Juan Paguaga is a financial advisor with Merrill in Miami, FL, holding a Series 66 designation and beginning his career in 2026. His prior experience includes positions at UBS Financial Services, City National Bank of Florida, and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Aileen Arguello is a Wealth Management Advisor with Merrill Lynch Wealth Management. She supports clients in organizing and managing their financial lives by addressing areas such as college education planning, family wealth management strategies, legacy planning, tax minimization, retirement income, and philanthropic planning. Aileen focuses on building strong, trust-based relationships to help clients make informed financial decisions tailored to their individual circumstances. Her professional expertise includes developing customized strategies that incorporate portfolio management, estate planning services, and wealth transfer methods. Aileen holds several professional designations including Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Retirement Manager Advisor (RMA). She earned a bachelor's degree from Rutgers University. Outside of her professional role, Aileen’s interests include adventure sports, boating, cooking, spending time with her family, traveling, and watching movies.

Gabriel Garcia is a financial advisor with Independent Financial Partners, holding a Series 66 designation and beginning his career in 2024. He has prior experience at Northwestern Mutual and Zulu Global. Outside of his advisory role, he is involved with FirstRise Investments. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving a diverse client base and is notable for its formal retirement-plan advisory and pension consulting capabilities.

Scott Kokie is a Series 66 licensed financial advisor with 35 years of industry experience. He has been with Merrill Lynch since 2012. Outside of his advisory role, he is the owner of an LLC established for insurance purposes related to his residential community association. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Luis Torres is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and business owners to help them pursue their short-, mid-, and long-term financial goals. Luis provides guidance on general investing, retirement planning, tax minimization, retirement income strategies, small business strategies, and family wealth management. He also connects clients with Bank of America specialists for banking, credit, lending, and small business solutions as needed. Luis holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned his Bachelor's Degree from Florida International University. Luis is fluent in English and Spanish, enabling him to serve a diverse clientele. Outside of his professional work, Luis enjoys cooking, reading, soccer, tennis, and spending time with his family.

David Warren is a Private Wealth Manager at Merrill Lynch, specializing in tailored wealth management solutions. He serves high net worth and ultra-high net worth individuals, family offices, and corporate executives. His areas of expertise include comprehensive financial planning, investment strategy, retirement and corporate plan design, business succession, and estate and generational planning. David also works with C-Suite technology executives to address financial challenges associated with transitioning companies from private to public status. David began his financial career in 1995 as a Financial Advisor at Morgan Stanley Smith Barney in New York City. He held positions at Merrill Lynch from 2008 to 2016 and at UBS from 2016 until 2026 before returning to Merrill Lynch. He has extensive experience in developing comprehensive financial solutions and holds the Personal Investment Advisor (PIA) designation. Originally from New Zealand, David completed his Bachelor's Degree at Auckland University New Zealand and obtained a High School Diploma from Kings College. After spending 26 years in New York City, he relocated to Miami in 2021. Outside of his professional responsibilities, he is involved with several charitable organizations, including the Oren Margol Foundation, Charity: Water, and the Robin Hood Foundation, and he has participated in corporate social responsibility initiatives throughout his career.

Ana Orriols is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has previously worked at UBS Financial Services, Inc. and Bank of America, N.A. Outside of finance, her background includes roles at Project Olas and Spazio Home. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Richard Salvino is a Private Wealth Advisor and principal of Moeder Salvino & Associates within Merrill Private Wealth Management. He leads a team of professionals dedicated to developing tailored financial strategies for family offices, business owners, senior executives, and their families. The team serves clients both within the United States and internationally, focusing on delivering thoughtful and transparent financial advice. Since 1988, Richard has provided financial strategies focusing on areas such as asset allocation, alternative asset classes, concentrated stock strategies, capital markets, and commercial lending. He has experience advising clients on complex wealth management challenges, including legacy planning, philanthropic planning, executive compensation, and family wealth management strategies. Richard's extensive career includes leadership roles at Merrill and Citibank, where he managed private banking and family office services. Richard holds a Bachelor's degree in Philosophy from Northwestern University and an MBA from the University of Miami. He has been recognized by industry publications, including Forbes, Barron's, and the Financial Times, for his work as a financial advisor. Additionally, he holds the designation of Personal Investment Advisor (PIA). Outside of his professional career, Richard has an interest in biking, fishing, and traveling.

Sebastian Perez Quintana is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. In this role, he helps clients pursue their financial objectives by managing custom investment strategies, selecting from a range of Merrill model portfolios, and leveraging third-party investment options. Sebastian focuses on personal retirement planning, small business strategies, and tax minimization to provide tailored financial solutions. With over seven years of experience in the financial industry, Sebastian began his career at Primerica, where he attained the position of Regional Vice President. He later served as a Senior Financial Consultant at Regions Bank before joining Merrill Lynch. Sebastian holds Series 7 and 66 FINRA registrations, is a licensed Life, Health, and Annuities insurance agent, and has earned the Personal Investment Advisor (PIA) designation. Bilingual in English and Spanish, he specializes in educating first-generation wealth creators, particularly immigrants, on building and maintaining wealth across generations. Outside of his professional activities, Sebastian enjoys reading, soccer, and traveling. He values work-life balance and spends his time off with his wife and son. Sebastian’s approach to financial advising emphasizes trust, transparency, and personalized planning centered on clients’ unique goals and priorities.

Jana Stiss is a financial advisor with Merrill in Miami, FL, holding Series 63 and Series 65 credentials and six years of industry experience. Her background includes roles at Fidelity Brokerage Services LLC and Bank of The West, as well as a position at the University of Colorado Boulder. Outside of financial services, she operates a sole proprietorship, DenverCraftsCo, which sells resin dog tags on Etsy. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Brunk is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he provides personalized financial strategies aimed at assisting clients in wealth accumulation, preservation, and transfer. He co-founded Brunk, Klevan & Associates and serves a diverse client base including senior executives, business owners, retirees, and multigenerational families. He offers guidance through various stages of business ownership and specializes in retirement plan design, liquidity planning, succession strategies, and business financing. With over twenty-five years of experience, Chris has expertise in options trading, hedging strategies, company stock programs, concentrated stock management, managed asset portfolios, alternative investments, and fixed income strategies. He holds multiple professional designations including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Exit Planning Advisor (CEPA®), Certified Plan Fiduciary Advisor® (CPFA®), and Chartered Retirement Planning Counselor™ (CRPC™). Chris began his career with Merrill in 1998 and has since concentrated on providing long-term, risk-aware investment advice tailored to individual client needs and risk tolerance. Chris and his wife Mary live in Coconut Grove and have three children and two grandchildren. Outside of his professional work, he enjoys boating, fishing, hiking, travel, cooking, gardening, hunting, and photography.

Peter Hummel is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been committed to serving clients at Merrill since 1987. Peter works to build lasting, long-term relationships and aims to be a trusted advisor to the individuals and families he supports. With expertise in goal-based wealth management, retirement planning, and income distribution strategies, Peter utilizes a disciplined investment process focused on diversification across asset classes. His approach is designed to help clients grow and preserve wealth, as well as plan for the distribution of assets during their lifetime and beyond. He holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc. since 2008, and is also a Merrill Lynch Wealth Management Qualified Portfolio Manager and Senior Vice President. Peter earned a bachelor's degree in Economics from the University of Minnesota. Outside of his professional responsibilities, he is involved with the Great Plains Food Bank.

James Fitzcharles V is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 credential and has worked at both Merrill and Bank of America, N.A. since 2016 and 2017, respectively. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Glorimar Leon Colon is an International Wealth Advisor with Merrill Lynch Wealth Management. She joined the firm in 2010 and has over 18 years of experience in the financial services industry. In her role, Glorimar provides personalized strategies and financial guidance to high-net-worth individuals, families, family businesses, institutions, and nonprofits. She works closely with the Merrill Lynch Family Office Services Group, focusing on portfolio strategies, quantitative and performance analysis, trading, and wealth management tailored to women, Millennials, and philanthropic organizations. Glorimar earned a bachelor's degree in Finance and Economics from the University of Puerto Rico, Rio Piedras. She holds the Chartered Financial Analyst® (CFA®) designation as well as the Personal Investment Advisor (PIA) certification. Bilingual in English and Spanish, she serves clients with a global perspective. Residing in Guaynabo, Glorimar is engaged in her community through volunteering in animal rescue. Outside of work, she enjoys reading, spending time with her family, traveling, watching movies, and practicing yoga.

Joshua Duksin is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 20 years of experience in wealth management. He leads a team that offers comprehensive financial planning and investment consulting, focusing on areas including college education planning, divorce transition planning, executive compensation, family wealth management strategies, and retirement income. Joshua partners with clients individually to develop personalized financial strategies aimed at pursuing their long-term goals. Joshua graduated cum laude from Clark University in 2000 and holds the designation of Personal Investment Advisor (PIA). He began his career at Merrill Lynch the same year and, after gaining experience with other major firms, returned to Merrill in 2009. His team emphasizes delivering attentive client service and addressing the diverse financial needs of their clients. Outside of his professional work, Joshua is engaged in community volunteer activities. His personal interests include biking, boating, bowling, music, reading, spending time with family, swimming, tennis, traveling, and watching movies.

Raquel De Armas Perez is a Series 66-designated financial advisor at Merrill with 26 years of industry experience. She has been with Merrill since 2016, based in Miami, FL. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a combination of model-based and discretionary investment strategies.

Juan Braschi is a Senior Financial Advisor at Merrill Lynch Wealth Management and a senior member of the LBL Group. With a career in financial services that began in 1987, Juan joined Merrill Lynch Wealth Management in 2006. He focuses on creating a client experience that encompasses initial meetings through strategy development, implementation, and performance reviews, aiming to make the process engaging and enjoyable. Juan's areas of expertise include corporate and employee benefits planning, divorce transition planning, equity compensation services, family wealth management strategies, and services tailored for endowments, foundations, and non-profits. He is also experienced in tax minimization and retirement income planning. As a Personal Investment Advisor (PIA) and qualified Portfolio Advisor, Juan assists clients by recommending a range of investment strategies, including those managed by Merrill or approved third parties. He holds a bachelor's degree in business administration from Jacksonville University in Florida. Residing in Dorado, Puerto Rico, Juan spends his personal time with his wife and three children and maintains an active lifestyle through tennis and exercise. His interests include baseball, boxing, dancing, football, music, traveling, volleyball, and watching movies.

Gerardo Castro is a financial advisor at Merrill with 36 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 2021, following a 12-year tenure at UBS Financial Services Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Elizabeth Angelone is a Senior Financial Advisor at Merrill Lynch Wealth Management with over three decades of experience. She works closely with multi-generational families to secure their legacy and assist with their financial planning needs. She also guides many corporate retirement plans, helping employees reach their retirement goals through 401(k) plans, and works with women undergoing periods of transition. Her expertise encompasses areas such as divorce transition planning, family wealth management strategies, services for defined benefit plans, women and wealth, sports and entertainment, and retirement income. Elizabeth holds several professional designations, including Accredited Domestic Partnership Advisor (ADPA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She earned her Bachelor's Degree from Rollins College. Outside of her professional role, Elizabeth is involved with organizations such as Greenwich United Way, Greenwich Academy, and Brunswick School. She also participates in community events like the Avon 39 Mile Walk. Her personal interests include music, pottery, skiing, swimming, tennis, and yoga.

Andrea Sosa is a financial advisor at Merrill with seven years of industry experience. She holds the Series 66 designation and has been with Merrill since 2018, previously working at Bank of America from 2015 to 2018. Based in Miami, FL, she is part of a large advisory team serving a diverse client base. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.