Ekaterina Gradovich is a Financial Advisor at Merrill Lynch Wealth Management. In her role, she provides tailored financial guidance to clients, helping them clarify their goals and develop strategies to pursue their financial objectives effectively. With expertise in areas such as legacy planning, managing new wealth, portfolio management services, socially responsible and values-based investing, individual and corporate investment strategy, and retirement income, Ekaterina brings a comprehensive approach to wealth management. She works with a diverse client base, including executives, business owners, and professionals, supporting them in navigating complex financial decisions and aligning their investments with their priorities. Ekaterina holds a bachelor's degree from the University of San Francisco and maintains professional certifications including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She is fluent in English and Russian and actively participates in her community through involvement in her Homeowners' Association.

Mark Erlich is a financial advisor with Merrill in New York, NY, holding a Series 66 designation and seven years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2019. Outside of finance, he has experience working at several golf clubs, including The Tuxedo Club and Brae Burn Golf Club. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Guido Graff is a financial advisor with Merrill in New York, NY, holding Series 63 and Series 66 licenses and having 22 years of industry experience. He has been with Merrill since 2005. Outside of his advisory role, he serves as an audit committee member for the Bay Head Yacht Club, a nonprofit organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers various model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, supported by internal and third-party management teams.

Paul Yang is a financial advisor with Merrill in New York, NY, holding Series 63 and Series 66 designations and 15 years of industry experience. He has been with Merrill since 2014. Outside of his advisory role, Paul serves as an Academic Coach for Instructional Connections, providing instructional support to colleges and universities offering online courses. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joseph Parish is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he has worked at Bank of America and has experience in educational roles at Clemson University and Charlotte Latin School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joseph Friedman is a financial advisor with Merrill, holding a Series 66 designation and four years of industry experience. Prior to joining Merrill in 2021, he worked at Brean Strategic Advisors, Bank of America, Semper Capital Management, Exos Financials, and Brevan Howard US Investment Management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tess Schuit is a Wealth Management Advisor at Merrill Lynch Wealth Management and a part of The Reich Group. She focuses on building tailored financial strategies that seek to mitigate risk and help clients reach important milestones and long-term objectives. Tess integrates resources from Bank of America and Merrill Lynch, including banking, lending, and investing, to develop financial strategies centered on her clients' individual goals and priorities. Tess began her career in the entertainment industry at ICM Partners and later worked in marketing at Peacock before joining The Reich Group as a registered Financial Advisor. She holds a Bachelor's Degree from the University of Miami, majoring in Music Business Entertainment Industries with a minor in Marketing, and completed an Accredited Certificate Program at Tel Aviv University. Tess is a CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Her expertise encompasses college education planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, women and wealth, sports and entertainment, tax minimization, and retirement income. Tess participates in community organizations including The Pink Agenda and the Trevor Day School Alumni Council. She resides in Manhattan with her fiancé.

Qichen Liu is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill in 2023, Liu held positions at Citibank and has academic affiliations with the University of California, Berkeley. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jack Ashkinaze is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has held positions at Merrill since 2022 and has prior experience including roles at Beforeiponetwork, UPS, and SRIP Law. Ashkinaze has also served on the Glen Ridge Board of Education and attended the University of Vermont. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Cruz Benitez is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. He has worked at Merrill since 2018 and has prior experience in lending and education roles. Outside of his advisory work, he owns a construction business based in Central Islip, New York. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Erasmo Sosa is a financial advisor with Merrill in New York, NY, holding Series 63 and Series 66 licenses and possessing eight years of industry experience. His career includes roles at Bank of America, Merrill, JPMorgan Securities LLC, JP Morgan Chase, Blue Star Enterprises Inc., and Capital One Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional entities.

Peter Borowsky is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds professional designations as a Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and in Sports & Entertainment (SE). He earned his Bachelor's Degree from the State University of New York System. His expertise includes personal investment advising, retirement benefits consulting, and serving clients in the sports and entertainment sectors.

Nicola Beel is a financial advisor at Merrill with 18 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2009 and Bank of America, N.A. since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Hall is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His work history includes roles at SHAWS New England, Babson College, and Moors & Cabot Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joshua Arthur is a financial advisor with Merrill in New York, NY, holding a Series 66 designation and 18 years of industry experience. He has worked with Merrill Lynch since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Allyson Hulsmann is a Series 66-licensed financial advisor at Merrill with nine years of industry experience. She has been with Merrill since 2017 and previously worked at Morgan Stanley from 2010 to 2017. She is based in New York, NY. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, supported by internal and third-party investment teams.

Thomas Spratt is a Brokerage Services Financial Advisor at Merrill Lynch Wealth Management. He holds the Chartered Financial Analyst (CFA) and Personal Investment Advisor (PIA) designations. Thomas earned his Bachelor's Degree from the University of Pennsylvania. His professional background includes expertise in brokerage services within wealth management.

Nicole Pannullo is a Financial Advisor at Merrill Lynch Wealth Management. She applies her experience in institutional financial services, particularly in alternative investments within fintech, hedge funds, and private equity, to provide personalized wealth management strategies. Nicole focuses on areas such as college education planning, family wealth management, managing new wealth, personal retirement planning, portfolio management, women and wealth, tax minimization, and retirement income. Nicole holds a Bachelor's degree from Cornell University and has earned professional designations as a Personal Investment Advisor (PIA) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Her approach is data-driven and dynamic, tailoring strategies to the individual circumstances of each client to bridge the gap between their current financial position and future goals. Beyond her professional work, Nicole volunteers with organizations including the National Brain Tumor Society and New York Cares. In her personal time, she enjoys cooking, drawing and sketching, reading, running, playing soccer, spending time with her family, and writing.

Bryant O'Donnell is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior roles include positions at Bank of America, N.A., Brown Harris Stevens, and Marist University. He has also been involved with the Sag Harbor Cove Yacht Club. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Louise Fallon is a financial advisor at Merrill with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies overseen by internal and third-party managers for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.