Adrian Larios is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he works with clients to understand their current financial situations and introduces them to solutions available through Merrill and Bank of America. His objective is to provide clients with the knowledge and tools necessary to manage their financial lives and select platforms suited to their needs. Adrian holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the California State University System. His approach involves helping clients identify what matters to them and their families in order to develop strategies aimed at pursuing their financial goals.

Shakeeb Khairzad is a financial advisor at Merrill with seven years of industry experience and holds Series 63 and Series 66 licenses. Prior to joining Merrill in 2024, he worked at 1st Century Bank from 2017 to 2024 and held positions at Unionbanc Investment Services and Union Bank between 2007 and 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brandon Billings is a Senior Financial Advisor with Merrill Lynch Wealth Management. He takes a comprehensive approach to financial planning by integrating all aspects of a client's financial life, aligning financial decisions with their values, lifestyle, and long-term aspirations. His work encompasses investments, taxes, estate planning, risk management, cash flow, and goal setting. Brandon's expertise includes divorce transition planning, family wealth management strategies, institutional investment consulting, retirement income planning, and special needs planning strategies. He began his financial advisory career in response to witnessing colleagues and friends experience job loss without financial plans during the oil industry downturn of 2014-2015. Since then, he has focused on serving clients across various needs regardless of their asset size, acquiring professional designations such as CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Brandon holds a Bachelor's Degree from the University of La Verne and a Master of Business Administration (MBA) from the University of Arizona. He is involved in community organizations including Amelia Molloy's Angels, Kern Economic Development Foundation, and Patriots of Kern. Outside of work, his personal interests include camping, cooking, fishing, golfing, hiking, hunting, surfing, and traveling.

Vineeta Koshy is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and possessing 22 years of industry experience. She has been with Merrill since 2010 and has also been affiliated with Bank of America, N.A. since 2001. Outside of her advisory work, she is the owner of a nonprofit organization based in Las Vegas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutional investors.

John Jimenez is a financial advisor at Merrill with 23 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Advisors, Wells Fargo Clearing, and Banc of America Securities LLC. Outside of his advisory role, he serves as a notary public in Los Angeles. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Grach Adamyan is a Series 66-licensed financial advisor with Merrill in Los Angeles, CA, with one year of industry experience and over a decade at Merrill. He has been with Merrill since 2013 in various capacities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Horace Smith III is a financial advisor at Merrill with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Deutsche Bank Securities Inc. before joining Bank of America, N.A. and Merrill in 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Geoffrey Berlin is a Private Wealth Manager at Merrill Private Wealth Management. He provides wealth management strategies and advice to ultra-high-net-worth individuals, families, family offices, and foundations. His expertise includes investment management across public and private markets, customized loans and lines of credit, pre-transaction planning for business owners, executive compensation planning, diversification strategies for concentrated wealth, tax and estate planning guidance, philanthropic advice and structure, and exclusive banking services through Bank of America. Before joining Merrill, Geoffrey spent 13 years at J.P. Morgan Private Bank as a Managing Director in the Los Angeles office, advising ultra-high-net-worth clients. He holds the CERTIFIED FINANCIAL PLANNER® designation and the Certified Exit Planning Advisor designation. Geoffrey graduated with a degree in international economics from the University of California, Los Angeles and earned a certificate in personal financial planning from UCLA. He is an active member of the Exit Planning Institute and the Association for Corporate Growth. Geoffrey is involved in community activities, including engagement with the Boys and Girls Clubs of the Greater Conejo Valley.

Annie Li is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and four years of industry experience. Her prior roles include positions at Integrity Wealth Advisors, goHenry, and Boston Medical Center. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Kristie Macfie is a financial advisor with Merrill and holds a Series 66 designation. She has five years of industry experience and has worked at Bank of America, N.A. since 2020. Prior to her current roles, she was affiliated with Harvard University and MiraCosta College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Danielle Ewang is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and beginning her career in 2026. Her prior experience includes roles at Bank of America and various positions connected to the University of Michigan and related organizations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Steven Dias is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and 18 years of industry experience. He has been with Merrill and Bank of America since 2012 and previously worked at Ifmg Securities, Inc. from 2004 to 2005. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

David Teolis Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management, joining the firm in 2017. He supports individuals, families, family offices, and institutions in pursuing their financial goals by creating and managing customized investment strategies. David began his career in 1989 as a sell-side High Yield Research Analyst. From 1993 to 2016, he worked as a Portfolio Manager specializing in leveraged finance and alternative investments, managing mutual funds, hedge funds, and structured credit vehicles such as CLOs and CDOs. He has also served as an independent director on the boards of three companies and contributed as an advisor to financial, non-financial, and technology firms. He holds a Bachelor of Arts in Economics from Boston University (1989) and a Master of Business Administration in Finance from New York University (1994). His areas of focus include family wealth management strategies, institutional investment consulting, legacy planning, liquidity management, ESG and impact investing, business development, and estate planning services. David is a member of several professional organizations, including the CFA Society Los Angeles and the Fixed Income Analysts Society. Outside of work, he enjoys golfing, music, skiing, swimming, traveling, watching movies, yoga, and spending time with his family.

Brad Larsen is a financial advisor at Merrill with 26 years of industry experience. He has held positions at Merrill since 2009 and at Bank of America, N.A. since 2001. Larsen holds Series 63 and Series 66 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mericar Escobar is a financial advisor with Merrill, holding a Series 66 designation and 17 years of industry experience. She has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Vahe Nazarian is a Series 66 licensed financial advisor at Merrill with 10 years at the firm and 4 years of industry experience. He is involved in managing a family-owned restaurant business and oversees operations and growth efforts for that venture. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to a wide range of clients including individuals, high-net-worth clients, and institutions.

E. Marie Broussard is a Senior Financial Advisor with Merrill Lynch Wealth Management. She partners with business owners and healthcare professionals to provide financial guidance tailored to their unique needs. Her focus includes helping clients navigate career transitions, retirement strategies, risk management, and broader financial planning aspects. She collaborates with clients' attorneys, CPAs, and other professionals to provide coordinated support. E. Marie holds a bachelor's degree from Marquette University and a master's degree from the University of Minnesota Twin Cities. She has a background spanning law, government, technology, and business. She holds the Personal Investment Advisor (PIA) designation. E. Marie serves a diverse client base, including healthcare professionals, business owners, and individuals managing new or generational wealth, with specialized attention to LGBT wealth planning, tax minimization, and small business strategies. In addition to her professional work, E. Marie is involved in community and recreational activities such as cycling trips between Minneapolis and Milwaukee, the Milwaukee County Election Commission, recreational youth soccer, and hiking the Road to Santiago. She is fluent in English and Spanish.

Kelly Heath is a financial advisor at Merrill with Series 63 and Series 66 credentials and nine years of industry experience. Prior to joining Merrill in 2024, Heath worked at HoyleCohen, AdvicePeriod, LLC, and Bel Air Investment Advisor LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies supported by internal and third-party managers for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sadegh Farhadi is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has previously worked at Citigroup, Bank of America, and 1st Century Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Patrick Cody is an International Wealth Advisor at Merrill Lynch Wealth Management. He works closely with clients to develop tailored financial strategies that help achieve their financial goals. Patrick joined Merrill Lynch in 2011 from Deloitte Consulting and is part of The Cody Group, which provides investment, planning, and financial services focused on building, managing, and preserving wealth. He holds a Bachelor's and Master's degree in Computer Science from the Massachusetts Institute of Technology, as well as a Master of Business Administration from UCLA Anderson. Patrick has earned the CERTIFIED FINANCIAL PLANNER® certification and holds the Series 7 and 66 FINRA registrations, along with Life Insurance and Annuities licenses. His areas of expertise include wealth planning, asset allocation and tax-efficient investing, wealth transfer planning and trust services, and concentrated equity strategies. Outside of his professional role, Patrick enjoys camping, reading, and spending time with his family. He is also involved with the Corpus Christi School.