Christopher Ratineri is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 25 years of experience. He holds the Certified Plan Fiduciary Advisor® (CPFA®) and Certified 401(k) Professional (C(k)P®) designations and serves as a Portfolio Manager within Merrill's Investment Advisory Program. His professional focus includes personal retirement planning, business 401(k) management, and working with physicians, business owners, and multigenerational families. His approach centers on educating and simplifying financial concepts, guiding clients step-by-step toward their goals. Christopher leads a team providing comprehensive support, including Trust and Mortgage Specialists, to assist clients in achieving their financial objectives. The Outtrim Group, his team, has been recognized on the Forbes Best-in-State Wealth Management Teams list for four consecutive years (2023–2026). Christopher is a U.S. Navy and Desert Storm veteran, holding a High School Diploma from Eli Whitney. He is involved with several community organizations, including the Connecticut Food Bank, Red Cross through regular blood donations, Take a Vet Fishing, and the Wounded Warrior Project. Personal interests include baseball, boxing, chess, football, genealogy, music, photography, reading, spending time with family, and watching movies.

Tessa Bridges is a financial advisor with Merrill, holding a Series 66 designation and five years of industry experience. She previously worked at UBS Financial Services and has experience outside finance, including a role at Gusto Trattoria Italian Restaurant. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Deborah Moore is a financial advisor with Merrill in New Haven, CT, holding Series 63 and Series 66 licenses and has 33 years of industry experience. She has been with Merrill since 1990 and also worked at Bank of America N.A. starting in 2020. Outside of her advisory role, she operates a sole proprietorship as a Life/Happiness Coach. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Eric Palmer is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His work history includes roles at Bank of America and Liberty Bank, and experience in media at The Day Publishing Co. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Tran Nguyen Tran is a financial advisor at Merrill with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including Bank of America, Equitable Advisors LLC, and Pruco Securities LLC. Outside of his advisory role, Tran is a managing member of Trizzy Tran LLC, where he creates fashion and makeup marketing materials for brands. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sandra Senich is a financial advisor at Merrill with 24 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Merrill since 2009. Prior to that, she worked at Bank of America, N.A. since 2004. Outside of her advisory role, she serves on several nonprofit boards, including as Director of THE UCONN CLUB and Vice Chair of the Mattatuck Historical Society, and is involved in charitable fundraising and community arts organizations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, and various institutional clients.

Jodi Polick is a financial advisor with Merrill in New Haven, CT, holding a Series 66 designation and bringing 21 years of industry experience. She has been with Merrill since 2009 and also has a longstanding affiliation with Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Todd Cody is a financial advisor at Merrill with 22 years at the firm and 10 years of industry experience. He holds the Series 66 designation and is based in New Haven, CT. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Prior is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 1991, providing financial planning and wealth management services. His client base includes high-net-worth families, individuals, and not-for-profit institutions. Michael attended Notre Dame West Haven High School and The Williston Northampton School. He holds a Bachelor's degree from The University of Connecticut and has earned the Personal Investment Advisor (PIA) designation. He is a long-time resident of North Haven, where he lives with his wife, Sue.

Jack Murray is a Financial Advisor at Merrill Lynch Wealth Management based in New Haven, Connecticut. Since beginning his career in wealth management in 2018 after graduating from Quinnipiac University, he has worked with a broad range of families and clients. He particularly focuses on serving physicians and healthcare workers. Jack holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). He provides guidance across a variety of areas such as college education planning, executive compensation, family wealth management strategies, personal retirement planning, portfolio management services, tax minimization, and retirement income. Outside of his professional work, Jack enjoys spending time boating, playing hockey, exercising, and being outdoors. He strives to build relationships based on integrity, loyalty, and objectivity to help clients achieve their financial goals.

George Simmons is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial strategies that align with their individual goals and adapt to changing market conditions. Through his role, George provides access to Merrill's investment insights and the banking and lending solutions of Bank of America, supporting a comprehensive approach to wealth management. George holds a Master’s Degree from the University of New Haven and a Bachelor’s Degree from the University of Massachusetts System. He has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). George is also committed to community involvement, dedicating time to volunteer with organizations in the communities served by Merrill Lynch.

Stephen Alfaro is a Client Experience Advisor with Merrill Lynch Wealth Management. In this role, he collaborates with clients to understand their current financial situations and introduces solutions available through Merrill and Bank of America. His objective is to provide clients with the knowledge and tools needed to manage their financial lives effectively. Stephen holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from Syracuse University. His approach to advising is guided by a philosophy of helping clients identify what matters most to them and their families in order to develop strategies aligned with their financial goals.

Thomas Hutchison is a Wealth Management Advisor at Merrill Lynch Wealth Management in New Haven, Connecticut, and a founding partner of the GKH Group. He has been with Merrill since 1998 and brings over two decades of experience in investment and wealth planning. His practice focuses on areas including wealth transfer strategies, philanthropic giving, educational planning, wealth accumulation plans, executive stock options, estate planning services, portfolio management, education planning, family wealth management, liquidity management, philanthropic planning, sports and entertainment, tax minimization, and retirement income. Mr. Hutchison received his bachelor's degree in sociology from Yale University in 1994. Prior to his career in wealth management, he played professional baseball for two seasons with the Montreal Expos organization and worked for three seasons in the New York Mets front office as assistant director of player personnel. He holds the Certified Investment Management Analyst® (CIMA®) designation from the Investments & Wealth Institute™ in conjunction with the Wharton School. Additionally, he has been recognized on Barron's "Top 1,200 Financial Advisors" list from 2019 to 2025 and Forbes' "Best-in-State Wealth Advisors" list from 2020 to 2025. Outside of his professional work, Mr. Hutchison has served as Past President of the Yale Baseball Alumni Association and the Turkey Hill School Fathers Club of Orange, Connecticut. He is involved in coaching and supporting youth sports programs. Personal interests include baseball, basketball, fishing, football, reading, spending time with family, watching movies, and practicing yoga.

Joshua Kampf is a Senior Financial Advisor at Merrill Lynch Wealth Management and a member of The GKH Group, a three-generation family advisory team. He joined Merrill in 2004, working alongside his father and grandfather. Joshua focuses on integrating all aspects of clients' financial lives, including wealth management planning, lending through Bank of America, estate planning services, and insurance. His approach aligns with The GKH Group's core principles of integrity, honesty, and dedication to addressing clients' financial challenges. Joshua has been recognized on the Forbes Best-in-State Wealth Advisors list from 2020 to 2025 and on Barron's Top 1,200 Financial Advisors list during the same period. He emphasizes Modern Portfolio Theory in investment strategy, aiming to optimize risk-adjusted returns and diversify client portfolios. Joshua holds a bachelor's degree from Johns Hopkins University, where he majored in Economics with a concentration in Psychology and participated as a varsity baseball player for four years. Beyond his professional duties, Joshua founded Journey for America, a non-profit organization focused on raising money and awareness for victims of terrorism. He resides in Cheshire, Connecticut with his wife and two children, and he enjoys coaching youth sports as well as participating in baseball, golf, reading, tennis, skiing, and continual learning.

Miranda Mauriello is a financial advisor with Merrill based in New Haven, CT. She holds a Series 66 designation and has 11 years of industry experience. Her work history includes seven years at Bank of America, N.A. and 11 years at Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Neel Kamdar is a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, he provides financial advising services to clients, helping them manage their investments and achieve their financial goals. He holds the Professional Investment Advisor (PIA) designation, indicating his qualifications in personal investment advising. Neel Kamdar earned his High School Diploma from Hamden High School.

Robert Outtrim III is a Series 66-licensed financial advisor with Merrill in New Haven, CT, bringing 15 years of industry experience. He has worked with Bank of America and Merrill Lynch since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies designed by internal and third-party managers.

Danny Ferreira is a financial advisor at Merrill with 19 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2006, also working at Bank of America N.A. from 2023 to present. He is based in New Haven, CT. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Keara Williams is a financial advisor at Merrill with six years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Merrill since 2019, following prior roles at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC. Williams serves as a board member and is involved with the Museum of Contemporary Art Connecticut, participating in event planning and fundraising efforts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Wayne Tolson Jr. is a Senior Financial Advisor and Sports & Entertainment Advisor at Merrill Lynch Wealth Management based at 75 Rockefeller Plaza. He specializes in providing comprehensive wealth management services tailored to clients in sports and entertainment, as well as highly compensated executives, business owners, and individuals navigating complex financial scenarios. With over eighteen years of global wealth management experience, Mr. Tolson's practice focuses on creating customized financial plans, investment strategies, and legacy management frameworks. His expertise includes executive compensation, divorce transition planning, family wealth management strategies, personal retirement planning, and individual and corporate investment strategy. He utilizes resources from Merrill Lynch and Bank of America to address various aspects of his clients' financial lives, emphasizing client empowerment, financial literacy, and transparency. Mr. Tolson holds a Bachelor of Science degree from Charter Oak State College and carries professional designations including Personal Investment Advisor (PIA), Sports & Entertainment Advisor (SE), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He is bilingual in English and Spanish and participates in professional organizations such as NAACP and NMSDC. Additionally, he volunteers with the USAD Youth Mentoring Program to promote financial literacy.