Jacqueline Sheffer is a Senior Financial Advisor at Merrill Lynch Wealth Management and a member of the Wagner Sheffer Group. With over four decades of experience in financial services, she specializes in retirement income planning, college education planning, employee financial health, and socially responsible investing. Jacqueline focuses on helping clients connect financial decisions with the life they envision, emphasizing thoughtful planning and honest conversations about money. She holds the designations of Personal Investment Advisor (PIA) and Retirement Income Certified Professional (RICP), and earned an associate's degree from Maria College. Jacqueline is part of a small, experienced team that addresses complex financial issues and values client-focused attention. Outside of her professional work, Jacqueline is involved in community organizations including the Atlantic White Shark Conservancy, Bank of America's Community Volunteer Committee, Cindy's Comfort Camp, and Heeling Strides. She enjoys running, spending time on Cape Cod, biking, golfing, traveling, watching movies, and spending time with her family.

Michael Schiess is a Wealth Management Advisor with Merrill Lynch Wealth Management, serving clients primarily in the Global Wealth Management division. He holds the position of Senior Vice President and specializes in working with retirees and individuals planning to retire within the next five years. Michael's expertise includes tax efficiency, investment management, and the development of retirement income strategies tailored to clients' needs. Michael began his career in the financial services industry in 1998. He employs a disciplined wealth management planning process that focuses on tax-efficient asset distribution and tracking income and expenses to support a secure retirement for clients and their families. He holds a bachelor's degree in Business Management from the University of Dayton and earned the CERTIFIED FINANCIAL PLANNER® (CFP®) certification in 2001. Additionally, he is designated as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA), and maintains Series 7, 63, and 66 FINRA registrations along with insurance licenses.

M Branham is a Wealth Management Advisor with Merrill Lynch Wealth Management. In this role, Branham focuses on developing personalized financial strategies that help clients pursue their long-term goals by considering their full financial picture. The approach emphasizes flexibility to adapt to changing market conditions and leverages resources from Merrill and Bank of America. Branham's expertise includes liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. The team adopts a holistic planning approach that addresses both assets and liabilities to assist clients in achieving their financial objectives. Branham holds a Bachelor's Degree from the University of North Carolina System and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Branham is a member of the Pi Kappa Phi Fraternity and participates in community activities through the YMCA.