Erin Byrne is a financial advisor at Merrill with five years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2019. Prior to her advisory role, she spent three years at Skudin Surf. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Taylor Salberg is a Series 66-licensed financial advisor at Merrill with nine years of industry experience. His career includes prior roles at Wells Fargo Clearing Services, Wells Fargo Bank, Charles Schwab, and an earlier tenure at Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jennifer Veshia is a Financial Advisor with Merrill Lynch Wealth Management. She provides clients with a comprehensive wealth management approach tailored to their unique financial situations, goals, and family dynamics. Jennifer integrates investment insights from Merrill and the banking services of Bank of America to address multiple aspects of clients’ financial lives. Her expertise covers college education planning, legacy and personal retirement planning, socially responsible and ESG investing, women and wealth, and retirement income strategies. Jennifer assists clients in navigating financial challenges such as funding education, caring for aging parents, retirement planning, and business management, emphasizing clear communication and customized strategies aligned with clients’ priorities and timelines. Jennifer holds a B.A. from Grinnell College and a J.D. from Boston University School of Law. She has earned the Chartered SRI Counselor (CSRIC) and Personal Investment Advisor (PIA) designations. In addition to her professional work, Jennifer serves as a board member of the Biodynamic Farmland Conservation Trust. She and her husband live in Amherst, where they raised their two adult children. Jennifer’s personal interests include biking, cooking, running, and spending time with her family.

Genevieve Clayton is a Series 66 licensed advisor at Merrill with six years of industry experience. She has been with Merrill since 2019 and previously worked at Bank of America Merrill Lynch. Clayton's background includes roles at Villanova University and American Eagle Outfitters. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a combination of model-based and discretionary investment strategies.

Kim Potvin is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been with Merrill since 2005 and currently serves as Co-Head of the wealth management practice, leading a team focused on creating tailored strategies for clients. Her areas of expertise include managing concentrated equity positions, tax-efficient planning, and long-term wealth and legacy planning. Kim works closely with founders, operators, C-suite executives, and active angel investors to address complex financial needs. Kim holds the Certified Exit Planning Advisor (CEPA®) designation, the CERTIFIED FINANCIAL PLANNER® (CFP®) certification, the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. She earned her bachelor's degree from Colby College. A focus of her practice includes multi-generational planning, assisting next-generation family members in developing financial confidence and stewardship skills. Residing in Greenwich, CT, Kim is active in the community and serves on the board of Friends of Greenwich Point, a conservation organization dedicated to protecting Greenwich Point beach. She is fluent in both English and French.

Scott Henderson is a financial advisor at Merrill with 12 years of industry experience. He has worked at Merrill since 2018 and previously spent 10 years at Goldman, Sachs & Co. He holds a Series 63 designation. Merrill provides managed account services through its Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal and third-party teams, along with account administration and custody support.

Roderick Robertson is a Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2022 after completing his education, bringing specialized knowledge in finance to his role. Roderick holds a Master's degree in Finance from Babson College and a Bachelor's degree in Finance from the University of Miami. He is a CERTIFIED FINANCIAL PLANNER® professional and has earned the Chartered Retirement Planning Counselor™ designation, underscoring his professional credentials. Roderick focuses on developing a deep understanding of his clients' financial and personal priorities to create tailored financial plans that support their long-term goals. His approach emphasizes personalized service and consistent communication, aiming to help clients make well-informed financial decisions. Roderick's expertise covers comprehensive financial planning aligned with clients' values and aspirations. Originally from Dedham, Massachusetts, Roderick currently resides in Quincy, Massachusetts. He enjoys an active lifestyle that includes outdoor activities such as playing pickleball and golfing. Additionally, he spends time traveling with family and friends.

Eric Goldberg is a financial advisor at Merrill with 10 years of industry experience and holds a Series 66 credential. His prior experience includes roles at Guardian Life Insurance Company and Managed Account Advisors LLC. He is currently based in New York, NY. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Rachel Marasco is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2018. Prior to that, she was with BGC Partners and Bank of America, N.A., and she attended the College of the Holy Cross. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Charles Wattick is a Financial Advisor at Merrill Lynch Wealth Management. He partners with individuals, families, and business owners to help them pursue their financial goals through personalized guidance and a comprehensive approach to wealth management. Charles holds a Bachelor's Degree in Business Management and Organization from Gettysburg College. He has earned the Chartered Retirement Planning Counselor (CRPC) and Accredited Asset Management Specialist (AAMS) designations through the College for Financial Planning. He also holds Series 7 and Series 66 FINRA registrations, as well as New Jersey Life and Health Producer registrations. His areas of expertise include financial planning, retirement planning, investment guidance, wealth management strategies, and education planning. Outside of his professional work, Charles enjoys football, golfing, and spending time with his family.

Kenneth Keenan is a Wealth Management Advisor and First Vice President with Merrill Lynch Wealth Management. He began his financial services career in 1993 and has developed extensive experience advising clients through multiple and complex market cycles. Kenneth focuses on creating comprehensive wealth management strategies tailored to individual client needs, with an emphasis on informed decision-making and long-term goal pursuit. His areas of expertise include retirement income planning, portfolio management, legacy planning, tax minimization, employee and corporate benefits, education and college planning, and managing new wealth. Kenneth is a frequent speaker on investment planning for retirement, a primary focus of his practice for many years. He holds a Bachelor's Degree from Denison University and professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional role, Kenneth enjoys cooking, skiing, traveling, and spending time with his family. His personal philosophy centers on partnering one-on-one with clients to develop personalized financial strategies designed to help them achieve their long-term objectives.

Joel Joachim is a Wealth Management Advisor with Merrill Lynch Wealth Management, celebrating over 26 years with the firm. He has developed client relationships that extend to referred friends and multiple generations of their families. Since 1997, Joel has provided advice and guidance to high-net-worth families, non-profit organizations, and institutional clients. His approach to investing involves a disciplined application of modern portfolio theory combined with the careful selection of third-party investment managers to achieve a risk-managed portfolio construction. Additionally, he helps structure retirement plans for both individuals and companies. Joel is a qualified Portfolio Manager who can build and manage personalized or defined investment strategies, utilizing individual stocks and bonds, Merrill model portfolios, and third-party strategies. In his role, he may manage client strategies on a discretionary basis through the firm's Investment Advisory Program. Joel holds several professional designations, including CERTIFIED FINANCIAL PLANNER17 (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR17 (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor's degree in Accounting from the School of Management at SUNY Binghamton and an MBA in Finance from Fordham University. Previously, Joel was a Certified Public Accountant but does not provide tax advice in his current role at Merrill. He is a member of the professional organization Delta Sigma Pi. Residing in Boca Raton, Florida, and Jericho, New York, Joel lives with his wife, Ilene. Their two children are graduates of Syracuse University. Joel is a fan of Syracuse Orange basketball and football and enjoys playing golf, tennis, and pickleball. He is also an avid traveler, reader, and active fundraiser for the Diabetes Research Institute Foundation.

Gregory Persico is a Wealth Management Advisor at Merrill Lynch Wealth Management. He is a CERTIFIED FINANCIAL PLANNER® professional who provides a holistic approach to wealth planning, helping clients navigate both simple and complex financial challenges. Gregory works with individuals, families, and businesses to design and implement wealth strategies that align with their goals and priorities. Gregory joined Merrill Lynch in 2016 and focuses on areas including education planning, personal retirement planning, portfolio management, socially responsible investing, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. He holds professional designations including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA). He earned his degree in Economics from Rutgers University- New Brunswick. Outside of his professional role, Gregory enjoys adventure sports such as golfing, skiing, surfing, and is involved in his community as an active member of the Associate Board of Little Sisters of the Assumption, a non-profit serving New York City's vulnerable populations.

Anthony Callea is a Senior Financial Advisor at Merrill Lynch Wealth Management. He is a co-founder of the Callea Cintron Group, a team established to leverage complementary strengths in providing financial advisory services. His approach to wealth management is planning-based, focusing on clear, actionable strategies to support clients in achieving diverse financial goals, including retirement planning, tax-efficient wealth transfer, business exit strategies, and managing concentrated equity positions. Anthony and his team work closely with clients' legal and accounting advisors to develop coordinated financial plans, which they regularly review and adjust in response to changing circumstances. Anthony serves high-net-worth individuals and families, business owners, corporate executives, and global investors with complex financial needs. He holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Anthony earned a High School Diploma from Bergan Catholic and a Bachelor's Degree from Villanova University.

Ross Cohen is a financial advisor at Merrill holding a Series 66 license. He has one year of industry experience, previously working at Bank of America and various roles outside the financial sector. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Aaron Blumenthal is a Wealth Management Advisor at Merrill Lynch Wealth Management, holding the Certified Private Wealth Advisor® (CPWA®) and Personal Investment Advisor (PIA) designations. He brings over 20 years of experience in financial services, delivering a comprehensive approach to managing wealth that begins with understanding each client’s specific needs, concerns, and priorities. Aaron advises individuals, families, and businesses by focusing on their short- and long-term financial objectives and tailoring strategies to meet their goals. Before joining Merrill Lynch Wealth Management in 2015, Aaron worked at Barclays Wealth starting in 2008. Prior to that, he spent eight years at Lehman Brothers and two years at McKinsey & Company. Aaron earned a bachelor's degree in Business Management from Yeshiva University and an MBA from New York University’s Stern School of Business. Outside of his professional role, Aaron is involved in his community as a coach for children’s soccer and baseball teams in local leagues, serves on the finance committee for his children’s elementary school, and participates in his homeowner association’s long-range planning committee. He resides on the Upper West Side of Manhattan with his wife Michelle and their three children.

Andrea Herrera is a financial advisor with Merrill in New York, NY. She holds a Series 63 designation and has 30 years of industry experience, including 18 years with Merrill. Outside of her advisory role, she works part-time as a spinning instructor. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Fasanello is a Financial Advisor at Merrill Lynch Wealth Management, joining in the spring of 2024. His responsibilities include building wealth analysis for the group's clients and providing financial planning services and tailored financial advice. Prior to this role, he worked for two years in the Asset Wealth Management Tax group of a big four accounting firm in New York City. Mike focuses on areas such as family wealth management strategies, managing new wealth, personal retirement planning, and portfolio management services. He holds a Bachelor's and Master's degree in Accounting from Penn State University. Although he does not provide tax advice, his background in accounting and tax contributes to his perspective on wealth management. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Michael lives in North Buffalo, where he enjoys spending time with friends and family, golfing, cooking, and watching Penn State football during the fall.

Ninon Marapachi is a Series 66-licensed financial advisor at Merrill with 23 years of industry experience. She has been with Merrill since 2002. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Dwyer is a financial advisor at Merrill with 31 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2010. Outside of his advisory role, he manages a family farm in Ireland that has been owned by his family for over 100 years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.