Heather Allen is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and over 23 years of industry experience. She has been with Merrill since 2001. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes model-based and discretionary investment strategies developed by internal teams and third-party managers.

Carrie Silva is a financial advisor at Merrill with 21 years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2003, including a period at BOFA Securities, Inc. since 2019. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Briana Tremble is a financial advisor at Merrill with 17 years of industry experience and holds a Series 66 designation. Her prior work includes roles at Northwestern Mutual Investment Services LLC and several other financial firms. She is based in Jacksonville, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Heather Wright is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 20 years of industry experience. She has been with Merrill since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Jones is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and previously worked at Equitable Advisors, LLC. Prior to his financial services career, his background includes roles outside the industry and time spent at Valdosta State University. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and corporate fiduciaries.

Bethany Perrotti is a financial advisor at Merrill with 27 years of industry experience. She has been with Merrill since 1994 and holds Series 63 and Series 65 designations. Outside of her advisory role, Perrotti serves as a FINRA arbitrator, working on dispute resolution. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Shannon Scott is a Series 66-credentialed financial advisor with eight years of industry experience. He is currently with Merrill and Bank of America, N.A., where he has worked for six years. Prior to this, he was an independent contractor and worked at Edward Jones. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

George Philhower III is a financial advisor with Merrill in Jacksonville, Florida, holding a Series 66 designation and 18 years of industry experience. He has been with Merrill and Bank of America since 2014. Outside of his advisory role, he has served as a CPR instructor for the American Heart Association since 2007. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Peacock is a Series 66-licensed financial advisor with Merrill in Jacksonville, FL, where he has worked since 2016. He has 19 years of industry experience. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Melissa Cajic is a financial advisor at Merrill with 19 years of industry experience. She has been with Merrill since 2006 and holds a Series 66 designation. Outside of her advisory role, she works as a skincare consultant for Rodan + Fields and serves as a board member for a homeowners association in Jacksonville, Florida. Merrill provides managed account services primarily through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers.

Christine Chigounis is a financial advisor at Merrill with 20 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2006. Outside of her advisory role, she serves as a director and board member of the Expect Miracles Foundation, a charitable organization that supports cancer research and the financial and emotional health of those affected by cancer. Merrill provides managed account services through its Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lawren Wacha is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 22 years of industry experience. He has worked with Merrill since 2004 and Bank of America since 2009. Outside of his advisory role, he is self-employed as a yoga teacher and also works as a yoga substitute instructor at Crunch Fitness. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Aaron Carter is a financial advisor at Merrill with 15 years of experience in the industry. He holds a Series 66 designation and has been with Merrill Lynch since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

Joshua Kuhbander is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and having 18 years of industry experience. He has been with Merrill and Bank of America since 2016. Outside of his advisory role, he is a co-owner of a family rental property in Hilton Head Island, SC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Vaughn Stukes is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. His prior work includes roles at Bank of America and Amazon. Outside of finance, he works as a rideshare driver for Uber and Lyft. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Jordan Barker is a financial advisor at Merrill with 15 years of industry experience. He holds a Series 66 designation and has been with Merrill Lynch, Pierce, Fenner and Smith Incorporated since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Terrance Walter is a financial advisor at Merrill with 19 years of industry experience and holds a Series 66 designation. He has been with Merrill since 2007. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jammy Michel is a Senior Financial Advisor at Merrill Lynch Wealth Management. Michel's areas of focus include family wealth management strategies, investment consulting for defined contribution plans, personal retirement planning, portfolio management services, socially responsible and ESG investing, special needs planning strategies, sports and entertainment, and retirement income. He emphasizes a personalized approach to financial planning, working one-on-one with clients to develop strategies aligned with their long-term goals. Michel holds a high school diploma from Lake Catholic High School and a bachelor's degree from Baldwin Wallace College. He is a Personal Investment Advisor (PIA). In his personal time, Michel enjoys biking, fishing, and traveling.

Susanne Wagner Wilson is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2001. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Peter Jensen is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation with 14 years of industry experience. He has been with Bank of America N.A. and Merrill Edge Advisory Center since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.