William Pickering is a financial advisor at Merrill with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1999 and Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal CIO teams and third-party managers.

Yakov Krassovskiy is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping individuals and families build clear, confident paths toward their financial goals through education planning, managing new wealth, personal retirement planning, portfolio management services, and tax minimization. Yakov works to make finance approachable by providing straightforward guidance tailored to each client's unique situation. He began his career in financial planning at Bank of America as a Banker, where he recognized the complexities many face with personal finance and the importance of clear communication. His professional designations include Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Yakov holds a High School Diploma from Carson High School. Outside of his professional work, he enjoys hiking, photography, scuba diving, and traveling.

Jose Castruita is a Financial Advisor with Merrill Lynch Wealth Management, specializing in personalized money management strategies. He focuses on areas such as family wealth management strategies, managing new wealth, personal retirement planning, small business strategies, and retirement income. Jose holds a Personal Investment Advisor (PIA) designation and completed a non-accredited certificate program at Riverside City College. Fluent in English and Spanish, he emphasizes understanding clients' personal priorities to create financial approaches tailored to their unique goals and life circumstances. Outside of his professional role, Jose enjoys baseball, cooking, golfing, and softball.

Trent Gneiting is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he serves a diverse clientele that includes corporate executives, business owners, and prominent figures in the sports and entertainment industries. He focuses on providing tailored financial strategies, including equity plan compensation, portfolio management, retirement planning, and trust and estate services. Trent's role encompasses investment analysis, financial planning, and business development within his team. Trent holds a Bachelor's degree in Economics with a minor in Business Management from Brigham Young University. Prior to joining Merrill Lynch, he gained experience as a Research Analyst for Merrill Bateman Associates - Economic Consulting Group and completed internships with Transamerica and the Stanford University Wharton College Clean Energy Project. He holds professional designations as a Personal Investment Advisor (PIA) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of his professional work, Trent enjoys spending time with his wife, Rachael, and their children. His personal interests include a variety of sports such as basketball, volleyball, football, and skiing. He is also involved in community organizations including the Church of Jesus Christ of Latter-day Saints, BYU, Habitat for Humanity, and his earlier roles include service on the Italy Milan LDS Mission and as Student Body President at Palo Verde High School.

Heather Djan is a Financial Advisor with Merrill Lynch Wealth Management. She began her career in financial services in 2007 with UBS in New York City and joined Merrill Lynch Wealth Management in 2010 in Northshore, Long Island. In 2014, she transferred to Las Vegas, where she currently resides. Her areas of expertise include college education planning, legacy planning, managing new wealth, personal retirement planning, women and wealth, and retirement income. Heather holds a Bachelor's Degree from SUNY Old Westbury and has earned several professional designations, including Accredited Wealth Management Advisor (AWMA), CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Originally from New York, Heather has lived in Las Vegas for nine years. She enjoys spending time with her family exploring local dining, shows, hiking trails, and supporting local businesses. Her personal interests include antiquing, dancing, drawing and sketching, interior decorating, music, photography, sewing, traveling, and woodworking.

Lawrence Jacobsen Jr. is a financial advisor at Merrill with 13 years of industry experience. He holds the Series 66 designation and has worked at firms including UBS Financial Services and Morgan Stanley. He is currently based in Las Vegas, NV. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Heather Henderson is a Financial Advisor at Merrill Lynch Wealth Management, operating from the Summerlin Office in Tivoli Village, Las Vegas, where she has worked for the past five years. She holds her Series 7 and 66 FINRA registrations and has earned the Accredited Asset Management Specialist™ designation. Heather's approach centers on customizing financial plans tailored to each client's life, priorities, and envisioned future, aiming to provide financial confidence beyond standard advice. Heather graduated from the University of Nevada, Las Vegas with a Bachelor of Science in Business Administration, majoring in Marketing. Before entering the financial services industry, she managed digital marketing and branding for a local Triple-A Baseball Team, which connected to her family's history in professional baseball. Outside of her professional role, Heather serves on the Advisory Board of Moonrise NextGen and participates on her local Merrill office's Philanthropy Committee and Women's Exchange, contributing significantly to various community initiatives. Her community involvement includes work with organizations such as Camp Sunshine Nevada, Miracle Flights, Nevada Donor Network, Nevada Youth Network, Shine A Light Foundation, Spread the Word Nevada, The Just One Project, and Three Square. Heather also dedicates time to coaching youth club volleyball, reflecting her continued passion for athletics.

Jared York is a financial advisor with Merrill in Las Vegas, NV, holding a Series 66 designation and four years of industry experience. He has been associated with Bank of America and Merrill since 2017, and previously worked at Sea Quest and The Church of Jesus Christ of Latter-day Saints. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Dustin Engel is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing nearly two decades of experience serving high net worth individuals, families, and businesses. Since joining the firm in 2003, Dustin has focused on developing customized financial strategies based on clients’ risk tolerance, time horizon, liquidity needs, investment goals, and associated costs. His approach centers on understanding each client’s unique financial situation and aspirations, allowing him to tailor asset allocations and recommend solutions across investments, business services, retirement, and estate planning. Dustin emphasizes open and honest communication, maintaining regular reviews and being accessible to address clients’ questions or concerns throughout market fluctuations and life changes. Dustin’s expertise includes divorce transition planning, family wealth management strategies, managing new wealth, personal retirement planning, and investment consulting for both defined benefit and defined contribution plans. He holds professional designations including Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His educational background includes a high school diploma from Valley High School, with additional studies at the University of Nevada - Las Vegas and the University of Surrey. Residing in the Las Vegas valley for over 30 years, Dustin engages with the community through local charities such as St. Baldricks and serves as a board member for the Candlelighters Childhood Cancer Foundation of Nevada. He is also part of the Leadership Las Vegas Class of 2025. Outside of his professional and community activities, Dustin enjoys reading, attending live music events, traveling, and spending time with his family.

Nidhi Dadlani is a financial advisor at Merrill with six years of industry experience. Her prior roles include positions at LPL Financial, Nevada State Bank, and JPMorgan Chase Bank. She serves as a steering committee member for the Alliance of Mergers & Acquisition Advisors, coordinating educational events on business succession and exit planning. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Dean Elyacoubi is a Sales Manager and Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in providing personalized wealth management strategies tailored to each client’s unique financial situation and goals. His approach involves a comprehensive understanding of clients' family backgrounds, lifestyles, values, and future aspirations to deliver customized investment plans. With a focus on areas including education planning, employee benefits, executive compensation, investment consulting for defined contribution plans, liquidity management, retirement planning, and tax minimization, Dean guides clients through complex financial decisions by offering clear and wide-ranging advice. He emphasizes client education to ensure confidence and understanding in the investment process. Dean holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Dean earned a Bachelor of Science in Hotel Administration from the University of Nevada, Las Vegas. He has been actively involved in his community, previously serving on the Board of Directors for the Juvenile Diabetes Research Foundation Southern Nevada and United Way of Southern Nevada. Outside of work, he enjoys cooking, traveling, and following sports such as European soccer.

Justin Albrecht serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. He leads The Albrecht Group, a three-person team with over 40 years of combined experience in the financial services industry. The group focuses on building and developing long-term relationships with high net worth individuals, families, and their businesses, aiming to create strategies addressing both short and long-term financial goals. Justin and his team use principles of behavioral finance to adopt a dynamic and individualized approach to financial planning. Their process combines knowledge, experience, and insight with a detailed understanding of clients' goals, lives, families, interests, and passions. This client-centered approach is designed to help individuals pursue personal objectives such as retirement planning, income goals, family wealth management, and special needs planning. He holds several professional designations, including Accredited Asset Management Specialist (AAMS), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Justin received his High School Diploma from Smithtown High School East. Outside of his professional commitments, he has interests in baseball, cooking, football, and traveling.

Jonathan Suslo serves as a Financial Advisor at Merrill Lynch Wealth Management. He supports clients by helping them plan, implement, and manage their financial objectives to address both short-term needs and long-term financial security. He holds FINRA Series 7 and Series 66 registrations, along with a Nevada Life and Health insurance license, and is recognized as a Personal Investment Advisor (PIA). Jonathan earned a Bachelor of Science in Business Administration with a focus on Economics from the University of Nevada, Las Vegas. He also studied international economics abroad in Shanghai, China. He is committed to furthering his expertise in wealth management to provide optimal outcomes for his clients. Outside of his professional work, Jonathan enjoys camping with his wife, watching motorsports racing with friends, and spending quality time with his loved ones.

Spencer Marcus is a Senior Financial Advisor at Merrill Lynch Wealth Management, working in Las Vegas, NV. He joined the firm in 2012 and works closely with clients to pursue their financial goals through a holistic and comprehensive approach to wealth management. Spencer collaborates with the Marcus Gibson Group and assists his team with Personal Wealth Analysis to understand clients' unique financial situations and guide prudent investment decisions. Spencer's expertise covers areas such as education planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, socially responsible investing, sports and entertainment financial advisory, individual and corporate investment strategy, and retirement income. He holds the Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA) designation and the Personal Investment Advisor (PIA) designation. He earned a Bachelor of Science degree in Business Administration with an emphasis in Finance from California Lutheran University. Outside of work, Spencer is involved with Worldserve International and Habitat for Humanity. In his personal time, he enjoys adventure sports, basketball, chess, golfing, rock climbing, running, and skiing, as well as spending time with friends and family.

Terri Bybee is a financial advisor at Merrill with 35 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2003, with a brief period at First Republic Investment Management and First Republic Securities in 2017–2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jennifer Shydler is a Wealth Management Advisor and founder of the Shydler Wealth Management Group at Merrill Lynch Wealth Management. She brings years of experience serving a diverse clientele, including medical professionals, retirees, women, widows, individual investors, and nonprofit institutions. Jennifer focuses on providing customized financial strategies to help clients address their investing and fiduciary responsibilities and to pursue their financial goals. Her areas of expertise include executive compensation, family wealth management, legacy planning, philanthropic planning, and retirement income. Jennifer holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned her Bachelor of Science degree in Finance with distinction from San Diego State University. Jennifer has been nationally recognized for her work, including listings on Forbes' "America's Top Women Wealth Advisors Best-in-State" and "America's Top Next Generation Wealth Advisors." She began her career with Bank of America in 1999 and has been with Merrill since 2008. Committed to community involvement, Jennifer has served as a mentor with Big Brothers Big Sisters for over 17 years and is a co-chair of the Tyler Robinson Foundation, which supports families facing pediatric cancer diagnoses. She also volunteers with organizations such as Dress for Success Southern Nevada, Nevada Partnership for Homeless Youth, and Olive Crest of Southern Nevada. Jennifer is a fifth-generation Las Vegan who enjoys spending time with her family, listening to music, traveling, biking, golfing, hiking, tennis, reading, writing, and yoga.

Aimee Osborne is a financial advisor at Merrill with 20 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2009. Osborne is also associated with Bank of America, N.A. since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Saulo Romero is an International Wealth Advisor specializing in serving ultra-high-net-worth individuals, families, business owners, and entrepreneurs. With over two decades of experience in banking and financial services, he focuses on developing coordinated wealth strategies that align with clients' personal, family, and legacy goals. His expertise includes business transitions, executive compensation planning, tax-efficient wealth management, multigenerational wealth transfer, philanthropic giving, and long-term legacy preservation. Born in Mexico City and fluent in Spanish and English, Saulo brings a global perspective to his practice. He began his banking career in 2006 and joined Merrill Lynch Wealth Management in 2019. Saulo emphasizes building lifelong relationships with clients by providing personalized service and a concierge-style wealth management experience that simplifies complexity while offering objective advice and tailored guidance. Saulo holds a Bachelor's Degree from ETAC and the Personal Investment Advisor (PIA) designation. He is involved in professional organizations such as the Latin Chamber of Commerce Nevada, Hispanic Latino Advisory Council at Merrill, and the Las Vegas Hispanic Business Council at Bank of America. In his personal time, he enjoys boating, dancing, golfing, music, running, skiing, and watching movies.

Ryan Deutsch is a financial advisor with Merrill, holding a Series 66 credential and four years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2022 and has held various roles in real estate and other businesses since 2017, including Uber and MRBD LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Stark is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 30 years of experience in portfolio management and financial advising. Since 1991, he has been actively involved in the financial markets, navigating significant events such as the tech bubble of 2000, the financial crisis of 2008-2009, and the COVID-19 pandemic. In 2014, David transitioned from institutional portfolio management to the retail sector to assist clients in achieving financial success and reaching their long-term goals. His expertise includes college education planning, institutional investment consulting, managing new wealth, portfolio management services, women and wealth, and retirement income. David's investment philosophy employs a disciplined, multi-pronged approach emphasizing patience, discipline, and a combination of fundamental and technical analysis. He practices active management and tactical decision-making, aiming to exceed client expectations by fostering relationships built on trust, care, and service. His professional designation includes being a Personal Investment Advisor (PIA). David earned a Bachelor of Arts degree in Economics from the University of California at Santa Barbara. He is married to his wife, Lisa, and they have three children. Outside of his professional role, David enjoys spending time watching his children’s soccer games, fishing, golfing, and walking his two dogs. He is fluent in English and Spanish.