Matthew James Wang is a financial advisor with Merrill in New York, NY, holding Series 63 and Series 66 licenses and nine years of industry experience. He has worked at Merrill since 2015 and is also associated with Bank of America, N.A. since 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, implementing trading and account administration with a range of strategic and tax-aware options.

Sharon Bracke is a financial advisor at Merrill with 26 years of industry experience. She has held her current position since 1993. She holds Series 63 and Series 65 licenses. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pensions, corporations, and charitable organizations, supported by internal and third-party investment teams.

Drew Lough is a financial advisor with Merrill in New York, NY, holding a Series 66 designation and 10 years of industry experience. He has been associated with Bank of America and Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Jake Schatz is a financial advisor at Merrill with Series 66 credentials and four years of industry experience. He has held multiple roles at Merrill since 2018, with a brief period outside the firm in 2021. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Lee Poulis is a financial advisor with Merrill in New York, NY, holding a Series 66 designation and 10 years of industry experience. He has worked at Bank of America and Merrill since 2017 and previously was with Ameriprise Financial Services for one year. Outside of finance, Poulis has been a performing artist since 2002. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies across a range of client types including individuals, high-net-worth clients, and institutions.

Michael Giampapa is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Monish Raju is a financial advisor at Merrill with seven years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 2018. Prior to his current role, he was involved with Choice Home Warranty and the United States Soccer Federation. Outside of finance, he owns and manages an event planning and decorating business called LIVELY LOOKS BY LEX LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Marlene McMurray is a Financial Advisor and Senior Portfolio Advisor with Merrill Lynch Wealth Management. She specializes in providing personalized wealth management strategies tailored to the unique priorities and goals of her clients. Marlene works with individuals, families, and business owners to navigate complex financial decisions, including college education planning, divorce transition planning, employee benefits and executive compensation, family wealth management, legacy planning, and tax minimization. Marlene holds a Bachelor's Degree from Auburn University and earned the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). She is a member of the professional organization Pi Beta Phi and is actively involved in the community through participation with the Boys & Girls Club. Her approach centers on helping clients connect all aspects of their financial life to make confident, informed decisions that support long-term financial security and generational wealth.

Jake Katz is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. His prior work includes roles at Bank of America, SaleCycle, Oracle, and Morgan Stanley. He is based in New York, NY. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Pamela Spencer is a financial advisor at Merrill based in New York, NY, holding a Series 66 designation with four years of industry experience. Her prior work includes roles at Pure Barre Foxborough, Shaws Supermarket, Shields Health Care Group, The Handle Bar Cycling Studio, KLOGIX, LLC, and Emmanuel College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Charles Balducci is a Wealth Management Advisor at Merrill Lynch Wealth Management and the founder and co-lead of The Snyder/Balducci Group. He oversees a team of over 20 professionals focused on assisting ultra-high-net-worth families and individuals in achieving their financial goals. Since joining Merrill in 1997, he has specialized in advising entrepreneurs, C-suite executives, and financial industry professionals on complex financial matters such as concentrated stock positions, risk management, tax minimization, advanced estate planning, wealth transfer, and philanthropy. Charles holds multiple professional designations including Certified Investment Management Analyst (CIMA), Chartered Retirement Planning Counselor (CRPC), and Certified Exit Planning Advisor (CEPA). Additionally, he carries the Merrill internal title of Merrill Institutional Consultant. He received a Bachelor's degree in Finance from Pennsylvania State University. Throughout his career, Charles and his team have received numerous recognitions, including listings on Forbes' "America's Top Wealth Advisors" and Barron's "Top 1,200 Financial Advisors". Outside of his professional work, Charles volunteers as Vice Chairman of the Global Lyme Alliance, the largest Lyme disease charity in the United States. He resides in Greenwich, Connecticut with his wife, Amy Marisa, and their three children.

Patricia Genao Garrido is a financial advisor at Merrill with a Series 66 designation and over 13 years of experience at the firm. She is based in New York, NY. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

James Brady is a financial advisor with Merrill in New York, NY, holding Series 63 and Series 65 credentials and bringing 48 years of industry experience. He has been with Merrill since 1977 and concurrently affiliated with Bank of America since 2009. Outside of his advisory role, Brady serves as a trustee for the Jim Jacobs Foundation, a charitable organization. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals and charitable organizations.

Stephen DePalma is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined Merrill in 2023 and works alongside a team of investment industry professionals to provide clients with personalized wealth plans and access to banking solutions from Bank of America. With 18 years of experience in the financial services industry, Stephen has expertise in corporate benefit programs, including equity compensation, defined benefit, defined contribution, and nonqualified deferred compensation plans. He assists corporate executives in integrating their corporate benefits into long-term financial strategies. Stephen holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Rutgers University.

Deborah Peters is a financial advisor at Merrill with a Series 66 designation and 23 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith since 2001. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional clients.

Joshua Goes is a Financial Advisor with Merrill Lynch Wealth Management. He works with individuals and families to help them pursue their financial goals and build long-term confidence in their financial lives. Joshua is dedicated to understanding diverse people with diverse needs and collaborates with clients to develop financial strategies and plans tailored to their unique situations. Joshua began his career in financial services in 2022 and joined Merrill Lynch in 2024. His areas of focus include education planning, family wealth management strategies, managing new wealth, personal retirement planning, and small business strategies. He holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree from the University of New Hampshire. Residing in Derry, New Hampshire, with his fiancée, Joshua enjoys cooking, hiking, traveling, and exploring new destinations and experiences outside of work.

Julian Castellanos Reyes is a financial advisor at Merrill based in New York, NY, holding the Series 66 designation. He has been with Merrill since 2024 and has prior experience at Bank of America, N.A. from 2026 to the present. He also worked at Azariah Active for one year and attended SUNY Brockport. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Abigail Saini is a Financial Advisor at Merrill Lynch Wealth Management, specializing in serving private clients who are building the next generation of wealth. She focuses on clients navigating complex financial situations to transform present success into long-term, purpose-driven wealth. Abigail's practice encompasses areas such as education planning, executive compensation, legacy planning, liquidity management, and philanthropic planning, with a particular emphasis on women and wealth, sports and entertainment, socially responsible investing, and small business strategies. Abigail holds a Bachelor's Degree from Butler University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She is fluent in both English and Spanish and serves as President of Merrill's NYC Women's Exchange. Her approach involves guiding clients and their management teams through securing self-made, sustainable wealth for themselves, their families, and future generations. Outside of her professional work, Abigail is involved with community organizations such as Coaches Across Continents and The Go Project. She engages in personal interests including adventure sports, golfing, running marathons, spending time with her family, surfing, swimming, and tennis. Her philosophy, "The Making of a Rich Life," emphasizes that wealth is measured not solely by quantity but by the freedom to pursue passions, the capacity to give back, and the legacy left for loved ones.

Gary Kokalari is a financial advisor at Merrill with 32 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Merrill since 1993 and Bank of America since 2009. Outside of his advisory role, he is involved with Albanians for a Democratic Albania in New York. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kirsten Cabacungan is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2017, with a brief period away in 2018. She also worked at Barnard College from 2014 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.