Robert Steingold is a financial advisor at Merrill with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Bank of America and Merrill since 2012. Outside of his advisory role, he participates in his homeowners association committee in Bonita Springs, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Andrew Kampf is a financial advisor at Merrill with 50 years of industry experience. He has held roles at Merrill since 1976 and has been with Bank of America, N.A. since 2011. Kampf holds Series 63 and Series 65 designations and is based in Naples, FL. Merrill provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies designed by internal and third-party managers. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, with portfolio implementation tailored to various levels of tax sensitivity and investment restrictions.

Erin Coakley is a financial advisor at Merrill with 22 years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2009. She also has a concurrent affiliation with Bank of America, N.A. outside of Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Kyle Stanutz is a Financial Advisor with Merrill Lynch Wealth Management, serving the Naples and Marco Island community for over 10 years. He is a CERTIFIED FINANCIAL PLANNER® professional and holds the Personal Investment Advisor (PIA) designation. Kyle's practice focuses on estate planning services, comprehensive retirement planning, and managing wealth across various client life stages. He specializes in college education planning, legacy planning, personal retirement planning, portfolio management, and tax minimization strategies. Kyle works closely with clients to develop personalized financial strategies that reflect their individual perspectives and long-term goals. Kyle earned a Bachelor's Degree from the University of Iowa and is involved in local organizations, including the Marco Island Iowa Club and the Marco Island Rotary Club. Originally from Chicago, Illinois, he resides in Naples, Florida with his wife and three children. Outside of work, Kyle enjoys golfing, tennis, baseball, basketball, football, and traveling.

David Sheppard is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has more than four decades of experience managing portfolios and providing wealth management guidance to high-net-worth individuals and families. David focuses on developing financial strategies and providing tax-efficient portfolio management to meet the complex needs of his clients across the United States. David holds the Certified Investment Management Analyst® (CIMA®) and Certified Private Wealth Advisor® (CPWA®) designations, both granted by the Investments & Wealth Institute™. He earned his bachelor's degree in Finance and Economics from the University of Illinois. Outside of his professional work, David is involved with the Boy Scouts of America National Foundation. He enjoys spending time with his wife Linda, golfing, biking, photography, running, and family activities. David resides in Naples, Florida, and Palatine, Illinois with his family.

Stephen Hudacek is a financial advisor with Merrill in Naples, FL, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has worked with Merrill since 1998 and with Bank of America, N.A. since 2011. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage services. The firm integrates investment management through various program strategies and leverages its affiliation with Bank of America to provide capital-markets and trading support.

Carroll Baker is a financial advisor with Merrill in Naples, FL, holding Series 63 and Series 66 credentials and 18 years of industry experience. He has been with Merrill since 2012 and affiliated with Bank of America since 2018. Baker serves as a trustee and power of attorney for family trusts, reflecting involvement in fiduciary roles outside his advisory work. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Bridgers is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has focused his career on asset management, legacy planning, and trust services, employing a planning-based approach that addresses both individual financial objectives and broader life goals. His client work often involves inter-generational planning, serving families across multiple generations. John collaborates with Bank of America Private Bank to provide trust services and access to lending solutions. John began his wealth management career with Merrill Lynch in 2000, concentrating on high-net-worth individuals and families. His practice emphasizes portfolio diversification and careful planning to help clients achieve their life and legacy objectives. He holds a Bachelor's Degree from the University of Florida, a Master's Degree from Columbia University, and has attended Oxford University. John holds the Personal Investment Advisor (PIA) professional designation. Outside of his professional responsibilities, John enjoys biking, boating, fishing, golfing, music, and reading.

Michael Lamontagne is a Wealth Management Advisor with Merrill Lynch Wealth Management. He brings over 30 years of experience in the financial services industry, having worked across major markets including Chicago, New York, and London. His career includes roles in institutional bond trading and sales, as well as positions focused on US government bond trading in London. Currently, he focuses on wealth management in Schaumburg, Illinois. Michael’s areas of expertise encompass a wide range of financial instruments and market sectors, such as bonds, futures, options, currencies, and equities in both domestic and international contexts. He serves clients in various focus areas including divorce transition planning, international wealth management, LGBT wealth planning, liquidity management, managing new wealth, portfolio management services, and retirement income strategies. His approach emphasizes developing personalized financial strategies tailored to individual long-term goals. He holds a Bachelor of Science degree in Finance with a minor in Quantitative Business Analysis from Indiana University Bloomington and is an Evans Scholars Alumnus. Michael has earned professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional work, he has interests in golfing, scuba diving, tennis, and traveling.

Sean Grimes is a Wealth Management Advisor at Merrill Lynch Wealth Management and a member of the McCarthy-Grimes Wealth Management Group. He has a decade of experience in the financial services industry, previously working at Merrill and Bank of America. Sean specializes in working with families and high net-worth individuals, focusing on areas such as legacy planning, personal retirement planning, philanthropic planning, portfolio management, small business strategies, sports and entertainment, tax minimization, and retirement income. Sean holds a Bachelor's Degree from Coastal Carolina University and carries the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He emphasizes building trust-based relationships with clients and aims to provide strategies that enhance both present and future lifestyles. Sean is committed to simplifying complex financial topics and helping clients enjoy their current lives while preparing for the future. Based in Naples, Florida, Sean relocated from Boston in 2014 with his wife Stacy and their two children, Michael and Mila. He and his family have been actively involved in youth sports organizations throughout Naples and participate in community activities including First Tee of Naples/Collier and the Harry Chapin Food Bank.

Katherine Lacher Demaris is a financial advisor at Merrill with 27 years of industry experience. She has held her current position at Merrill since 2009 and holds the Series 63 and Series 65 designations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Austin Schwanenberger is a financial advisor with Merrill, holding a Series 66 designation and three years of industry experience. Prior to joining Merrill in 2022, he worked at Bank of America from 2020 to 2022 and has held positions at Williams Lea, West Liberty University, West Virginia Northern Community College, and GameStop. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Martha Mercier is a Wealth Management Advisor at Merrill Lynch Wealth Management. She is a CERTIFIED FINANCIAL PLANNER® certificant and holds the Personal Investment Advisor (PIA) designation. Since beginning her financial services career in 1993 after studying at the University of Detroit Mercy, she has developed expertise in offering customized wealth management strategies. She works with retirees, high net-worth families, professionals, and institutions, focusing on long-term relationships and consistent dialogue to align financial strategies with clients' goals. Martha attended the University of Detroit Mercy without earning a degree and holds a high school diploma from Holy Redeemer High School. She is involved in professional organizations such as the Estate Planning Council of Naples, Inc. In her community, she participates in the Council of Catholic Women, reflecting her engagement with local initiatives. Martha is bilingual, speaking both English and Spanish.

Michael Pron is a financial advisor at Merrill with 44 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Merrill since 1979, also working with Bank of America since 2009. Located in Naples, FL, his career spans multiple decades within these firms. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lillian Roche is a financial advisor at Merrill with 24 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Bank of America and Merrill since 1999 and 2009, respectively. Roche serves on the board of a nonprofit education foundation focused on mentoring students. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients using model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Deborah Salvatore is a financial advisor at Merrill with Series 63 and Series 65 credentials and 33 years of industry experience. She has worked at Merrill Lynch Pierce Fenner & Smith Incorporated since 2001 and Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies and supports individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kimberly Lentz is a financial advisor with Merrill, holding a Series 66 designation and 2 years of industry experience. She has been with Merrill since 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering various model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Lawrence Manierre is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in Naples, Florida. He is a member of The Cenname Team and focuses on business development and relationship management for business executives, entrepreneurs, and retired CEOs. Lawrence works with families to simplify all aspects of financial management, leveraging his expertise to support clients' diverse needs. Lawrence began his financial services career in 1983 and has over 25 years of industry experience. Before joining Merrill in 2007, he spent 21 years with a global asset management firm managing multiple asset classes for institutions and affluent individuals. His background in private banking, wealth management, and asset management informs his approach to risk management and client relationships. Lawrence holds FINRA Series 7, 63, and 66 registrations as well as the Personal Investment Advisor (PIA) designation. He earned a Bachelor's Degree in mass media and speech communications from Denison University in Granville, Ohio. Lawrence is bilingual in English and Spanish. His client focus areas include college education planning, divorce transition planning, family wealth management strategies, liquidity management, retirement planning, philanthropic planning, portfolio management, tax minimization, and retirement income. Outside of work, Lawrence enjoys biking, hiking, music, scuba diving, spending time with his family, and watching movies.

Mark Thorndyke is the founder and leader of the Thorndyke Wealth Management Group at Merrill Lynch Wealth Management, overseeing a team of 27 professionals who deliver customized financial planning strategies to families, individuals, and corporations. He began his career with Merrill Lynch in 1986 after earning his undergraduate degree from Illinois State University. Mark holds the CERTIFIED FINANCIAL PLANNER® designation along with the Certified Exit Planning Advisor (CEPA®) and Certified Investment Management Analyst® (CIMA®) certifications. He has completed executive programs at Harvard University, the London School of Economics, and The Wharton Business School. Mark has contributed to the industry as a member of Merrill's National Teaching Faculty for the Optimal Practice Model and as a lecturer at Barron's and Forbes conferences. He divides his time between Chicago and Naples, Florida, with his wife and four children. Mark serves on the Illinois State University College of Business Advisory Council and has held leadership roles including President of The Chicago Farmers. He supports various charitable organizations such as Marwen, Liv For A Cure, and the Lincoln Park Zoo. His personal interests include spending time with family and engaging in outdoor activities.

Derek Ashcraft is a Private Wealth Advisor at Merrill Private Wealth Management. He has been an investment professional in the financial services industry since 1995, providing a wide array of financial and investment services to a select group of clients. His expertise includes retirement planning, investment planning, estate planning services, alternative investments, risk management, liquidity management, portfolio management services, and personal retirement planning. Derek holds the Certified Investment Management Analyst (CIMA) designation, the Chartered Retirement Planning Counselor (CRPC), and the Personal Investment Advisor (PIA) certifications. He also holds the title of Senior Portfolio Manager, which enables him to manage personalized or defined investment strategies on a discretionary basis, incorporating individual stocks, bonds, Merrill model portfolios, and third-party investment strategies. Additionally, Derek served as the Sales Manager for the Bloomfield Hills Merrill branch for ten years, delivering ideas, insights, and commentary to over 300 employees. Born and raised in Michigan, Derek earned a Bachelor's Degree from Western Michigan University and a Master's in Management from Harvard University. He is affiliated with professional organizations such as the Baldwin Society for Older Adults, the Harvard Alumni Association for Michigan and Florida, and the Harvard Club of New York. Derek is involved in the Baldwin Society and lives in Bloomfield Hills, MI, with his wife Melissa and their two children, Abigayle and Henry. Outside of his professional activities, Derek enjoys cooking, golfing, spending time with his family, traveling, and fitness.