James Cunningham is a financial advisor with Merrill in Los Angeles, CA, holding Series 63 and Series 65 designations and possessing 17 years of industry experience. He has worked with Merrill since 2008 and has been with Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Brandie Wilson is a Series 66-registered financial advisor at Merrill with 19 years of industry experience. Her work history includes roles at Bank of America, Merrill, and Wells Fargo Clearing. In addition to her financial advising career, she has provided in-home care services for disabled individuals since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Philippe Hartl is a financial advisor at Merrill with Series 63 and Series 65 licenses and 32 years of industry experience. He has worked at Bank of America since 2009 and at Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2000. Outside of his advisory role, he is involved with the Teton Raptor Center as a science advisor and works in outdoor recreational sporting goods sales in Jackson, Wyoming. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and nonprofits with model-based and discretionary investment strategies.

John Cody is a financial advisor at Merrill with Series 63 and Series 65 certifications and 54 years of industry experience. He has worked at Merrill since 1978 and at Bank of America, NA since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Ajemian is a financial advisor at Merrill with 26 years of industry experience. He holds the Series 63 and Series 65 designations and has worked previously at Citigroup Global Markets for 18 years. He is also affiliated with the University of Southern California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering a range of model-based and discretionary investment strategies.

George Sinadinos is a Financial Advisor at Merrill Lynch Wealth Management with a focus on individual and corporate investment strategy, tax minimization, and retirement income. He works closely with clients to uncover what matters to them and their families to build strategies aimed at achieving their financial goals. Raised in Sacramento, California, and coming from a large Greek family, George values relationships and trust, which inform his approach to helping others navigate important life decisions. He holds a Bachelor's Degree in Economics from the University of California, Santa Barbara. His professional designations include Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of his professional role, George enjoys baseball, biking, golfing, music, and spending time with his family. He appreciates staying active and embracing the opportunities Los Angeles offers, including hiking and exploring the natural beauty of Southern California.

Austin Barger is a financial advisor with Merrill, holding a Series 66 designation and seven years of industry experience. He has worked at Merrill since 2018 and has experience with Bank of America, N.A. since 2020. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Raymond Salcido is a financial advisor at Merrill Lynch Wealth Management. He brings nearly a decade of experience in the financial services industry, including five years in banking with a focus on small business. He partners with clients such as business owners, entrepreneurs, executives, and families to develop personalized financial plans and tax-conscious strategies aligned with their individual goals and life circumstances. His expertise encompasses areas including equity compensation services, family wealth management strategies, employee financial health, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, tax minimization, and retirement income. His background in business banking provides him with practical insights into cash flow, personal and business finances, and real-world decision making. Raymond holds a Bachelor's Degree from the University of Arizona and holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He is a member of the Hispanic/Latino Organization for Leadership & Advancement (HOLA). In his personal time, Raymond enjoys baseball, fishing, golfing, music, and skiing.

John Brow is a Wealth Management Advisor at Merrill Lynch Wealth Management in La Jolla, California. He joined the firm in 2013 and focuses on providing customized personal recommendations to help clients achieve their life goals through wealth management, retirement, education, and estate planning services. John serves as a single point of contact for his clients' financial lives, leveraging the resources of Merrill, Bank of America, and Bank of America Private Bank. John earned a Bachelor of Science in Pharmaceutical Sciences from the University of Connecticut. Initially considering medical school, he chose to pursue a career in personal wealth management, integrating analytical problem-solving with personal relationships to deliver meaningful results. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CHARTERED FINANCIAL CONSULTANT (ChFC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of his professional role, John spends time with his family and clients, and participates in community activities in the San Diego area. His personal interests include reading, cooking, traveling, skiing, weightlifting, beach volleyball, sailing, and yoga.

Benjamin Rosenblum is a financial advisor with Merrill in Los Angeles, CA, holding Series 63 and Series 65 credentials and eight years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley, as well as Hilltop Securities. Outside of his advisory work, Rosenblum is involved as an advisory consultant with Bonhomie, a retail and online store based in Santa Monica, California. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Clark Mallard is a Financial Advisor associated with Merrill Lynch Wealth Management. He focuses on connecting clients with the people, plans, and processes that align with their unique ambitions and financial goals. Clark assists clients in areas such as planning for education funding, retirement lifestyle, potential health care costs, and long-term family objectives. He holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Clark earned his Bachelor's Degree from the University of Southern California. His approach involves considering clients' personal perspectives and priorities to develop transparent and straightforward wealth planning strategies.

William Byers is a financial advisor at Merrill with 14 years of industry experience. He holds a Series 66 designation and has been associated with Merrill since 2011 and Bank of America, N.A. since 2015. He serves on the Board of Trustees at California Baptist University, participating in the Business Affairs committee and an advisory group overseeing the university’s finance department and endowment. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jeffrey Rush is a Senior Financial Advisor with Merrill in Beverly Hills, California. He specializes in advising accomplished clientele, including high-net-worth individuals and families, particularly those involved in the entertainment and professional sports industries. He works closely with clients navigating significant life transitions such as marriage, divorce, career changes, and promotions. Jeff focuses on providing detailed strategies and dedicated service to advance his clients' distinctive financial priorities, offering expertise in cash management, income and asset preservation, sustainable and impact investing, retirement strategies, trust and estate planning through Bank of America Private Bank, philanthropy, and access to customized lending. Jeff began his career in investing and wealth management in 1998 as an Investment Management Specialist with leading asset management firms. He joined Merrill in 2006 as a Director and later moved to Morgan Stanley, where he served as a Financial Advisor and Producing Branch Manager. In 2019, he returned to Merrill, connecting clients to a comprehensive suite of wealth management and banking opportunities. His professional credentials include FINRA Series 7, 9, 10, and 66 registrations, as well as the Personal Investment Advisor (PIA) designation. Jeff earned his bachelor's degree from Boston University, where he was captain of the men's swim team. Residing in Los Angeles, he is actively involved in community service, volunteering at his daughter's school and supporting nonprofit boards dedicated to financial empowerment and literacy in underserved communities. In 2020, he received Bank of America's Global Diversity & Inclusion Award and serves as vice chair of Bank of America's Black Business Council in Los Angeles. He enjoys spending time with family, swimming, traveling, and watching movies.

Josefa Jimenez is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and 26 years of industry experience. She has been with Merrill since 2009 and also has a long tenure with Bank of America, N.A., starting in 2003. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Alison Kim is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. She has worked at Merrill since 2007 and is currently associated with Bank of America, N.A. since 2025. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Justin Crichlow is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and eight years of industry experience. He previously worked at J.P. Morgan and Bank of America and studied at Harvard University. Outside of his advisory role, he serves on the Finance Committee of Vintage Church Malibu and is a general partner managing creative content for a clothing company, Endociety LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Lisa Pena is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and with 10 years of industry experience. She has been with Merrill and Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Rom Rabin is a Wealth Management Advisor at Merrill Lynch Wealth Management. He serves business owners, highly compensated executives, and their families, delivering financial partnership characterized by clarity, discipline, and intentional planning at every stage of wealth creation. His practice focuses on building long-term relationships by understanding each client's unique goals and creating strategies that support lasting financial well-being. Rom's expertise includes executive compensation strategies, retirement planning, tax-efficient wealth management, liquidity management, and business transition considerations. He provides personalized financial planning and disciplined investment management designed to help clients optimize their wealth and build long-term financial confidence. His client focus includes corporate executive services, equity compensation, personal retirement planning, small business strategies, and retirement income planning. He holds professional designations including Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Rom completed a non-accredited certificate program from the Open University of Israel. Outside of work, he enjoys adventure sports including skiing, pickleball, billiards, boxing, golfing, soccer, tennis, and traveling, reflecting his values of balance and resilience.

Arun Soorakulanthakan is a Financial Advisor at Merrill Lynch Wealth Management, serving as a Merrill Financial Solutions Advisor with The Hill Country Group (THCG). He leads the Next Generation focus at THCG, managing and networking with next-gen clients. Arun also specializes in guiding 401k participants through a proactive and scheduled education process to promote consistent engagement and informed decision-making. Arun approaches his role by taking the time to understand clients' priorities, assisting in developing strategies for short-, mid-, and long-term financial goals. He provides resources for investing, retirement planning, and savings, and coordinates access to specialists in banking, credit, home financing, and small business solutions. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He holds a High School Diploma/GED from Spencerport High School and a degree from the University of Rochester in New York. Arun currently resides in Los Angeles and spends his time outside of work with his Doberman Pinscher, Mia.

Rafael Mendez is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. He previously worked at Union Bank NA/US Bank for 31 years before joining Merrill in 2025. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.