Neil Avedissian is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and previously worked at State Street for 24 years before joining Merrill in 2020. Outside of his advisory role, he serves as a power of attorney for a family member. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Jillian Beksinski is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. She previously worked at Fidelity Investments and has been affiliated with Hofstra University since 2024. Outside of finance, she coaches children and teenagers in skills and techniques through The Rinx, a for-profit organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth individuals, pension plans, and charitable organizations.

Melissa Perel is a financial advisor at Merrill with 16 years of industry experience and holds a Series 66 designation. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2009. Outside of her advisory role, she serves as a trustee for a nonprofit condo association trust in Cambridge, Massachusetts. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

John Calarco is a Senior Financial Advisor at Merrill Lynch Wealth Management, having joined the firm in 2013. He brings over 25 years of financial industry experience, including roles as Vice President at ING Capital LLC and Principal at AB Capital Management LLC. John has expertise in asset management, investment strategy, and wealth management, serving a diverse clientele that includes corporate executives, business owners, retirees, and entrepreneurs. John holds the Chartered Financial Consultant (ChFC) designation and a Personal Investment Advisor (PIA) credential. He earned a Bachelor's Degree from the State University of New York at Albany Business School. His professional practice covers investment management, retirement planning, small business strategies, college funding, trust and estate planning, and insurance solutions. John emphasizes tax-efficient investing through strategies such as asset location, tax-loss harvesting, and portfolio rebalancing to enhance after-tax returns. Outside of his professional work, John is involved in coaching youth sports. He engages clients with a process-driven approach rooted in transparency and attentive service, focusing on building lasting relationships aligned with clients' financial goals and life priorities.

Thomas Rinaldi is a financial advisor at Merrill with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 2016. Outside of his advisory role, he owns a business that provides college admissions consulting and SAT preparation services. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Paul Moynihan is a financial advisor with Merrill in New York, NY, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has been with Merrill Lynch since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Bertelle is a financial advisor at Merrill with eight years of industry experience and holds a Series 66 designation. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley, and Bank of America. Outside of his advisory work, he serves as a board member and officer for the Seton Hall Preparatory School Alumni Association and participates in the school's capital campaign to fund campus improvements and student programs. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Anne Scott is a financial advisor at Merrill with 16 years of experience, including 10 years in the industry. She holds the Series 66 designation and is based in New York, NY. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Johanna Castaneda Rosenblueth is a Financial Advisor at Merrill Lynch Wealth Management. She works to connect all aspects of clients' financial lives to help prioritize and pursue their most important goals. Johanna specializes in building tailored financial plans that integrate wealth management, investing, banking, and lending. Her approach is personal and relationship-focused, aiming to understand clients' goals, families, and values behind their decisions. Johanna serves individuals and families seeking thoughtful, long-term guidance and strives to be a trusted partner through every stage of life. She holds the Personal Investment Advisor (PIA) designation. Johanna earned her High School Diploma from Santo Angel de la Guarda and attended Florida International University without obtaining a degree. She communicates with clients in both English and Spanish.

Stephen Perini is a Financial Advisor with Merrill Lynch Wealth Management, where he joined in 2017 and works with BZ Wealth Management. He offers a comprehensive approach to wealth management that focuses on establishing client goals, developing investment strategies, and aligning results with desired financial outcomes. His work includes providing access to insights from Merrill and banking services from Bank of America to address clients' financial needs. Stephen's expertise covers areas such as college education planning, retirement income, executive compensation, family wealth management strategies, tax minimization, and legacy planning. He holds the designation of Personal Investment Advisor (PIA). Stephen completed his high school education at Huntington High School, earned an Associate's Degree from Nassau Community College, and attended Baruch College without receiving a degree. Outside of his professional role, Stephen's personal interests include adventure sports, cooking, fishing, football, golfing, ice hockey, music, skiing, and spending time with his family.

Joseph Rabinowitz is a financial advisor at Merrill with nine years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2017. Prior to his advisory role, he was affiliated with Rutgers University from 2013 to 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brandon Evans is a financial advisor at Merrill with a Series 66 designation and nine years of industry experience. He has been with Merrill since 2015. Outside of his advisory role, he participates in freelance fitness modeling on a limited basis. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Cheryl Tudor is a financial advisor at Merrill with 22 years of industry experience. She holds a Series 66 designation and has been with Merrill since 1999. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brian Crawley is a financial advisor at Merrill in New York, NY, with five years of industry experience. He holds a Series 66 designation and has worked at Bank of America, Merrill Lynch, Essex Financial Services, and other firms. Outside of his advisory role, he operates The Fat Sunday LLC, a social media venture focused on food-related content. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Patrick Kawakami is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His prior work includes roles at ICM Partners and Bank of America. He also has experience working at Indian Hills Country Club and was involved with Bottle Bargains. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Steven Gottlieb is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has more than 15 years of experience advising high-net-worth individuals and families. Steven began his career at Lehman Brothers' Private Investment Management division, where he managed a proprietary Master Limited Partnership portfolio and developed equity, fixed income, and derivative strategies. Following Lehman's bankruptcy, he and his team moved to UBS Private Wealth. In 2009, Steven joined Barclays to develop a high net worth practice and later transitioned with his team to Merrill Lynch Wealth Management in 2015. Steven holds a Bachelor's degree in Economics from the University of Michigan, Ann Arbor. He has earned professional designations including Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He has been recognized by Forbes multiple times on their Best-in-State Wealth Advisors and America's Top Next-Generation Wealth Advisors lists. Steven focuses on areas such as college education planning, executive compensation, family wealth management strategies, legacy planning, and philanthropic planning. Based in New York City, Steven lives with his wife Amy and their two children. Outside of his professional work, he enjoys scuba diving, skiing, traveling, watching movies, and spending time with his family.

James Stevens is a Financial Advisor with Merrill Lynch Wealth Management, assisting individuals and families in reaching their financial goals. He focuses on understanding his clients thoroughly and building trustworthy relationships, treating their financial planning with the same care as he would his own family's. James works with clients across various demographics and life stages throughout the United States, providing tailored advice and strategies suited to their financial development. James brings expertise in areas including college education planning, family wealth management, legacy planning, liquidity management, retirement income, and socially responsible investing. As a Senior Portfolio Advisor, he manages custom investment strategies on a discretionary basis and utilizes a range of Merrill Lynch Wealth Management model portfolios and third-party investment options. His professional background includes knowledge of financial planning, tax mitigation strategies, equity compensations, and employee stock plan management. James holds a Bachelor's degree from Bates College and maintains the Personal Investment Advisor (PIA) designation. Outside of work, he enjoys spending time with family and participating in activities such as golfing, antiquing, and watching movies. He also is involved in community volunteer activities, aligning with the Merrill tradition of community participation.

Brent Bockover is a financial advisor with Merrill in New York, NY, holding a Series 66 license and four years of industry experience. Prior to joining Merrill, he worked at Fisher Agencies and spent several years with Primary Care Partners, where he also assists in administrative tasks on a part-time basis. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Amna Khamisani is a financial advisor at Merrill with one year of industry experience. She holds a Series 66 designation and previously worked at JPMorgan Chase and Bank of America. Outside of her advisory role, she is the sole proprietor of a registered but currently inactive home accessories brand, Veranda at 5. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Thomas Rush is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2014. Prior to joining Merrill, he was affiliated with Bank of America N.A. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.