Jennifer Fromm is a financial advisor with Merrill in Macon, GA, holding Series 63 and Series 66 credentials and over 30 years of industry experience. She has been with Merrill since 1993. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Willis is a Financial Advisor with Merrill Lynch Wealth Management based in Macon, Georgia. He works with clients to understand their financial goals and develops tailored strategies to pursue their short-, mid-, and long-term objectives. His approach involves serving as a resource for a range of financial needs including investing, retirement planning, and access to additional Bank of America specialists for banking, credit, home financing, and small business solutions. James has over 10 years of experience in the financial industry. He began his career as a financial institution specialist with Steve H. Powell and Co., followed by a role as a financial analyst in corporate finance and accounting at Briggs & Stratton. He holds a bachelor's degree in finance from Georgia Southern University and earned an MBA from Western Governors University. He holds the Personal Investment Advisor (PIA) designation. James joined Merrill in 2023. Outside of his professional responsibilities, James has interests that include baseball, fishing, golfing, woodworking, traveling, and spending time with his family.

William Baxley is a Wealth Management Advisor with Merrill Lynch Wealth Management. He collaborates with a select group of families and businesses to develop and implement strategies that manage wealth effectively, focusing on asset and liability management. William’s approach emphasizes clear communication and individualized wealth management plans that support clients’ retirement goals and income needs. William began his career in financial services with SunTrust Bank, where he completed the Executive Management Program and worked as a commercial lending officer. He joined Merrill Lynch Wealth Management in 1997. He earned a Bachelor's degree in Economics from Vanderbilt University and completed a year of study at the London School of Economics. William holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP®), Certified Investment Management Analyst® (CIMA®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). In addition to his professional work, William is involved in his community, volunteering with Upward Bound and Vine Ingle Little League and serving on the Board of Trustees at Stratford Academy. He resides in Macon with his wife, Karen, and their children. His personal interests include fishing, golfing, and hiking.

Robine Philmon is a financial advisor at Merrill with 27 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill since 1998. Outside of her advisory role, she is a member of Lifestyle Tanning Salons LLC, a retail business based in Macon, Georgia. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, and various institutional clients.

James Berg, Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, he provides financial advisory services with a focus on personal investment strategies. He holds the Professional Investment Advisor (PIA) designation and earned a Bachelor's degree from the Georgia Institute of Technology. This educational background supports his expertise in financial management and investment advising.

Jorge Valdes is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in creating personalized wealth management strategies tailored to individual client goals, utilizing the investment insights of Merrill alongside the banking and lending solutions of Bank of America. His client focus includes education planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Jorge holds a Bachelor's Degree from the University of Georgia and a Master's Degree from Mercer University. He has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He follows the Merrill tradition of community involvement and spends time volunteering with local organizations. Outside of work, Jorge enjoys fishing, hunting, and reading.

Kevin Frounfelker is the Resident Director of the Macon office and a Senior Vice President and Wealth Management Advisor at Merrill. He is a CERTIFIED FINANCIAL PLANNER® (CFP®) professional with the Frounfelker and Maley Group. In addition to goals-based wealth management planning for individuals and families, he and his team also manage 401(k) plans through Merrill's Fiduciary Advisory Services Platform, offering a range of services including Investment Policy Statement development, fiduciary services, participant education, plan design consulting, and ongoing plan review. Kevin holds multiple professional designations, including CFP®, Certified Plan Fiduciary Advisor® (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his high school diploma from Beavercreek High School, an associate's degree from Middle Georgia State University, and a bachelor's degree from the University of Georgia. He has been involved in community service through the Macon North Rotary Club, where he served as president in 2015-16 and remains a current member. Kevin also previously served as a board advisor for United in Pink and was a member of the Middle Georgia State University Alumni Board. His personal interests include biking, cooking, reading, rock climbing, running, swimming, yoga, and spending time with his wife and two daughters.

Jackson Evans is a Financial Advisor at Merrill Lynch Wealth Management. He transitioned from a career in the banking industry to focus on helping individuals and families pursue their financial goals and dreams. Jackson utilizes Merrill’s investment insights along with access to Bank of America’s banking services to develop comprehensive financial strategies tailored to clients' unique needs. His expertise includes retirement planning, lifetime cash flow analysis, risk tolerance assessment, and wealth planning services, integrating credit, lending, and banking solutions through Bank of America. Jackson’s client focus areas include college education planning, defined benefit plans, managing new wealth, personal retirement planning, portfolio management, and small business strategies. Jackson holds a Business degree with a major in Management from Georgia Southern University. He is involved in his community through participation with Habitat For Humanity of Macon, Georgia, supporting efforts to build safe and affordable homes in the local area. Outside of work, he enjoys boating, camping, golfing, hiking, music, and spending time with his family.

John Collier is a financial advisor at Merrill with Series 63 and Series 65 credentials and 31 years of industry experience. He has worked at Merrill since 2007 and Bank of America, N.A. since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Edward Landon is a Financial Advisor with Merrill Lynch Wealth Management. He holds the Chartered Retirement Planning Counselor (CRPC) designation. Edward earned an Associate's Degree from Central Georgia Technical College and a Bachelor's Degree from Middle Georgia State University.

Amy Maley is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2005, concurrently working with Bank of America since 2011. Maley serves as a board member of Northminster Presbyterian Church in Macon, Georgia, where she leads the Worship committee. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers, with tailored features for tax-sensitive investors.

Shirley Colvin is a financial advisor at Merrill with Series 63 and Series 66 designations and 38 years of industry experience. She has been with Merrill since 1979, totaling 47 years at the firm in Macon, GA. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Whitney Evans III is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He holds the CERTIFIED FINANCIAL PLANNER® certification and is a member of the CERBS Group. The group focuses on delivering tailored financial guidance with a disciplined approach to clients' wealth management. He began his financial services career with Merrill Lynch Wealth Management in 1992 and has served as Senior Resident Director of the Merrill Macon branch for 18 years. Whitney focuses on understanding clients' needs, quantifying their financial objectives, organizing investments, and developing client relationships. Whitney Evans III graduated from Auburn University with a Bachelor's degree in Business Administration. He resides in Macon with his wife, Christy, and their children, Tyler and Jack.

Elizabeth Rodgers is a financial advisor at Merrill with 18 years of industry experience. She holds the Series 63 and Series 65 designations and has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies constructed by internal Chief Investment Office teams and third-party managers.

Gary Morgan is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial strategies aimed at pursuing their long-term goals. Leveraging the resources of Merrill and Bank of America, he provides access to investment insights, banking convenience, and lending solutions to support comprehensive wealth management. Gary holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Georgia. He is also engaged in community activities and volunteers with local organizations, reflecting the Merrill tradition of commitment to the communities they serve.

Randy Stephens is a Senior Financial Advisor and Vice President at Merrill Lynch Wealth Management, based in the Macon, Georgia office as a partner in the CERBS Group. He began his career in the financial services industry in 1997 and joined Merrill Lynch Wealth Management in 2007. Randy focuses on developing customized wealth management strategies, offering investment planning and financial guidance to help clients pursue their retirement goals. He also works with small businesses to determine suitable retirement plans for their employees. Randy holds multiple professional designations including the Chartered Retirement Planning Counselor™ (CRPC), Retirement Income Certified Professional®, Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor's degree from Georgia State University. His expertise encompasses areas such as college education planning, divorce transition planning, family wealth management strategies, tax minimization, retirement income, and socially responsible investing. Outside of his financial career, Randy has been actively involved in the tennis community, serving as past president of the Macon Tennis Association, the Georgia Tennis Association, and the Southern Tennis Association. He is also a member of the Georgia and Southern Tennis Halls of Fame. Randy enjoys camping, golfing, hiking, reading, tennis, and spending time with his family. He is married to Lesley and they have three children.

Jim Davis is a Financial Advisor with Merrill Lynch Wealth Management, serving families and businesses across multiple states. Based in Macon, Georgia, he brings a background of five years in the financial industry prior to joining Merrill. Jim focuses on helping clients achieve their financial goals by developing personalized wealth management strategies that align with their priorities and adapt to changing market conditions. His areas of expertise include college education planning, divorce transition planning, family wealth management strategies, legacy planning, retirement income, tax minimization, and services tailored to endowments, foundations, and non-profits. Jim emphasizes the importance of understanding clients and their families to craft tailored financial plans that support long-term objectives such as retirement living, generational wealth transfer, and tax planning. Jim holds a Bachelor's Degree from Valdosta State University and is a Personal Investment Advisor (PIA). A Georgia native, he lives in Macon with his wife Kristi and their three daughters. Outside of work, Jim is active in his community through the Rotary organization and enjoys spending time outdoors fishing, golfing, hunting, playing pickleball, watching football, and being with his family.

Lawrence King III is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on client-centered financial planning, helping individuals and families develop strategies tailored to their unique goals and priorities. King's areas of expertise include college education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from Georgia Southern University. Outside of his professional role, King has interests in adventure sports, baseball, boating, bowling, football, golfing, music, spending time with his family, traveling, and woodworking.

Richard Hicks III is a financial advisor with Merrill based in Macon, Georgia, holding Series 63 and Series 65 credentials and 39 years of industry experience. He has worked at Merrill and Bank of America since 2016 and previously at Wells Fargo Advisors. Outside of his advisory role, Hicks serves on the Board of Trustees and Finance Committee for Stratford Academy in Macon. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and tax-efficient investment strategies and benefits from integration with Bank of America’s broader banking and capital markets platform.

Ingrid Wells is a Financial Advisor at Merrill Lynch Wealth Management, where she has been employed since 2010. Prior to this, she spent 12 years working in the mortgage industry. At Merrill Lynch, she focuses on building meaningful relationships and creating personalized financial strategies to help clients grow and preserve their wealth. Ingrid holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). She received her High School Diploma from Colonial High School. Fluent in English and Italian, she is committed to listening to clients to understand their priorities and to craft financial plans tailored to their goals. Outside of her professional role, Ingrid enjoys exploring new outdoor places with her husband, Allen. They reside in Macon, where she values family, connection, and living life fully, principles she brings into her client relationships.

Harold Mcswain Jr. is a financial advisor at Merrill with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1984, as well as Bank of America since 2011. He serves as head of the Rotary Grants Committee for the Rotary Club of Downtown Macon, which allocates funds to local nonprofit organizations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Laurence Gardner is a Series 66-licensed advisor at Merrill with one year of industry experience. Prior to joining Merrill and Bank of America, he worked for Marti Loftis State Farm and Kim Z. Gardner State Farm, and also gained experience at WIQO Talk Radio and the University of Mississippi. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

William Moore Jr. is a financial advisor with Merrill in Macon, GA, holding Series 63 and Series 65 licenses and offering 33 years of industry experience. He has been with Merrill since 2005 and also affiliated with Bank of America since 2009. Outside of his advisory role, he serves as a board member of the Monroe County Law Enforcement Foundation Inc. and manages timber and wildlife habitat on a personally owned farm through Orchard Springs LLC. Merrill provides managed account services to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Williams III is a financial advisor with Merrill in Macon, GA, holding Series 63 and Series 65 designations and bringing 38 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Hicks is a Series 66-licensed financial advisor with six years of industry experience, currently affiliated with Merrill in Macon, GA. His prior roles include positions at Bank of America, Fidelity Investments, and Wells Fargo Clearing Services. Hicks has also worked with the nonprofit Fit to Recover. Merrill serves a diverse client base, including individuals, retirement plans, corporations, and institutional investors, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes manager oversight and tax-efficient strategies, supported by deep integration with Bank of America’s broader banking and capital markets platform.

William O'Shaughnessey is a Wealth Management Advisor with experience in providing financial strategies focused on wealth management, including portfolio management, insurance, lending, and estate planning services. He aims to center the investor in the wealth management process by addressing clients’ individual goals, priorities, and financial concerns, assisting with a range of needs such as retirement planning, college education funding, and wealth transfer. William holds a bachelor's degree from Tulane University and possesses several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He has built long-term client relationships supported by a dedicated client service team and emphasizes clear communication regarding financial matters. Outside of his professional role, William engages in activities such as golfing, photography, tennis, and spending time with family. He is affiliated with Merrill Lynch Wealth Management and focuses on client areas such as college education planning, personal retirement planning, portfolio management services, and retirement income.

H Young is a financial advisor at Merrill with 26 years of experience in the industry. He holds a Series 66 credential and has been affiliated with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2000 and Bank of America, N.A. since 2011. Outside of his advisory role, he is a co-owner of a family rental property in Auburn, Alabama. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sharri Kelly is a financial advisor with Merrill in Macon, GA, holding a Series 66 designation and 23 years of industry experience. She has been with Merrill since 1994. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nancy Williams is a Wealth Management Advisor at Merrill Lynch Wealth Management. She brings extensive experience in wealth planning, focusing on personalized strategies that align with clients’ unique ambitions and long-term goals. Nancy works closely with clients to address priorities such as funding education, preparing for retirement, and managing healthcare costs. Her approach emphasizes transparency and simplicity in navigating the complexities of investing. Nancy earned both her Bachelor's degree in Journalism and her MBA in Finance from the University of Georgia, completing her undergraduate studies in three years. She began her career at Dean Witter, the predecessor of Morgan Stanley, and has held positions at C&S Securities and Wachovia Securities before joining Merrill Lynch Wealth Management in 2016. She holds multiple professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of her professional work, Nancy enjoys walking, cooking, reading, and travel.

Susan Pyles is a Series 66-registered advisor with Merrill in Macon, GA, where she has worked since 2016. She has 17 years of experience in the financial industry. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Berg is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on creating personalized wealth management strategies tailored to his clients' financial goals and the dynamic nature of today's markets. He provides access to investment insights from Merrill as well as banking and lending solutions through Bank of America. James holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Georgia. He values building strong relationships with clients and is committed to guiding them through important financial decisions. Additionally, James participates in community volunteer activities consistent with Merrill's tradition of local engagement.

Cody Stripling is a financial advisor at Merrill with a Series 66 designation and six years of experience in the industry. He previously worked at PNC Bank for five years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.