Lauren Brown is a financial advisor with Merrill in Mount Pleasant, South Carolina. She holds Series 63 and Series 66 licenses and has one year of industry experience. Lauren previously worked at BOFA Securities, Inc. beginning in 2016 and joined Bank of America, N.A. in 2025. Outside of her advisory role, she serves as a board member for Black River United Way. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

George Kellner Jr. is a financial advisor with Merrill in Mount Pleasant, SC, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. He has been with Merrill since 1992 and also has experience with Bank of America since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies developed by internal teams and third-party managers for a range of clients including individuals, high-net-worth investors, and institutions.

James Cates III is a financial advisor with Merrill in Mount Pleasant, SC. He holds Series 63 and Series 65 licenses and has one year of industry experience. His prior roles include positions at TOURISTS Welcome, Edward Jones, and iSlide USA, as well as experience in sports information at Williams College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, and institutions.

Gerald Rickenbaker is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2017. His prior positions include roles at Citadel and shorter engagements with Charleston Harbor Resort and Marina and SIB Fixed Costs Reduction. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kevin Mc Culloch is an International Wealth Advisor at Merrill Lynch Wealth Management, based in Greenwich, Connecticut. He holds the position of Senior Vice President and Senior Portfolio Manager, focusing on delivering personalized financial planning and portfolio management services to families, senior executives, entrepreneurs, and clients with international wealth management needs. Kevin's expertise includes family wealth management strategies, tax minimization, and the integration of investment management, wealth transfer, credit structuring, philanthropic endeavors, and family office services. He applies a customized approach to develop financial strategies that align with his clients' personal, professional, and philanthropic goals. Kevin earned a bachelor's degree from Harvard University and holds the Personal Investment Advisor (PIA) designation. Outside of work, he enjoys hiking, fishing, biking, cooking, surfing, reading, traveling, and spending time with his family.

Brett Macko is a financial advisor at Merrill with Series 65 and Series 66 credentials. He has professional experience working at Bank of America, Regions Financial, and Neary Law LLC. Prior to entering the financial industry, he held roles at Charleston School of Law, Novo Nordisk, Elon University, and ETX Capital. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Moore is a Series 66-licensed financial advisor with Merrill, based in Mount Pleasant, SC, with 11 years of industry experience. He has been with Merrill and Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Linda Hay is a financial advisor with Merrill in Mount Pleasant, South Carolina, holding Series 63 and Series 66 licenses and 43 years of industry experience, all with Merrill since 1983. Outside of her advisory role, she serves as an executor for her parents and owns a farmland property in Johns Island, South Carolina, which her son manages. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pensions, corporations, and charitable organizations.

Erman Frazier III is a Senior Financial Advisor at Merrill Lynch Wealth Management. He helps individuals, families, and companies organize their finances and investments to meet their financial goals. Erman brings expertise in areas such as college education planning, retirement income, portfolio management services, family wealth management strategies, and managing new wealth. Erman holds various professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is registered with FINRA holding Series 3, 7, 8, 63, and 65 licenses as well as a Life Insurance and Annuity License. Additionally, he has a High School Diploma from Richard Montgomery. He is actively involved in his community and has served as Mayor Pro Tempore on the Awendaw Town Council. Erman participates in several organizations including City Life Church, Leukemia Lymphoma Society, Mount Pleasant Chamber of Commerce, Operation Home, Sea Island Habitat for Humanity where he served on the Board of Directors, and Seacoast Church.

Danielle Burness is a Senior Financial Advisor at Merrill Lynch Wealth Management with a career spanning over three decades in the financial services industry. She began her career in 1991 at SunTrust Bank and joined Merrill in 1997. As the founder of The Burness Group, Danielle serves a diverse range of clients including attorneys, business owners, corporate executives, and multi-generational families. Her expertise extends to areas such as corporate retirement benefit plans, college education planning, divorce transition planning, socially responsible investing, and women and wealth. Danielle holds a bachelor's degree in behavioral and social science from the University of Maryland. She is a Certified Plan Fiduciary Advisor (CPFA), a Personal Investment Advisor (PIA), and a Merrill Retirement Accredited Financial Advisor (RAFA), qualifying her among a select group at Merrill to represent corporate retirement plans. Her approach emphasizes personalized service, client collaboration, and alignment with clients' values and aspirations to create tailored wealth management strategies. Beyond her professional work, Danielle splits her time between Annapolis, Maryland, and Charleston, South Carolina. She is committed to volunteer efforts, supporting and raising awareness for the Charleston Animal Society. Danielle also has interests in health and wellness, classic cars—owning a 1958 Chevy Impala—and enjoys activities such as Pilates, spinning, and running.

Mary Macatee is a financial advisor with Merrill in Mount Pleasant, SC, holding Series 63 and Series 66 licenses and 17 years of industry experience. She has been with Merrill since 2015. Outside of her advisory role, she occasionally consigns clothing through The Real Real. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mc Kenna Hough is a financial advisor with Merrill and holds a Series 66 designation. She has seven years of industry experience, including roles at Bank of America and Merrill since 2019. Prior to her current positions, she worked in various capacities across sectors such as logistics, events, wellness, and accounting. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm employs a range of model-based and discretionary investment strategies, supported by internal and third-party managers.

Mallory Smith is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She previously worked at Carolinas Wealth Management, Voya Financial Advisors from 2014 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Susan Randolph is a Series 66-licensed financial advisor with Merrill, where she has worked since 1997, totaling 27 years of industry experience. She is based in Mount Pleasant, South Carolina. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a variety of client types, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Tamilla Tillman is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. She focuses on helping individuals, families, and business owners with college education planning, family wealth management strategies, personal retirement planning, small business strategies, and tax minimization. Her work involves creating personalized plans tailored to clients' unique ambitions and priorities, aiming to simplify the complexities of investing and wealth planning. Tamilla holds a Personal Investment Advisor (PIA) designation and completed an Accredited Certificate Program from the University of Arkansas System. She serves clients including high-net-worth individuals, business owners, retirees, and young professionals, providing advice on retirement income, individual and corporate investment strategies, and financial planning for women, sports, and entertainment professionals. Outside of her professional role, Tamilla enjoys adventure sports, basketball, cooking, dancing, football, music, swimming, tennis, traveling, and spending time with her family.

Emily Wood is a financial advisor with Merrill in Mount Pleasant, SC, holding a Series 66 license and 21 years of industry experience. She has been with Merrill since 2008. Outside of her advisory role, Wood serves as Treasurer for the Eliza Lucas Pinkney Chapter of the South Carolina National Society of the Daughters of the American Revolution and assists with special events at the Golf Club at Briars Creek. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Christine Grillo is a financial advisor at Merrill with 40 years of industry experience. She has held her current role since 2008. Grillo holds the Series 63 and Series 66 designations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sarah Exell is a Wealth Management Advisor with Merrill Lynch Wealth Management. She specializes in legacy planning, managing new wealth, personal retirement planning, philanthropic planning, women and wealth, and retirement income. Sarah brings experience from various roles within the financial services industry, including analytical and trading support, banking, and financial advising, having begun her career in New York in 2007. Sarah holds a bachelor's degree in international business and French from the College of Charleston. She is a CERTIFIED FINANCIAL PLANNER™ and a Personal Investment Advisor. She actively participates in community service through Bank of America Community Volunteers and is involved in the local art community. Outside of work, Sarah enjoys gardening, golfing, painting, and photography, and resides on Johns Island with her husband, Eric.

William Brown is a financial advisor at Merrill with 16 years of industry experience. He has been with Merrill since 2009 and holds a Series 66 designation. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, charities, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm’s investment management includes various program strategies and emphasizes tax-efficient capabilities, supported by its integration with Bank of America affiliates and capital-markets platforms.

Lindsey Green is a Series 66 licensed advisor with Merrill, based in Mount Pleasant, SC, and has 19 years of experience with the firm. She has eight years of industry experience overall. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.