Noel Weil is a Private Wealth Advisor and the founding partner of the Weil Group, an advisory team based in New York City. The Weil Group specializes in serving a select number of clients by addressing their investment, credit, and philanthropic needs. Noel has spent his entire 30-year career with Merrill and was named by Barron's in 2026 as one of "America's Top 100 Advisors" for the 15th consecutive year. He earned a Bachelor of Business Administration in Finance from George Washington University in 1991 and holds the Personal Investment Advisor (PIA) professional designation. A native of New York, Noel supports various charities in the New York metropolitan area. Outside of his professional responsibilities, he enjoys playing golf and spending time with his two children.

Hector Laffitte serves as the Senior Resident Director of Merrill Lynch Wealth Management’s Puerto Rico branch office, part of the Miami, Naples & Island Market. In this role, he focuses on building and maintaining strong client relationships through consistent, proactive communication. He also facilitates collaboration with specialists across the firm to address complex financial situations and supports business development and strategic direction for the branch. Hector began his financial services career in 1987 and joined Merrill Lynch Wealth Management in 2006. Since 2007, he has brought decades of experience working with physicians, entrepreneurs, and business owners, offering customized wealth management strategies tailored to the needs of clients, their families, and their businesses. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor of Business Administration degree in economics from Sacred Heart University. Hector also pursued further business and finance studies at the University of Puerto Rico – Mayagüez. A resident of San Juan, Puerto Rico, Hector lives with his wife. Away from the office, he enjoys growing coffee, serving as a barista, and surfing. He is committed to community involvement and volunteers with local organizations. Fluent in both English and Spanish, Hector upholds a philosophy of developing personalized financial strategies through one-on-one collaboration aimed at helping clients pursue their long-term goals.

Ryan Moser is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. His prior roles include positions at Acrylic Financial, Inc., Brooklight Place Securities, Inc., and Charles Schwab & Co., Inc., as well as experience with the Phoenix Police Department. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Isabella Georgopoulos is a financial advisor with Merrill in New York, NY, holding a Series 66 designation and four years of industry experience. She has been with Merrill since 2018 and previously worked at Schneider Buchel LLP and Pace University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Olutimi Olaniyi is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, Olaniyi worked in various roles including multiple positions at Villanova University and Franklin Park LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

William Florence is a Series 66-licensed financial advisor with Merrill, based in New York, NY. He has three years of industry experience, including managing the West Virginia University Student Managed Investment Fund. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Luke Grayum is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. He previously held roles at Bank of America and has been involved with organizations related to lacrosse, including Nationals Lacrosse and True Lacrosse LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Liam Croke is a financial advisor at Merrill with six years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Shadmoor Advisors and K2 Advisors – Franklin Templeton. Outside of his advisory work, he serves as trustee for a family trust established to manage emergency medical and personal expenses for a relative. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Hill is a financial advisor with Merrill in New York, NY, holding a Series 66 designation and seven years of industry experience. His career includes roles at Bank of America, Stephens Inc., Blue Henge Capital, and Varsity Sports. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Koke is a financial advisor at Merrill with eight years of industry experience. He has held his current role since 2017 and previously worked at USI Consulting Group from 2013 to 2017. He holds the Series 66 designation. Merrill, in conjunction with its affiliate Managed Account Advisors LLC, offers managed account services within the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional entities, with portfolio implementation tailored by strategy and enhanced by internal and third-party management teams.

Christopher Hyzy is a financial advisor with Merrill based in New York, NY, holding Series 63 and Series 66 designations and bringing 34 years of industry experience. He has been with Merrill since 2009 and has concurrently worked with Bank of America, N.A. since 2008. Outside of his advisory roles, he serves as a trustee and investment committee member for Villanova University, contributing to the oversight of the institution. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michael Bowser is a financial advisor at Merrill with the Series 66 designation and six years of industry experience. He has been with Merrill since 2010. Outside of his advisory role, Bowser officiates youth and recreational ice hockey games at multiple ice rinks in New Jersey and serves as a referee for USA Hockey. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for individuals, high-net-worth clients, and institutional investors.

Stanley Heilbronn is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He leads the Heilbronn Group, a family-led team that has been assisting affluent clients in managing their wealth since 1965. The team primarily serves individuals and families with $1 million or more in investable assets, including business owners, corporate executives, and multigenerational families seeking long-term relationships and thoughtful financial guidance. Mr. Heilbronn specializes in customized financial planning, investment strategy and portfolio management, retirement and income planning, wealth transfer and legacy planning, and coordination with tax and legal professionals. His approach is highly personalized, focusing on understanding each client's goals, priorities, and concerns to create tailored strategies that bring clarity and confidence to their financial decisions. He holds a Bachelor's Degree from Fairleigh Dickinson University and has earned the Personal Investment Advisor (PIA) designation. In addition to his professional work, Stanley Heilbronn participates in community volunteering, reflecting the Merrill tradition of community involvement. His personal interests include biking, fishing, hiking, photography, pottery, and traveling.

Mauricio Mora is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his career in the financial industry in 2007 when he joined Merrill Lynch as a Financial Advisor. In his current role, Mauricio focuses on assisting clients who have experienced unexpected windfalls, executives in the maquiladora industry planning for retirement transitions, and families looking to establish wealth transfer strategies for future generations. Mauricio holds a Bachelor's degree in business administration with a minor in finance from ITESM. He is a Certified Investment Management Analyst (CIMA) and a Personal Investment Advisor (PIA), with Series 7, Series 66, and Series 3 FINRA registrations. Bilingual in English and Spanish, he specializes in family wealth management strategies, liquidity management, philanthropic planning, and portfolio management services. Outside of his professional work, Mauricio spends time hiking and running marathons. He is also committed to community involvement through volunteering, focusing on fostering economic mobility and teaching basic finance concepts to help break the cycle of poverty.

Peter Hekl is a financial advisor at Merrill with 13 years of industry experience and holds a Series 66 designation. He has been with Merrill since 2012 and concurrently with Bank of America since 2013. Outside of finance, he is a general partner and managing member of Melissa’s LLC, a restaurant business in Delaware. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Bobby R. Tyner is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in delivering personalized wealth-building strategies with a focus on legacy and retirement planning. Bobby collaborates with clients to understand their unique financial goals, providing objective and strategic advice to help them achieve their financial dreams. Before transitioning to financial advising, Bobby had a 22-year career at Verizon Communications, where he gained experience helping customers with billing, supervisor escalations, associate coaching, and managing complex consumer orders. He retired early from Verizon to pursue his career as a financial professional. Bobby holds a Bachelor's Degree from New York University, a Master's Degree from Mercy College, and an Accredited Certificate from the American College. His professional designations include Accredited Wealth Management Advisor (AWMA), Chartered Financial Consultant (ChFC), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Bobby is bilingual in Spanish and English and participates in community activities through the Queens Civic Engagement Committee. His client focus areas include college education planning, corporate benefits, executive services, family wealth management strategies, and retirement income planning. His personal interests include baseball, cooking, drawing/sketching, reading, soccer, and traveling.

Johnny Montagna is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. He previously worked at Boston College and Suffolk University before joining Merrill, where he has been since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Valerica Nistor is an International Wealth Advisor with Merrill Lynch Wealth Management. She has over 26 years of experience in the financial services industry, beginning her career as a Marketing Client Associate at the Chicago Mercantile Exchange. She later served as a Financial Advisor with AG Edwards & Sons, Inc., before joining Banc of America Investment Services Inc. in 2004 and transitioning to Merrill Lynch in 2006. Valerica specializes in sophisticated portfolio and wealth planning strategies, focusing on helping clients manage their wealth through a goals-based wealth management process. She is dedicated to building lasting relationships with clients across generations of families and business owners, particularly addressing the complexities of cross-border clients and those relocating internationally. Fluent in both Spanish and English, she brings international insight informed by her origins in Zaragoza, Spain. She holds a Bachelor’s degree in International Business from Saint Louis University and an MBA from Keller Graduate School of Management. Valerica maintains FINRA Series 7 and Series 66 registrations, a Life-Variable Life/Health Insurance license, and the Accredited Asset Management Specialist™ (AAMS™) designation. She resides in Miami with her wife Laura and their three daughters. Her personal interests include visiting museums, traveling, attending art galleries, cooking, wine tasting, supporting the arts, and skiing. She is also involved with the New World Symphony, a music education institution.

Nicole Humphrey is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Her background includes roles in marketing and media, including work with Inside Lacrosse Magazine and various lacrosse organizations. She has also held positions at universities and firms in creative industries. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Julia Halpin is a financial advisor at Merrill with 33 years of industry experience. She has worked at Merrill since 1990 and holds Series 63 and Series 65 licenses. Based in New York, NY, she has spent her entire advisory career with the firm. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.