Nicole Andersen is a financial advisor at Merrill with 33 years of industry experience. She has been with Merrill since 2009 and holds Series 63 and Series 65 licenses. Outside of her advisory role, she serves as a board member and Education Committee Chair for the Labrador Retriever Club of Greater Boston, organizing educational events for club members. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Clark Giles is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on personal retirement planning, portfolio management services, and retirement income. Clark works with individuals seeking professional investment management and planning for all stages of life. He holds a bachelor's degree in Economics and Computer Science from Providence College. Clark has earned the CERTIFIED FINANCIAL PLANNER (CFP) and CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) designations, as well as Personal Investment Advisor (PIA) status. He also holds Series 7, 63, and 65 FINRA Registrations. Outside of his professional work, Clark enjoys fishing, hiking, skiing, and spending time with his family.

John Brennan III is a financial advisor at Merrill with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Charles Schwab Bank and Charles Schwab & Co., Inc. outside of Merrill and Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Sara Bee Pichette is a Financial Advisor with Merrill Lynch Wealth Management based in Manchester, New Hampshire. She focuses her practice on areas including college education planning, divorce transition planning, family wealth management strategies, LGBT wealth planning, managing new wealth, personal retirement planning, philanthropic planning, socially responsible, values-based and ESG investing, women and wealth, and tax minimization. Sara earned a Bachelor of Arts degree in Psychology from the University of Colorado Boulder. Throughout her career, she has held roles at Transamerica, BlackRock, and Impax Asset Management. She holds several professional designations including Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Chartered SRI Counselor (CSRIC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Sara contributes to her community through involvement with organizations such as the Boys and Girls Club of Manchester as a Youth Lacrosse Coach, the Manchester Police Athletic League, New Hampshire Business for Social Responsibility, and the New Hampshire High Tech Council. She lives in Manchester with her husband, their two daughters, and their dog. Her personal interests include boating, hiking, music, skiing, spending time with her family, and yoga.

Philip Pleat is a financial advisor at Merrill with Series 63 and Series 65 credentials and 46 years of industry experience. He has been with Merrill since 1980 and concurrently with Bank of America, NA since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Scott Minichiello is a Wealth Management Advisor with Merrill Lynch Wealth Management. He leverages a comprehensive approach to managing wealth by understanding each client's financial situation, family, and priorities to develop customized strategies that remain flexible to evolving needs and market conditions. Scott has been providing clients access to Merrill's investment insights alongside the banking services of Bank of America since joining Merrill in 2011. He earned his CERTIFIED FINANCIAL PLANNER™ certification in 2021. Scott began his finance career with Bank of America in 2005, working with both personal and business clients. As a member of The Roberts, Minichiello & Associates Wealth Management Group, he employs a holistic and disciplined approach to serving a diverse clientele, including entrepreneurs, professors, physicians, technology executives, business owners, and multi-generational families. His areas of focus include education planning, family wealth management, legacy planning, retirement income, portfolio management, and socially responsible investing. Scott emphasizes understanding clients' goals and coordinating with their trusted advisors to optimize and organize their wealth. A New Hampshire native, Scott graduated from the University of New Hampshire in 2005. Beyond his professional work, he has been involved with community organizations such as Meals on Wheels and the Friends of Norris Cotton Cancer Center.

Chelsea Mayfield is a financial advisor at Merrill with nine years of industry experience. She holds the Series 66 designation and has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Wesley Simmons is a Financial Advisor at Merrill Lynch Wealth Management based in Manchester, NH. He began his career in the financial industry in 2019 and joined Merrill Lynch Wealth Management in 2022. Prior to this, he spent four years at another financial firm where he created financial plans for high-net-worth clients. Wesley's expertise includes family wealth management strategies, personal retirement planning, and retirement income. Wesley holds an Associate's Degree in Business Administration from New Hampshire Technical Institute and earned his high school diploma from Goffstown High School. He also holds the Personal Investment Advisor (PIA) designation. Outside of his professional role, Wesley enjoys numerous outdoor activities such as adventure sports, camping, hiking, and exploring the natural beauty of New England. He also spends time with his family and engages in various sports including baseball, basketball, football, and golfing.

Francis Corsaro is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in Manchester, New Hampshire. Since joining Merrill Lynch in 2016, he has provided financial advisory services to high net worth individuals, families, and small business owners, focusing on delivering personalized wealth management strategies. His approach involves building trusted, enduring relationships by understanding each client's financial situation, goals, and life priorities, and crafting tailored strategies that address retirement income, risk management, tax minimization, and trust and estate planning. Frank holds a Bachelor of Science degree in Business Administration from Merrimack College in North Andover, Massachusetts. He maintains professional designations including Chartered Financial Analyst (CFA), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA) and is a member of the CFA Society Boston. He holds Series 7, 63, and 65 FINRA registrations. Frank works out of the Manchester office, advising clients on wealth accumulation, preservation, income distribution, and wealth transfer through a comprehensive planning process. He lives in Methuen, Massachusetts with his wife and two sons. Outside of his professional work, Frank’s personal interests include biking, running, and swimming.

Bernard Kavanagh Jr. is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 36 years of experience in the financial services industry. He has been with Merrill since 1992 and leads a team with a combined 90 years of service at the firm. His expertise encompasses portfolio management, wealth management, private equity, insurance, lending, and retirement income planning. Bernard focuses on building strong relationships with clients, their families, and other advisory team members to deliver goal-based wealth management solutions. Bernard holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. He earned his Bachelor's Degree from Assumption College. His client focus areas include college education planning, corporate executive services, executive compensation, liquidity management, tax minimization, socially responsible and ESG investing, individual and corporate investment strategy, retirement income, and services tailored to sports and entertainment professionals. Outside of his professional responsibilities, Bernard is involved in community service, including supporting local nonprofits and volunteering with youth sports leagues. His personal interests include boating, fishing, golfing, skiing, and surfing.

Nina Manzi is a Financial Advisor with Merrill Lynch Wealth Management. She specializes in working closely with individuals and families to develop personalized strategies that focus on college education planning, managing new wealth, personal retirement planning, philanthropic planning, special needs planning strategies, women and wealth, and retirement income. Nina is committed to helping clients build, preserve, and transfer wealth over time by aligning financial strategies with their unique goals and priorities. She holds a Bachelor's Degree in Finance from Merrimack College, where she gained experience managing the business school investment funds. Nina is also designated as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Utilizing the resources and capabilities of Merrill and Bank of America, she offers a comprehensive approach to financial planning that integrates investment strategies, banking needs, and long-term planning within a coordinated framework. Outside of her professional work, Nina engages in boating, golfing, reading, scrapbooking, swimming, traveling, and spending time with her family. Her personal philosophy centers on uncovering what matters to clients and their families to create strategies aimed at pursuing their financial goals.

John Polichetti is a Financial Advisor with Merrill Lynch Wealth Management based in Manchester, New Hampshire. He specializes in creating personalized financial strategies for families, professionals, and business owners focused on retirement planning, legacy planning, education funding, and investment management. He integrates resources from Merrill and Bank of America to provide comprehensive solutions that address investments, planning, banking, and lending. Mr. Polichetti holds a Bachelor's degree in Business Administration with a concentration in Finance, and a Master of Science in Finance from the University of Massachusetts Lowell, where he also competed as a Division I baseball player. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Originally from southern New Hampshire, Mr. Polichetti resides in Raymond, NH. He participates in community organizations such as the Adam Keenan Foundation Inc., Boutin-Stone Fund, Inc., Catie's Closet, Inc., and the New Hampshire Food Bank. Outside of work, he enjoys baseball, fishing, golfing, and spending time with his family.

Paul Brewer is a financial advisor at Merrill with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has been affiliated with Merrill since 1988 and Bank of America since 2009. Outside of his advisory role, he serves as a managing member of The Bonita Brew Crew LLC, a for-profit entity based in Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rachael Doyle is a Wealth Management Advisor with the Doyle Group at Merrill Lynch Wealth Management. She works closely with clients and their family members to address their current financial needs and pursue long-term goals by organizing and streamlining multiple facets of their wealth. Rachael begins each client relationship by understanding their unique circumstances, including investment allocations, assets and liabilities, risk tolerance, and wealth-transfer goals, as well as personal objectives such as funding education or supporting philanthropic causes. She then crafts customized financial roadmaps drawing on her experience, team resources, and industry best practices. Rachael has over 10 years of experience in financial services, including her previous ownership of a financial consulting business serving hospitals, nursing homes, insurance companies, and Medicare administrators. She holds a Bachelor of Science degree in Accountancy from Bentley University, an M.B.A. from Rivier University, and the CERTIFIED FINANCIAL PLANNER® certification. She is also a member of the New Hampshire Estate Planning Council and contributes to her community through involvement with a local Boy Scout troop advisory committee and volunteering at a local food pantry and Blue Angel program. Based in Londonderry, New Hampshire, Rachael lives with her husband and three children. Her personal interests include skiing, hiking, kayaking, baseball, bowling, cooking, music, reading, and traveling. She enjoys building long-term relationships with clients and supporting them as they pursue their financial goals and legacies.

William Conaton is a financial advisor with Merrill in Manchester, NH, holding a Series 66 designation and two years of industry experience. His prior roles include positions at McAdam Financial and Cedars Mediterranean Foods, as well as work in education at Saint Anselm College and Central Catholic High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal teams and third-party managers for individuals, high-net-worth clients, and institutional investors.

Edward Marsi is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his financial services career in 2012 and serves as a family wealth advisor who works with clients and their families to achieve financial goals, solve complex financial problems, and make informed decisions with their wealth. His expertise includes family wealth management strategies, investment consulting for defined contribution plans, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, women and wealth, tax minimization, and retirement income. Ed focuses on a comprehensive approach to managing wealth by addressing the key variables surrounding investments, including the relationship between income and expenses, tax efficiency, drawdown planning, and estate planning services. Edward holds a High School Diploma from Lynn Vocational Technical Institute and has earned several professional designations: CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In his personal time, he enjoys baseball, basketball, boxing, camping, cooking, fishing, football, music, watching movies, and spending time with his family.

Lauri Lacourse is a financial advisor with Merrill in Manchester, NH, holding Series 63 and Series 65 licenses and possessing 16 years of industry experience. She has been with Merrill since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Paul Dattoli is a financial advisor at Merrill with a Series 66 credential and no prior industry experience. Before joining Merrill and Bank of America in 2026, he served in the U.S. Navy from 2016 to 2023 and currently serves in the U.S. Navy Reserves. He has also held academic positions at the University of New Hampshire and Arizona State University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model‑based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Lindquist is a financial advisor with Merrill in Manchester, NH, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Merrill and Bank of America since 2009. Outside of his advisory role, he is a co-owner of a family rental property in Eastham, Massachusetts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Laura Nelson is a financial advisor at Merrill with one year of industry experience. She holds the Series 66 designation and has been with Merrill since 2007. Outside of her advisory role, she serves as successor trustee for the Heintzelman Family Trust and holds power of attorney responsibilities for family members. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional accounts.

Ryan Le Brun is a financial advisor at Merrill with Series 63 and Series 66 credentials and three years of industry experience. He has previously worked at Fidelity Investments and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jo Anne Dexter is a Financial Advisor with Merrill Lynch Wealth Management. She works directly with clients to define their financial goals and develop personalized portfolio strategies designed to help achieve them. Jo Anne provides ongoing advice and adjusts financial plans as clients' situations evolve. Her expertise encompasses education planning, family wealth management strategies, employee financial health, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, women and wealth, and tax minimization. Jo Anne holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Jo Anne earned a Bachelor's Degree from Southern New Hampshire University. Outside of her professional role, she enjoys gardening, singing, and spending time with her family. She is involved in community activities with Founders Academy and Weston Elementary.

Natalie Norton is a financial advisor with Merrill in Manchester, NH, holding Series 63 and Series 66 credentials and having 10 years of industry experience. She has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Denise Petrin serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. Her professional focus includes providing investment solutions tailored to small businesses, women, the LGBTQ+ community, military veterans, and retirees. Denise adopts a holistic approach to financial advising, integrating investment and retirement planning, wealth preservation, estate and legacy planning, and coordination with other trusted professionals to create personalized financial strategies. With over 30 years of experience in banking and wealth management, Denise helps clients and their families build, manage, preserve, and transition wealth. She emphasizes creating strategies aligned with clients' life stages, including preparing for and navigating retirement. Denise collaborates closely with clients to understand their goals and develop individualized plans aimed at sustainable income, wealth protection, and legacy preservation. Her community involvements include active roles with veterans organizations such as Veterans Count and the American Legion Women’s Auxiliary. Denise is a native of New Hampshire and holds professional designations including Accredited Asset Management Specialist (AAMS), Accredited Domestic Partnership Advisor (ADPA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She completed a non-accredited certificate program at Southern New Hampshire University. She is a member of multiple professional organizations, including the Concord Chamber of Commerce, Manchester Chamber of Commerce, Hooksett Chamber of Commerce, One Church, and the American Legion Auxiliary. Outside her professional and volunteer commitments, Denise enjoys outdoor activities such as biking, camping, and hiking, and values spending time with her family, including her five granddaughters.

Sean Doyle is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. Since joining Merrill Lynch in 1997, he has developed extensive experience over more than 30 years in the financial services industry, providing advice and services focused on wealth management. Sean leads investment initiatives, crafting portfolios tailored to client objectives, cash-flow needs, and risk tolerances. He works closely with high-net-worth clients, including business owners and executives, to address complex financial situations and collaborates with external tax and legal advisors to create integrated strategies involving legacy design, tax-efficient investments, and business structuring. His client focus areas include college education planning, divorce transition planning, family wealth management strategies, retirement income, and philanthropic planning among others. Sean holds a Bachelor of Science degree in Business Management from Bentley College and earned his Master's Degree in Business Administration from Rivier College. He has obtained several professional designations including the Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Sean maintains a commitment to educating clients to preserve and grow their assets while considering comprehensive financial planning elements such as estate planning and tax preparation services. Residing in Londonderry, New Hampshire, Sean lives with his wife Rachael and their three children. Outside of his professional duties, he enjoys outdoor activities including boating, fishing, golfing, hiking, and photography. Sean is involved in his community through participation with St. Jude's Church and volunteering at the St. Jude Food Pantry and Blue Angel Program.

Ian Macdermott is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has over 30 years of experience working with successful families, business owners, non-profits, endowments, and Taft Hartley plans to help preserve and grow wealth aligned with their unique goals. Ian's expertise includes family wealth management strategies, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, socially responsible investing, tax minimization, and retirement income planning. Prior to his current role, Ian worked at Morgan Stanley for seven years and at Merrill for eleven years. He began his career at Prudential Securities in 1992. Ian holds a Bachelor's degree from the University of New Hampshire. He has earned several professional designations including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). A native of New Hampshire residing in Bedford with his wife and two children, Ian has been actively involved in his community. He has served as past president of Farnum Center, a board member for twenty years, past president of Manchester Country Club, and past chairman of Share Our Strength's Taste of the Nation event in Manchester, NH. Additionally, he has chaired the investment committee for the Daniel Webster Council of the Boy Scouts. Ian's personal interests include playing golf, skiing, and biking.

David Salzberg is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in helping individuals, businesses, and non-profit organizations define and achieve their financial goals. He joined Merrill Lynch in 2011 and draws on over 25 years of senior management experience in the software development industry, including roles in international business development and product strategy at both large public companies and start-ups. This background supports his ability to develop sophisticated wealth management strategies for his clients. David’s expertise encompasses a comprehensive approach to financial planning that integrates investment management, tax planning, insurance, risk assessment, family dynamics, retirement planning, and estate considerations. His client focus areas include college education planning, divorce transition planning, legacy planning, socially responsible and values-based investing, and managing new wealth. He holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a bachelor's degree from the State University of New York System. In addition to his professional career, David is involved in community service and the arts. He serves on the Concord Hospital Trust Board and its Planned Giving & Major Gifts Committee, volunteers as a Meal Coordinator at the Friendly Kitchen in Concord, NH, and has participated in various arts organizations and museum boards. His personal interests include baseball, cooking, gardening, music, painting, reading, and traveling.

Michael Yotts is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 15 years of experience in providing comprehensive financial guidance. He works closely with clients to understand their life priorities and collaborates to create personalized wealth management strategies tailored to their goals and aspirations. Michael's approach emphasizes the importance of a full financial picture and the integration of insights from Merrill and banking solutions from Bank of America. As a CERTIFIED FINANCIAL PLANNER® practitioner, Michael specializes in areas such as college education planning, divorce transition planning, family wealth management strategies, retirement planning, tax minimization, socially responsible investing, and small business strategies. He and his team provide services encompassing concentrated stock management, asset and liability management, trust and estate planning, and access to lending services. His professional designations include CFP, CPWA, CSRIC, CTFA, and PIA. Michael holds a Bachelor's Degree from Southern New Hampshire University and a Certificate in Financial Planning from Boston University. He is a member of the Greater Boston Bankers Association and supports community organizations including Better Money Habits, New Hampshire Food Bank, and Southern New Hampshire University. Michael resides in southern New Hampshire with his wife and young son and has interests in baseball, camping, cooking, hiking, music, photography, reading, skiing, and traveling.

Maria Gilderdale is a financial advisor at Merrill with 25 years of industry experience. She has been with Merrill since 1999 and holds a Series 66 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Iuliana Robinson is a financial advisor with Merrill in Manchester, NH, holding a Series 66 designation and seven years of industry experience. She has worked at Merrill since 2019 and has been with Bank of America, N.A., in various capacities since 2015. Outside of her advisory role, she serves as a board member of the New Hampshire Women's Foundation and is involved in a family-owned commercial and residential painting business. Merrill provides managed account services through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Annette Crnilovic is a financial advisor at Merrill with 31 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 1995. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jonathan Babineau is a Financial Advisor at Merrill Lynch Wealth Management. Born and raised in New Hampshire, he focuses on helping clients and their families navigate various life stages through thoughtful planning, personalized guidance, and financial education. His expertise includes college education planning, legacy planning, liquidity management, managing new wealth, and personal retirement planning. He emphasizes a client-centered approach, assisting clients in understanding the pros and cons of decisions and maintaining discipline to pursue important goals. Jonathan is a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Jonathan holds a Bachelor's Degree from Ave Maria University. Outside of his professional work, he is involved with the Ancient Order of Hibernians (AOH) and the Knights of Columbus. His personal interests include cooking, fishing, golfing, hiking, music, spending time with family, and woodworking.

Amy Bright is a financial advisor with Merrill in Manchester, NH, holding a Series 66 designation and 15 years of industry experience. She has been with Merrill and Bank of America since 2013. Outside of her advisory role, she is the sole owner of a rental property business based in Savannah, Georgia. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary strategies developed by internal and third-party managers, with a focus on strategic and tactical asset allocation and tax-aware investment options.

Paul Hesse is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 65 licenses. His prior firms include Wells Fargo Clearing, Morgan Stanley, and Ameriprise Financial Services Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Bee is a Financial Advisor at Merrill Lynch Wealth Management. He holds professional designations including Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). James earned his Bachelor's Degree from the College of the Holy Cross.

Nicholas Hathaway is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2022. Outside of his financial career, he has been involved with organizations such as the Martindale Country Club and various community recreation and youth soccer associations. Merrill serves a wide range of clients including individuals, retirement plans, corporations, charities, and institutions. The firm offers managed account programs, third-party manager selection, discretionary portfolio management, and brokerage services, supported by a platform with extensive manager-constructed strategies and tax-focused investment capabilities.

Susan Wheel is a Senior Financial Advisor at Merrill Lynch Wealth Management based in Manchester, NH. She has been with Merrill since 2003, beginning her career as a Registered Client Associate. Licensed in multiple states, Susan assists clients with a range of financial objectives including investing, lending, and banking needs. Her professional designations include Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She holds a High School Diploma from Burlington High School and has attended the University of New Hampshire at Manchester. Prior to joining Merrill, Susan achieved her licensing at Fidelity Investments and worked as a Corporate Sales Manager for Herrington Catalog. Susan is involved in community service, including volunteering with Children's Hospital at Dartmouth (CHAD). She pursues personal interests such as camping, cooking, fishing, horseback riding, interior decorating, painting, swimming, and yoga.

Melanie Newton is a financial advisor with Merrill in Manchester, NH, holding a Series 66 designation and five years of industry experience. Her prior roles include positions at Bank of America, N.A. and Fidelity Investments, as well as a period of self-employment. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Ashley Berberian is a financial advisor with Merrill in Manchester, NH, holding a Series 66 designation and 13 years of industry experience. She has worked at Merrill since 2011, with brief tenures at Raymond James Financial Services and Steward Partners Investment Advisory. Outside of her advisory role, she is the owner of MEBA Properties LLC, a for-profit business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Lawrence Streb is a financial advisor at Merrill with 33 years of industry experience. He has held roles at Merrill since 1997 and at Bank of America, N.A. since 2011. He holds the Series 63 and Series 65 credentials. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Andrea Carlin is a financial advisor at Merrill with 16 years of industry experience. She holds a Series 66 designation and has worked at both Merrill and Bank of America, N.A. since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Oleksandr Hordiychuk is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to understand their personal ambitions and financial priorities in order to develop tailored strategies that help pursue their goals. His approach includes planning for various milestones such as funding education, retirement preparation, and managing unexpected expenses. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Oleksandr earned a Bachelor's Degree from The Ohio State University. He communicates fluently in English, Ukrainian, and Russian, facilitating client relationships across diverse backgrounds. Oleksandr emphasizes simplicity and transparency in his work to make wealth planning an engaging process. He focuses on ongoing advice and guidance aligned with clients' evolving needs, covering areas from general investing to comprehensive retirement planning.

Gina Hall is a financial advisor at Merrill with 13 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2013. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, charities, and institutional clients, offering managed account programs, discretionary portfolio management, brokerage execution, and custody services through a variety of program strategies and manager-constructed offerings. The firm is notably integrated with Bank of America affiliates, providing clients access to capital-markets and tax-efficient investment solutions.

Jo Ellen Manhardt is a financial advisor with Merrill in Manchester, NH, holding Series 63 and Series 65 credentials and having 10 years of industry experience. She has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.