Bich Van Ngo is a Series 66 licensed financial advisor with 19 years of industry experience, currently practicing at Merrill in Houston, TX since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Smith is a financial advisor with Merrill in Houston, TX, holding a Series 66 designation and 10 years of industry experience. He has worked at Merrill since 2016 and has been with Bank of America, N.A. since 2019. Outside of his advisory role, he serves as a board member for the Cottage Grove Homeowners Association, where he handles community complaints and provides direction. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jonathan Stokes is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works with individual families and business owners to develop personalized financial strategies aimed at achieving financial independence and meeting long-term goals. Jonathan takes a holistic approach to evaluating clients’ financial situations, which supports comprehensive wealth management, including college education planning, divorce transition planning, retirement income strategies, and portfolio management with a focus on socially responsible and values-based investing. Jonathan has expertise in assisting business owners with cash management and company retirement plans, helping to enhance their business models to attract and retain employees. He is experienced in delivering wealth management solutions such as tax-efficient investment management, estate and trust planning, and cash flow management. Among his professional designations are CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He holds a Master’s Degree from Tulane University and a Bachelor’s Degree from Hampton University. Outside of his professional work, Jonathan participates in community volunteer activities and has personal interests in basketball, boxing, and soccer.

Penny Rozelle is a Wealth Management Advisor with over 30 years of experience. She joined Merrill Lynch Wealth Management in 1989 and is a Portfolio Manager in Merrill's Investment Advisory Program, where she manages personalized or defined strategies on a discretionary basis. Her work includes handling individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. Her primary focus areas include wealth management and retirement planning for individuals and small businesses through asset allocation and strategy-specific account management. Penny has earned several professional designations, including Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Certified 401k Professional (CKP), Certified Private Wealth Advisor (CPWA), and Certified Plan Fiduciary Advisor (CPFA). Penny is an honors graduate of Simmons College in Boston, Massachusetts, with a degree in Business Administration. She enjoys interior decorating, reading, traveling, and spending time with her family. She and her husband, Skip, have two sons.

Randal Simpson is a Wealth Management Advisor with Merrill Lynch Wealth Management in Houston. Since joining Merrill in 2016, he has worked with a diverse range of clients, including families, companies, and executives, to develop long-term wealth management strategies aligned with their life goals. He also serves as the TSPN Group's resource for executive services, specializing in stock option planning, Rule 10b5-1 plans, and Rule 144 services. Prior to his current role, Randal accumulated over 30 years of experience as a manufacturing and supply chain executive, including more than a decade as a Section 16 officer. He applies his extensive background in customer service, business, and finance to address areas such as corporate benefits, executive compensation, equity compensation services, divorce transition planning, family wealth management, and retirement planning. Randal holds a Bachelor of Science degree in Operations Management and an MBA in Finance, both from the University of Colorado. He has earned professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and a Personal Investment Advisor (PIA). In addition to his professional work, Randal speaks conversational Spanish. He and his wife, Daniela, reside in Houston with their three children. Outside of work, he enjoys hiking, scuba diving, skiing, playing table tennis, and traveling.

John Gallinaro is a financial advisor at Merrill with 24 years of industry experience. He holds a Series 66 designation and previously worked at Principal Securities Inc., Principal Life Insurance Company, MML Distributors, LLC, and Massachusetts Mutual Life Insurance Company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Eli Horn is a financial advisor at Merrill with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Hartman Investments, D.H. Hill Securities, and Sunamerica Capital Services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individual and institutional clients, including high-net-worth individuals and charitable organizations.

Leah Braden is a financial advisor with Merrill in Houston, TX, holding Series 65 and Series 66 licenses and 17 years of industry experience. She has been with Merrill and Bank of America since 2017, and previously worked at Berings and Merrill Lynch Trust Company. Outside of her advisory role, she serves as Co-Chairman for the Houston Heights Woman's Club Founders Day reception. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Zannah Russell is a financial advisor at Merrill in Houston, TX, holding a Series 66 designation with one year of industry experience. Her prior work history includes roles at Bank of America, N.A., and various positions in academia and development groups. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Marcia Mazingo is a Senior Financial Advisor at Merrill Lynch Wealth Management, a Bank of America Company. Since 1993, she has provided clients with financial strategies focused on retirement and legacy planning services, tax-efficient asset allocation, and specialized support for families with special needs. She serves clients with a long-term, growth-oriented mindset, adapting wealth management plans to changing circumstances to help mitigate risk and optimize outcomes aligned with clients' financial priorities. Marcia holds the Retirement Accredited Financial Advisor (RAFA) designation, Certified Plan Fiduciary Advisor (CPFA®) and Certified Divorce Financial Analyst (CDFA®) designations, reflecting her expertise in complex financial situations. She earned a Bachelor's Degree from Kent State University. Her professional focus includes college education planning, executive compensation, personal retirement planning, portfolio management, tax minimization, retirement income, and women and wealth. Beyond her professional work, Marcia is actively involved in the Houston community. She holds leadership and membership roles in several organizations including the Houston Chemical Association, Conroe Noon Lion's Club, Women's Energy Organization, St. Ignatius Loyola Catholic Church, and Houston NW Delta Gamma. Her community involvement extends to support for autism and Delta Gamma initiatives. In her personal time, she enjoys music, spending time with her family, and watching movies.

Lilly Shuhda is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, she held roles at A.P. Moller Maersk, DHL, and Moe's Original BBQ. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Robert Eger is a Wealth Management Advisor with Merrill Lynch Wealth Management. He serves as a Senior Vice President, Wealth Management Advisor, and Senior Portfolio Manager in the Merrill Investment Advisory Program. Robert combines nearly five decades of experience in financial services and investment management to provide tailored wealth strategies that align with his clients’ evolving needs and goals. Robert graduated from the University of Pennsylvania in 1972 with a degree in Sociology. He began his career in retailing before joining Merrill Lynch Wealth Management in 1975. Over the course of his career, he has developed expertise in areas such as college education planning, liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income planning. He holds professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Investment Management Analyst® (CIMA), and Personal Investment Advisor (PIA), which reflect his commitment to ongoing professional development and investment management proficiency. Outside of his professional work, Robert enjoys photography, traveling, and spending time with his family. He is actively engaged with his wife, children, and grandchildren, maintaining a balance between his career and personal interests. Fluent in English and Spanish, Robert brings a comprehensive and client-centered approach to wealth management, focused on building meaningful relationships and helping clients achieve their financial objectives.

Samantha Tollett is a financial advisor at Merrill with seven years of experience, holding a Series 66 designation. Prior to joining Merrill, she worked in the insurance industry and the restaurant business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients using model-based and discretionary strategies. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Abraham Moosa is a Financial Advisor with Merrill Lynch Wealth Management. He works with high net worth individuals and families to develop clear, disciplined strategies that align wealth with their priorities. His approach includes investments, risk management, tax-aware planning, and long-term wealth structuring. Abraham also helps clients incorporate personal and religious values into their financial plans. He provides ongoing advice tailored to clients' evolving needs and offers access to a range of financial solutions through Bank of America specialists. Abraham holds professional designations as a Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). He earned bachelor's degrees from the University of Houston System and AlAzhar University. He communicates with clients in English, Spanish, and Arabic. Outside of his professional activities, Abraham is involved with community organizations including Dar-us-Sakina, IslamInSpanish, and Maryam Islamic Center Scouts.

Mari Page is a financial advisor at Merrill with 22 years of industry experience and holds a Series 66 designation. She previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing, among other roles, before joining Merrill in 2021. Outside of her advisory role, she is an independent beauty consultant for Mary Kay and also consults for a Korean-based skincare company, Riman, Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, with portfolio implementation conducted through internal and third-party managers.

Emilio Ramos serves as a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he works closely with clients to understand their financial situations and introduces them to solutions available through Merrill and Bank of America. He focuses on empowering clients with the knowledge and tools necessary to manage their financial lives and select platforms that align with their current needs. Emilio's expertise encompasses general investing, retirement planning, and saving for unforeseen circumstances. He places emphasis on understanding what matters to clients and their families to develop strategies that pursue their financial goals. He holds professional designations including Certified Divorce Financial Analyst (CDFA), Certified Exit Planning Advisor (CEPA), Chartered Financial Analyst (CFA), and Personal Investment Advisor (PIA). Emilio earned his bachelor's degree from Sewanee: The University of the South.

Alexandria Beale is a Financial Advisor with Merrill Lynch Wealth Management. She works with individuals, families, and business owners to build wealth with intention and to protect what they have worked hard to achieve. Alexandria creates personalized strategies that align with clients' goals, minimize unnecessary tax exposure, and provide clarity in a complex financial landscape. Her services include building long-term investment portfolios, retirement planning, and advising on tax-efficient strategies. Alexandria's approach to financial planning emphasizes education, transparency, and helping clients make informed, forward-thinking decisions. She holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of North Texas. She is also a member of Alpha Kappa Alpha Sorority Inc.

Fredrick Nwosu is a Senior Financial Advisor with the TSPN Wealth Management Group at Merrill Lynch Wealth Management in Downtown Houston. He provides strategic, goal-based wealth management services, often serving as a trusted advisor for corporate clients and industry leaders. Fredrick focuses on various client needs including college education planning, divorce transition planning, employee benefits planning, executive compensation, family wealth management strategies, employee financial health, legacy planning, managing new wealth, personal retirement planning, and tax minimization. He joined Merrill Lynch Wealth Management in 2016 and holds professional designations including Chartered Financial Consultant (ChFC) and Personal Investment Advisor (PIA). Fredrick graduated from the University of Houston with a Bachelor's degree in Marketing and Mathematics. Fredrick enjoys basketball, music, photography, reading, and soccer in his personal time.

Stephen Lamb is a financial advisor at Merrill with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Bank of America, N.A. and Merrill since 2016, both located in Houston, TX. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

L Quinn Looper is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has previously worked at Cimbria Consulting, LLC and the Competitive Gaming Association, LLC. Outside of his advisory role, Looper is involved in trading collectibles, primarily trading cards, through a personal business called PopUp Collectibles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.