Scott Macdonald is a financial advisor with Merrill, holding Series 63 and Series 65 designations and bringing 38 years of industry experience. He has been with Merrill since 1987 and concurrently associated with Bank of America since 2009. Outside of his advisory role, he serves as Chair of the Tahoe Fire Helicopter Steering Committee, coordinating community outreach and efforts to establish a regional fire base and helicopter rescue program. Merrill serves a diverse client base, including individuals, retirement plans, corporations, and institutional clients, offering a range of managed account programs, discretionary portfolio management, and brokerage services. The firm is noted for its integration with Bank of America affiliates and its focus on manager selection and tax-efficient investment strategies.

Ralph Agostini is a Financial Advisor and Certified Plan Fiduciary Advisor (CPFA) serving clients in the Lake Tahoe and Reno area. He works with families and business owners to address various aspects of their financial wellbeing, focusing on retirement planning to ensure sufficient assets for a comfortable retirement. Ralph collaborates with clients to create roadmaps tailored to their goals, covering asset management, income generation, and generational wealth planning. He holds a Bachelor's Degree and a Master's Degree from The City College of New York and holds professional designations including Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA). Ralph is affiliated with Merrill Lynch Wealth Management and is involved with professional and community organizations such as the League To Save Lake Tahoe, ASPCA, and Keep Tahoe Blue. Outside of his professional work, Ralph enjoys antiquing, baseball, basketball, football, hiking, music, reading, skiing, spending time with his family, and traveling.

Brett Malamet is a Wealth Management Advisor and the founder and leader of The Malamet Group at Merrill Lynch Wealth Management. Since 2002, he has delivered customized wealth management advice, focusing on translating complex financial strategies into understandable concepts for his clients. Brett directs asset allocation, sector diversification, and security and fund selection, addressing the investment needs of ultra-affluent clients with attention to their risk parameters, timelines, lifestyle needs, and long-term goals. He is skilled across diverse markets and asset classes, including domestic and international markets and alternative instruments, and utilizes economic forecasts and third-party research to inform his market outlook. Brett also serves as the lead advisor for select families, providing a holistic and personalized approach consistent with their overall wealth management strategies. Brett earned his Bachelor's degree in finance from the University of Nevada Reno and holds the Certified Portfolio Manager designation from the Academy of Certified Portfolio Managers at the Columbia University School of Finance. He is also a qualified Senior Portfolio Manager capable of managing discretionary Personalized or Defined Strategies incorporating various investment kinds. Brett's professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Portfolio Manager (CPM), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Originally from San Francisco, Brett has lived in Northern Nevada for over 30 years and works primarily out of the North Lake Tahoe area. His personal interests include biking, golfing, hiking, music, photography, and traveling.

Rebecca Rothstein is a financial advisor at Merrill with Series 63 and Series 65 credentials and 39 years of industry experience. She has been with Merrill and Bank of America since 2012. Outside of her advisory role, Rothstein serves as Chair of No Labels Nevada and is an advisory board member at Teen Cancer America and the UCLA Medical Center Board of Advisors. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Shelby Gallagher is a Financial Advisor with Merrill Lynch Wealth Management. She works closely with clients to understand their priorities and develop strategies aimed at achieving their financial objectives across the short, mid, and long term. Shelby provides guidance on a range of financial matters including investing, retirement planning, and saving for unforeseen events, while also offering access to Bank of America specialists for services related to banking, credit, home financing, and small business solutions. Shelby holds professional designations as an Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She earned her Bachelor's Degree from the University of Nevada - Reno. Her approach involves ongoing discussions with clients to address their goals and concerns, providing continuous advice and support as their financial needs evolve.