Matthew Blake is a financial advisor at Merrill based in Minneapolis, MN, holding a Series 66 designation with six years of industry experience. Prior to joining Merrill, he worked at UBM for four years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Angela Finholt is a financial advisor at Merrill in Minneapolis, MN, holding a Series 66 designation with 12 years of industry experience. She has worked at Bank of America, N.A. and Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Connor De Borhegyi is a financial advisor at Merrill, holding a Series 66 designation with two years of industry experience. Prior to joining Merrill, he worked in various roles including at El Diablo Amps & Guitars and Opus Music Academy. He has also been involved with Robbinsdale United Church of Christ. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

William Helgeson is a financial advisor with Merrill in Minneapolis, MN, holding a Series 66 license and four years of industry experience. His prior work includes roles at Bank of America, General Code CMS, Lyft, Uber, Minokaw Technologies, and Risdall Marketing Group. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, and institutional investors.

Joel Miller is a financial advisor at Merrill with a Series 66 designation and 12 years of industry experience. He has been with Merrill since 2014. Outside of his advisory role, he serves as a director of the 2026 Prior Lake - Lakers Baseball Club, a nonprofit organization involved in fundraising and organizing baseball trips. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daniel Helm is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he creates personalized financial strategies tailored to clients' unique goals, leveraging investment insights from Merrill and banking solutions provided by Bank of America. He specializes in areas including college education planning, legacy planning, personal retirement planning, portfolio management services, tax minimization, and retirement income. Daniel is recognized for his effective communication skills, aiming to instill confidence in clients and assist them as they transition into new phases of life. Daniel holds a Bachelor's Degree from Augsburg University and has earned the CERTIFIED FINANCIAL PLANNER (CFP) designation as well as the Personal Investment Advisor (PIA) credential. Outside of his professional commitments, he enjoys basketball, bowling, cooking, music, reading, and spending time with his family. He is also active in community volunteering through Merrill's tradition of local engagement.

Walter Broughton IV is a CFP® with over 23 years of industry experience, currently serving at Merrill in Minneapolis, MN. He has worked with Merrill Lynch, Pierce, Fenner & Smith Inc. since 2002 and Bank of America, N.A. since 2011. Outside of his advisory role, he is a general partner and managing member of Broughton Ruffo Cousins, LLC and participates on the fundraising committee for the Boy Scouts of America. Additionally, he is a drummer in a band called Dead Equity. Merrill serves a wide range of clients including individuals, retirement plans, corporations, charities, and institutional investors, offering managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and monitoring through multiple program strategies and benefits from integration with Bank of America’s broader capital markets platform.

Charles Duddingston is a Wealth Management Advisor and senior partner of the Duddingston Sylvester Group at Merrill Lynch Wealth Management. He has been a wealth advisor since 1984, bringing over three decades of experience in helping families prepare for retirement and manage their financial goals. As a qualified Portfolio Manager, Charles provides traditional advice and also manages personalized or defined investment strategies, including individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He holds the Certified Investment Management Analyst® (CIMA®) designation, awarded by the Investments & Wealth Institute™ at the Wharton School, along with certifications as a Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Charles earned his bachelor's degree from the University of Minnesota. His professional focus includes employee benefits planning, executive compensation, equity compensation services, family wealth management strategies, institutional and corporate benefit services, personal retirement planning, and socially responsible investing. Throughout his career, Charles has worked closely with individuals, families, and businesses to identify their financial needs and coordinate across multiple generations and professional advisors. Outside of his professional work, Charles enjoys boating, golfing, reading, and traveling.

Frank Summers is a financial advisor with Merrill in Minneapolis, MN, holding Series 63 and Series 65 licenses and over 34 years of industry experience. He has worked at Merrill since 1992 and at Bank of America since 2009. Summers is associated with a for-profit LLC owned by his spouse, a wedding planning company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, and various institutional investors.

Mina Zhang is a Team Financial Advisor at Merrill Lynch Wealth Management based in Minneapolis, Minnesota. She is a fully registered financial advisor and a Personal Investment Advisor (PIA) working on a women-led wealth and finance management team. The team serves individuals, families, and businesses, providing comprehensive financial planning and investment solutions to help clients achieve their short-, mid-, and long-term goals. Her areas of client focus include college education planning, divorce transition planning, family wealth management strategies, services for defined benefit plans, employee financial health, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. Mina's team is fluent in both English and Mandarin, supporting a diverse clientele. Mina holds a Bachelor's Degree from the University of Minnesota System. Outside of her professional work, she enjoys a variety of activities including badminton, hiking, music, painting, pickleball, reading, singing, spending time with family, table tennis, and traveling.

Dorothy Kovar Inde is a financial advisor with Merrill in Minneapolis, MN, holding a Series 66 designation and 17 years of industry experience. She has been with Merrill since 2009 and has held a position at Bank of America N.A. since 2001. Outside of her advisory role, she is involved in a family business partnership that manages inherited farmland. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Hannah Morehouse is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has nearly a decade of experience in finance, beginning her career at Merrill. Hannah's approach to wealth management involves discussing clients' needs and setting achievable goals, with expertise in business sales and transitions, educating the next generation about financial strategies, and offering holistic financial advice. She holds a Bachelor of Science degree in Investments from the University of North Dakota, where she graduated Magna Cum Laude. Hannah holds professional designations including Certified Exit Planning Advisor (CEPA), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of her professional work, Hannah volunteers with Habitat for Humanity and the Minneapolis Crisis Nursery. She resides in Minneapolis with her husband and their chocolate lab, Jax.

Matthew Hepola is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Prior to joining Merrill in 2020, he worked briefly at Morgan Stanley and was employed at Sunburst Chemicals before that. He also has experience working at the University of Minnesota. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Emily Spillman is a financial advisor at Merrill with 10 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2017, with additional experience at Bank of America and Beachbody. Outside of her advisory role, she has been involved with Beachbody for six years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a variety of individual and institutional clients.