Kayleigh Caggiano is a Series 66-licensed financial advisor with Merrill in New York, NY, with two years of industry experience. Her work history includes roles at Bank of America, M&T Bank, and Stanley Black & Decker. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Alissa Eckert is a Series 66-licensed financial advisor at Merrill with 15 years of industry experience. She has been with Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicole Zubrod is a Series 66-licensed financial advisor with Merrill in New York, NY. She has three years of industry experience and prior work history includes roles at DPR Realty, LLC and Cooper's Hawk Restaurant and Winery. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individuals and institutions.

Anil Suri is a financial advisor at Merrill with 26 years of industry experience, including 20 years at Merrill. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he has co-authored a paper titled "Managing Retirement Risks" submitted to the Journal of Retirement and serves on the advisory board of the Wharton School's MSQF program, contributing to curriculum development and industry engagement. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Zachary Brewer is a financial advisor at Merrill with Series 63 and Series 65 credentials and two years of industry experience. His background includes roles at Bank of America and Morgan Stanley, as well as academic involvement at Pennsylvania State University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tyler Dempsey is a financial advisor at Merrill with six years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Santander Securities, Ameriprise Financial, and TD Bank. Prior to his financial career, he was employed at Uber for one year. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ridgely Gargano is a financial advisor with Merrill, holding a Series 66 designation and beginning their advisory career in 2025. Prior to joining Merrill, they have experience working at Fox Corporation and have been involved with entrepreneurial ventures including Maureen Bloom Playdates LLC and Get Joy and Company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Mary Alice Winn is a financial advisor with Merrill in New York, NY, holding Series 63 and Series 66 credentials and 20 years of industry experience. Her prior roles include positions at Cambridge Investment Research, Custom Wealth Management, James Shields, Northwestern Mutual Investment Management, and Peter Derrenbacker. She serves as a co-trustee and holds power of attorney roles in several family trusts. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutions.

Joseph Kasell is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has over 30 years of experience providing investment guidance to high net worth families and small business owners. His approach incorporates modern portfolio theory and the use of independent institutional managers to develop personalized financial strategies aimed at helping clients pursue their long-term goals. Mr. Kasell holds a bachelor's degree from the State University of New York at New Paltz and a master's degree in education from Hunter College. He holds the Personal Investment Advisor (PIA) designation. Throughout his career, he has supported clients through various market cycles, helping maintain disciplined investment approaches for long-term success. He has also been involved in community service, including serving as Co-Chairman of the Southern New York Chapter of the National Multiple Sclerosis Society's annual golf outing. Residing in Westchester County, Mr. Kasell is a lifelong New Yorker and a grandfather who enjoys golfing.

Jamilette Krempecke is a financial advisor at Merrill with 23 years of industry experience. She holds a Series 63 designation and has been with Merrill since 1999. Outside of her advisory work, she serves on the fundraising committee for the Mountainside Parent Teacher Organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.

Marc Berkowitz is a Private Wealth Advisor with Merrill Private Wealth Management in White Plains, New York. He is a member of the Donnell, Berkowitz & Byrne Group and has been providing personalized wealth management advice since 1990. Marc serves as the primary contact and relationship manager to approximately 75 clients. Within the group, he serves on the investment committee and oversees management of the proprietary Core Equity portfolio. He earned a Bachelor of Arts degree in Business and Government from Skidmore College. Marc holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment (SE). He has been recognized on the Forbes "Best-in-State Wealth Advisors" list from 2018 through 2023. In his free time, Marc enjoys boating, playing the guitar, and running.

Louis Frye is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has over 20 years of experience in the financial services industry, covering various disciplines including commercial and retail banking, investments, and lending. Louis has developed expertise in areas such as college education planning, divorce transition planning, employee benefits planning, equity compensation services, family wealth management strategies, and investment consulting for defined contribution plans. He holds a Bachelor's Degree from Sacred Heart University and is a Personal Investment Advisor (PIA). Throughout his career, Louis has built strong relationships with people from diverse backgrounds and emphasizes the importance of teamwork, drawing from his experience as a former professional basketball player. His approach to wealth management centers on developing personalized financial strategies to help clients pursue their long-term goals. Louis is actively involved in community initiatives including "Team First" and "United Way." Outside of his professional responsibilities, he enjoys basketball, boating, chess, cooking, fishing, football, golfing, reading, spending time with his family, and volleyball.

Carson Whiteman is a financial advisor at Merrill with Series 63 and Series 65 credentials and four years of industry experience. He previously worked at Charles Schwab and Indaco, and has experience in event management and hospitality through roles at Patrick Properties Events LLC and Shawmont Hotel. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Courtney Mc Carthy is a financial advisor at Merrill with 16 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2018, following eight years at UBS Financial Services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal Chief Investment Office teams and third-party style managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anthony Gentile is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His prior work includes roles at Con Edison, Johnson & Johnson, and A.S.A.P. Mortgage Corp. He is based in New York, NY. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

George Bianco is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has served clients since 1979. He specializes in providing wealth management advice to not-for-profit organizations and high-net-worth individuals, including entrepreneurs, business owners, and corporate executives. His areas of expertise include college education planning, family wealth management strategies, philanthropic planning, and services for endowments, foundations, and non-profits, as well as managing new wealth and supporting clients in sports and entertainment. George holds the Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA) designations. He earned both his bachelor's degree in economics and his MBA in finance from the State University of New York System. Throughout his career, George has been recognized multiple times by Barron's and Forbes for his professional excellence. His community involvement includes contributing to the Westchester Land Trust. Outside of his professional responsibilities, George is a marathon runner and a beekeeper. He is also a father of three children. His personal interests include antiquing, biking, boating, camping, cooking, fishing, photography, scuba diving, and tennis.

Chad Rzeznik is a financial advisor at Merrill with 20 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, utilizing both internal and third-party managers.

Makena Lung is a Wealth Management Advisor with Merrill Lynch Wealth Management. She focuses on providing comprehensive wealth planning and investment services tailored to the unique needs of her clients. Makena is committed to helping individuals and organizations achieve their financial goals through personalized guidance and trusted relationships. Makena holds a Bachelor's Degree from Dartmouth College. She has earned the CERTIFIED FINANCIAL PLANNER® (CFP) designation awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Certified Investment Management Analyst® (CIMA®) credential from the Investments & Wealth Institute™. Her areas of expertise include investment management, liability management, retirement and education planning, insurance management, and qualified and non-qualified retirement plan consulting. In addition to her professional work, Makena is actively involved in the community. She participates with the Dartmouth Club of Los Angeles and the Ketchum-Downtown YMCA. She also contributes to the Los Angeles Athletic Club and the American Lung Association, reflecting her commitment to civic engagement alongside her financial advisory role.

Jonathan Nazario is a Financial Advisor affiliated with Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). Jonathan has over 16 years of experience in financial services, working with individuals, families, and business owners to integrate various aspects of their financial lives and develop strategies tailored to their goals. Jonathan received his High School Diploma from Saint Francis Preparatory School and attended Queens College without obtaining a degree. He communicates with clients in both English and Spanish. Outside of his professional work, Jonathan has interests in drawing and sketching, music, photography, spending time with his family, traveling, and watching movies.

Christopher Haliskoe is a Senior Financial Advisor with Merrill Lynch Wealth Management. Based in New York City, he specializes in serving business owners and young professionals, helping them achieve their financial goals through a personalized and consultative approach. Since joining the firm in 2013, Christopher has leveraged the capabilities of Bank of America and Merrill Lynch Wealth Management to provide detailed financial planning and market expertise. His areas of focus include college education planning, family wealth management, legacy and philanthropic planning, socially responsible and ESG investing, tax minimization, and retirement income strategies. Christopher holds a B.S. in Economics from Fairfield University, earned in 2010, and holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Active in his community, Christopher has previously served as a mentor with True Mentors and is the current Parish Council President of St Ann Church in Hoboken, New Jersey. Outside of his professional and community commitments, he enjoys participating in golf and long-distance running.