Dega Nalayeh is a financial advisor with Merrill in Los Angeles, CA, holding Series 63 and Series 66 credentials and 25 years of industry experience. He has worked at Merrill since 2009 and concurrently with Bank of America since 2006. Merrill provides managed account services through its Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Robert Liu is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill and Bank of America in 2026, he worked at UBS Financial Services for three years. He also serves as a part-time Assistant Men's Tennis Coach at Claremont McKenna College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jessica Lackmeyer is a financial advisor at Merrill with Series 66 registration and six years of industry experience. She has worked at Bank of America, N.A. and Merrill since 2019 and has prior experience with AdvicePeriod, EP Wealth Management, and other organizations. Outside of finance, her work history includes roles at Malibu Cafe and Sulife Organics. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Corey Gabor is a Financial Advisor at Merrill Lynch Wealth Management, specializing in delivering comprehensive wealth solutions tailored to individual client needs. He focuses on creating personalized financial strategies that address goals such as asset growth, risk management, cash flow optimization, and wealth transfer. Corey holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor's degree from the University of St Francis. As a United States Navy veteran, he brings a service-driven mindset characterized by integrity, accountability, and commitment. This background informs his dedication to supporting the veteran community as well as clients from diverse backgrounds. His expertise encompasses areas such as college and education planning, equity compensation services, legacy planning, liquidity management, managing new wealth, retirement income, portfolio management, and tax minimization. Outside of his professional work, Corey has interests in camping, chess, football, golfing, music, photography, and running.

David Niehaus is a Private Wealth Advisor with experience advising private clients and institutions for over two decades. He began his career as an analyst at JPMorgan in 1996 and joined Merrill in 1999 as a founding member of the Jones Zafari Group. His expertise includes asset allocation strategy, global equity portfolio management, and investment manager selection. In his current role, he oversees his team's asset allocation process and focuses on assisting multigenerational families undergoing significant liquidity and life events requiring advanced planning strategies. David received his Bachelor of Arts degree from Claremont McKenna College, graduating Cum Laude. He holds the Chartered Financial Analyst (CFA) designation as well as the Personal Investment Advisor (PIA) credential. He and his wife Leah reside in Manhattan Beach, California, with their three children. David is involved in his community as a recreational tennis player and supporter of youth sports. He serves on the Parent Advisory Board for the South Bay Lacrosse Club, volunteers with Mira Costa High School Varsity Tennis, and supports several organizations including New City Church, Claremont McKenna College, Homes of Hope, Marymount High School, First Break Academy, and the Manhattan Beach Education Foundation.

Jenice Carter is a financial advisor at Merrill with 12 years of industry experience. She holds a Series 66 designation and previously worked at Citibank, NA and Citigroup Global Markets from 2013 to 2025. Outside of her advisory role, she is a California Notary. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daphne Peng is a financial advisor at Merrill with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2017, following a one-year tenure at UBS Financial Services Inc. based in Los Angeles, CA. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mingjie Xu is a Senior Financial Advisor with Merrill Lynch Wealth Management who joined the Waarbroek-Lin Group in 2018. She provides clients with access to Merrill’s investment resources and the banking services of Bank of America, assisting with a broad range of financial needs including portfolio management, personal retirement planning, and corporate benefits. Ms. Xu has been in the financial services industry since 2013 and previously worked with LPL Financial. Her areas of focus include corporate benefits, family wealth management, institutional and corporate benefit services, international wealth management, and women and wealth strategies. She holds professional designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). She earned a bachelor's degree in Applied Mathematics from the University of California, Los Angeles, and a Master of Science in Applied Finance from Pepperdine University. Mingjie speaks English and Mandarin. Outside of work, she enjoys hiking, swimming, and traveling.

Lharmina Castro is a financial advisor at Merrill with 22 years of industry experience. She holds Series 63 and Series 66 designations. Prior to joining Merrill in 2024, she worked for 19 years at City National Securities, Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Jay Pommrehn is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has been with Merrill since 2003. Outside of his advisory role, he is involved in several business ventures including managing family real estate held in LLCs and supporting an AI-powered wine and food pairing app developed by his wife. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Stephanie Deur is a financial advisor at Merrill with 23 years of industry experience. She has held her current role at Merrill since 2009 and also has a longstanding affiliation with Bank of America, N.A. dating back to 2006. She holds the Series 63 and Series 66 licenses. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jonathan Hodge is a Private Wealth Advisor with over 25 years of experience in wealth management. He works with Merrill Private Wealth Management and serves as a Senior Portfolio Manager, responsible for monitoring market trends, managing proprietary discretionary portfolios, and overseeing the team's general investments. Jonathan's approach focuses on helping clients pursue their financial goals while managing investment risks, with an emphasis on improving communication about financial matters for families and businesses. He holds a Bachelor's degree from Boston University and has earned professional designations including Certified Exit Planning Advisor (CEPA), Certified Investment Management Analyst (CIMA), Personal Investment Advisor (PIA), and Sports & Entertainment (SE). Jonathan is also involved in professional organizations such as the Dean's Advisory Board College of Arts & Science at Boston University and The Music Center Board. Originally from Connecticut, Jonathan has lived in Los Angeles for over 25 years. Outside of his professional work, he enjoys camping, cooking, golfing, hiking, reading, skiing, spending time with family, traveling, and yoga. Jonathan resides in Los Angeles with his partner Lea and their two daughters.

Shania Motruk is a financial advisor with Merrill based in Los Angeles, CA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has been with Merrill since 1981 and also has extensive tenure with Bank of America starting in 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Eric Burns is a Financial Advisor with Merrill Lynch Wealth Management based in Scottsdale, Arizona. He has nearly 20 years of experience in financial services, covering a wide range of areas including wealth management, lending, and banking. Eric focuses on family wealth management strategies, managing new wealth, personal retirement planning, small business strategies, and retirement income. He is a CERTIFIED FINANCIAL PLANNER® and a Personal Investment Advisor (PIA). Eric holds a Bachelor's Degree from Brigham Young University and an MBA from Arizona State University. His approach emphasizes honesty, simplicity, and transparency, aiming to create personalized financial strategies that help clients pursue their long-term goals. He works closely with clients such as business owners, executives, and retirees to develop customized plans that align with their aspirations. Living in Gilbert, Arizona with his wife and three children, Eric is actively involved in the community, including participation in Gilbert Youth Sports. Outside of work, he enjoys camping, golfing, ice hockey, and spending time with his family.

Jennifer Lee is a financial advisor at Merrill with 10 years of industry experience. She holds a Series 66 designation and has worked at both Bank of America, NA and Merrill since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individual and high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Daniel Liffman is a financial advisor at Merrill with 14 years of industry experience. He holds a Series 66 designation and has been with Bank of America and Merrill Lynch since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Tournat is a Private Wealth Advisor at Merrill Private Wealth Management. Since 1989, he has been advising high-net-worth clients with a focus on diversification strategies for large single-stock positions, as well as trust and estate planning strategies. Prior to joining Merrill in 1999, he served as Vice President at J.P. Morgan Securities in Los Angeles and has held positions with a commercial investment real estate firm and the M&A group of a global accounting firm. He holds a Master of Business Administration from the Anderson School at UCLA and a Bachelor of Arts in Business Economics with honors from the University of California at Santa Barbara. Thomas has received recognition in Barron's and Forbes listings for his financial advisory work and is involved with several professional organizations and community groups, including the Children's Hospital of Los Angeles, Manhattan Beach Education Foundation, Notre Dame University, and UC San Diego. Outside of his professional pursuits, Thomas is a member of the University of Notre Dame's President's Circle and enjoys outdoor activities such as skiing, snowboarding, surfing, and spending time with his wife and three children.

Andrew O'Brien is a Private Wealth Advisor with Merrill Private Wealth Management, bringing over 20 years of experience in the financial services industry. He has an extensive background in investments and markets that enables him to advise some of the firm's largest and most sophisticated clients. His client focus areas include Corporate Executive Services, Executive Compensation, Family Wealth Management Strategies, Institutional Investment Consulting, Liquidity Management, Managing New Wealth, Personal Retirement Planning, and Portfolio Management Services. Prior to joining Merrill, Andrew served as a Senior Investment Specialist in the Los Angeles office of J.P. Morgan Private Bank for seven years, overseeing private client assets across diverse investments. He also spent six years in the London office as the lead Investment Specialist for the Emerging Europe group, covering ultra-wealthy clients in Turkey, Israel, and Russia. His career in private banking began at J.P. Morgan Private Bank in Geneva, Switzerland. Originally from the United Kingdom, Andrew completed his studies in the U.K., Switzerland, and the United States. He holds a Bachelor of Arts in Economics and Psychology from the University of Colorado, Boulder, and has earned a Securities Institute Level 3 Certificate in Investments along with FINRA registrations including Series 65, 17, 53, and 63. Andrew is married with two children and enjoys playing tennis and golf as well as spending time with his family.

Bryan Herrera is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 license and four years of industry experience. He has been with Merrill since 2011 and also has experience at Bank of America, NA. Outside of his advisory role, he is a co-owner of family rental properties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kianna Fiouzi is a Wealth Management Advisor with Merrill Lynch Wealth Management. Her areas of expertise include liquidity management, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, retirement income, and serving clients in sports and entertainment. Kianna holds a High School Diploma from Uppingham and has earned the Personal Investment Advisor (PIA) designation.