Francesca Bolton is a financial advisor at Merrill with nine years of industry experience and holds a Series 66 designation. She has worked at Merrill and its affiliates since 2016, with prior experience at HighTower Securities and HighTower Advisors. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Benjamin Blaisdell is a financial advisor with Merrill in New York, NY, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has worked with Bank of America, Merrill, and Commonwealth Financial Network since 2003. Blaisdell serves as an advisory board member for Instinct Digital, a firm focused on digital reporting solutions for investment managers. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Christopher Vale is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2003. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sean Allen is a Private Wealth Advisor at Cohen, Green, Allen & Associates within Merrill Private Wealth Management. He collaborates closely with ultra-high-net-worth individuals and multigenerational families to provide comprehensive and tailored wealth management strategies. His expertise includes navigating complex estate and trust structures, implementing tax-efficient wealth transfer strategies, and assisting clients in achieving long-term legacy and philanthropic objectives. Sean holds the CERTIFIED FINANCIAL PLANNER (CFP) certification, the Chartered SRI Counselor (CSRIC) designation, and is a Personal Investment Advisor (PIA). Sean earned his Bachelor's Degree from Bryant College. Additional personal interests or community involvement were not provided.

Conlon Kiesling is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. His prior roles include positions at Morgan Stanley, AllianceBernstein, and UBS AG. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Harrigan is a financial advisor at Merrill in New York, NY, holding a Series 66 designation. He has one year of industry experience, including roles at Bank of America, Merrill, Robert Half, and Kubrick Group. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Ryan Molta is a financial advisor at Merrill with a Series 66 credential. He has been with Merrill since 2025 and has prior experience at the University of Massachusetts Amherst, Cape Cod Five Cents Savings Bank, and Berkshire Hathaway HomeServices Realty Professionals, among other roles. Outside of finance, he has been involved with Old Farm Golf Club LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with both model-based and discretionary investment strategies.

Devon Goodbody serves as a Financial Advisor with Merrill Lynch Wealth Management. In this role, he works with high-net-worth individuals, families, corporate executives, and business owners to develop customized financial strategies tailored to their specific needs, including retirement planning, trust and estate planning, tax-efficient wealth management, and legacy planning. He also advises clients with concentrated stock positions and addresses a range of client focus areas such as executive compensation, divorce transition planning, small business strategies, liquidity management, and sports and entertainment. Before joining Merrill, Devon spent two years as a Global Corporate and Investment Banking Credit Analyst at Bank of America, where he gained experience in financial analysis, credit underwriting, corporate lending, and liquidity solutions. This background informs his approach to advising clients on complex financial matters. He holds the Personal Investment Advisor (PIA) designation. Devon earned a Bachelor's Degree from the Darla Moore School of Business at the University of South Carolina. He completed his high school education at McQuaid Jesuit High School.

Robert Garbade is a financial advisor at Merrill in New York, NY, holding a Series 66 designation. He has been with Merrill and Bank of America since 2026, following an 11-year career at Dick's Sporting Goods. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kraig Devore is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior roles include positions at Appomattox Advisory, Cult Wines, and Ramirez Asset Management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mark Wu is a financial advisor with Merrill in New York, NY, holding Series 63 and Series 66 designations and having 10 years of industry experience. He has worked at Bank of America NA and Merrill since 2007. Outside of his advisory role, he participates with the CFA Institute as a grader for the CFA Level 3 exam. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Stefano Fava is a financial advisor with Merrill in New York, NY, holding a Series 66 designation and 18 years of industry experience. He has been with Merrill since 2007 and also works at Bank of America, N.A. since 2015. Merrill, alongside its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joseph Krasniewicz is a financial advisor at Merrill with 17 years of industry experience. He holds the Series 66 designation and has been with Merrill and Bank of America since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James De Candia is a financial advisor at Merrill with three years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2018. Previously, he held positions at Tellers, Suffolk County Community College, and McDonald's. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Dina Friedman is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. She previously worked at JP Morgan Chase and Co for ten years before joining Merrill in 2020. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, supported by internal and third-party portfolio management teams.

Anne Simmonds is a Financial Advisor with Merrill Lynch Wealth Management, working as a Team Financial Advisor within The Simmonds Group. She combines the personalized service and attention of a family-run small business with the resources of Merrill Lynch and Bank of America to provide clients with consolidated banking, lending, and investing solutions. Anne focuses on managing new wealth, personal retirement planning, philanthropic planning, small business strategies, socially responsible investing including values-based and ESG approaches, and supporting women and wealth. Before becoming a Financial Advisor, Anne worked in Public Health for several years. She holds a Bachelor’s Degree and a Master of Public Health from the State University of New York System. Her professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She integrates her expertise in public health and longevity into financial planning to help clients pursue financial goals while managing investment risk. Anne’s mission centers on understanding what matters most to her clients and designing personalized wealth management plans aligned with their values and priorities. She aims to provide stress-free financial wellness, enabling clients to focus on their valued activities with confidence in achieving their goals. Outside of work, Anne enjoys knitting and crocheting, reading, soccer, spending time with her family, tennis, traveling, watching movies, and writing. She is also involved in community activities such as the 10 Lives Club and Erie County Department of Health Free Rabies Vaccine Clinics.

Robert Young is a financial advisor with Merrill in New York, NY, holding a Series 63 designation and 30 years of industry experience. He has been with Merrill and Merrill Lynch Canada since 1994. Outside of his advisory role, he serves as Treasurer for the nonprofit CASA-Coalition Against Substance Abuse and teaches cooking classes at The Cook's Studio. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, discretionary portfolio management, and brokerage execution services. The firm leverages multiple program strategies and manager-constructed portfolios, with oversight from its CIO and a focus on tax-efficient solutions, supported by its integration with Bank of America affiliates.

Muhammad Sarwar is a financial advisor with Merrill in New York, NY, holding a Series 66 designation and seven years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2019, and previously held roles at Oladoc and Capital Hub Markets. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jenni Funk is a Wealth Management Advisor with Jones Wealth Management, specializing in guiding clients through their financial journeys to help them achieve their life goals. She applies a goals-based wealth management approach, combining prudent portfolio management, investment selection, and personalized service. Her areas of expertise include institutional investment consulting, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Jenni holds a Bachelor’s Degree in Finance from Youngstown State University. She has earned several professional designations, including the Accredited Portfolio Management Advisor™ (APMA) from the College for Financial Planning Institutes Corp., and the Certified Investment Management Analyst® (CIMA®) certification through the Investments & Wealth Institute via coursework at the University of Chicago Booth School of Business. She also holds the Chartered Market Technician (CMT) and Personal Investment Advisor (PIA) designations. Memberships include the CMT Association and the Investments & Wealth Institute. Outside of her professional role, Jenni enjoys a variety of sports such as baseball, basketball, football, and rugby. She also participates in golf, running, and has interests in music, including writing and playing jazz/funk guitar. Her community involvement extends to organizations such as Boardman Park, Boardman Rotary, and Easterseals of Mahoning, Trumbull, & Columbiana Counties.

Thomas Mc Carthy is a financial advisor at Merrill with Series 63 and Series 66 credentials and four years of industry experience. His prior work includes roles at Bank of America, Sanford C Bernstein, and CSM Capital Corporation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.