Christopher Reber is a financial advisor with Merrill in Mount Laurel, NJ, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Merrill since 2006. Outside of his advisory role, he is the owner of Reber Capital Group LLC, a for-profit business engaged in passive real estate investing. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies constructed by internal and third-party managers.

Randy Sinnott is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their personal perspectives and priorities, helping them develop strategies to pursue their financial goals. He specializes in areas including divorce transition planning, education planning, equity compensation services, investment consulting for defined contribution plans, legacy planning, portfolio management services, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Randy holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned his Bachelor's Degree from Rutgers. Beyond his professional endeavors, Randy has personal interests that include baseball, boating, fishing, football, golfing, hunting, running, and tennis.

Albert Kim is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career with Merrill Lynch as an intern in 2009 and, after graduating from the University of Pittsburgh, gained investment, banking, and credit experience at Edward Jones and JPMorgan Chase. Albert returned to Merrill Lynch in 2014 and has been a member of the Barnett-Roskos Wealth Management Group since 2015. Albert's professional expertise encompasses a range of areas including college education planning, divorce transition planning, employee benefits planning, institutional and corporate benefit services, legacy planning, liquidity management, individual and corporate investment strategy, tax minimization, and retirement income. He holds several professional designations such as Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Albert earned his bachelor's degree from the University of Pittsburgh. He is fluent in Korean and English. Residing in New Jersey with his wife and their dog, Albert dedicates time to his personal interests including boxing, golfing, hiking, tennis, watching movies, and yoga.

Kristy Connor is a Senior Financial Advisor at Merrill Lynch Wealth Management. She joined Merrill in 2018 and offers a holistic approach to wealth management, providing services such as retirement planning, personalized investment strategies, and additional financial solutions including banking and lending through the support of Bank of America. Her practice focuses on helping clients achieve their financial goals by equipping them with knowledge, power, and confidence. Kristy specializes in areas including college education planning, family wealth management strategies, liquidity management, retirement income, tax minimization, and portfolio management services. She holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Kristy earned her Bachelor's Degree from the University of Delaware, graduating with honors in three years and was a member of the National Society of Collegiate Scholars. A South Jersey native currently residing in Medford, NJ, Kristy serves as an Ambassador to the National Association of Women Business Owners. Outside of work, she enjoys basketball, football, golfing, pickleball, reading, traveling, yoga, watching movies, and spending time with her family and friends.

Anthony Arot is a Senior Financial Advisor at Merrill Lynch Wealth Management's Nash Wealth Management Group, a family-run practice focused on helping clients build, preserve, and transfer wealth. He brings over a decade of experience in wealth management, working closely with retirees, business owners, and high-net-worth individuals. Anthony provides tailored financial strategies in areas including divorce transition planning, education planning, family wealth management, legacy planning, retirement planning, portfolio management, and tax minimization. Anthony holds a Bachelor's Degree from Stockton University and has earned the Personal Investment Advisor (PIA) designation. He is involved in his community through organizations such as Haddonfield United Methodist Church, the American Red Cross, the Colorectal Cancer Alliance, Marlton Recreational Council, and the Society for American Baseball Research (SABR). Outside of his professional work, Anthony enjoys spending time with his family and engaging in activities such as baseball, basketball, fishing, football, music, running marathons, and soccer.

Jason Lewer is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 1997 as a Financial Advisor and has developed expertise in providing investment advice and financial services to individuals and families. His areas of focus include income replacement, transition planning, portfolio risk management, and guidance for families with special needs members. Jason holds a Bachelor's Degree from Villanova and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He is a member of the International Association of Approved Basketball Officials. His community involvement includes participation with Decoding Dyslexia, NJ, English in Mind, and the North Yonkers Scholarship Foundation.

Ray Diao is a Client Experience Advisor with Merrill Lynch Wealth Management. In this role, he collaborates with clients to understand their current financial situations and introduces them to solutions available through Merrill and Bank of America. His work focuses on empowering clients with the knowledge and tools to manage their financial lives effectively. Ray holds a Bachelor's Degree from The College of New Jersey. He has earned several professional designations, including Accredited Portfolio Management Advisor (APMA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). These credentials reflect his commitment to providing informed financial guidance. His approach involves helping clients uncover what matters to them and their families to develop strategies aimed at pursuing their financial goals.

Christine Caporale is a financial advisor with Merrill in Mount Laurel, NJ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Merrill since 1998. Outside of her advisory role, she serves as a power of attorney for a nonprofit entity in Naples, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Stephen Kain is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on understanding clients' priorities to help develop strategies for pursuing their short-, mid-, and long-term financial goals. His areas of expertise include personal retirement planning, small business strategies, and tax minimization. Stephen holds a Bachelor's Degree from Rutgers University and holds the Personal Investment Advisor (PIA) designation. He provides comprehensive financial guidance, covering general investing, retirement planning, and preparing for unexpected financial needs. Additionally, he connects clients with Bank of America specialists for banking, credit, home financing, and small business solutions. Outside of his professional role, Stephen enjoys baseball, football, golfing, music, pickleball, soccer, swimming, and spending time with his family.

Corey Mulholland is a Wealth Management Advisor and Vice President with Beckett George Wealth Management, operating within Merrill Lynch Wealth Management. He holds the CERTIFIED FINANCIAL PLANNER® (CFP) and CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA) designations, indicating his expertise in comprehensive financial planning and qualified retirement plan advisory. Corey focuses on developing financial strategies tailored to clients' short and long-term goals, including financial strategy, investment management, estate planning, and wealth transfer planning. Before joining the financial services sector, Corey served eight years in the United States Marine Corps Special Operations Command, including deployment during Operation Iraqi Freedom in 2005. He is a graduate of Rutgers University with a Bachelor's degree in Management, concentrating on Entrepreneurship, Strategy, and International Business. Corey's professional credentials also include Personal Investment Advisor (PIA) and Retirement Benefits Consultant (RBC) designations, and he completed an Accredited Certificate Program at the United States Marine Corps University. Corey resides in Sicklerville with his wife, Courtney. He is involved with veteran-focused non-profit organizations, notably Operation Homefront, and participates in local sportsmen's clubs, reflecting his ongoing community engagement and support for veterans.

James Manuola is a Senior Financial Advisor with over 20 years of experience in the financial services industry. He is affiliated with Merrill Lynch Wealth Management and specializes in providing personalized wealth management strategies tailored to clients’ individual goals. James focuses on areas including college education planning, family wealth management, legacy planning, liquidity management, retirement planning, portfolio management, small business strategies, socially responsible and ESG investing, as well as individual and corporate investment strategies. Since beginning his career in 1999, James has worked to simplify the financial lives of high-net-worth clients by offering customized solutions such as estate planning, wealth transfer, retirement income planning, and asset allocation aligned with specific financial objectives. He collaborates closely with clients and, when appropriate, a Wealth Management Lending Officer from Bank of America to integrate home financing solutions into comprehensive financial plans. James holds a Bachelor's Degree in Business from Rutgers University and maintains professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He resides in New Jersey with his wife, Kris, and has personal interests in baseball, basketball, boating, fishing, football, and golfing.

Jessica Friend is a financial advisor at Merrill with a Series 66 designation and nine years of industry experience. She has worked at Merrill since 2017 and previously held positions at Rowan University and Republic Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Chelsea Sieczkowski is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and has been with Merrill since 2017. Prior to joining Merrill, she worked at Push the Envelope PR for one year. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Madelyn Mc Mahon is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Her prior work includes roles outside the financial industry, including ownership of The Impeccable Pig from 2022 to 2024. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Dante Pinckney is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill Lynch since 2018. Prior to his current role, he worked at Enterprise Rent-A-Car and attended Rowan University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Charles Walker is a financial advisor with Merrill, holding a Series 66 credential and 10 years of industry experience. He has worked at Merrill since 2016 and at Bank of America, N.A. since 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Henry Pizoli is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining Merrill in 2010, he has built a loyal client base by helping individuals and families plan for meaningful financial goals and providing consistent, attentive service. Henry's approach centers on listening carefully to clients' questions and concerns, offering clear explanations, and developing personalized strategies tailored to each client's needs. He works closely with clients to establish decision-making parameters that suit their preferences and ensures that every plan reflects their objectives. Henry holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP®), Chartered Financial Consultant® (ChFC®), Chartered Retirement Planning Counselor™ (CRPC™), and Certified Plan Fiduciary Advisor® (CPFA®). He earned Bachelor of Science degrees in Finance and Economics from the University of Delaware. Henry serves on the University of Delaware's Financial Planning Advisory Board, where he mentors students pursuing financial planning and wealth management degrees. He also teaches financial literacy courses at Fellowship Alliance Chapel in Medford, NJ, and is a board member of the Medford Arts Center. Beyond investment management, Henry utilizes resources from Merrill, Bank of America Private Bank, and Bank of America to provide comprehensive wealth, trust, estate, and banking services. He coordinates with clients' accountants and attorneys to align tax minimization and estate planning strategies. Additionally, Henry coaches and mentors new advisors within the Merrill Wealth Management training program, sharing best practices for building strong client relationships.

Nicholas Santoro is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been providing financial advisory services since 2014. He specializes in creating tailored wealth management strategies that align with clients' individual goals and family wealth. His areas of focus include education planning, investment consulting for defined contribution plans, legacy planning, personal retirement planning, special needs planning strategies, tax minimization, and retirement income. Nick holds a Bachelor's of Science degree in finance from Albright College. He is a Chartered Financial Consultant (ChFC), a Certified Financial Planner (CFP), and a Personal Investment Advisor (PIA). He emphasizes personalized financial strategies based on clients' unique goals and visions for life after retirement rather than relying solely on age-based models. Nicholas lives in Columbus, New Jersey with his family. Outside of his professional work, he enjoys playing the guitar and spending time with his family.

Aileen Takio is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. She works closely with high-net-worth clients to develop personalized financial strategies that address their unique goals and circumstances. Her approach includes assisting clients with estate planning services, investments, tax minimization strategies, wealth transfer, and retirement income planning. Aileen holds several professional designations, including Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Retirement Manager Advisor (RMA). She earned a bachelor's degree from Rutgers University.

Nicholas Gladden is a Financial Advisor at Merrill Lynch Wealth Management. He holds the Chartered Retirement Planning Counselor (CRPC) designation, reflecting his expertise in retirement planning. Nicholas earned his Bachelor's Degree from the University of New Haven.