Tobi Tejada is a financial advisor with Merrill in Teaneck, NJ, holding Series 66 and Series 63 designations and two years of industry experience. Prior to joining Merrill and Bank of America, N.A., Tejada worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC. Outside of finance, Tejada was involved in social media marketing through TNT Social Media Marketing. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, corporations, and charitable organizations.

Ruibin Jacky Chen is a financial advisor at Merrill with a Series 66 credential and less than one year of industry experience. His prior roles include positions at Bank of America, Northwestern Mutual, and Equitable Advisors, as well as academic engagements at New York University and the University of Rochester. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers, with various portfolio implementation options tailored to investor needs.

Charles Pesavento is a financial advisor with Merrill in Teaneck, NJ, holding Series 63 and Series 65 licenses and six years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Bank, NA. He is co-owner of a family rental property in Vero Beach, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.