Ajay Sukhu is a financial advisor with Merrill, holding a Series 66 designation and two years of industry experience. Prior to joining Merrill, he worked at Baruch College and Best Buy. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kyle Randazzo is a financial advisor with Merrill based in New York, NY, holding a Series 66 designation and three years of industry experience. Prior to joining Merrill, he held positions at Northwestern Mutual and other diverse roles including lifeguarding and work in retail and food service. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals and institutional clients.

Silvia Solis is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her work history includes positions at Bank of America and other firms dating back to 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Emily Trinkler is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2016. Prior to her current role, she was employed at Bank of America, N.A. and attended the University of Michigan. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lauren Scruggs is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. She previously worked at Bank of America Private Bank and has an educational background from Harvard University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Tara Coy is a financial advisor at Merrill with five years of industry experience. She holds a Series 66 designation and has worked at Bank of America, Pension Plan Specialists, and Head & Neck Surgical Associates. She serves on the board of directors for the Hoyt Arboretum Friends, a nonprofit organization in Portland, Oregon. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Ricardo Lisojo is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has worked at Bank of America and Merrill since 2018. Prior to this, he held roles at Starbucks Coffee Company, Ferncliff Investments, and engaged in freelance trading. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Enrico Saviano is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and business owners, providing personalized financial guidance and developing strategies tailored to each client's unique goals and values. His approach emphasizes understanding what matters most to clients and creating financial plans aligned with their vision for the future. Enrico's areas of expertise include college education planning, divorce transition planning, services for defined benefit plans, investment consulting for defined contribution plans, legacy planning, LGBT wealth planning, personal retirement planning, portfolio management services, and socially responsible, values-based, and ESG investing. He holds a Bachelor of Science degree from Chestnut Hill College and has earned the Personal Investment Advisor (PIA) designation. Outside of his professional practice, Enrico enjoys spending time with his family, engaging in activities such as baseball, football, golfing, music, reading, running, softball, traveling, and watching movies. He is also involved in his community through organizations like the Exchange Club of Pompano Beach and the First Tee of Broward County.

Laura Derderian is a financial advisor at Merrill in New York, NY, holding Series 63 and Series 65 licenses with 30 years of industry experience. She has worked at Merrill since 2009 and has been with Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jack Borowsky is a Financial Advisor at Merrill Lynch Wealth Management. He holds the Professional Investment Advisor (PIA) designation, underscoring his commitment to delivering informed financial guidance. Jack completed his undergraduate studies at the University of Miami, where he earned a Bachelor's Degree. Additional information about his experience, expertise areas, personal interests, or community involvement has not been provided.

Michael Gatti is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with the firm for nearly a decade, celebrating his 10 year anniversary in 2024. In his role, Michael focuses on building long-lasting relationships with individuals and their families by understanding their financial goals and helping them implement customized wealth management strategies tailored to their unique circumstances. His expertise includes college education planning, executive and equity compensation services, legacy planning, managing new wealth, personal retirement planning, portfolio management, women and wealth, tax minimization, and retirement income. Michael holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). He earned his Bachelor's Degree from the University of Pennsylvania. Outside of his professional work, Michael enjoys baseball, cooking, golfing, hiking, photography, reading, running, spending time with his family, table tennis, and tennis.

Melissa Badlu is a financial advisor with Merrill in New York, NY, holding Series 65 and Series 66 licenses and possessing 25 years of industry experience. She has been with Merrill Lynch since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Caroline Gillis is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Her prior work includes roles at the Bank of Montreal, Dalhousie University, and more than a decade in education with Norwell Public Schools. She has also been involved with maritime education through the Duxbury Bay Maritime School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Nicholas Tuzzio is a financial advisor at Merrill with Series 63 and Series 65 licenses and four years of industry experience. He has held previous roles at NYLIFE Securities LLC and New York Life Insurance Company. Outside of finance, his background includes work in food services and public works, as well as several years at the University of Tampa. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a variety of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Shannon Farrell is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has held previous positions at UBS and Fordham University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Maria Elgarhi is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has worked at Bank of America and Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jason Zwerling is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. His prior roles include positions at Sentieo, Morgan Stanley, and Chimera Securities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers both model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers.

Jonathan Rieth is a financial advisor with Merrill based in New York, NY, holding Series 63 and Series 66 designations and possessing 15 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Vincent Louie is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has worked at both Bank of America, N.A. and Merrill since 2016. Outside of his advisory role, he is a limited partner in VL Collectibles LLC, a for-profit business involving the sale of personal goods and collectibles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Carlos Eduardo Calado De Oliveira is a Financial Advisor at Merrill Lynch Wealth Management. He works with clients to develop personalized financial strategies that align with their goals, family priorities, and aspirations. Carlos's approach emphasizes understanding each client's unique financial journey to create tailored plans that support long-term success. With nearly a decade of experience, Carlos specializes in areas including divorce transition planning, family wealth management strategies, services for endowments, foundations, and non-profits, international wealth management, personal retirement planning, portfolio management, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. He is dedicated to providing ongoing advice and guidance as clients' needs evolve. Carlos holds a Bachelor's Degree from UNINASSAU and professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He is fluent in English and Portuguese. Outside of his professional role, Carlos enjoys bowling, chess, cooking, fishing, hiking, running, soccer, tennis, and watching movies.