Jennifer Garcia is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill, she worked at Fusion Learning Inc and operates Garcia Tutoring Services, providing individual tutoring for K-12 students. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, utilizing model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and organizations.

Leah Green is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and five years of industry experience. She has worked with Bank of America and Merrill since 2021. Outside of financial advising, she also works as a hostess at Liam Fitzpatrick's, a restaurant in Lake Mary, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of model-based and discretionary investment strategies developed by internal and third-party managers.

Stephen Hunt is a Managing Director and Private Wealth Manager at Merrill Private Wealth Management. He works closely with wealthy families, business owners, and real estate principals across Southern California, providing advisory services that focus on investment, lending, and estate planning strategies aimed at preserving and growing wealth. Stephen brings over 20 years of experience in wealth management. Prior to joining Merrill in 2023, he served as an Advisor at J.P. Morgan Private Bank in Los Angeles, where he worked with multi-generational families and affluent individuals to address complex financial decisions. He also has experience in alternative investments from his time in New York at J.P. Morgan’s Alternative Investments Group, where he conducted due diligence on private equity, hedge funds, and real estate offerings. Early in his career, Stephen worked as an Accountant for the brokerage and capital markets business at Hambrecht & Quist in San Francisco. He holds a Bachelor of Science degree from the University of California, Davis, and is a Chartered Financial Analyst® charterholder. Stephen resides in Manhattan Beach with his wife and two children. His personal interests include traveling, golf, and skiing.

Kristine Reynal is a financial advisor at Merrill with 26 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2009, also affiliated with Bank of America since 2004. Outside of her advisory role, she serves on the advisory board of MCC Theater and consults for Hello Baby Productions, a company producing children's media. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts, supported by internal and third-party managers.

John Paffendorf Jr. is a Private Wealth Manager at Merrill Private Wealth Management. He advises ultra-affluent clients by designing tailored strategies to navigate significant financial decision points. His expertise includes investment management, pre- and post-liquidity event strategy, trust and estate planning services, customized credit and lending, and philanthropy. John has experience working with entrepreneurs and senior executives and has a background in managing equity strategies, equity security analysis, and concentrated equity risk management. Before joining Merrill, John was a Senior Vice President at Morgan Stanley and also held a Senior Vice President position in the Private Wealth Management Group at UBS. In these roles, he worked extensively with families that had sold major assets. Within Merrill, he is a specially qualified Senior Portfolio Manager who builds and manages personalized or defined investment strategies, incorporating individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. John earned a Bachelor of Science degree in Finance from the University of Idaho. He holds the Personal Investment Advisor (PIA) designation and works within Merrill Private Wealth Management to provide tailored wealth management services.

Douglas Popovich is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has over 30 years of experience in the financial services industry, all with Merrill Lynch. Mr. Popovich works with clients through personal consultations to set quantifiable goals and help prioritize their unique financial needs. His expertise includes 401(k) plans, retirement and estate planning services, insurance needs, liability management, family wealth management strategies, personal retirement planning, sports and entertainment financial planning, individual and corporate investment strategy, and retirement income. He takes a holistic approach to wealth management, assisting clients with all aspects of their financial lives. Doug earned a Bachelor of Arts degree from the University of California, Santa Barbara. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He resides in Redondo Beach, California, and enjoys biking, golfing, hiking, tennis, and yoga. He is involved in the community through the Torrance Memorial Ambassadors and Manes For Movement organizations.

Graham Bell is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. He has been with Merrill since 2010. Outside of his advisory role, he serves on the audit, finance, and investment committees of MOXI, The Wolf Museum of Exploration + Innovation, and is a member of the investment committee for Habitat for Humanity of Southern Santa Barbara County’s endowment. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Eleni Mavromati is a Private Wealth Manager at Merrill Private Wealth Management and serves as the business manager of the Jones Zafari team. She joined Merrill in 2002 and previously led the team's Fixed Income group until 2020, focusing on fixed income and credit opportunities strategies. In her current role, Eleni is responsible for implementing tactics to measure and achieve long-term growth, improve efficiencies, and enhance productivity. She also manages strategies and processes related to building and retaining a team of professionals that provide service to clients. Eleni began her career as an investment banking analyst at Morgan Stanley and held various positions in the equity research division covering gold and non-ferrous metals as well as membership on the model portfolio research team. She graduated Cum Laude with a B.A. in Economics and Psychology with Honors from Smith College and earned an M.B.A. from Stanford University's Graduate School of Business. Her professional designations include Accredited Wealth Management Advisor (AWMA), Personal Investment Advisor (PIA), Sports & Entertainment (SE), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She is involved with community organizations such as PATH, Safe Place for Youth, Smith College, Stanford Graduate School of Business, The Center for Early Education, and Windward School. Eleni speaks English, Greek, Spanish, and French.

Shahram Hazany is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2004. He works with a select group of affluent individuals and multiple generations of their families, including successful business owners, attorneys, and executives. Shahram's approach involves understanding each client's personal and cultural values, financial situation, family dynamics, and long-term goals to provide tailored wealth management strategies. His expertise includes family wealth management strategies, legacy planning, tax minimization, equity compensation strategies, and succession planning for business owners. Shahram is qualified as a Portfolio Manager and can build and manage personalized investment strategies. He holds certifications such as Certified Investment Management Analyst (CIMA), Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Shahram holds a Bachelor's degree from the University of California San Diego and a Master's degree from San Francisco State University. He is proficient in English and Persian. Outside of his professional work, Shahram enjoys camping, chess, hiking, music, reading, swimming, and traveling.

Matthew Melgar is a Financial Advisor at Merrill Lynch Wealth Management in Century City, California. In this role, he works with individuals and families to create personalized strategies for investing, retirement, and long-term financial planning. He utilizes the resources of Merrill Lynch and the banking capabilities of Bank of America to coordinate investments, banking, lending, and cash management solutions as part of comprehensive financial planning. Matthew focuses on various client areas including family wealth management strategies, retirement income, socially responsible investing, and sports and entertainment sectors. His professional designations include Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He holds a high school diploma from Newbury Park High School. Outside his professional career, Matthew enjoys activities such as biking, music, pickleball, rock climbing, running marathons, singing, soccer, spending time with his family, and watching movies.

Christopher Chapin is a Managing Director and Private Wealth Advisor within Merrill Private Wealth Management. He provides wealth management services and strategies to a national clientele of ultra-high-net-worth individuals, families, and institutions. His expertise spans multiple wealth management disciplines, including investment management, trust and estate planning services, executive services, customized credit and lending, and philanthropic planning. Chris has been working in financial services since 1995. He started his career as an Auditor at Price Waterhouse, where he attained the Certified Public Accountant (CPA) designation. In 1997, he joined Goldman Sachs as a Vice President of Investment Management, a role he held for over a decade. He later served as a Director in the Private Banking division at Credit Suisse for six years before joining Merrill Private Wealth Management in 2014. Chris holds a Bachelor of Science degree in Finance from the University of Rhode Island and an MBA with a specialization in Accounting from the University of Connecticut. He also holds the Personal Investment Advisor (PIA) designation. Christopher Chapin is involved with several organizations, including The Reserve at Moonlight Basin and Virginia Country Club. He participates in community activities through the LA Galaxy South Bay Youth Club and the University of Connecticut Alumni Association. He lives in Manhattan Beach with his wife, Larissa, and their sons, Zachary and Andrew.

Leland King is a Planning Consultant at Fidelity Investments, a role he has held since 2024. He works with clients to enhance their financial knowledge and confidence, facilitating a collaborative approach to developing investment strategies. His work focuses on using the planning process to assist clients in pursuing their financial goals. Prior to his current role, Leland was an Associate Advisor at SEIA from 2023 to 2024 and a Wealth Planning Associate at UBS from 2020 to 2023. He holds a California Insurance License. Outside of his professional work, Leland has interests in art, cooking and baking, family activities, writing, and yoga.

Charles Gould is a financial advisor at Merrill with 25 years of industry experience. He has held positions at Bank of the West and BancWest Investment Services prior to joining Merrill in 2020. Gould holds Series 63 and Series 65 credentials and is based in Los Angeles, CA. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients, providing managed account programs, discretionary portfolio management, and brokerage execution services. The firm’s investment approach includes multiple program strategies with advisor or client discretion and emphasizes tax-efficient implementation supported by its affiliation with Bank of America.

Rabin Hourizadeh Hekmati is a Senior Financial Advisor at Merrill Lynch Wealth Management. With over 16 years of experience in the banking industry, he specializes in developing personalized wealth management strategies tailored to clients' long-term goals. Rabin works closely with individuals and families to understand their financial situations and priorities, offering expertise in areas such as college education planning, divorce transition planning, family and international wealth management, legacy planning, liquidity management, retirement planning, and portfolio management services. He holds a Bachelor's Degree from the California State University System and has earned the Personal Investment Advisor (PIA) designation. Rabin provides clients access to Merrill's investment insights alongside the banking and lending solutions of Bank of America, aiming to create flexible strategies that adapt to changing market conditions. Rabin participates actively in community volunteering, following the Merrill tradition of community involvement. Outside of his professional work, he enjoys basketball, billiards, boxing, hiking, music, and running. He is fluent in both Persian and English.

Mark Bybee is a Financial Advisor at Merrill Lynch Wealth Management, where he is dedicated to helping clients preserve, grow, and transfer their wealth with a focus on their individual goals, values, and legacy. He provides comprehensive financial planning services addressing banking, lending, and investment needs, supported by market insights from Merrill's CIO Office and Bank of America's Research Team. Mark's areas of expertise include wealth preservation and retirement planning, lending and liability management, career transitions and liquidity events, long-term care and family support planning, and legacy and wealth transfer strategies. He holds the Personal Investment Advisor (PIA) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA) professional designations. He earned a bachelor's degree from Northwestern University. Mark is actively involved in his community, volunteering over 50 hours annually with AYSO Region 7 as a volunteer soccer coach and supporting the Kids Mental Health Foundation of Los Angeles. His personal interests include basketball, cooking, football, golfing, spending time with his family, and traveling.

Stacey Blunt II is a financial advisor at Merrill with Series 63 and Series 65 credentials and five years of industry experience. His prior work includes roles at JPMorgan Chase Bank NA and Schneider Downs. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Muna Nalayeh is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She previously worked for five years at San Pasqual Fiduciary Trust Company before joining Merrill in 2021. Nalayeh serves as Treasurer on the board of the Kimberly Wood Homeowners Association in Van Nuys, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Lin is a financial advisor with Merrill based in Los Angeles, CA, holding a Series 66 designation and 18 years of industry experience. Prior to joining Merrill in 2020, he worked at TIAA from 2016 to 2020. He serves as a board member of the Sister Stella Foundation, a nonprofit focused on enhancing student development through funding for school programs and resources. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Elana Ginsburg is a Managing Director and Private Wealth Manager at Merrill Private Wealth Management, based in Century City with a client base extending to Las Vegas. In her role, she provides access to Family Office advisory services and focuses on assisting high-net-worth families in managing complex wealth challenges. Her expertise includes business sales, estate planning, asset protection strategies, cash management, and lending, facilitated through access to Bank of America products and services. Prior to her career in finance, Elana was the founding partner at Full Glass Films, where she produced seven feature films and several music videos for Sony Music, including one that received a Telly Award. She has also served on the Board of the National Women's History Museum in Washington, D.C., contributing for over seven years. Elana holds a Bachelor's Degree from Sarah Lawrence College and maintains the Personal Investment Advisor (PIA) designation.

Henry On is a financial advisor with Merrill, holding a Series 66 designation and based in Los Angeles, CA. He has one year of experience at Merrill and previously worked at Bank of America from 2015 to 2025. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.