Daniel Sandlin is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He has served the financial needs of prosperous families in the metropolitan Chicago area and beyond for over fifteen years. Prior to joining Merrill Lynch in 2012, Daniel was a financial advisor with Morgan Stanley since 2000. He applies seven distinct wealth management disciplines in his practice to help preserve and grow clients' wealth in line with their goals and objectives. Daniel graduated from the University of Colorado at Boulder with a B.S. degree in Finance and attended Semester at Sea, a ship-board program for global study abroad sponsored by the University of Virginia. He received his CERTIFIED FINANCIAL PLANNER (CFP) certification in 2015. His approach emphasizes open communication and clarity of goals, focusing on personalized advice tailored to each client’s unique situation. He currently resides in Chicago and is an active member of the Union League Club. In his free time, Daniel enjoys golfing and spending time in Lake Geneva, Wisconsin.

Michael Ne Camp is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and 40 years of industry experience. He has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2008 and has been with Bank of America, N.A. since 2011. Outside of advising, he is involved in a Florida rental property business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Richard Tarantino is a financial advisor at Merrill with 52 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 1974, also holding a position at Bank of America, N.A. since 2011. He is involved with Aviation Partners LLC, a family-held LLC managing family assets. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jim Moutzalias is a financial advisor at Merrill with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1982, including a concurrent role at Bank of America since 2009. Outside of his advisory practice, he is the owner of RJN Condo LLC, a for-profit entity unrelated to investment advisory services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients of Bank of America through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Mawson is a Senior Financial Advisor with Merrill Lynch Wealth Management. He provides personalized wealth management strategies tailored to clients' individual financial goals and changing market conditions. Leveraging the investment resources of Merrill and the banking and lending solutions of Bank of America, he works closely with clients to help pursue their long-term objectives. John holds a Bachelor's Degree from the United States Naval Academy and a Master's Degree from the Naval Postgraduate School. He holds the Personal Investment Advisor (PIA) designation. Committed to community engagement, John volunteers with local organizations, reflecting the Merrill tradition of service in the communities served.

Thomas Wilson is a Senior Financial Advisor at Merrill Lynch Wealth Management and the senior partner of the Wilson Group. He has over 40 years of experience in wealth management and focuses on creating goals-based financial strategies and managing investment portfolios for clients with complex needs. He works closely with individuals, families, and business owners to organize their financial lives and assist them in making informed decisions aligned with their priorities. Thomas provides guidance across wealth planning, investment strategies, retirement considerations, and broader financial decision-making. His approach emphasizes clear and thoughtful financial guidance grounded in integrity, professionalism, and a disciplined process. He values building lasting relationships through trust, transparent communication, and understanding what matters most to his clients. He holds a Personal Investment Advisor (PIA) designation and has educational experience from Lake Forest Academy, the University of Wisconsin System, and Loyola University Chicago. Thomas is a member of the NASD Board of Arbitrators since 1990. He volunteers extensively with charitable organizations including the Florida Baptist Disaster Relief and various food pantries. Outside of work, he enjoys golfing, music, and spending time with his family.

George Kondracke is a financial advisor with Merrill in Naples, FL, holding Series 63 and Series 65 licenses and 35 years of industry experience. He has been with Merrill since 2006 and has worked at Bank of America, N.A. since 2011. Kondracke is involved with the Kondracke Family Foundation, a charitable organization focused on donations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Lisa Kautz is a Wealth Management Advisor with Merrill Lynch Wealth Management, where she has been serving clients since 1998. She supports clients through a defined discovery process to develop strategic plans tailored to their short-term, mid-term, and long-range financial goals. Lisa and her team provide services including investment guidance, retirement income planning, education funding strategies, generational wealth transfer consulting, and support through significant life events such as divorce or job transitions. Her expertise covers areas such as college education planning, divorce transition planning, family wealth management strategies, LGBT wealth planning, socially responsible investing, special needs planning, women and wealth, tax minimization, and retirement income. Lisa holds professional designations including Accredited Domestic Partnership Advisor (ADPA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Lisa earned a Master's Degree from Simmons Graduate School of Management and a Bachelor's Degree from the University of Massachusetts. She also draws on her background as a small business owner and trained educator to work effectively with clients. Outside of work, Lisa enjoys boating, music, reading, spending time with her family, and watching movies.

Bruce Ballard is a Wealth Management Advisor at Merrill Lynch Wealth Management. He holds the CERTIFIED FINANCIAL PLANNER® certification, along with credentials as a Personal Investment Advisor and in Sports & Entertainment. Bruce focuses on comprehensive wealth management and advanced strategies, including alternative investments. With over 30 years of experience, Bruce provides customized strategies addressing various financial areas such as retirement planning, education planning, estate planning, trusts, life and long-term care insurance, investment management, cash management, and business financial strategies. His expertise encompasses equities, fixed income, mutual funds, IRAs, 401(k) plans, and various corporate and business strategies. Bruce graduated from the University of Illinois in 1981 with a Bachelor of Science degree in Finance. Outside of his professional work, he spends time with his wife and three daughters and enjoys fishing, boating, and hunting.

Brian Bell is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been serving clients since he joined the firm’s Bloomfield Hills office in 2009. With a financial services career spanning over 26 years, Brian started at Smith Barney (now Morgan Stanley) in 1997 before transitioning his practice to Merrill. He is part of a nine-person team focused on delivering personalized wealth management services and typically limits the intake of new clients to maintain a high level of service. Brian's expertise includes managing new wealth, personal retirement planning, and portfolio management services. He offers a range of financial solutions such as retirement planning, estate planning strategies, wealth planning, risk management, and discretionary portfolio management using various asset classes including stocks, bonds, hedge funds, private equity, and real estate. Additionally, as part of a Bank of America subsidiary, he can integrate lending strategies to fit diverse client situations. In recognition of his professional accomplishments, Brian was named to the 2023 Forbes “Best-in-State Wealth Advisors” list. Brian holds a Bachelor's Degree from Michigan State University and holds the Personal Investment Advisor (PIA) designation. He was born and raised in Michigan, currently resides in Birmingham, and has two children—his daughter is studying at Loyola Chicago and his son is a senior at U of D Jesuit High School. Outside of work, Brian enjoys a range of activities including baseball, basketball, biking, fishing, football, music, swimming, traveling, and yoga. He participates in community service by volunteering annually through Bank of America events.

Carolyn Goyette is a Wealth Management Advisor with Merrill Lynch Wealth Management. She leads The Goyette Group, a team focused on providing clients with goals-based wealth management strategies. Carolyn emphasizes a personalized approach by first understanding clients’ unique ambitions, financial situations, and risk tolerance, then developing tailored financial plans to help them pursue objectives such as retirement income, legacy planning, college education funding, and family wealth management. With expertise spanning investment consulting for defined contribution plans, managing new wealth, retirement planning, and promoting employee financial health, Carolyn and her team engage clients through ongoing communication and annual reviews to adjust strategies according to changes in clients’ lives and goals. Her approach centers on simplicity and transparency, building enduring professional relationships to support clients in navigating the complexities of wealth management. Carolyn holds a Bachelor’s Degree in Management and Organizational Development from Spring Arbor University. She earned the Chartered Retirement Planning Counselor™ designation in 2007 and the CERTIFIED FINANCIAL PLANNER™ certification in 2017. Additional professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Active in the Fenton community, Carolyn enjoys boating, reading, and traveling with family and friends.

Brett Vance is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in September 2005 and brings experience from leading corporate business divisions, including serving as division President of a multi-billion dollar organization with both domestic and international responsibilities. Brett holds a bachelor's degree in Economics from the University of Western Ontario and an MBA from Miami University. He has earned the Chartered Retirement Planning Counselor™ designation and is recognized as a Personal Investment Advisor (PIA). He was previously the President of the Cincinnati Chapter of the Miami University Alumni Association and served as a Vestry member at Christ Church Glendale. Brett pursues a disciplined and customized approach to wealth management, focusing on understanding each client's full financial picture and what matters most to them. He regularly conducts reviews to monitor progress toward personalized financial goals. Additionally, he engages in community service through volunteer work with local organizations.

Bruce McConnell is a financial advisor with Merrill in Naples, FL, holding Series 65 and Series 66 designations and bringing 28 years of industry experience. He has worked at Merrill since 1997 and also has a tenure with Bank of America, NA beginning in 2009. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Inslee is a Wealth Management Advisor with Merrill Lynch Wealth Management. He co-founded Inslee Wealth Management, where he focuses on providing family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, and individual and corporate investment strategy. He also serves clients in the sports and entertainment sector and specializes in retirement income planning. Thomas Inslee holds a Bachelor's Degree from Fairleigh Dickinson University and has earned the designation of Personal Investment Advisor (PIA). His experience includes developing customized investment strategies that align with clients’ goals, risk tolerance, and financial objectives. He and his team aim to offer attentive service and tailored portfolio management with an emphasis on trust and client advocacy.

Mary Jo Harper is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she has been serving clients since 1988. Over the course of her career, she has led a team focused on delivering customized strategies and attentive service to clients. Mary Jo's expertise extends to areas such as college education planning, divorce transition planning, family wealth management, retirement income, socially responsible and ESG investing, and tax minimization. She holds several professional designations, including the Certified Investment Management Analyst (CIMA®) designation awarded by the Investments & Wealth Institute™ in conjunction with the University of Pennsylvania's Wharton School of Business, and the Chartered Retirement Planning Counselor (CRPC®) designation from the College of Financial Planning. Additionally, she completed the "Preparing for Tomorrow Program" at Dartmouth University's Tuck School of Business. Mary Jo has contributed as a panelist and speaker at Merrill Lynch's National Symposium Conferences and was a national syndicated financial contributor on various news programs beginning in 2006. Mary Jo is actively involved in her community, including volunteering since 1995 in the Guest Chef Program at the Ronald McDonald House in Philadelphia. She also serves on the Merrill Faculty, training financial advisors nationwide. Outside of her professional commitments, Mary Jo enjoys cooking, gardening, golfing, interior decorating, music, reading, spending time with family, traveling, and watching movies.

Lynn Brandenburg is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in personalized wealth management and lending solutions. She serves a select group of successful individuals, including business executives and professionals in medical, dental, legal, and accounting fields, offering customized growth and income strategies for retirement. Lynn leverages a team of financial experts to support clients with investment banking, commercial and business banking, finance, and lending services through Bank of America, N.A. With over 32 years of experience, Lynn focuses on providing tailored financial plans that address the unique goals of each client, including multi-generational legacy and foundation building. Her expertise extends to assisting closely held business owners in achieving their financial objectives, utilizing the resources of Merrill’s Chief Investment Office and a wide range of investment products and services. Lynn holds the Personal Investment Advisor (PIA) designation. She attended Weber State University without obtaining a degree and completed high school at Ben Lomond High School. Committed to community involvement, she dedicates time to volunteering with local organizations.

Wayne Achey is a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings over 30 years of experience in the financial services industry, specializing in wealth management strategies tailored for high net worth individuals and families. Wayne’s expertise includes portfolio management services, individual and corporate investment strategy, and retirement income planning. As a Portfolio Manager, he develops and manages personalized investment strategies that may involve individual stocks, bonds, Merrill model portfolios, and third-party investment solutions, often managing client portfolios on a discretionary basis. Wayne holds a Bachelor of Science degree in Finance from Syracuse University and a Master of Business Administration from Lehigh University. He has earned several professional designations, including the Chartered Retirement Planning Counselor (CRPC®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Personal Investment Advisor (PIA). His process begins with an in-depth client interview to assess individual needs and goals, enabling him to custom design portfolios that align with each client’s tolerance, time horizon, liquidity requirements, and overall objectives. Outside of his professional role, Wayne resides in Naples, Florida, with his wife, Karen, and their three grown children. His personal interests include biking, camping, and skiing. Wayne’s approach is focused on connecting all aspects of clients’ financial lives to help prioritize and pursue the goals that matter most to them.

Michelle Mayer is a Private Wealth Advisor affiliated with Merrill Private Wealth Management. She leads MBA Private Wealth, a wealth management team with offices in Naples, Boston, Washington, D.C., and Atlanta, serving ultra-affluent individuals and families with a comprehensive approach to managing their financial affairs. Michelle focuses on integrating multiple aspects of her clients' financial lives to assist families in thoughtful financial planning. Michelle's professional experience spans retirement strategy, asset allocation, asset location, multi-generational trust and estate planning, business succession planning, and tax-sensitive investment management and wealth transfer strategies. Before joining Merrill Private Wealth Management, she was a Director at Barclays Wealth and a Principal with Alliance Bernstein LP. She began her career in 1997 practicing tax and trust & estate law at DLA Piper US LLP in Baltimore, Maryland. She holds a Bachelor of Arts degree, Summa Cum Laude, in German and Politics from Wake Forest University and a Juris Doctor degree from Georgetown University Law Center, where she served as an Editor of The Tax Lawyer publication focusing on tax and business law. Michelle is also a Personal Investment Advisor (PIA). In her personal time, she enjoys adventure sports, cooking, football, running marathons, skiing, swimming, traveling, watching movies, and spending time with her family. She resides in Naples, Florida.

Robert Leverte III is a Wealth Management Advisor at Merrill Lynch Wealth Management, leading the Leverte Group which comprises multiple advisors and operations professionals. The team is structured to support clients across different generations, assisting them during their careers, throughout retirement, and with family wealth management strategies. With over thirty years of industry experience, Robert initially worked for twelve years as a mechanical engineer before transitioning to financial advisory roles. He joined Merrill Lynch Wealth Management in 2006 after fourteen years at Smith Barney. His expertise includes college education planning, liquidity management, philanthropic planning, tax minimization, and retirement income planning. Robert holds a Bachelor of Science degree in Mechanical Engineering from Villanova University and an MBA in Finance from Pepperdine University. He has earned the CERTIFIED FINANCIAL PLANNER® certification and the Certified Investment Management Analyst® designation from the Investments & Wealth Institute at the Wharton School of Business Management. He also holds designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of his professional work, Robert enjoys boating, cooking, golfing, woodworking, and yoga. He contributes to the community by coaching junior high boys basketball teams and volunteering with various charities, including donating and captaining his boat for events on the lake.

Robert Cunningham is a Wealth Management Advisor with Merrill Lynch Wealth Management. He brings close to 50 years of experience in financial advising, having transitioned from a career as a chemical engineer to finance after earning his MBA. Robert began his financial advisory career with an investment banking firm in Detroit and has since specialized in delivering personalized wealth management strategies tailored to each client’s unique needs. His areas of expertise include college education planning, corporate benefits, divorce transition planning, retirement income, tax minimization, portfolio management services, and consulting for defined contribution plans. Robert holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor's degree from Adrian College and a Master of Business Administration from Wayne State University. In addition to his professional commitments, Robert serves on the Board of Trustees for Adrian College and is involved with Leader Dogs for the Blind. His personal interests include football, golfing, spending time with his family, traveling, and watching movies.

Thomas Kane is a Private Wealth Advisor and Managing Director at Merrill Private Wealth Management. He is a senior leader of the CKWM Group, which oversees approximately $13 billion of entrusted assets and liabilities as of January 2, 2026. Kane works primarily with private business owners and entrepreneurs, assisting them in capitalizing on unique opportunities and often guiding them in forming virtual family offices. He has over two decades of experience helping ultra-high-net-worth individuals and families in strategies related to building, preserving, and transferring wealth. Kane's career has focused on serving ultra-high-net-worth clients. Before joining Merrill in 2017, he served as Private Wealth Manager and Managing Director with UBS and held similar roles at Lehman Brothers, where he co-founded the CKWM Group. He also has experience in investment management with a Chicago-based family office. Kane holds a Bachelor's degree from Drake University and earned an MBA with concentrations in Finance and Accounting from the University of Chicago's Booth School of Business. He is a Personal Investment Advisor (PIA) and participates in professional organizations including FIDF, Evans Scholar programs, and the 100 Club of Chicago. Kane is involved in philanthropic activities such as the Western Golf Association, JUF, FIDF, and the Pilot Light Foundation. His personal interests include art and design, golf, travel, and exploring diverse cultures and cuisines.

Christopher Rossi is a financial advisor with Merrill in Naples, FL, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has been associated with Merrill since 1986 and Bank of America since 2009. Outside of his advisory work, he is involved in a family-held yoga franchise, Xponential Fitness, as a partner. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Christina Frerks Inslee is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. She holds professional designations as a Certified Private Wealth Advisor (CPWA) and Chartered Retirement Planning Counselor (CRPC). Christina has been assisting clients with determining their long-term financial goals and implementing strategies since 1982. Her expertise includes educating clients, creating, growing, and preserving wealth, as well as customizing plans for the accumulation and distribution of assets during their lifetime, retirement, and through their estate in tax advantageous ways. Christina works closely with clients' accountants and attorneys to ensure detailed and confidential service. Christina obtained a Bachelor's Degree from Marymount Manhattan College and has completed accredited certificate programs at The Wharton School, College for Financial Planning, and University of Chicago. She is also involved in community activities such as serving as PR Director for Naples Tables and being a member of The League Club in Naples, Florida.

Richard Coppola is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2004 following a decade of experience in the financial services and banking industry. In his current role, Richard manages relationships and specializes in traditional and alternative investments as well as concentrated stock strategies. He holds the position of Global Institutional Consultant and Portfolio Manager at Merrill, where he manages personalized or defined investment strategies on a discretionary basis for clients. Richard's expertise encompasses corporate executive services, executive compensation, institutional consulting, services for endowments, foundations, and non-profits, defined benefit plans, managing new wealth, philanthropic planning, socially responsible and ESG investing, and tax minimization. His educational background includes a Bachelor of Business Administration in Accounting from the University of Notre Dame and a Master of Business Administration from Harvard Business School. He has earned the Chartered Financial Analyst (CFA) designation and is also qualified as a Certified Public Accountant (CPA). Outside of his professional responsibilities, Richard enjoys football, reading, spending time with his family, traveling, and watching movies.

John Diefenbach is a Senior Financial Advisor with Merrill Lynch Wealth Management. He collaborates with clients to develop personalized financial strategies aimed at pursuing their long-term goals. His approach focuses on understanding each client’s full financial picture and creating flexible strategies that adapt to changing market conditions. John provides access to the investment insights of Merrill and the banking and lending solutions of Bank of America to support his clients' wealth management needs. John holds a Bachelor’s Degree from the University of Virginia and an MBA from Lake Forest Graduate School of Management. He carries the Professional designation of Personal Investment Advisor (PIA). In addition to his advisory role, John participates in community service, dedicating time to volunteer with local organizations in line with Merrill’s tradition of community involvement.

Joseph Evelo is a financial advisor with Merrill in Naples, FL, holding Series 63 and Series 65 licenses and bringing 51 years of industry experience. He has been with Merrill Lynch since 2002 and Bank of America, N.A. since 2011. Outside of his advisory role, Evelo serves on several nonprofit boards, including the Sancerre Condominium Association advisory board and investment committees for the Indiana State University Foundation and Cincinnati Parks Foundation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Frederick Palmer is a Senior Vice President and Senior Financial Advisor with Merrill Lynch Wealth Management in Hyannis, Massachusetts. He has been a financial advisor for over 35 years and holds several professional designations including Chartered Retirement Planning Counselor (CRPC), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He began his career at Merrill Lynch Wealth Management in 1987 and has built extensive experience in family wealth management, retirement planning, and investment consulting. Frederick specializes in services such as family wealth management strategies, investment consulting for defined contribution plans, liquidity management, managing new wealth, personal retirement planning, portfolio management, individual and corporate investment strategy, tax minimization, and retirement income planning. He holds a Bachelor's degree from Roanoke College and actively participates in professional and community organizations, including serving on the Board of Directors for the Cummaquid Golf Club. Frederick resides in Cotuit, Massachusetts with his wife Tricia and their son Ryan. Outside of his professional work, he enjoys football, golfing, music, running, spending time with family, and traveling.

John Mizzi is a Senior Financial Advisor at Merrill Lynch Wealth Management in Dearborn, Michigan. He joined Merrill in 1983 after four years of experience as a Certified Public Accountant. In his role, John customizes financial approaches based on the specific goals and objectives of each client, focusing on short, intermediate, and long-term financial planning. He emphasizes developing sound investment profiles that can be implemented, reviewed, and adjusted to meet client needs. John's commitment to providing strong client service through frequent contact and relationship building has enabled his team to work with families across generations and significant life events. His expertise includes family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, individual and corporate investment strategy, and retirement income. He holds the Personal Investment Advisor (PIA) designation. A lifelong Michigan resident, John graduated with a Bachelor of Business Administration and Accounting from Western Michigan University. He lives in Plymouth with his wife, Kim, and enjoys basketball, football, golf, travel, and spending time with his three grown children and granddaughter in his free time.

James O'Reilly is a financial advisor with Merrill in Naples, FL, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal teams and third-party managers.

Elizabeth Cole is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has been with Merrill since 1995, leading a team that guides clients' investment decisions implemented by the Greene, Metcalfe, Cole, and Associates team. Elizabeth focuses on optimizing her clients' investments to support their financial and personal goals, building long-term, multi-generational relationships. She leverages the firm's research to identify tailored investment opportunities for each client's specific objectives. Elizabeth earned a Bachelor's degree from Virginia Polytechnic Institute & State University in 1994. She holds the Personal Investment Advisor (PIA) designation. Elizabeth is involved with the National Gallery of Art as a member of the Collectors Committee and engages with Washington's business leaders and officials through Merrill's sponsorship of The Economic Club of Washington, DC. She enjoys traveling to warm climates and spending time with her family in McLean, Virginia.

Steven Porter is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on building solid, long-term relationships by being fundamentally involved in his clients' financial lives, understanding their needs, and seeking efficient and timely solutions. His approach to wealth management emphasizes long-term perspectives, encouraging clients to concentrate on controllable factors such as investment quality, holding periods, and portfolio diversity. Steven believes that wealth strategies should be tailored to the unique goals and circumstances of each individual. Steven's areas of expertise include college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, retirement planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income. He holds the Chartered Retirement Planning Counselor℠ (CRPC) designation and the Personal Investment Advisor (PIA) credential. He completed an Accredited Certificate Program from the College for Financial Planning and continually engages in professional development courses to stay current with evolving financial trends and strategies. In addition to his professional focus, Steven enjoys biking, golfing, spending time with his family, traveling, and watching movies. His background also includes experience as a frequent speaker for Merrill, training fellow advisors on retirement planning topics. He has been recognized in Forbes' 2017 "America's Top Wealth Advisors," Forbes' 2018 "Best-in-State Wealth Advisors," and Barron's 2018 "America's Top 1,200 Financial Advisors: State-by-State" lists.

Thomas Lillard III is a CFP® with 36 years of industry experience, currently advising at Merrill. He has been with Merrill and Bank of America, N.A. since 2011. Outside of his advisory role, he serves as a successor trustee and holds several fiduciary responsibilities, including powers of attorney for family members. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies constructed by internal and third-party managers.

Robert Rosenthal is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in the Lake Forest office. He began his career with Merrill in 1994, starting in the Northbrook office. Rob holds two degrees in Business Administration and Accounting from the University of Kansas. His areas of expertise include personal retirement planning, tax minimization, and retirement income strategies. Rob holds the Personal Investment Advisor (PIA) designation. He resides in Deerfield with his wife, Robin, and their three children. Outside of work, Rob enjoys cooking, golfing, and spending time with his family.