Jessica Lujan is a financial advisor with Merrill in Miami, FL, holding a Series 66 designation and five years of industry experience. Her prior roles include positions at Financial Designs, Inc. and Gentrust, LLC, as well as time spent at Florida State University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Rene Syriani is an International Wealth Advisor with Merrill Lynch Wealth Management. He has been a professional in the financial services industry since 1998. In his role, Rene serves both international and domestic clients by providing local market insights, cross-border wealth management, and multi-jurisdictional solutions that address each client's individual financial needs. Rene holds a Bachelor's Degree from the University of Georgia and a Master's Degree in Economics and Political Science from Mercer University. He has earned the Personal Investment Advisor (PIA) designation. Fluent in English, Spanish, Arabic, and Italian, Rene focuses on creating personalized financial plans that align with clients' life priorities, family considerations, goals, and aspirations.

Catalina Patino is a Private Wealth Advisor at Merrill, where she has been advising ultra-high-net-worth clients since 2007. In her current role, she focuses on providing tailored and personalized financial strategies to individuals, families, and institutions. Catalina emphasizes building long-lasting relationships based on trust and transparency, working closely with clients to understand their unique financial goals, risk tolerance, and aspirations to craft customized portfolios. Her expertise includes college education planning, family wealth management, international wealth management, LGBT wealth planning, portfolio management services, women and wealth, and sports & entertainment. Catalina brings experience from her prior position at Lloyds TSB Bank, where she managed portfolios for clients in Colombia, Central America, and Paraguay. Catalina holds a Bachelor's degree in business management with a major in Marketing and International Business from Florida International University. She is certified as a Certified Investment Management Analyst (CIMA) and Certified Private Wealth Advisor (CPWA), and holds a Personal Investment Advisor (PIA) designation. She is fluent in English and Spanish. Outside of work, Catalina enjoys camping, reading, traveling, and practicing yoga, and she values spending time with her two children, Isabella and Alejandro.

Julio Suarez is a Financial Advisor with Merrill Lynch Wealth Management. He assists individuals, families, and business owners in developing personalized wealth management strategies that align with their long-term financial objectives. Julio leverages the resources of Merrill and Bank of America to address various aspects of wealth management, including investment management, retirement planning, lending solutions, and wealth transfer strategies. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Florida International University. Julio is fluent in English, Spanish, and Portuguese, enabling him to serve a diverse clientele. His client focus areas include college education planning, employee benefits planning, family wealth management strategies, managing new wealth, personal retirement planning, small business strategies, sports and entertainment, and tax minimization. Outside of his professional responsibilities, Julio enjoys activities such as basketball, boating, fishing, golfing, hiking, pickleball, running, skiing, traveling, and volleyball.

Pedro Silva is a Private Wealth Advisor at Merrill Private Wealth Management and a founding member of the Mendes Silva Group. He began his career in the financial industry with Citi Private Banking, where he worked for over 13 years advising ultra-high net worth Latin-American families. During this period, he gained experience living in Sao Paulo, Geneva, and New York, which contributed to his exposure to various facets of the industry. Pedro holds the Certified Investment Management Analyst (CIMA) designation, awarded by the Investments & Wealth Institute, and has been certified since 2015. He earned a Bachelor's Degree in Business Administration from the Pontificia Universidade Catolica de São Paulo (PUC) and a Master's Degree in Business Administration from Columbia University in New York. He is fluent in Portuguese, Spanish, and English. In his current role, Pedro interacts with and assists a diverse group of successful families, focusing on delivering personalized wealth management solutions.

Fernando Coello De Portugal is an International Wealth Advisor with Merrill Lynch Wealth Management, where he began his career in August 2002 within Merrill's Global Private Client division based in Miami. He currently serves as a partner on an 11-person team operating out of Miami and New York, assisting clients with a range of financial needs including corporate benefits, executive compensation, family wealth management strategies, international wealth management, legacy planning, liquidity management, and portfolio management services. Fernando holds a Law degree and a Master's degree in Stock Exchange and Financial Markets from the Instituto de Estudios Bursatiles in Madrid, Spain. He is registered with FINRA holding Series 7 and 66 licenses, as well as holding Variable Annuity and Insurance Licenses. Fluent in Spanish, English, Portuguese, and French, Fernando brings extensive expertise to his role. He is also a Personal Investment Advisor (PIA) and an active member and Knight of Honour and Devotion of the Order of Malta, where he participates in charitable work supporting the sick and poor worldwide. Originally from Madrid, Fernando resides in Coconut Grove, Florida, with his wife Adriana and their three children, Alonso, Adriana, and Alejandra. In his personal time, he enjoys activities such as camping, cooking, fishing, football, genealogy, hunting, music, reading, skiing, and soccer.

Lisa Seigel is a Senior Vice President and International Wealth Advisor at Merrill Lynch Wealth Management, specializing in international wealth management and intergenerational family wealth structuring. She has more than 20 years of experience in the financial services industry, focusing on serving ultra-high-net-worth families, corporate executives, and multigenerational households with complex financial needs. Since joining Merrill in 2002, she has concentrated on delivering personalized wealth management strategies that integrate investment management, family governance, cross-border planning, liquidity solutions, and legacy planning. Lisa holds the Certified Investment Management Analyst® (CIMA®) designation from the Investments & Wealth Institute, which she attained through executive studies at the Yale School of Management. She also maintains Series 7, 63, and 65 FINRA registrations, as well as a 215 Insurance License. Her financial career began in 1995 at Prudential Securities, where she worked with corporate pension plans, C-suite executives, and ultra-high-net-worth families in an international capacity. Lisa is committed to providing her clients with a coordinated strategy and clear process that respects their values and long-term vision. She resides in Coral Gables, Florida, with her husband David and daughter Ashlee. Lisa is fluent in English and Spanish and holds an Associate's Degree from University Jose Miguel Carrera in Chile.

Pedro Gomez is an International Wealth Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 2008 and brings 24 years of experience in serving high net worth individuals, institutional and corporate clients, as well as non-profit organizations. Pedro specializes in creating personalized financial strategies by understanding his clients' life priorities and utilizing resources from both Merrill and Bank of America. Pedro holds a Bachelor's Degree from the University of Puerto Rico System and is a Personal Investment Advisor (PIA). He provides a range of services including college education planning, family wealth management, institutional investment consulting, legacy planning, and personal retirement planning. Pedro is bilingual in Spanish and English. He is actively involved in his community through volunteering with organizations such as Puerto Rico Pro Ayuda. Outside of work, Pedro enjoys basketball, football, golfing, music, photography, reading, spending time with his family, traveling, and watching movies.

Serge Coudert is a financial advisor at Merrill with Series 63 and Series 66 credentials and five years of industry experience. Before joining Merrill in 2023, he worked at Citigroup from 2019 to 2023 and was affiliated with Harvard University during the same period. Outside of his advisory role, he is an officer and owner of Reutii, Inc., an online marketplace specializing in architectural salvage materials. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rebecca Samandar is an International Wealth Advisor at Merrill Lynch Wealth Management, where she has been serving clients since 2017. She brings over 10 years of experience in the wealth management industry, complemented by six years of public accounting experience with KPMG in The Netherlands. In her role, Rebecca focuses on developing new and existing client relationships and implementing the team's asset allocation and portfolio management strategies. Rebecca's areas of expertise include family wealth management strategies, international wealth management, liquidity management, portfolio management services, and women and wealth. She holds a Personal Investment Advisor (PIA) designation and earned both her Bachelor's and Master's degrees from RSM Erasmus University in the Netherlands, with a Master of Science in Accounting. She is fluent in English, Spanish, Dutch, and Papiamento. Born in Curaçao, Rebecca has personal interests that include dancing, running, spending time with her family, and traveling.

Daniel Fries is a Wealth Management Advisor at Merrill Lynch Wealth Management. He leads The Fries Team, which provides investment products and strategies designed to help individual and business clients achieve their personal and financial objectives, focusing on performance with minimized risk and tax efficiency. His services cover areas such as divorce transition planning, education planning, family wealth management strategies, legacy planning, liquidity management, retirement income, and portfolio management. With a career spanning over two decades, Daniel holds multiple professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and credentials related to sports and entertainment financial advisory. He earned a Bachelor's Degree from Elmhurst College. Daniel's personal interests include baseball, boating, football, traveling, and spending time with his family.

Jeremy Burch is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the Professional Investment Advisor (PIA) designation and earned a bachelor's degree from the University of Maryland. Jeremy has over 25 years of experience advising high net worth individuals, families, and business owners on wealth preservation, retirement planning, and long-term financial strategy. His areas of expertise include retirement income planning, portfolio management, and estate planning coordination. Throughout his career, he has guided clients through evolving market conditions with a focus on disciplined planning and risk management. Committed to building lasting relationships, Jeremy emphasizes trust, discretion, and results in his client interactions. He delivers financial guidance aimed at aligning investment and retirement solutions with each client's unique goals and lifestyle.

Matthew Kane is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 2009 and leads a team focused on providing personalized wealth management strategies to clients. Matthew's role involves advising on wealth accumulation, preservation, and transfer, with attention to business owner needs through various stages of their business cycles including cash management and retirement planning. Matthew brings over 20 years of financial services experience. Prior to joining Merrill, he worked on Wall Street for an investment bank's prime brokerage team providing leveraged financing and portfolio administration to hedge funds. He also worked as a certified public accountant for a large corporate consulting firm in New York, addressing accounting and finance issues in litigation and forensic investigations. His expertise includes asset and liability management, retirement strategies, and lending services for businesses. He holds professional designations including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment (SE). Matthew is a graduate of Georgetown University's McDonough School of Business with a bachelor's degree, majoring in Accounting and minoring in Theology. Outside of his professional duties, Matthew's interests include golfing, music, tennis, and traveling.

Elena Longoria is a financial advisor at Merrill with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several major financial institutions, including JPMorgan Chase and Citi Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Thayana Macedo is a financial advisor at Merrill with 8 years of industry experience. She holds Series 63 and Series 66 credentials and previously worked at Banco do Brasil Securities LLC and Brick Group US, as well as Florida International University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Luis Florez is a financial advisor at Merrill with seven years of industry experience. He holds a Series 66 designation and has previously worked at Banco Santander International and JP Morgan Chase & Co. Florez began his career while studying at Florida International University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Joao Alvarez is an International Wealth Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2012. He has over 20 years of experience in the financial markets, having worked previously at Safra National Bank of New York, PineBank N.A, Itau Europa Luxembourg, and Nacional/Unibanco. He focuses on helping clients achieve their financial goals, specializing in family wealth management strategies, LGBT wealth planning, and sports and entertainment sectors. Mr. Alvarez holds a Bachelor's of Law degree from Faculdade de Direito at Universidade Federal do Rio de Janeiro in Brazil. He also holds the Series 7 and 66 FINRA Registrations and is designated as a Personal Investment Advisor (PIA). Fluent in English, Portuguese, and Spanish, he applies a proactive approach to anticipate clients' financial needs and assist them in balancing risk and reward according to individual circumstances. He resides in Coconut Grove, Florida, with his family. Outside of his professional role, Mr. Alvarez enjoys biking, boating, dancing, music, reading, and traveling.

Edward Fazzah is an International Wealth Advisor with Merrill Lynch Wealth Management, specializing in serving a diverse, high-net-worth clientele that includes senior-level corporate executives, physicians, business owners, and multiple generations of families across both U.S. coasts and a dozen countries. Since joining Merrill in 1998, Ed has built a client base primarily through referrals, managing wealth for individuals with straightforward needs as well as those requiring sophisticated financial strategies. He emphasizes a highly personalized, ongoing planning approach, maintaining frequent contact and working closely with clients' families and professional advisors to align investment, tax, and estate planning objectives. With more than 25 years of experience in wealth management and financial advisory—preceded by ten years as a bank manager at Citibank—Ed has managed client portfolios through multiple market cycles, including the volatility of 2000, 2008, and 2020. He formulates portfolios tailored to individual risk tolerances, timelines, and liquidity requirements, utilizing a range of investment vehicles such as equities, bonds, mutual funds, ETFs, separately managed accounts, and alternative investments. Fluent in both English and Spanish, Ed also holds professional designations including Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Ed was born in California to Lebanese and Cuban parents and has lived in Miami since 1977. He attended Saint Thomas University and holds a high school diploma from Monsignor Pace. Outside of his professional role, Edward enjoys basketball, boating, fishing, football, music, traveling, watching movies, and spending time with his family, including his Colombian-born wife, Rosa. His personal philosophy centers on delivering the same dedication and passion to his clients that they bring to their own careers, with a mission to enhance wealth, simplify lives, and exceed expectations.

Carlos Gonzalez Bello is a Financial Advisor at Gonzalez Wealth Management Associates with Merrill Lynch Wealth Management. He joined the firm in 2024, where he focuses on securities trading, account rebalancing, evaluating investment opportunities, and developing customized strategies for clients. Carlos holds a Bachelor’s Degree in Mechanical Engineering from Venezuela and completed an Accredited Certificate Program at Universidad Metropolitana. Before his current role, he worked primarily in finance as a Proprietary Trader. He began his career with Banco Fondo Comun Group (BFC), serving in management positions such as Treasurer and Finance Manager for the Broker Dealer division. His expertise includes managing proprietary trading books for medium and small-sized firms, specializing in equities and bonds, and overseeing the trade process from origination to execution. He holds SIE, Series 7, and Series 66 FINRA registrations and has earned the Personal Investment Advisor (PIA) designation. Carlos applies technical analysis techniques to optimize portfolio performance, identifying market trends to balance investments and cash positions. Outside of work, he enjoys outdoor activities and water sports, spending time with his family.

Andres Thimann is an International Wealth Advisor at Merrill Lynch Wealth Management, where he has been serving clients since beginning his career in 2001. He works with client families to manage their investment portfolios and provide comprehensive financial guidance. His client focus areas include education planning, family wealth management strategies, international wealth management, liquidity management, retirement income, and portfolio management services. Andres holds a Bachelor's degree in Finance from Florida International University. He has earned several professional designations, including Certified Investment Management Analyst (CIMA), Certified Exit Planning Advisor (CEPA), and Personal Investment Advisor (PIA). He was named to Forbes' "Best-in-State Next-Generation Wealth Advisors" list in 2019. He is also involved in the Women's Exchange Miami Chapter as a mentor. Outside of his professional work, Andres enjoys boating, fishing, golfing, and skiing.