King Wong is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been serving clients since 2012, focusing on forming long-term relationships and addressing all aspects of clients' financial lives. King takes a hands-on approach to ensure clients' needs are met with attention and that financial strategies are effectively implemented. King specializes in family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, and portfolio management services. He begins by understanding a client's family, financial situation, and priorities to develop a customized and flexible wealth management strategy. He also provides access to the investment insights of Merrill and the banking conveniences and lending solutions of Bank of America. King holds a Bachelor's Degree in Economics from California State University and the designations Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of work, he enjoys traveling and spending time with his wife, Dione, and their two daughters, Shelby and Sydney.

Bradley Nering is a Senior Financial Advisor at Merrill Lynch Wealth Management. He brings over a decade of experience in banking and wealth management, having started his career at Wells Fargo in 2012 as a licensed banker. He was promoted to Client Associate in 2013 and advanced to Financial Advisor in 2018. He focuses on providing personalized financial strategies that help clients achieve their objectives while maintaining high professional standards. Brad's expertise includes family wealth management, legacy planning, managing new wealth, personal retirement planning, portfolio management, socially responsible and ESG investing, special needs planning, sports and entertainment, tax minimization, and retirement income. His passion for markets began in Wyatt, Indiana, trading corn and soybean futures with his father, which instilled principles of risk management and disciplined investment strategy. He holds a Bachelor of Arts degree from Pepperdine University and studied abroad in Spain and Argentina, which broadened his global financial perspective. In addition to his professional pursuits, Brad is a Personal Investment Advisor (PIA) and is involved with the Surfrider community organization. He resides in San Jose, California, serving clients across the Bay Area and Los Angeles.

Matthew O'brien is a Financial Advisor at Merrill Lynch Wealth Management. He works to provide financial guidance and wealth management services to his clients. Matthew's educational background includes a High School Diploma from Clackamas High School. He has also attended Simon Fraser University, Clackamas Community College, and Portland State University, although he did not receive degrees from these institutions.

Haidee Lin is a financial advisor at Merrill with 23 years of industry experience. She holds a Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Inc. since 2000. Based in San Jose, CA, Lin has spent her entire career with the firm. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Annelise Kettmann is a Financial Advisor and a member of The Kettmann Group, a family-led team at Merrill Lynch Wealth Management, with more than 35 years of experience. The group focuses on providing customized, goals-based financial strategies to help clients navigate their unique circumstances. Annelise specializes in assisting multi-generational families and business owners with wealth management, long-term planning, and strategies designed to grow, preserve, and transfer wealth. She holds a bachelor's degree from California Polytechnic State University and maintains professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Annelise speaks English and Spanish and is affiliated with the Junior League of San Jose. Outside of her professional work, Annelise is involved in community service through organizations such as Hunger at Home. Her personal interests include golfing, surfing, and tennis.

Mengxiao Shan is a Senior Financial Advisor at Merrill Lynch Wealth Management. She provides personalized wealth management strategies tailored to clients' unique financial goals and changing market conditions. Mengxiao offers access to investment insights from Merrill and banking and lending solutions through Bank of America. Mengxiao's expertise spans family wealth management, services for endowments, foundations, non-profits, employee benefit plans, international wealth management, retirement planning, portfolio management, small business strategies, and tax minimization. She and her team focus on developing individualized strategies and providing ongoing portfolio advice for individuals, families, business owners, and non-profit organizations, particularly in the Silicon Valley area. She holds a Master of Business Administration (MBA) from the University of Florida and a Bachelor's Degree from Shenyang Normal University. Mengxiao is a Personal Investment Advisor (PIA). She speaks both English and Chinese. Outside of work, she volunteers in her community and enjoys basketball, cooking, hiking, music, photography, reading, swimming, traveling, and yoga.

Jitian Tan is a Wealth Management Advisor with Merrill Lynch Wealth Management. In this role, Jitian focuses on creating personalized financial strategies that align with clients' individual goals and adapt to changing market conditions. He leverages the investment insights of Merrill and the banking and lending solutions of Bank of America to support clients in pursuing their long-term objectives. Jitian holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Master's Degree from Golden Gate University. Beyond his professional responsibilities, Jitian participates in community service, volunteering with local organizations as part of his commitment to the communities served by Merrill.

Michael Luiza is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their priorities and develop strategies aimed at pursuing their short-, mid-, and long-term financial goals. He provides guidance on a range of financial matters including general investing, retirement planning, and saving for unexpected expenses. Michael also facilitates access to Bank of America specialists in areas such as banking, credit, home financing, and small business solutions. He engages in ongoing discussions with clients to address their goals, concerns, and questions, offering continuous advice as their needs evolve. He holds a Bachelor's Degree from Santa Clara University.

Kathleen Vogt is a financial advisor with Merrill in San Jose, CA, holding a Series 66 designation and 18 years of industry experience. She has been with Merrill since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Michelle Yeh is a Wealth Management Advisor at Merrill Lynch Wealth Management. She brings over two decades of experience in the financial services industry, having started her career in 2003 and transitioning from personal banking to wealth management. Her expertise includes college education planning, managing new wealth, retirement planning, portfolio management, and tax minimization. Michelle holds a Bachelor's Degree from the University of California system and earned her MBA from Santa Clara University. She has earned several professional designations, including Accredited Wealth Management Advisor (AWMA), Chartered Financial Consultant (ChFC), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Fluent in Mandarin, English, and Chinese, Michelle leverages her comprehensive background to develop personalized financial strategies for her clients. Based in the Bay Area, Michelle participates in community volunteering in line with Merrill's tradition of community involvement. In her spare time, she enjoys cooking, gardening, rock climbing, running, spending time with her family, playing tennis, watching movies, and practicing yoga.

Michael Cobb is a Series 66-licensed financial advisor at Merrill in San Jose, CA, with 9 years of industry experience. He has been with Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rory Wiebusch is a financial advisor with Merrill in San Jose, CA, holding a Series 66 designation and over 40 years of industry experience. He has been with Merrill since 1987. Outside of his advisory role, he serves as a power of attorney for a separate entity. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services primarily through the Select Portfolio Solutions Program. The firm serves a range of clients including individuals, high-net-worth clients, and various institutions, offering model-based and discretionary investment strategies supported by internal and third-party managers.

Graham Bruce is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since joining the firm in 2003, he has focused on assisting clients in addressing a range of financial concerns and goals, including education planning, legacy planning, managing new wealth, and retirement income. His expertise also extends to portfolio management services, philanthropic planning, socially responsible and ESG investing, tax minimization, and services tailored for endowments, foundations, and non-profits. Graham attended the University of St Andrews in Scotland and holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Originally from Scotland, he relocated to California in 2002. Outside of his professional work, Graham is involved with the Second Harvest Food Bank and enjoys personal interests such as billiards, boxing, hiking, ice hockey, music, singing, soccer, and spending time with his family.

Steven Nieto is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing 17 years of experience in retirement, income, and corporate 401(k) planning. He focuses on providing a comprehensive and personalized approach to wealth management that begins with understanding the client’s financial situation, family, and priorities. Steven develops customized strategies that remain flexible to clients’ evolving needs and market conditions, incorporating investment insights from Merrill and banking solutions from Bank of America. His areas of expertise include college education planning, corporate benefits, divorce transition planning, executive compensation, legacy planning, managing new wealth, portfolio management, and retirement income. Steven holds professional designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor’s Degree in Finance from San Jose State University. Steven is committed to community involvement, reflecting the tradition at Merrill of serving local organizations through volunteer work. Outside of his professional activities, he enjoys boating, golfing, skiing, and spending time with his family.

Rosario Oliveri is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has over 20 years of experience in the financial industry, including expertise in investments, banking, insurance, and real estate. He assists clients with various financial planning needs such as college education planning, executive compensation, family wealth management strategies, legacy planning, retirement income, and tax minimization. He holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Rosario graduated from the University of Washington's Foster School of Business with a bachelor's degree, where he concentrated his studies in finance. Rosario is a member of the professional organization Sons of Sicily and is involved in community service through the Second Harvest Food Bank in San Jose. His approach focuses on educating and guiding investors through their wealth-building journey with a long-term plan and steady vision for the future.

Carston Truumees is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to his current role, he held positions at Bankers Life Securities and Bankers Life & Casualty and previously worked in retail and service industries including grocery and car wash operations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Arian Panahpourtehrani is a financial advisor with Merrill in San Jose, CA, holding a Series 66 designation and beginning their industry experience in 2026. Prior to joining Merrill, Arian worked at Bank of America from 2019 to 2026, Citi Bank from 2017 to 2019, and Sears from 2015 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tongjing Wu is a Financial Advisor at Merrill Lynch Wealth Management, specializing in helping clients develop strategies to pursue their financial goals. As a Personal Investment Advisor (PIA), Tongjing takes the time to understand clients' priorities and provides guidance on areas including investing, retirement planning, and saving for unexpected events. Tongjing also facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Tongjing holds a Bachelor's Degree from Zhejiang University of Finance and Economics and a Master of Business Administration (MBA) from the University of Southern California. Fluent in both English and Mandarin, Tongjing offers ongoing advice and support tailored to clients' evolving needs.

Mojgan Mohammadi is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in providing personalized wealth management strategies that begin with understanding her clients' financial situations, family dynamics, and priorities. Mojgan works with clients to develop flexible approaches tailored to their evolving needs and changing market conditions, offering access to Merrill’s investment insights alongside the banking and lending solutions of Bank of America. Her expertise encompasses family wealth management strategies, personal retirement planning, portfolio management services, and supporting women in wealth. Prior to entering the financial industry, Mojgan worked in the fashion and alternative health sectors, experiences that contribute to her holistic approach to advising clients. She holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree from the California State University system. Mojgan is fluent in English and Farsi. Outside of her professional role, Mojgan’s personal interests include dancing, hiking, music, reading, rock climbing, running, traveling, writing, and yoga. Her philosophy centers on connecting all aspects of a client’s financial life to help them prioritize and pursue the goals that matter most.

Cheryl Tadlock is a Senior Financial Advisor at Merrill Lynch Wealth Management. In her role, she provides investment guidance and financial planning services to clients. Cheryl holds the professional designation of Personal Investment Advisor (PIA), demonstrating her commitment to expertise in personal investment management. She earned her Bachelor's Degree from San Diego State University. Her background combines formal education and professional credentials to support her advisory practice.