Jillian Maguffin is a financial advisor at Merrill with four years of industry experience and a Series 66 designation. Her work history includes roles at Bank of America, ViacomCBS, Fox News, Con Edison, and earlier positions in education and healthcare. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Henry Smith is a financial advisor at Merrill in New York, NY, holding a Series 66 designation with one year of industry experience. His prior work includes roles at CSG Partners, Berkeley Research Group LLC, and CDM Smith, along with academic positions at Northeastern University and St. John's Prep. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Eric Miller is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. He has previously worked at Structured Products Consulting Group, New York Life, and LPS Capital. Miller has held various roles including engagements at Siena University and Loyola Marymount University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Chloe Tirino is a Series 66 licensed financial advisor at Merrill with under one year of industry experience. Prior to joining Merrill, she held positions at Rutgers University and was involved with the Rutgers Center for Women in Business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals and institutional clients.

Michael Krystalla is a financial advisor at Merrill with 20 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2005 and at Bank of America, N.A. since 2015. He serves as an officer of the James Krystalla Foundation Inc, a nonprofit that supports research for the prevention, treatment, and cure of illnesses affecting children. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, utilizing both internal and third-party managers.

Brett Fisher is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2005. His role focuses on providing financial planning and resource management primarily to business owners, entrepreneurs, executive teams, and multi-generational families. Brett and his team assist clients in organizing their financial affairs to help them pursue significant life and business milestones, including retirement planning, education funding, and business transitions. With over 20 years of experience as a financial advisor, Brett specializes in areas such as corporate executive services, family wealth management strategies, retirement income planning, and socially responsible investing. He holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified 401(k) Professional (CKP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Brett earned his Bachelor's degree from Texas Christian University. Outside of his professional work, Brett is involved in his community, having served on the Board of Directors for the Children's Trust Fund of Oregon and volunteering as a coach for children's sports and school activities. He lives in West Linn, Oregon with his wife and three children, where he enjoys boating, skiing, wine tasting, and exploring outdoor activities in the Pacific Northwest.

Daniel Kiashek is a Senior Financial Advisor with Merrill Lynch Wealth Management, having joined the firm in 2019. He has provided financial advisory services to high net worth clients since 2011, working previously as a Wealth Advisor and Managing Director at First Republic Investment Management, where he advised clients on banking, credit, financial planning, and wealth management strategies. Prior to that, he was a Pharmaceuticals Executive at GlaxoSmithKline and served in various roles at J.P. Morgan Private Bank in the High Net Worth division. Daniel holds a Bachelor's Degree in Automotive Design from Coventry University and earned an MBA from New York University's Leonard N. Stern School of Business. He holds the Personal Investment Advisor (PIA) designation. He resides between Manhattan and Sagaponack, Long Island with his partner and their Wheaten Terrier. Daniel has interests in skiing, travel, classic cars, and reading about financial markets. He is active with his alumni associations and participates in community organizations including the NYC Pride Chapter, the LGBT Network, and Meals on Wheels.

Caroline Raymond is a financial advisor at Merrill with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Merrill, she was with Fidelity Investments for one year. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Skinner is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has previously worked at The Ranch at Rock Creek, Fairfield University, Oratory Preparatory School, and Echo Lake Country Club. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ava Zabik is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Her prior work includes roles at Indiana University Bloomington and Mediterranean Shipping Company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Joshua Allman is a financial advisor at Merrill in New York, NY, with eight years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 2018. Outside of his advisory role, he is co-owner and treasurer of House of Music, where he also serves as a social coordinator and teacher. Additionally, he is a board member of the Stretto Youth Chamber Orchestra and a committee member of The Frances T. Foundation, both nonprofit organizations focused on community and charitable activities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

John Edelman is a financial advisor with Merrill Lynch Wealth Management, specializing in executive compensation, family wealth management strategies, and sports and entertainment sectors. He advises individuals, families, and business leaders on complex financial decisions using a long-term, disciplined approach. John emphasizes building trust through attentiveness, discretion, accountability, and consistent follow-through, principles shaped early in life by his parents' careers in public service as county social workers. John's advisory practice focuses on continuity by design, serving clients throughout the full arc of their planning horizon, including decades of evolving priorities and life stages. As a Chartered Alternative Investment Analyst® (CAIA®) charterholder, he combines rigorous portfolio construction, institutional risk management, and tax-aware strategies with thoughtful integration of alternative investments. He also holds designations as a Personal Investment Advisor (PIA) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He earned his bachelor's degree from James Madison University, where he remains involved through the Executive Advisory Board and other activities. Outside of his professional role, John enjoys basketball, running, and spending time with his family.

Michael Luperini is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 20 years of experience to his role. He specializes in portfolio management and retirement planning, working closely with clients to develop personalized financial strategies that align with their long-term goals. Michael provides access to investment insights and banking solutions through Merrill and Bank of America to support his clients' wealth management needs. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. Michael earned a high school diploma from Calvert Hall College and a bachelor's degree from Towson University. In addition to his professional work, he participates in community volunteering activities and enjoys camping, hiking, music, and running.

Matthew Collins is a financial advisor at Merrill with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley, J.P. Morgan Securities LLC, GRB Real Estate, and New York Life Insurance Company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Scott Caputo is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he is a member of The Bates Caputo Group. He joined Merrill Lynch in 2015 after serving as an advisor at Barclays for four years. Prior to that, Scott worked as an institutional equity sales trader for Morgan Stanley, supporting state pension funds, endowments, and hedge funds. He also played a key role in developing a trading group for Morgan Stanley in New York City that focused on trading smaller, less-liquid public companies. Scott holds a Bachelor’s degree in Foreign Affairs and a Master’s degree in Business Administration with a concentration in asset management, both from the University of Virginia. His background in equities informs his approach to helping clients identify investment opportunities by analyzing market trends and research. He regularly exchanges insights with clients and brings a knowledge-based perspective to his advisory work. Scott holds the Personal Investment Advisor (PIA) designation. Outside of his professional role, Scott serves on the board of The Pink Agenda, the younger affiliate of the Breast Cancer Research Foundation, which focuses on raising funds and awareness for breast cancer research and care. He lives in New York City with his wife, Tory, and enjoys basketball, running, skiing, hiking, and following UVA sports.

Rajesh Kohli is a Series 66 licensed financial advisor with 27 years of industry experience. He has been with Merrill since 2007 and previously worked at Financial Partners Capital Management, LLC from 2000 to 2004. Based in New York, NY, Kohli has a long tenure in wealth management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary strategies and serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ryan Eltanal is a financial advisor at Merrill with 25 years of industry experience. He holds the Series 63 and Series 65 licenses and has been with Merrill and Bank of America N.A. since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Forbes Leung is a financial advisor at Merrill with 14 years of experience at the firm and holds a Series 66 designation. He is based in New York, NY. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Xinyi Yu is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has worked at Merrill since 2022 and previously held roles at JP Morgan & Chase and Guggenheim Partners. Xinyi completed graduate studies at New York University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Jesse Poole is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he worked in various roles across different industries including mobility, solar energy, and education. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.