Kay Sullivan is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in Carmel, California. Since joining Merrill Lynch in 2002 after serving as a director at a Fortune 50 company, she has contributed to a collaborative, four-person team that develops comprehensive wealth management strategies for clients. Kay focuses on delivering personalized financial planning and portfolio management services tailored to a wide range of client needs, including retirement income strategies, tax minimization, college education planning, business transition planning, and socially responsible investing. Kay holds a Bachelor of Science degree in Business Administration from the University of Illinois. She has earned several professional designations, including Certified Financial Planner (CFP®), Chartered Retirement Planning Counselor (CRPC), Chartered Advisor in Philanthropy (CAP®), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Her approach emphasizes working closely with clients and their professional advisors to ensure all aspects of clients’ financial lives are aligned with their goals. Outside of her professional work, Kay has been involved in community organizations on the Monterey Peninsula. She has served on the boards of the International Anti-Poaching Foundation, Chartwell School, Carmel Public Library Foundation, and Stillwater Yacht Club, and has participated in committees such as the Women’s Fund of the Community Foundation for Monterey County. Kay enjoys a variety of personal interests including boating, cooking, hiking, music, reading, scuba diving, skiing, traveling, and spending time with her family.