Thomas O Connor is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America and Voyager Digital, and he attended Franklin & Marshall College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Nevenka Vrdoljak is a Series 66-licensed financial advisor at Merrill with 22 years of industry experience. She has been with Merrill since 2002. Vrdoljak has co-authored several papers submitted to the Journal of Retirement and the Annals of Operations Research and contributes to the Society of Actuaries committee on post-retirement needs and risks. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Natalie Morris is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, she held various roles including positions at Providence College and Ursuline Academy. Outside of her advisory work, she has been involved with the Westminster Swim Club. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals and institutions.

Daniel Kargus is a Financial Advisor with Merrill Lynch Wealth Management. He holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). With over 15 years of experience in financial services, Daniel specializes in financial planning areas including budgeting, cash flow guidance, retirement planning, tax-efficient portfolio management, investment strategies, and estate planning coordination. He works with a diverse client base, including attorneys, entrepreneurs, corporate executives, and first responders, providing clear and personalized financial strategies. Daniel earned a Bachelor's Degree from Saint Joseph's University. He resides in New Jersey with his wife and two children and contributes to his community by volunteering as a coach for youth ice hockey, baseball, and football.

Sebastian Minardi is a financial advisor at Merrill with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Merrill in 2025, he worked at NYLIFE Securities LLC and New York Life Insurance Company. He has additional work experience in healthcare and education settings. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Taylor Benson is a financial advisor at Merrill with Series 63 and Series 66 licenses and five years of industry experience. Prior to joining Merrill in 2022, Benson worked at Bofa Securities, Inc. and has a background that includes time at Cotton Island Boutique and Southern Methodist University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anthony Morgan is a Series 63 licensed advisor with Merrill in New York, NY, with 36 years of industry experience. He has been with Merrill since 2006. Outside of his advisory role, Morgan owns Diamond Property Developers, an LLC engaged in multi-family residential property management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, utilizing both internal and third-party managers.

Kara Lynne Wolfe is a financial advisor with Merrill in New York, NY, holding Series 63 and Series 66 credentials and bringing 13 years of industry experience. She has worked at Merrill since 2013. Outside of her advisory role, Wolfe is the Principal and Owner of KWolfe Collective, a consulting business focused on strategy, executive coaching, and design for small companies. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Dany Coq is a financial advisor at Merrill with a Series 66 license and three years of industry experience. Prior to joining Merrill in 2022, Coq held positions at Bank of America, Amazon, and several educational institutions. Coq is currently affiliated with Thomas Jefferson University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Allison Kemp is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her previous work includes roles at Aerie and Providence College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sarah Jenkins is a financial advisor at Merrill in New York, NY, holding a Series 66 designation with 12 years of industry experience. She has been with Bank of America and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies designed by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Amanda Gervais is a financial advisor at Merrill with five years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2020. Her prior experience includes roles at Prudential and Silver Spring Country Club, as well as a position at the University of Connecticut. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Huey Richardson is a financial advisor at Merrill with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2014. Outside of advising, he co-owns a family beach condominium in New Jersey which is used as a second home. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Danielle Feigel is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has been with Merrill since 2022 and has prior experience at organizations including All-Star Youth Sports and Villanova University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mirabai Francois is a Series 66 licensed financial advisor with Merrill in New York, NY, with three years of industry experience. Her background includes roles at Merrill, consulting, and education, including positions at McGill University and The International School of Port of Spain. She is also a director of MDFRANCOIS LTD, a private investment company managing family investments held at Raymond James. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Matthew Castellanos is a financial advisor at Merrill with Series 63 and Series 66 credentials and six years of industry experience. He has been with Merrill since 2019 and previously held positions in various sectors including at Allied Universal, Best Dental, and Petco. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jisu Park is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2017. Prior to that, she was employed at Jamison Capital Partners, Scout Ventures, and Columbia University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Edryan Canario is a financial advisor at Merrill with a Series 66 credential and less than one year of industry experience. Prior to joining Merrill, he held positions at Allied Universal, Bank of America, and LIVUnLtd, and has an academic background from Bernard M Baruch College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Yan Yan is a financial advisor with Merrill in New York, NY, holding a Series 66 designation and 10 years of industry experience. Yan has been with Bank of America, N.A. and Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Ashley Hartley is a financial advisor at Merrill with a Series 66 designation and six years of experience. Her prior work history includes roles at Bank of America, American Eagle Aerie, and Bartell Drug Company. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.