Hao Luong is a Senior Financial Advisor with Merrill Lynch Wealth Management. He provides customized financial strategies to clients, including investment guidance, risk management, retirement income planning, and wealth transfer solutions. Hao works collaboratively with clients to understand their priorities and develop tailored plans aimed at helping them achieve their financial goals. Hao has an extensive background in financial services and holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered SRI Counselor (CSRIC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned both his bachelor's and master's degrees from Harbin Engineering University. In addition to his advisory role, Hao is engaged in community initiatives such as Better Money Habits® financial education, Girl Scouts of Greater Los Angeles and PSILY Foundation, and Pasadena Ronald McDonald House. He is bilingual in English and Chinese.

Jordan Andre is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Merrill. Prior to joining Merrill in 2025, he worked at Healthcare Community Securities Corp and Bank of America Private Bank. He is a non-voting member of the Hartwick College alumni board. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rubin Magit is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he collaborates one-on-one with clients to develop personalized financial strategies tailored to their long-term goals. Rubin leverages the investment insights of Merrill and the banking and lending solutions of Bank of America to create flexible wealth management plans that respond to today's market conditions. Rubin holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from SUNY at Albany. He is committed to participating in the communities he serves and spends time volunteering with local organizations. Rubin's approach emphasizes understanding each client's full financial picture in order to manage their wealth effectively.

Robert Buckey is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2017. Prior to his advisory role, he was employed at G4S Secure Solutions USA for nine years. Outside of finance, Buckey is involved in game publishing and writing, working part-time with Gallant Knight Games and owning Bright Flame Gaming LLC, which focuses on wargames and roleplaying game publications. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies and serves individual, high-net-worth, pension, corporate, and charitable clients.

Erik Eriksen is a financial advisor with Merrill in New York, NY, holding a Series 66 designation and 11 years of experience at Merrill. He has been with the firm since 2015. Merrill, in partnership with Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Liza Harrington is a financial advisor at Merrill with 21 years at the firm and 11 years of industry experience. She holds a Series 66 designation. Outside of her advisory role, she serves as a board member of West End Synagogue in New York, where she advises on membership engagement, programming, youth education, and clergy selection. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jaimin Patel is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill in 2022, he worked at Aksia LLC and Ernst & Young LLP. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Melissa Nordfors is a Series 66-registered financial advisor with Merrill in New York, NY, bringing 19 years of industry experience. She has been with Merrill since 1997. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kenneth Schneider is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing wealth management advice and guidance to affluent individuals and families, focusing on tailored investment strategies that align with clients' objectives and priorities. Ken's professional experience spans over 25 years in the financial services industry, including more than two decades as an investment banker in the public finance sector, where he assisted clients with structuring and pricing municipal bond issues. Ken holds a BA in Economics from the University of California, Berkeley, and an MBA from Columbia Business School. He possesses the Series 7, 63, and 65 FINRA registrations and is licensed in Life, Accident, and Health insurance. His client focus areas include college education planning, family wealth management, legacy planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, tax minimization, and retirement income. Residing in Scarsdale with his wife and two sons, Ken has been actively involved in his community. He has served on the board of the Scarsdale Little League and currently participates in organizing the Scarsdale Concours d'Elegance car show, a charitable fundraising event. His personal interests include baseball, chess, cooking, ice hockey, music, and spending time with his family.

Francesco Marinelli Jr. is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals and families to develop personalized financial strategies aimed at turning accumulated wealth into a desired retirement. Francesco focuses on uncovering what matters most to his clients and creating adaptive plans that address income generation, tax management, and preparation for unforeseen events. He holds a Bachelor's Degree and a Master of Business Administration (MBA), both in Finance, from Manhattan College. Francesco's professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He is also a member of the Beta Alpha Psi professional organization. Outside of his professional role, Francesco enjoys baseball, football, golfing, and spending time with his family.

Jessica Grove is a Series 66 licensed financial advisor at Merrill with one year of industry experience. Prior to joining Merrill in 2024, she held roles at MSCI, Hamilton ETFs, RBC Capital Markets, Manulife, and Wilfrid Laurier University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Diane Lowry is a Series 66-licensed financial advisor with Merrill in New York, NY, where she has worked for 10 years and in the industry for 6 years. In addition to her advisory role, she owns and operates a nail care business called Haute Tips by Diane. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Cirillo is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. His prior work includes roles at The Trayner Group Ltd, Tommie Copper, and several educational institutions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michael Kurek is a Wealth Management Advisor at Merrill Lynch Wealth Management. In his role, he works closely with clients and their families to develop holistic financial strategies tailored to their individual goals and objectives. Michael focuses on delivering comprehensive wealth management solutions by listening carefully and helping clients make informed decisions. Michael began his financial services career in 2021. His areas of expertise include executive compensation, family wealth management strategies, investment consulting for defined contribution plans, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He holds several professional designations including Accredited Wealth Management Advisor (AWMA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor's Degree from Indiana University. A family-oriented Pittsburgh native, Michael resides in Orchard Park, NY with his wife and three children. He enjoys outdoor activities such as skiing, golfing, and spending time with his family. Michael is also a member of the Orchard Park Chamber of Commerce.

Danielle Patti is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, she held roles at Bank of America Merrill Lynch, Kraner LLC, and had multiple positions affiliated with the University of Maryland. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charities with a variety of model-based and discretionary investment strategies.

Jacqueline Valenzuela is a financial advisor with Merrill in New York, NY, holding a Series 66 designation and bringing nine years of industry experience. She has been with Merrill since 2013. Outside of her advisory role, she owns a small business publishing coloring books, journals, and school curriculum materials on Amazon. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Shawn Hanna is a Senior Financial Advisor and the founder of The Hanna Group, a team of professionals dedicated to simplifying clients' financial lives. Since 2001, Shawn has focused on developing long-term relationships by providing personalized attention, proactive client service, and value-added advice. He specializes in integrated wealth management planning, analysis, and strategy to help clients achieve their goals efficiently. Shawn serves a diverse client base, including executives, attorneys, business owners, retirees, professional athletes, and their families. In his role as a Senior Portfolio Advisor, Shawn offers traditional advice and guidance, and leverages his experience to build and manage discretionary custom investment strategies. He selects from a wide range of Merrill Lynch Wealth Management model portfolios and third-party investment strategies. Shawn graduated in 1991 from The College of Business and Economics at Radford University with a Bachelor's Degree in Business Administration. He holds the professional designations of Chartered Retirement Planning Counselor™ (CRPC®), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor™ (SE-AWMA®). Shawn is actively involved in his community as a Trustee of The College Men's Club of Westfield, a nonprofit organization that provides scholarships to deserving high school senior boys in Westfield, New Jersey. Originally from Virginia, he resides in Westfield with his family. He is also affiliated with the professional organization Alpha Sigma Phi - Fraternity.

Vincent Ramos is a financial advisor at Merrill based in New York, NY, holding a Series 66 designation. He has experience working at Merrill since 2022 and previously held positions at Bank of America, T-Mobile, G4S USA/Allied Barton Security Services, and Lehman College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies supported by internal Chief Investment Office teams and third-party managers for individuals, high-net-worth clients, and institutional investors.

Rachel Shulman is a financial advisor with Merrill in New York, NY, holding a Series 66 designation and possessing 13 years of industry experience. She has been with Merrill and its parent company Bank of America since 2015. Outside of her advisory work, she holds a power of attorney in a non-investment related capacity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Marc Cosgrove is a Senior Vice President and Senior Financial Advisor with Merrill Lynch Wealth Management, working with his team in the Rockefeller Center, New York office. In this role, he acts as a financial advisor and relationship manager for his clients while serving as a liaison to Merrill's and Bank of America's consumer products and platforms, as well as institutional services. He is responsible for managing investment portfolios, corporate cash management, financial strategies, trust and estate planning services, asset allocation modeling, and investment manager placement. Additionally, he focuses on corporate benefit plans including 401(k), 403(b), stock option, and executive deferred compensation plans. Marc holds a Bachelor of Science degree from Saint Peter's College and has attended the Japanese-American Institute of Management Science (JAIMS) in Honolulu, Hawaii. He is a designated Portfolio Manager through Merrill Lynch's Personal Investment Advisory Program, managing discretionary personalized or defined strategies that may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. Marc began his career as a Financial Advisor with Merrill in 1993 and also participates in training aspiring Merrill Lynch financial advisors. In addition to his professional work, Marc has contributed to aiding underprivileged children and families in Peru through a volunteer program affiliated with his alma mater, spending three months working with families in the Andes as part of a Jesuit mission. He has a range of personal interests including travel, art, photography, motorcycles, skiing and snowboarding, scuba diving, writing and playing music, fishing, and boating.