Sean Landers is a Financial Advisor with Merrill Lynch Wealth Management, where he serves clients by providing personalized financial strategies. He engages with clients to understand their objectives and offers guidance on topics including investing, retirement planning, and managing unexpected financial needs. Sean also connects clients with Bank of America specialists for banking, credit, home financing, and small business solutions. With a focus on helping individuals manage complex financial priorities, Sean works closely with clients to develop investment approaches that reflect their evolving goals and circumstances. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of East Anglia. Outside of his professional role, Sean is involved with the Indian Harbor Yacht Club and pursues interests such as biking, boating, chess, fishing, gardening, rock climbing, and skiing.

Brian Lannigan is a financial advisor with Merrill in New York, NY, holding Series 63 and Series 65 designations and over 34 years of industry experience. He has been associated with Merrill since 2009 and Bank of America since 2011. Lannigan serves as a committee member of the Framingham State University Foundation, a charitable organization where he participates in fiduciary oversight. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Susana Santa Cruz is a financial advisor at Merrill with 6 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stephanie Lusardi is a financial advisor at Merrill with six years of industry experience. She holds the Series 66 designation and has previously worked at Bank of America, Rutgers University, and BEBE. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alexander King is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Named to the 2024 Forbes “Top Next-Generation Wealth Advisors Best-in-State” list, his recognition is based on data as of March 31, 2024. He completed his high school education at Milton Academy.

Marisa Iglesias is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. She previously worked at Torrid, LLC for four years and has an academic background from The Pennsylvania State University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients of Bank of America through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Asha Amberslie is a Series 66 licensed advisor with Merrill in New York, NY, and has three years of industry experience. Prior to Merrill, she worked at UBS Financial Services and JPMorgan Chase. Outside of finance, her background includes roles at UberEats and UPS. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joseph Whitaker is a Financial Advisor at Merrill Lynch Wealth Management, where he collaborates with an experienced advisory team to provide comprehensive financial guidance. With around three years in the industry, he benefits from the support of a team that has nearly 40 years of experience in financial planning and wealth management. Joseph specializes in working with executives and business owners to address the increasing complexity of their financial situations. His expertise focuses on aligning all aspects of a client's financial life—including investments, taxes, and long-term planning—into a cohesive strategy. This planning-first approach ensures that investment decisions are made within the broader context of the client's priorities, risks, and long-term objectives, promoting deliberate and disciplined financial management. He holds a Bachelor's Degree from Wagner College and is a Personal Investment Advisor (PIA). Outside of work, Joseph enjoys baseball, spending time with his family, and watching movies.

Paul Goldsmith is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been providing financial guidance since 2011. His approach centers on planning that prioritizes clients' personal ambitions and family goals. Paul emphasizes the importance of ongoing dialogue with clients, recognizing that wealth management strategies need to evolve in response to changing life circumstances. Paul holds the CERTIFIED FINANCIAL PLANNER™ (CFP) designation and has earned additional credentials including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Before joining Merrill Lynch Wealth Management, he worked as a paralegal in commercial real estate law. He earned a Bachelor's degree in French Language and Literature from Skidmore College, where he continues to engage with the New York City Alumni Planning Committee. Paul resides in Brooklyn and enjoys traveling, hiking, and camping.

Jonathan Mann is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has over 30 years of experience in the financial services industry, with expertise in professional investment management and serving clients through significant life events such as divorce, loss of a loved one, career transitions, or business transactions including buying, selling, or exiting a business. Jon focuses on college education planning, philanthropic planning, portfolio management services, and sports and entertainment sectors. Jon holds a Bachelor’s degree in Economics from Rutgers College and an MBA in Finance from the Wharton School at the University of Pennsylvania. He is designated as a Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). His professional affiliations include involvement with the Lotos Foundation and the United Jewish Appeal of Greater MetroWest NJ. Outside of his professional work, Jon is active in his community through Jewish Services for the Developmentally Disabled of Essex County, NJ. He enjoys adventure sports, antiquing, golfing, hiking, reading, and traveling.

Stephen Tricarico is a Senior Financial Advisor based out of the Park Avenue office of Merrill Lynch Wealth Management. He leads a wealth management practice focused on providing an institutional approach to servicing all aspects of his clients' financial lives. Stephen works closely with a select group of families to serve their wealth management needs, helping clients preserve and grow their wealth while planning for and realizing long-term aspirations. Stephen has spent his entire career in the financial services industry, initially advising institutional money managers before expanding his focus to include individuals and their families. His areas of expertise include portfolio construction and risk management, tax minimization strategies, retirement income strategies, concentrated stock position management, private equity placements, education planning, and customized lending solutions. He leverages the broad capabilities of both Bank of America and Merrill Lynch Wealth Management to assist clients with investment management and liability-related needs. A native of New York, Stephen grew up in Long Island and attended Chaminade High School. He earned a Bachelor's degree from Fordham University and an MBA from Columbia Business School. Stephen holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He resides in Long Island with his wife and two young boys. Outside of work, Stephen spends time with his family and enjoys baseball, basketball, golfing, skiing, and traveling.

Cathy Hamill Pidoto is a financial advisor with Merrill, holding a Series 63 designation and bringing 44 years of industry experience. She has worked at Merrill since 1981 and has been affiliated with Bank of America since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alexander Carter is a Financial Advisor with the Nesser | Sheft Group in Manhattan, specializing in wealth management for business owners and entrepreneurs. He is committed to helping clients align their financial lives with their goals, enabling them to focus on their families and business growth. Alexander works closely with clients one-on-one to develop personalized financial strategies that support their long-term objectives, utilizing the full range of Merrill Lynch Wealth Management products and services. He has expertise in areas including college education planning, family wealth management strategies, managing new wealth, personal retirement planning, and supporting women and wealth. As a Personal Investment Advisor (PIA), Alexander collaborates with the broader Merrill Lynch team to provide comprehensive and tailored wealth management solutions, emphasizing trust and lasting client relationships. Alexander holds a Bachelor's degree from Syracuse University and a Master of Business Administration (MBA) from Fordham University. He participates actively in community volunteer work and enjoys basketball, football, golfing, hiking, music, pickleball, reading, running, spending time with his family, and traveling.

Howard Choe is a financial advisor with Merrill in New York, NY, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has been with Merrill since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Tiffanie Natale is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has been in the financial services industry since 2007, beginning her career as a bank teller and advancing to a Financial Advisor role in 2011. Tiffanie’s work focuses on personal retirement planning, portfolio management, small business strategies, individual and corporate investment strategy, and tax minimization. She supports clients with a comprehensive approach that includes investments, banking, retirement, lending, insurance, and estate needs. Tiffanie holds a Bachelor's Degree from the University of Nevada and carries the Personal Investment Advisor (PIA) designation. Her professional involvement extends to organizations such as Junior Achievement of Southern Nevada and the Knights of Columbus. Outside of her advisory role, she volunteers with the Catholic Church, Clark County School District, Junior Achievement, and Read Ahead. Personal interests include cooking, football, golfing, reading, running marathons, spending time with family, tennis, traveling, writing, and yoga.

Matthew Tenteromano is a CFA® charterholder based in New York, NY, with eight years of industry experience. He currently works at Merrill and Bank of America, having previously been employed at R.W. Pressprich & Co., Odeon Capital Group, Clarksons Platou Securities, Inc., and Tullet Prebon. Outside of his advisory role, he is involved as managing member or general partner in several non-investment entities, including a mobile application company and private business ventures. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Kaufman is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in creating personalized wealth management strategies that address clients’ unique financial situations and goals. By leveraging the investment insights of Merrill and the banking and lending solutions available through Bank of America, he aims to develop flexible strategies suited to evolving market conditions. Michael holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Saint John's University. He is committed to working closely with clients to build long-term financial plans tailored to their individual needs. Additionally, he participates in community activities and volunteers with local organizations, reflecting the tradition of community involvement upheld by Merrill.

Ryan Barnett is a Series 66-credentialed financial advisor with Merrill in New York, NY, with four years of industry experience. He previously worked at Bank of America and has held positions outside the financial sector at Scottsdale Nights and Target. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jaden Tung is a financial advisor at Merrill with a Series 66 designation and one year of experience at the firm. Prior to joining Merrill, Tung held roles at Wells Fargo, Guardian Life, and East West Bank, and spent several years affiliated with the University of Arizona. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Jin is a Financial Advisor associated with Merrill Lynch Wealth Management, operating in New York and Long Island. As a member of the Hu & Jin Team, he focuses on providing tailored wealth management advice covering financing, investment management, banking, and more. His approach centers on understanding clients' priorities and creating personalized strategies to help individuals and families achieve their financial goals. His expertise includes planning for retirement, education funding, tax-efficient strategies, managing new wealth, liquidity management, portfolio management services, small business strategies, and retirement income. William emphasizes trust, transparency, and building lasting relationships, aiming to simplify complex financial matters and align strategies with clients' values and aspirations. William holds a Bachelor's Degree from New York University and has earned the Personal Investment Advisor (PIA) designation. He is multilingual, speaking English, Chinese, and Spanish, and is a member of the professional organization Alpha Kappa Psi. Outside of his professional work, William enjoys music, reading, running, scuba diving, spending time with his family, swimming, tennis, and watching movies.