Robert Wilcox is a Series 66-licensed financial advisor at Merrill in New York, NY, with 12 years of experience at the firm and a total of 10 years in the industry. He has been with Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pensions, corporations, and charitable organizations.

Andreas Lindgren is a Series 66-registered financial advisor with Merrill in New York, NY, and has one year of industry experience. His prior work history includes roles at Bank of America, Seed2Exit, and involvement with the Swedish American Chamber of Commerce in San Francisco. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers.

Zachary Shenitsky is a financial advisor at Merrill with 16 years of industry experience. He holds a Series 66 designation and has been with Merrill and Bank of America since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Frankie Martinez is a financial advisor with Merrill in New York, NY, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Merrill in 2022, Martinez worked at Charles Schwab, Zia Trust, and has a background that includes roles outside finance such as The Cheesecake Factory and Sadie's. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies supported by internal and third-party teams, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Daniel Bayly is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in creating personalized financial strategies tailored to individual client goals, leveraging the investment insights of Merrill and the banking and lending solutions of Bank of America. His approach focuses on understanding clients' full financial picture to provide wealth management strategies adaptable to changing market conditions. His areas of expertise include divorce transition planning, education planning, executive compensation, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, personal retirement planning, special needs planning strategies, women and wealth, and tax minimization. Daniel holds several professional designations, including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Daniel earned a Bachelor's Degree from Denison University. He actively participates in community service, volunteering with organizations in the communities he serves, reflecting the Merrill tradition of community involvement.

Jack Dennis is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. His prior roles include a position at New Edge in 2023 and academic experience at the University of California Berkeley from 2021 to 2025. Merrill, along with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Christina Souriac is a financial advisor at Merrill with 11 years of industry experience. She holds a Series 66 designation and has worked at both Merrill and Bank of America, N.A. since 2011 and 2021 respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Sharan Chakravarthy is a Financial Advisor with Merrill Lynch Wealth Management. In this role, Sharan works closely with clients to understand their personal priorities and develop strategies tailored to their financial goals. Sharan's approach includes helping clients with areas such as investing, retirement planning, and preparing for unexpected expenses. Sharan holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Sharan earned a Bachelor's Degree from the University of California System. Additionally, Sharan is involved in the community through participation in the Better Money Habits program.

Brian Premo is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career at Merrill in 2007 as a Client Associate and became a Financial Advisor in 2012. Brian works with a diverse clientele including high-net-worth individuals, families, business owners, and corporate executives, assisting them with a range of financial strategies to address the complexities associated with significant wealth. Brian earned a Bachelor's degree from Fordham University's Gabelli School of Business. He holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Recognized for his work, he was named to the Forbes "Best-in-State Next-Generation Wealth Advisors" list in 2023 and 2025. In addition to his professional responsibilities, Brian serves on the Junior Board of the Make-A-Wish Foundation of Metro and Western New York. He resides in Westchester County, NY, with his wife and two children, and enjoys spending time with his family, cooking, football, golfing, hiking, reading, skiing, soccer, and traveling.

Cassandra Lirio is a financial advisor with Merrill in New York, NY, holding a Series 66 designation and eight years of industry experience. She has been with Merrill since 2018 and previously worked at Benihana and SUNY Old Westbury. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Marcel Pennartz is a Financial Advisor with Merrill Lynch Wealth Management and a partner of the Brooks Pennartz Group. In his role, he focuses on providing clients with strategies to address their short-, mid-, and long-term financial goals by developing collaborative relationships based on understanding and trust. Marcel works with clients of all ages and backgrounds, with an emphasis on assisting individuals and families through life transitions such as career changes, marriage, family commitments, and retirement. Marcel holds a Bachelor's Degree from the State University of New York at Plattsburgh. He has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. His approach includes guiding clients on general investing, retirement planning, and preparing for unexpected financial needs, as well as connecting them with Bank of America specialists for banking, credit, home financing, and small business solutions. In addition to his professional work, Marcel is involved in the Glenville Rotary Club, contributing to his community through this association.

Andrew Clark is a Senior Financial Advisor at Merrill Lynch Wealth Management. He brings over 15 years of experience in the financial services industry to his role, where he works closely with clients to identify and prioritize their financial goals and develop plans to achieve them. His approach focuses on understanding clients' values and life circumstances to provide tailored financial advice. Andrew's expertise encompasses a range of areas including personal retirement planning, executive compensation, family wealth management strategies, socially responsible investing, and services for endowments, foundations, and non-profits. He assists clients in managing life transitions such as stock option receipt, business sales, career changes, and retirement preparation. His services also cover portfolio construction, trust and estate services, philanthropic planning, and special needs planning strategies. He holds a Bachelor's degree in Economics from the College of the Holy Cross and an MBA from Fordham University. Andrew has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of his professional duties, Andrew enjoys golf, tennis, surfing, and spending time with his family in Cold Spring Harbor, NY.

Sarthak Katyal is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In this role, he works closely with clients to understand their priorities and develop strategies aimed at achieving their short-, mid-, and long-term financial goals. His advisory services cover a wide range of areas including general investing, retirement planning, and managing unexpected financial needs. Additionally, he provides clients with access to specialists from Bank of America for banking, credit, home financing, and small business solutions. Sarthak holds a Personal Investment Advisor (PIA) designation. He earned a Bachelor's degree from Emory University and holds both a Master’s degree and an MBA from Hult International Business School. His professional approach centers on building client relationships to offer tailored, ongoing advice that adapts as their financial needs evolve.

Will Vandiver is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. Before joining Merrill and Bank of America in 2026, his background includes roles outside the financial services industry and education. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Brandon Hanna is a Financial Advisor and partner on the eight-person Wealth Management practice at Merrill Lynch, known as The Chau Gardner Group. The team has been recognized by Forbes and services clients across more than twenty states. Brandon joined Merrill Lynch Wealth Management in 2020 and focuses on serving management consultants, financial professionals, business owners, attorneys, and corporate executives. His client services include corporate executive services, divorce transition planning, employee benefits planning, executive compensation, equity compensation services, retirement planning, portfolio management, and small business strategies. Brandon holds the Chartered Retirement Plans Specialist (CRPS) designation, as well as Personal Investment Advisor (PIA) credentials, and maintains Series 7 and Series 66 FINRA registrations. He earned bachelor's degrees in Finance and Accounting from the University of Miami. Prior to joining Merrill, Brandon worked as an equity trader, gaining insight into micro and macro-economic factors affecting the equity markets. Outside of his professional responsibilities, Brandon is an active volunteer with the Muscular Dystrophy Association. He enjoys a range of sports including baseball, basketball, bowling, football, golfing, and soccer, as well as spending time with his family and traveling.

Steven Leung is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His prior work includes roles at Bank of America and Private Advisor Group, as well as involvement with University of Michigan Fraternity and Sorority Life. Steven is based in New York, NY. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Charles Spingler is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in helping clients make informed decisions regarding their financial lives by developing customized strategies tailored to their complex needs. His expertise includes addressing newly acquired or inherited wealth, managing concentrated stock positions, risk management, tax minimization, advanced estate planning, wealth transfer, and philanthropy. Charles earned a Bachelor's degree in Economics with a concentration in Finance from Rutgers University, where he also participated on the Men's Varsity Soccer Team. He holds the Personal Investment Advisor (PIA) designation. He currently resides outside of New York City. In his personal time, Charles trains for marathon and triathlon races and enjoys golf and skiing. He is the father of two daughters who are recent college graduates.

John Laughlin is a financial advisor at Merrill in New York, NY, holding a Series 66 designation. He began his advisory career in 2025 and previously worked at Booz Allen Hamilton, the FBI, Target, and St. John's University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Himanshu Almadi is a financial advisor at Merrill with 16 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Xiaoye Li is a financial advisor at Merrill with a Series 66 designation and 11 years of experience, including 5 years in the industry. Li has been with Merrill since 2015 and works out of New York, NY. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.