializing in comprehensive wealth management strategies for high-net-worth individuals and families. He focuses on mitigating taxes, managing costs, and minimizing overall risk to help clients achieve long-term financial stability. He holds a Bachelor's Degree in Investment Management from The University of Texas at Austin and holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Zachary's approach centers on creating tailored financial plans that align with each client's unique needs and goals, emphasizing integrity, trust, and long-term prosperity. In addition to his professional work, Zachary is involved with The Terry Foundation. His personal interests include baseball, basketball, chess, cooking, fishing, football, golfing, hunting, spending time with his family, and traveling.

Jennifer Machacek is a financial advisor with Merrill in Houston, TX, holding Series 63 and Series 65 licenses and having 30 years of industry experience. She has been with Merrill since 1987. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.