Cynterri Roberts is a financial advisor at Merrill with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Merrill in 2023, Roberts worked at Bank of America and Offerpad Brokerage among other roles. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Andrew Bianco is a Financial Advisor at Merrill Lynch Wealth Management and serves as Senior Vice President of The Bianco Group. He specializes in providing financial advisory services with a focus on areas including college education planning, family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, and portfolio management services. He also offers expertise in services for endowments, foundations, and non-profits, as well as socially responsible, values-based, and ESG investing, along with tax minimization. Andrew holds a Bachelor's Degree from Colgate University and has earned professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Outside of his professional duties, he enjoys fishing, golfing, hiking, ice hockey, spending time with his family, and traveling.

Nandita Chandrasekar is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and previously worked at Citigroup for eight years before joining Merrill. Merrill, in partnership with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Moran is a financial advisor at Merrill in New York, NY, holding a Series 66 credential with one year of industry experience. He previously worked at Heritage Wealth Advisors and has also been involved with Fordham University. Outside of advising, Moran is developing a board game called Bull Market, handling its production and marketing. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daniel Mirandi is a Series 66 licensed financial advisor at Merrill with eight years at the firm and a total of three years of industry experience. Prior to joining Merrill, he worked at SMBC Capital Markets for two years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kelly Bridgwood is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Merrill since 2009 and is also associated with Bank of America, N.A. since 2004. Outside of his advisory role, he is a notary public for personal use. Merrill, along with its affiliate Managed Account Advisors LLC, delivers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutional entities.

Liam Lubin is a Series 66-registered financial advisor with Merrill in New York, NY. He began his advisory career at Merrill in 2025 following prior roles at The Colony Group and DeCicco & Sons, alongside his studies at Colgate University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual, institutional, and charitable clients.

Daniel Jeffers is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management in the New York City office. He began his career in financial services in 2003 as an investment associate in Commerce capital markets and joined the 712 Investment Group in 2006. In his practice, Daniel focuses on holistic financial advice, helping affluent clients develop individualized strategies that align with their income and growth objectives while preserving assets and managing risk. Daniel’s expertise encompasses family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, and tax minimization. He is dedicated to providing financial wellbeing to families and business owners by thoroughly analyzing all areas of wealth management to support clients’ confidence in achieving their goals. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment (SE). Daniel earned a bachelor's degree in philosophy and psychology from Rutgers University in New Jersey. Outside of his professional work, he has personal interests that include boating, chess, football, gardening, golfing, music, reading, skiing, spending time with family, and surfing.

Richard Salmon is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has been with Merrill Lynch Pierce Fenner & Smith since 2015. In addition to his advisory role, he serves as an instructor for the Commanding General Staff Officer Course in the U.S. Army Reserve, providing education to future Army leaders. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jason Mccabe is a financial advisor at Merrill with a Series 66 designation and 10 years of industry experience. He has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and organizations.

Holly Valinotti is a financial advisor at Merrill with 30 years of industry experience. She holds the Series 63 and Series 66 credentials and has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Daniel Thoma is a financial advisor at Merrill with 22 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2007 as well as Bank of America since 2015. Outside of his advisory role, he is a musician who plays keyboard, synth, and bass in a band that has released an album on Spotify and iTunes. He also serves on his building's cooperative board. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutions.

Ashley Alphonse is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill in 2024, she worked at Crossover Capital Partners from 2012 to 2020. Outside of her advisory role, she holds power of attorney for a family living trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, institutions, and organizations.

Anne Skorobohaty is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Her background includes roles at Discovery Land Company and The Wall Street Journal. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Kevin Freibott is a financial advisor at Merrill in New York, NY, holding Series 63 and Series 66 licenses with five years of industry experience. His work history includes positions at Merrill since 2022 and UBS Financial Services Inc. from 2021 to 2022, as well as roles outside the financial sector including work at DoorDash and various hospitality businesses. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Kiefel is a Wealth Management Advisor and Managing Director with Merrill Lynch Wealth Management, bringing over four decades of experience to his role. He serves as the managing partner of The Kiefel Group, focusing on wealth preservation and income strategies for high net worth individuals and multi-generational families, particularly in retirement planning. His professional designations include Certified Private Wealth Advisor® (CPWA) and Chartered Retirement Planning Counselor™ (CRPC). An Oregon native, William graduated from Jesuit High School and earned his Bachelor's degree from the University of Oregon. He furthered his education with an MBA from the University of Redlands. Beyond his professional role, he contributes to the community through involvement with the Oregon Food Bank and serves on the Board of Trustees for the Good Samaritan Foundation. William's approach centers on connecting all aspects of a client's financial life to prioritize and pursue their most important goals.

Edil Mohamed is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he focuses on personalized wealth management strategies tailored to each client’s unique financial goals and circumstances. He provides clients with access to investment insights from Merrill and banking and lending solutions through Bank of America. Edil’s areas of expertise include college education planning, family wealth management strategies, services for endowments, foundations, and non-profits, managing new wealth, personal retirement planning, socially responsible and ESG investing, sports and entertainment, and retirement income. He holds the designations of Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA). Edil earned a bachelor’s degree from Georgia Tech and is fluent in English and French. Beyond his professional work, Edil is involved with community organizations such as Brookdale Hospice and The Stewpot Dallas, which serves the homeless. He also has a personal interest in chess, fishing, and football, and has been affiliated with the Georgia Tech football team.

Eva Mellor Dong is a financial advisor at Merrill with five years of industry experience and a Series 66 designation. Her prior work includes roles at Bank of America, JP Morgan Chase, and NYU Stern School of Business. Outside of her advisory role, she owns a small side business, DDD New York, LLC, which operates an online jewelry dropshipping store. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers both model-based and discretionary investment strategies supported by internal and third-party managers.

Marc Rosa is a Wealth Management Advisor at Merrill Lynch Wealth Management. In his role, he develops goals-based financial strategies tailored to the preferences and timelines of his clients. He provides services including asset diversification, liability and cash management, as well as education and retirement planning. Marc serves a diverse clientele that includes individuals, families, small and medium-sized businesses, non-profit organizations, and charitable endowments. Marc holds several professional designations including CERTIFIED FINANCIAL PLANNER®, Chartered Retirement Planning Counselor™, and CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA). He is also a qualified Portfolio Manager who manages personalized investment strategies, which may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Marc is a graduate of Fordham University and currently serves as President of the Fordham University Alumni Chapter of Westchester. Prior to his career in financial advising, Marc was a high school math teacher. He resides in White Plains with his wife, Corrinne, and their two children. Marc is fluent in Portuguese and participates actively in his community, including organizations such as AYSO--Mount Pleasant, Children's Rehab Center and Elisabeth Seton Pediatric Center, and Kensico Little League. He also enjoys playing tennis and coaching baseball and soccer.

Sarah Villanueva is a financial advisor at Merrill with a Series 66 designation and 28 years of experience at the firm since 1998. She is based in New York, NY. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services mainly to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.