Emily De Fine is a financial advisor at Merrill with 29 years of industry experience. She has been with Merrill since 2009 and holds Series 63 and Series 65 designations. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Wilson Pujols is a financial advisor at Merrill with two years of industry experience. He holds a Series 66 designation and previously worked at Bank of America for seven years. Pujols has been with Merrill since 2023. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Keith Conboy is a Wealth Management Advisor with Merrill Lynch Wealth Management, focusing on serving financial professionals, business owners, attorneys, and corporate executives. He has over 20 years of experience in financial services, working closely with clients to navigate complex financial decisions through a goals-based approach. Keith emphasizes understanding each client's unique priorities before crafting personalized wealth management strategies utilizing the extensive capabilities of Merrill Lynch and Bank of America. Keith holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He earned a Bachelor's Degree in Economics and Finance from Adelphi University and obtained his high school diploma from WT Clarke High School. His expertise encompasses areas such as college education planning, legacy planning, liquidity management, retirement income, and tax minimization. Originally from Long Island, Keith resides in Manhattan with his wife Kim and their two sons, Kiptyn and Kamdyn. He enjoys spending time with his family, coaching youth baseball, and participating in activities like baseball, basketball, biking, football, and running. Keith is involved in community organizations including the Murray Hill Neighborhood Association, Greater New York Chamber of Commerce, and New York Cares.

Adam Spall is a financial advisor at Merrill based in New York, NY, holding a Series 66 designation with three years of industry experience. Prior to joining Merrill in 2022, he held various roles including with UMass Transit Services and Eat Well Company. He serves as a board member for the Massachusetts Rowing Association, assisting with the University of Massachusetts Men's club rowing team. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Mellody is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been advising clients since 2004. He is responsible for advising high-net-worth clients and their families, with a focus on corporate retirement solutions for small to large market corporations. Michael's expertise includes college education planning, family wealth management strategies, personal retirement planning, tax minimization, and retirement income strategies. Michael holds the CERTIFIED FINANCIAL PLANNER® designation awarded by the Certified Financial Planner Board of Standards, Inc. He is also a Certified Plan Fiduciary Advisor® and an approved Merrill Retirement Benefits Consultant. These credentials support his work with corporate retirement plans, plan sponsors, and participants, where he reviews eligibility, terminations, enrollments, and manages plan investments. His approach involves designing and implementing customized wealth management strategies that help clients pursue their financial goals while managing investment risk. Michael graduated from Rutgers University in 1994 with a B.A. in Economics, concentrating in Accounting and Finance. He serves as a Board Member of Spence Chapin Services to Families and Children, a non-profit organization providing adoption and adoption support services. A New Jersey native, Michael resides in Manhattan with his wife, Denise, and their son, Gavin. He enjoys spending time outdoors and at the Jersey Shore in his free time.

Michael Conti is a financial advisor with Merrill in New York, NY, holding a Series 66 designation and bringing 16 years of industry experience. He has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Shimna Sameer is a financial advisor at Merrill with 11 years of industry experience and a Series 66 designation. She has been with Merrill since 2005. In addition to her advisory role, Sameer serves on the boards of the National Association of Asian American Professionals (NAAAP) and the Girl Scouts of Greater New York, contributing to their governance and advancement efforts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Ashley Anastasoff is a financial advisor at Merrill with 13 years of industry experience. She holds Series 63 and Series 66 designations. Her prior experience includes roles at Securities America Advisors, Securities America Inc., Signator Investors, Inc., and Innova Financial Wealth and Insurance. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Kevin Fuchs is a Brokerage Services Financial Advisor at Merrill Lynch Wealth Management. He provides financial advisory services to clients within the brokerage services division. Details regarding his specific areas of expertise, years of experience, education, credentials, or personal interests have not been provided.

James Hicks is a financial advisor at Merrill in New York, NY, with 30 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill and Bank of America, N.A. since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Han Wang is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 1997, following over a decade of experience in the banking industry. In his role, Han works with families, individual investors, and business owners to develop and implement customized financial and investment management strategies. Han's expertise includes wealth accumulation, preservation, and transfer. He utilizes a defined process that encompasses portfolio development, education planning, liability management, and asset preservation. Han collaborates closely with clients' other trusted advisors to address tax, trust, philanthropic, and estate matters, including wealth transfer strategies. He emphasizes individualized attention and educational guidance to assist clients in making informed financial decisions. Han holds a Bachelor's degree in economics with a minor in international finance from the University of Massachusetts-Amherst, and a Master's in Business Administration from Bentley College. He is a Personal Investment Advisor (PIA) and is proficient in both Chinese and English. Han resides in Manhattan with his wife Denise and their two sons, Jonathan and Harrison. He is committed to participating in community volunteer activities, reflecting the Merrill tradition of community involvement.

Brian Jones is a financial advisor at Merrill in New York, NY, holding a Series 66 designation with three years of industry experience. He previously worked at Bank of the West for six years before joining Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through model-based and discretionary investment strategies. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Daniel Kamanga is a Wealth Management Advisor at Merrill Lynch Wealth Management, a division of Bank of America. He has been serving clients in this role since 2011, providing personalized wealth management strategies that consider clients’ full financial pictures and evolving market conditions. His approach integrates investment insights from Merrill and banking solutions from Bank of America to help clients pursue their long-term financial goals. Daniel has extensive experience in financial services dating back to 1996. Before joining Merrill, he held positions at Credit Suisse Securities USA and Deutsche Bank Securities USA as Vice President of Investment Banking, as well as roles at Bain & Company and Lehman Brothers. He holds a Bachelor of Commerce Honors from Queen’s University in Canada and an MBA from Northwestern University’s Kellogg Graduate School of Management. Daniel is a Chartered Financial Analyst (CFA) charterholder and a Personal Investment Advisor (PIA), emphasizing his commitment to professional development and detailed financial planning. He focuses on client areas including college education planning, executive compensation, family wealth strategies, retirement planning, portfolio management, and socially responsible investing. Outside of his professional work, Daniel invests time in community volunteering and enjoys basketball, football, golfing, music, reading, tennis, traveling, and spending time with family.

Andrew Jackel is a Wealth Management Advisor at Merrill Lynch Wealth Management, based in The Park Avenue Office. He has been with the firm since 1996, partnering with Howard Duvall as a leader of The Duvall Jackel Group. In his role, Andrew focuses on assisting both individuals and businesses in achieving their long-term financial goals through tailored, logic-driven strategies. He also provides support in liability management and lending, including home loans and business lines of credit. Andrew holds a Bachelor’s degree in Economics from Ramapo College of New Jersey and has earned several professional designations, including Certified 401(k) Professional (CKP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is an active member of Ramapo College’s School of Social Science Alumni Advisory Board.

Anthony Serapiglia is an International Wealth Advisor at Merrill Lynch Wealth Management. He began his career with the firm in 2000 as a Financial Advisor and has since progressed to his current role. As a qualified Portfolio Manager, Anthony provides traditional financial advice and guidance while also building and managing personalized or defined strategies. These strategies may incorporate individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. He serves primarily business executives and entrepreneurs, focusing on investment solutions that align with clients' risk tolerance, time horizon, liquidity needs, overall investment goals, and associated costs. Anthony works with clients to help minimize risk and address the needs of high-net-worth households through comprehensive portfolio construction and management. Anthony holds a Bachelor of Arts degree in Economics from The Johns Hopkins University. He has earned several professional designations including Certified Investment Management Analyst (CIMA), Certified Portfolio Manager (CPM), Personal Investment Advisor (PIA), Sports & Entertainment (SE), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He resides in North Caldwell, New Jersey with his family.

Paulo Seabra is a financial advisor at Merrill with five years of industry experience. He holds the Series 66 designation and previously worked at Citigroup, Mitsubishi UFJ Trust and Banking Corporation, Rutgers University, and JP Morgan Chase. Seabra serves as a committee member for the Association of Latino Professionals for America (ALPFA), focusing on engaging prospective partners and developing Latino talent in the New Jersey region. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Antonio Lopez is a financial advisor at Merrill with two years of industry experience. He holds the Series 66 designation and has previously worked at Brown Brothers Harriman and Mass Mutual Investors Services. His background also includes experience in the food service industry at Carvel and McDonald's. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

George Tsamutalis is a Wealth Management Advisor at Merrill Lynch Wealth Management. He serves as a Managing Director and Portfolio Manager, focusing on developing customized strategies for clients including physicians, business executives, and entrepreneurs. His areas of expertise include family wealth management, legacy planning, college education planning, liquidity management, managing new wealth, small business strategies, sports and entertainment, individual and corporate investment strategy, tax minimization, and retirement income. George started his financial career in 1994 and has over three decades of industry experience, including more than two decades at Bank of America and its predecessor firms. He believes in providing clear, consistent communication and building long-term relationships through understanding each client's unique needs. George holds multiple professional designations such as Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He graduated cum laude with a bachelor's degree in communications from Hunter College and completed the Executive Education Program at The University of Chicago Booth School of Business. He has been named to the Forbes "Best-In-State Wealth Advisors" list multiple times. Outside of his professional pursuits, George enjoys spending time with his family, playing golf, watching sports, traveling, and cooking barbecue. He is involved with the Whitepoint Wolverines Youth Football community organization. George resides in Whitestone, New York with his wife and three children.

Lourde Constable is a Wealth Management Advisor with The Rhodes Group at Merrill Lynch Wealth Management, where she has been advising clients since 2010. She specializes in financial planning for individuals, families, and business owners, focusing on areas such as retirement preparation, equity compensation management, estate planning, inheritance events, and long-term tax-efficient financial strategies. Lourde holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) and CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA®) designations, among other credentials, which contribute to her comprehensive and strategic approach to wealth management. Graduating from the University of Connecticut's School of Business, Lourde brings both academic and practical expertise to her advisory role. She is committed to delivering thoughtful, objective advice and high-level service, aiming to reduce financial stress for her clients and simplify complex financial issues. Beyond her professional pursuits, Lourde is involved in her community through activities such as supporting Tolland Lacrosse. In her personal time, she enjoys biking, cooking, hiking, racquetball, running, soccer, swimming, traveling, yoga, and spending time with her family.

Roy Coppedge is a financial advisor leading a wealth management practice in the Park Avenue office of Merrill Lynch Wealth Management. He offers a comprehensive range of investment services and advice to high-net-worth individuals, families, and business owners. Prior to his current role in private wealth management, he spent nearly two decades working with institutional money managers in the equity and options markets. Leveraging his institutional experience, Roy assists clients in navigating investment management, lending needs, and long-term financial planning. His areas of focus include executive compensation, family wealth management strategies, institutional investment consulting, legacy planning, liquidity management, and tax minimization, among others. He combines personalized advice with the resources of Merrill Lynch Wealth Management and Bank of America to help clients pursue their financial goals. Roy holds a Bachelor's Degree from Middlebury College and is designated as a Personal Investment Advisor (PIA). A Boston native, he currently resides in northern Westchester County with his wife and three sons. He participates in community volunteering and enjoys golfing, ice hockey, reading, skiing, and spending time with his family.