Manuel Gandara is a financial advisor at Merrill with three years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Sherwin Williams, and held roles in education and sports academy settings. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Sean Snead is a financial advisor at Merrill in New York, NY, holding a Series 66 designation with eight years of industry experience. His work history includes roles at Merrill and Merrill Lynch, as well as time at Pier 1 Imports and CEA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Vincent Calace is a financial advisor at Merrill with a Series 66 designation. He has been with Merrill and Bank of America since 2026. Prior to joining Merrill, he held roles at Venture Business Development INC, Integrity Express Logistics, and other companies. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michael Stentiford is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His prior roles include positions at Bank of America and PricewaterhouseCoopers. Outside of his advisory work, he teaches basic finance and investing classes for Rockland Boces Adult Education and volunteers with the Nyack Rotary, participating in community programs such as Junior Achievement and clothing drives. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, and charitable organizations.

Cardon Jones is a financial advisor at Merrill with seven years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. before joining Merrill and Bank of America in 2019. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Kristopher Theodoseau is a financial advisor at Merrill with 12 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2014, based in New York, NY. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering both model-based and discretionary investment strategies.

Peter Kimber is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been since 2004. He holds the CERTIFIED FINANCIAL PLANNER® certification from the CFP Board of Standards, Inc., and serves as a Portfolio Manager managing his own Personalized or Defined Strategies on a discretionary basis. These strategies may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. Peter's expertise encompasses family wealth management strategies, legacy planning, portfolio management services, retirement income planning, tax minimization, and equity compensation services. His approach integrates a comprehensive understanding of portfolio construction, risk mitigation, macroeconomics, and market history to design bespoke portfolios aligned with clients' lifegoals and risk capacity. He earned a bachelor's degree from Hamilton College. Peter is involved in his community through board memberships with The Society of Colonial Wars in New York and the Saint Nicholas Society of the City of New York. Originally from Rochester, he currently resides in the Hudson Valley with his wife Tracy and their two children.

Patrick Gallagher is a Series 66-licensed financial advisor with Merrill in New York, NY, and has 19 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2010. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Marcus Carroll is a financial advisor with Merrill in New York, NY, holding the Series 66 designation and 20 years of industry experience. He has been with Merrill since 2005. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Matthew Sydeski is a financial advisor with Merrill in New York, NY, holding a Series 66 designation and 17 years of industry experience. He has been associated with Bank of America and Merrill since 2011. Outside of his advisory work, he performs a utility support role for Purple Tally Productions, assisting with on-field camera and microphone operations during a Las Vegas Raiders NFL preseason game. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Samuel Welch is a financial advisor at Merrill with a Series 66 credential and one year of experience in the industry. His prior work includes roles at Cenerus and various positions outside the financial sector, including employment at Maggiano's Little Italy. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, and institutional investors, with portfolio options that incorporate strategic asset allocation and tax-aware strategies.

Alexandra Cubeddu is a Wealth Management Advisor, Vice President, and partner at Merrill Lynch Wealth Management. In her role, she works with individuals, families, and business owners to manage their investment assets, employer-granted securities, retirement accounts, credit and lending, and insurance coverage needs. Alexandra helps develop comprehensive wealth management strategies tailored to each client's unique situation. Before joining Merrill Lynch, Alexandra worked at TTI Inc. in Hong Kong, where she was responsible for forecasting and budgeting within the Legal and Intellectual Property department. She later joined Merrill Lynch's Philadelphia office before transitioning to the Park Avenue office in New York City. Alexandra is a CERTIFIED FINANCIAL PLANNER® certificant and a Personal Investment Advisor, and she was named to the Forbes "Best-in-State Wealth Management Teams" list for 2024, 2025, and 2026 as a member of The Downing Cubeddu Group. Alexandra grew up in Montclair, New Jersey, and holds a Bachelor of Science degree in Economics and Financial Planning from the University of Delaware. She resides in Manhattan and has personal interests in cooking, running, and world travel.

Connie Chung is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. Her work history includes positions at Bank of America, Silicon Valley Bank, and several technology and retail companies. She is based in New York, NY. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Hao Miao is a financial advisor at Merrill with a Series 66 designation and nine years of industry experience. Prior to joining Merrill in 2017, he worked at Axioma Inc. from 2015 to 2017. He is based in New York, NY. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gianna Marro is a financial advisor at Merrill with 13 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2013. Outside of her advisory role, she coaches a travel field hockey team and serves on the Business School Advisory Council at Fairfield University. Additionally, she is a board member of the Alzheimer's Disease and Related Disorders Association, Inc. in New York City. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Steven Campbell is a financial advisor at Merrill with five years of industry experience. He holds the Series 63 and Series 66 licenses. His prior roles include positions at Fidelity Investments, Fidelity Brokerage Services LLC, and Thrivent Advisor Network d/b/a 49 Financial. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Roger Best is a Brokerage Services Financial Advisor at Merrill Lynch Wealth Management. In this role, he provides clients with financial advisory services within Merrill Lynch's framework. Specific details regarding his experience, areas of expertise, education, credentials, personal interests, or community involvement have not been provided.

Cynthia Liu is a financial advisor with Merrill in New York, NY, holding a Series 66 designation and one year of industry experience. Her prior roles include positions at Bank of America Merrill Lynch, North Point Mergers and Acquisitions, and Premium Merchant Funding. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brendan Bassett is a financial advisor at Merrill in New York, NY, holding a Series 66 designation with four years of industry experience. His prior work includes roles at Bank of America, Cardumen Capital, and Brown Brothers Harriman and Co. He has also held positions in academic and recreational organizations, including Northeastern University and Littleton Parks and Recreation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Olivia Srednicka is a financial advisor at Merrill with Series 63 and Series 65 designations and one year of industry experience. Her prior roles include positions at JP Morgan, Success Academy, and Loyola University Maryland Admissions. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.