Jake Gottlieb is a financial advisor with Merrill in New York, NY, holding a Series 66 designation. He has worked at Merrill since 2022 and previously was employed at Clemson University and Bridgewater-Raritan High School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Sean Cullity is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 2019 and joined the Private Executive Services (PES) team in 2020. Sean focuses on assisting both corporate and private clients in understanding their equity awards, including Stock Options, Restricted Stock Awards, Performance Unit Awards, and Stock Appreciation Rights, and integrating these into comprehensive financial plans. He also specializes in tax-efficient wealth planning and helps corporate executives diversify concentrated positions. Sean holds a Bachelor's of Business Administration in Finance & Information Systems, graduating Summa Cum Laude from Loyola University Maryland. He has earned the CERTIFIED FINANCIAL PLANNER® (CFP®) certification and holds SIE, Series 7, and Series 66 FINRA registrations, as well as New York Health and Life Insurance licenses. Based in New York, NY, Sean is committed to tailoring wealth management strategies to help clients progress toward their financial goals while providing practical, client-focused service.

Aldo Ostolaza is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior work includes roles at Dozzino, Bank of America, and Prudential Financial, as well as involvement with PARTY PERFECT RENTALS LLC. He has also worked in educational settings, including Stevens Institute of Technology and local schools. Merrill, together with Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Robert Santoro is a financial advisor at Merrill with 19 years of industry experience. He holds a Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of individual and institutional clients.

Kevin Busch is a Senior Financial Advisor at Merrill Lynch Wealth Management, leading a selective wealth advisory practice that serves clients nationwide. He specializes in advising senior executives, entrepreneurs, and professional partners on wealth strategy, particularly during periods of complexity such as career transitions and compensation or equity-related decisions. Kevin's work involves coordinating investment strategy within tax, estate, and balance sheet considerations, and acting as a sounding board to help clients pressure-test decisions and avoid costly blind spots. Since entering wealth management in 2007, Kevin has accumulated experience at firms including Morgan Stanley Smith Barney before joining Merrill Lynch Wealth Management in 2019. He holds professional designations including Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). His educational background includes a Bachelor's Degree from Johnson & Wales University and financial planning studies at NYU School of Professional Studies. Kevin's approach centers on understanding clients' life priorities to create personalized financial plans. Outside of his professional work, he enjoys biking, cooking, football, gardening, running, spending time with his family, tennis, and traveling.

Matthew Jackson is a Financial Advisor with Merrill Lynch Wealth Management, associated with the Swancutt, Perkins and Danek Group. Based in Salem, Oregon, he works with individuals and families to help them navigate retirement, investments, and wealth planning by providing personalized guidance and clear communication that focuses on long-term financial success. Since joining the team in 2026, Matthew has concentrated on aligning clients' resources with their priorities by developing strategies that are practical and sustainable. His advisory approach emphasizes investment strategy, retirement planning, wealth transfer, and tax minimization, aiming to deliver financial advice that is personal rather than transactional. Prior to his career in wealth management, Matthew was a teacher and high school football coach for 12 years, experiences which influence his method centered on preparation and clear communication. He holds a Bachelor's and a Master's degree from Eastern Oregon University and has earned the Personal Investment Advisor (PIA) designation. Outside of work, Matthew enjoys football, golfing, and spending time with his family.

Noah Beck is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He previously worked at Morgan Stanley for four years and has a background that includes roles at Proskauer Rose LLP and Peloton Interactive. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kyle Snyder is a financial advisor at Merrill with one year of industry experience. He holds the Series 66 designation. Prior to joining Merrill, he was involved with the University of Miami Hurricane Newspaper and held various roles at the University of Miami. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Cindy Landaverde is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. Prior to her current role, she has worked at Merrill and was involved with YouthWorks Masshire MVWB. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Amanda Huang is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has been with Merrill since 2020 and previously worked at Madison Consulting Group and The North Face. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rafael Arias is a financial advisor with Merrill in New York, NY, holding a Series 63 designation and 21 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Janki Patel is a financial advisor at Merrill with three years of industry experience and holds a Series 66 designation. Prior to joining Merrill in 2025, she worked at Swiss Re for three years and TIAA/Nuveen Real Estate for four years. Patel also holds administrative roles in two non-investment related entities based in Robbinsville, New Jersey. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors, supported by internal and third-party management teams.

Noreen Gillen is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she oversees the Wealth Planning experience for The Snyder/Balducci Group. In this role, she and her team advise clients on complex financial issues to help achieve their long-term goals, focusing on areas such as investment strategy, cash flow analysis, pre-transaction planning, estate planning services, tax minimization strategies, risk management, wealth transfer, and charitable planning. She holds multiple professional designations including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Noreen earned a Bachelor of Science degree in Finance from NYU Stern School of Business. Prior to her current role, she worked at Sony BMG Entertainment, where she managed financial oversight of royalties for record labels, artists, and joint venture deals. In addition to her professional work, Noreen is involved in several philanthropic activities focused on creating multi-generational wealth in underserved communities. She is a frequent speaker on financial literacy and business succession planning. Noreen serves as a mentor to CEOs in the Stanford University Latino Entrepreneurship Initiative and holds board positions with the Latino Corporate Directors Association’s Board Ready Institute and the Hispanic Scholarship Fund. She also assists with College 101 programs for Latino high school students in the New York City area.

Caroline Griffiths is a Financial Advisor with The Griffiths Group at Merrill Lynch Wealth Management. She began her career in the financial industry in 2017 at MFS Investment Management, where she held various roles on the internal sales team prior to joining Merrill in 2021. Caroline holds FINRA registrations including Series 7, 6, 66, and 63. She earned a BA in English with a minor in Business from Gettysburg College and is currently pursuing an MBA from Boston College. Caroline focuses on providing a comprehensive wealth planning experience aimed at helping clients address their financial objectives at every stage of life. Her services cover areas such as college education planning, executive compensation, family wealth management strategies, legacy and philanthropic planning, personal retirement planning, portfolio management, and socially responsible investing. She emphasizes active communication and the building of meaningful relationships with clients. Beyond her professional work, Caroline is involved in community activities as a member of the Young Council for the Boston Children's Museum and as a Young Partner of the Boston Ballet. She resides in Boston, MA, and enjoys staying active through hobbies including cooking, dancing, hiking, photography, reading, running, tennis, traveling, and yoga.

Victoria Silaika is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has worked at Merrill since 2020 and also has experience at Bank of America, N.A. Outside of her advisory role, she serves as a board member of the Le Moyne College Dolphin Athletic Association. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Austin Lederer is a Financial Advisor at Merrill Lynch Wealth Management, bringing over five years of industry experience to his role. He has spent more than two years as part of Merrill's Bellows Holland Duvall Jackel Group, contributing to its long-standing commitment to exceptional client service and financial expertise. Austin's client focus includes college education planning, divorce transition planning, family wealth management strategies, legacy planning, personal retirement planning, and tax minimization, among other areas. Before joining Merrill Lynch Wealth Management, Austin worked as a Registered Investment Portfolio Associate for Brio Benefits in New York City. He holds a bachelor's degree from The Donald P. Bellisario College of Communications at Pennsylvania State University and carries the Personal Investment Advisor (PIA) designation. Austin is committed to simplifying complex financial topics and building strategic financial plans that align with his clients' personal perspectives and priorities. Originally from Roslyn, New York, Austin now resides in Manhattan. Outside his professional work, he enjoys spending time with his wife and family, as well as playing tennis and golfing.

Curt Hunnewell serves as a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in corporate executive services, executive compensation, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, and retirement income. Curt focuses on understanding his clients’ goals, values, and priorities to develop personalized financial strategies that identify risks and opportunities, aiming to build and preserve wealth for current and future generations. Curt holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). His educational background includes a high school diploma from Manual High School, an associate degree from Illinois Central College, and a bachelor's degree from Eureka College. In addition to his professional work, Curt is involved with St. Jude and enjoys cooking, music, and spending time with his family.

Samuel Shulga is a financial advisor at Merrill in New York, NY, holding a Series 66 credential with one year of industry experience. His prior roles include positions at Bank of America and OnPoint Community Credit Union, as well as work in marketing and education. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Georgina Bern is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior work includes roles at Bank of America and involvement with New York University and Papa Poule LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Esther Park is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. She has been with Merrill since 2021 and has prior work experience at Bentley University, Corner Ice Cream, and Guilderland High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies and serves a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.