Juan Gonzalez Moreno is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. His prior work includes positions in personal training, insurance, and retail sectors. Outside of his advisory role, he has worked with GRIP Personal Training and McKarl's Libations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Douglas Ohnsman is a financial advisor at Merrill with 28 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Merrill since 1997 and Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kelly Dewitt is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 16 years of industry experience. She has been with Merrill since 2009 and is also associated with Bank of America, N.A. since 2018. Dewitt is a co-owner of a family business outside her advisory role. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a variety of model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Pavle Nikocevic II is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill in 2025, he worked at Genpact, UPS, and ABSN Transport Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Lori Woznick is a financial advisor at Merrill with 20 years of industry experience and holds a Series 66 designation. She has worked at Bank of America, N.A. and Merrill since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Todd Klem is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. His work history includes roles at Bank of America N.A., Merrill, ADT, and Nordstrom Card Services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Morcom is a financial advisor at Merrill with 27 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Merrill since 1999. Merrill, in affiliation with Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Zimmer is a financial advisor at Merrill with 19 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Merrill since 2013, with additional experience at Bank of America and several other firms. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage execution services. The firm operates through dedicated financial advisors and emphasizes manager selection and tax-efficient investment strategies, supported by its integration with Bank of America’s capital markets platform.

Alexa Parra Cabrera is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has worked in various roles across firms such as Amazon and Willis Towers Watson before joining Merrill in 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Joseph Chiellino is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work experience includes roles at Aldi, Walmart, Chick-fil-A, and service in the Florida Army National Guard since 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kerry Lucas is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill, Kerry worked at several financial institutions including Bank of America, PennyMac, and Carrington Mortgage. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bryan Ross is a financial advisor at Merrill with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Deborah Koutnik is a financial advisor at Merrill with seven years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2019. Her prior experience includes roles at Bank of America, Mayo Clinic Florida, University of North Florida, and Florida State College of Jacksonville. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies and serves individual, high-net-worth, pension, corporate, and charitable clients.

Samuel Levin is a financial advisor at Merrill with Series 65 and Series 66 credentials and two years of industry experience. He has worked previously at NewEdge Advisors, LLC, Commonwealth Financial Network, and Blakely Financial Inc. Outside of Merrill, Mr. Levin provides advisory services through NewEdge Advisors, LLC under the name Congruent Wealth. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients, featuring model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, and other institutions.

Chris De Bruyn is a Series 66 licensed financial advisor with Merrill in Jacksonville, FL, and has three years of industry experience. His prior work experience spans several roles, including positions at Starbucks, Mr. Cooper LLC, and Arizona State University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a broad range of clients including individuals, high-net-worth clients, and institutions.

Kenneth Ackis is a financial advisor at Merrill with 17 years of industry experience. He holds a Series 66 designation and has been with Merrill Lynch since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal teams and third-party managers for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Phillip Schmidt is a financial advisor at Merrill with 24 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Merrill since 2002. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm’s portfolio implementation includes both internal Chief Investment Office models and third-party managers, with options for tax-aware strategies and customizable investment restrictions.

Thomas Debs is a financial advisor with Merrill in Jacksonville, FL, holding Series 63, 65, and 66 licenses and bringing 19 years of industry experience. He has worked at Merrill since 2014 and has been with Bank of America, N.A. since 2015. He also spent a year at Valic Financial Advisors early in his career. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sania Zaidi is a financial advisor at Merrill with 15 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with firms including Fidelity Brokerage Services, Morgan Stanley, and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers.

Joshua Merritt is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2019, as well as at Bank of America, N.A. since 2023. Outside of his advisory role, he serves as a trustee for several family trusts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.