James Roh is a financial advisor at Merrill with 27 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Merrill since 1999, concurrently serving at Bank of America, N.A. since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ethan Donahoe is a financial advisor at Merrill with Series 63 and Series 66 licenses and three years of industry experience. He has previously worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank N.A. Outside of his advisory roles, he has been involved with organizations including Premier Sauna/Benevolvet And Protective Order and ascent marketing consultants llc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm’s investment approach includes strategic and tactical asset allocation with options for tax-aware strategies and varied portfolio implementation methods.

Sadef Zandi is a financial advisor with Merrill in Irvine, CA, holding a Series 66 designation and eight years of industry experience. Prior to joining Merrill, Zandi worked at Chipotle for three years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Madeleine Coffin is a Series 66 licensed financial advisor at Merrill with 12 years of industry experience. She has been with Merrill since 2012. Outside of her advisory role, she serves as a fitness instructor at barre3, a boutique fitness studio in San Clemente, California, where she teaches group Barre classes twice weekly. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Taejun Ahn is a Financial Advisor currently working with Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). Taejun completed his education at the University of California System, where he earned a High School Diploma/GED. Further details regarding his experience, areas of expertise, and personal interests have not been provided.

Scott Seaman is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in developing personalized wealth management strategies tailored to clients' unique financial situations, focusing on areas such as divorce transition planning, education planning, employee benefits planning, executive and equity compensation, family wealth management, personal retirement planning, philanthropic planning, and women and wealth. Since beginning his career at Merrill Lynch Wealth Management in 2007, Scott has worked closely with clients to understand and pursue their financial and personal goals. He holds a Bachelor's Degree from Ramapo College and a Master of Business Administration from New York University's Stern School of Business. Additionally, he is a CERTIFIED FINANCIAL PLANNER® practitioner and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of his professional work, Scott enjoys basketball, golfing, and tennis. He emphasizes a team approach to help clients find strategies that align with their personal wealth management objectives.

Marina Randolph is a financial advisor at Merrill with 14 years of industry experience. She holds Series 63 and Series 66 registrations and has worked previously at RBC Wealth Management, Zions Bancorporation, and The Wealth Consulting Group. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Richard Meeks is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing a comprehensive approach to managing wealth, focusing on listening to clients’ needs and developing personalized financial strategies aligned with their long-term goals. Richard offers access to the investment insights of Merrill Lynch alongside the banking convenience and lending solutions of Bank of America to address various aspects of his clients’ financial lives. His areas of expertise include college education planning, divorce transition planning, employee benefits planning, family wealth management strategies, liquidity management, retirement income and planning, portfolio management services, tax minimization, and managing new wealth. Richard holds a Personal Investment Advisor (PIA) designation and earned a bachelor's degree from the California State University System. Outside of his professional work, he is involved in community volunteering and enjoys activities such as basketball, biking, gardening, golfing, hiking, music, traveling, and watching movies.

Nikki Wang is a Wealth Management Advisor at Merrill Lynch Wealth Management, serving high-net-worth and ultra-high-net-worth clients with a focus on integrated financial strategy and personalized advice. She specializes in working with multi-generation families, entrepreneurs, and senior executives with international business interests, addressing areas such as tax minimization, wealth transfer, traditional and alternative investments, trust and estate planning, family wealth dynamics, and foundation administration. Nikki began her financial services career in 2008 with The Capital Group and brings over 16 years of industry experience. Prior to joining Merrill, she spent twelve years at JPMorgan Chase Bank, where she held various roles including First Vice President. She holds FINRA Series 6, 7, 63, and 66 registrations, California Life and Health Insurance licenses, and professional designations including Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). Nikki earned her Bachelor of Arts in Business Economics with a minor in Management from the Paul Merage School of Business at the University of California, Irvine. She is fluent in English and Mandarin. Outside of her professional role, Nikki founded a nonprofit organization at UC Irvine dedicated to professional development and community service. Her personal interests include dancing, interior decorating, and traveling.

Fadia Chandler is a Series 66-licensed financial advisor with Merrill in Irvine, CA, and has 20 years of industry experience. She has been with Merrill since 2005. Outside of her advisory role, she sells personal clothing items and accessories on Poshmark. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Han Mao is a Senior Financial Advisor with Merrill Lynch Wealth Management. She began her financial services career in 2003 and brings extensive experience in family wealth management, retirement planning, portfolio management, and socially responsible investing. Han works closely with clients to develop comprehensive wealth strategies tailored to their individual needs, focusing on connecting all aspects of their financial life to help prioritize and achieve their goals. Han holds a Bachelor's Degree from California State University and is a Personal Investment Advisor (PIA). Fluent in English and Vietnamese, she has worked with clients and their families for over 20 years and serves a diverse clientele including endowments, foundations, non-profits, and business owners. Outside of her professional role, Han is active in community volunteering and enjoys boating, cooking, reading, swimming, traveling, and yoga. She values family time with her husband and two children.

Debbie Chien Cabudol is a financial advisor at Merrill with 17 years of industry experience. She holds a Series 66 designation and has worked at Merrill and its predecessor firms since 2008, including Bank of America since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Nathan Morgan is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their priorities and develop strategies aimed at achieving their financial goals across short-, mid-, and long-term horizons. He serves as a resource for general investing, retirement planning, and unexpected financial needs, and coordinates access to Bank of America specialists in banking, credit, home financing, and small business solutions. Nathan holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the University of Phoenix. He is registered with the NMLS under the number 1624483. Outside of his professional work, Nathan enjoys adventure sports, camping, fishing, hiking, music, reading, scuba diving, skydiving, traveling, and spending time with his family.

Angela Ross is a financial advisor at Merrill with Series 63 and Series 65 licenses and 35 years of industry experience. She has been with Merrill since 1989. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Diana Ransom is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in providing personalized investment strategies to help clients pursue their financial goals, offering guidance in areas such as college education planning, family wealth management, legacy planning, retirement income, and employee financial health. Diana supports clients with investing advice and access to banking and lending services through Bank of America. With a background in leadership and management, Diana transitioned into financial advising to extend her impact by helping individuals and families achieve clarity and long-term security through financial education and planning. She holds a bachelor's degree in Business Administration from California State University, Fullerton, and is a first-generation American. Diana is committed to serving her community in Orange County by delivering thoughtful financial guidance and empowering clients to build lasting legacies. Outside of her professional work, Diana enjoys spending time with her family through activities such as skiing, surfing, hiking, and exploring new adventures. She also engages in hobbies including dancing, knitting, music, painting, sewing, traveling, watching movies, yoga, and pursuing puzzles that challenge her critical thinking skills.

Daisy Patton serves as a Financial Advisor at Merrill Lynch Wealth Management. In her role, she focuses on understanding clients' priorities to develop personalized strategies that pursue their financial goals. She provides guidance on a range of financial matters including investing, retirement planning, and savings, and offers access to Bank of America specialists for banking, credit, home financing, and small business solutions. With the professional designation of Personal Investment Advisor (PIA), Daisy works directly with clients to create strategies aimed at helping them achieve their aspirations. She leverages the global investing resources of Merrill and the banking services of Bank of America to support her clients' financial needs. Daisy earned a Bachelor's degree from Xi'an University of Posts and Telecommunications and a Master's degree from Stevens Institute of Technology. She communicates with clients in both English and Mandarin.