Mathew Santos is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. since 2016, alongside his tenure at Merrill beginning in 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Eileen O'Donnell is a financial advisor at Merrill with 23 years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kimberly O'Connor is a financial advisor at Merrill with 27 years of industry experience. She has been with Merrill since 2009 and holds Series 63 and Series 65 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Brian Hessemer is a financial advisor at Merrill with 12 years of industry experience. He holds a Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies constructed by internal and third-party managers.

Jeannine Gaeta is a Series 66 licensed financial advisor at Merrill with 13 years of industry experience, all spent at Merrill since 2013. She also works as a consultant for Isagenix International, a company focused on nutritional products and supporting a healthy lifestyle. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Pradley Casseus is a financial advisor at Merrill with 14 years of industry experience. He holds a Series 66 designation and previously worked at JPMorgan Chase Bank NA and JPMorgan Securities, LLC. Outside of his advisory role, he co-manages a rental property. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and nonprofit organizations.

Christina Jasko is a financial advisor at Merrill with 18 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2005. Outside of her advisory role, she serves as Membership Chair for the Home and School Association at Northern Highlands Regional High School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sarah Bertot is a financial advisor at Merrill with 16 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2007. Outside of her advisory role, she is a co-owner of a family rental property in Hoboken, NJ. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies constructed by internal and third-party managers.

Peter Malafronte is a financial advisor at Merrill with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 2012. He serves as a member of the Vestry at Calvary Episcopal Church in Summit, NJ. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, utilizing model-based and discretionary investment strategies.

David Edgar is a financial advisor at Merrill with 41 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at Southwest Securities/Hilltop Securities for 11 years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Melanie Hagemann is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Her background includes roles at several retail and service companies before joining Merrill in 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Julia Santos is a financial advisor with Merrill in Jersey City, NJ, holding Series 63 and Series 65 licenses and having 32 years of industry experience. She has been with Merrill since 1996. Outside of her advisory role, she is a general partner and one-third owner of an LLC involved in landlord and tenant matters. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutional investors.

Dishawn Miller is a financial advisor at Merrill with 28 years of industry experience. He holds a Series 66 designation and has been with Merrill since 1997. Outside of his advisory work, he serves as an account signor for Calvary Christian Methodist Episcopal Church and is an advisory board member for nonprofit organizations Friends of Mahanaim Haiti and I Dance Because. Miller also assists as a location manager for NBC Universal on the TV show "The Equalizer," providing his home as a potential filming site. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations via model-based and discretionary investment strategies.

Evan Bernat is a financial advisor at Merrill in Jersey City, NJ, with six years of industry experience. He holds a Series 66 designation and has been with Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Link is a financial advisor with Merrill in Jersey City, NJ, holding Series 63, 65, and 66 licenses and having 34 years of industry experience. He has been with Merrill since 2010. Outside of his advisory role, he serves as a trustee for Basking Ridge Presbyterian Church and is a board member of the Money Management Institute. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jessica Lopez is a financial advisor with Merrill in Jersey City, NJ, holding a Series 66 designation and 14 years of industry experience. She has been with Merrill for 24 years since 2002. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Troyano is a financial advisor with Merrill in Jersey City, NJ, holding Series 65 and Series 63 licenses and bringing 25 years of industry experience. He has been with Merrill Lynch Pierce Fenner & Smith Incorporated since 2013. Outside of his advisory role, he is president and part owner of a resort suite business in Vernon, NJ. Merrill and its affiliate Managed Account Advisors LLC provide managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Forrest Skriletz is a Series 66-licensed financial advisor with Merrill in Jersey City, NJ, and has 26 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. for 25 years. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations by providing model-based and discretionary investment strategies developed by internal and third-party managers.

Edward Gregorio is a Series 66 licensed financial advisor with Merrill, based in Jersey City, NJ. He has six years of experience at Merrill and four years in the financial industry overall. His prior work includes roles at Pennsylvania State University and Van Hesuen. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pensions, corporations, and charitable organizations.

Jennifer Ritter is a financial advisor at Merrill with 22 years of industry experience. She has held her position at Merrill since 2013. Ritter holds the Series 63 and Series 66 designations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pensions, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Bin Liu is a financial advisor with Merrill in Jersey City, NJ, holding a Series 66 designation and 10 years of industry experience. He has been with Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Claudia Germann is a financial advisor at Merrill with 11 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2017, following six years at AIG Advisor Group. Outside of her advisory role, she is the owner of a short-term rental property in Astoria, New York. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

John Emery Jr. is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked with Merrill since 2010 and concurrently with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Carl Swanson is a financial advisor at Merrill with 27 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2017. His prior experience includes roles at Morgan Stanley Smith Barney and Morgan Stanley & Co., Incorporated. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Charlene Parrish is a Series 66-licensed financial advisor with Merrill, based in Jersey City, NJ, with 16 years of industry experience. She has been with Merrill and its affiliate Bank of America since 2016. Outside of her advisory role, she is an owner of a rental property in Jacksonville, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Karen Mcghee is a financial advisor with Merrill in Jersey City, NJ, holding a Series 66 designation and 20 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith since 2007. Outside of her advisory role, she is a certified group fitness instructor working part-time at various fitness facilities and serves as a board member of her local condominium association. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

George Cerwinski is a Series 66-licensed financial advisor at Merrill with 10 years of industry experience. He has been with Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

James Henaghan is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has been with Merrill-Lynch since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nirav Kher is a financial advisor with Merrill in Jersey City, NJ, holding Series 63 and Series 66 credentials and 13 years of industry experience. He has worked at Merrill since 2006 and has concurrent experience at Bank of America since 2019. Outside of his advisory work, he is co-owner of a family rental property in Long Beach Township, NJ. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Sreya Immadisetty is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior work includes roles at MetaLife, Royal United Mortgage LLC, and Bridgewater Club Oasis. She is currently based in Jersey City, NJ. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Eric Holtz is a Series 66 licensed advisor with Merrill in Jersey City, NJ, where he has worked since 2010. He has 12 years of industry experience. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.