Pierre Lim is a financial advisor with Merrill in New York, NY, holding a Series 66 designation and 26 years of industry experience. He has been with Merrill since 2000. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Coreen Kessi is a Financial Advisor at Merrill Lynch Wealth Management. She focuses on understanding each client's unique goals and priorities to develop personalized strategies that help build, preserve, and transition wealth. Coreen's expertise lies in creating tailored financial plans by simplifying complex decisions. She provides clarity and proactive guidance to help clients navigate financial opportunities and stay on course toward their envisioned futures. She holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Coreen earned a Bachelor's Degree from Rutgers University.

Andrew Corwin is a financial advisor at Merrill with 15 years of industry experience. He holds a Series 66 designation and has been with Merrill Lynch Pierce, Fenner & Smith, Inc. since 2010. Outside of his advisory role, he is involved part-time in a sole proprietorship providing back office support, data processing, and website supervision for a real estate business. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kathleen Dundon is a financial advisor with Merrill, holding a Series 66 designation and 25 years of industry experience. She has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Chloe Cahill is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior work includes roles at Bitsight and positions at the University of Connecticut and Sacred Heart University. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party management teams for a range of clients including individuals, high-net-worth investors, and institutional accounts.

Vanessa Beeson is a financial advisor at Merrill with six years of industry experience and holds a Series 66 designation. She has worked at Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Gillespie is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. He previously worked at Prudential and LPL Enterprise and has held various roles outside finance, including positions in education and hospitality. Gillespie is also involved in non-variable insurance activities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a diverse range of clients, including individuals, high-net-worth clients, and institutional entities.

James Cali is a financial advisor with Merrill in New York, NY, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He has worked at Merrill Lynch from 2006 to 2019, followed by Bofa Securities, Inc. until 2022, before returning to Merrill. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Cailey Welch is a financial advisor at Merrill with one year of industry experience. She holds a Series 66 designation and has prior experience at Royal Sporting Group and Global Soccer Consulting. Outside of her advisory role, she coaches youth soccer at Empire Soccer Academy Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Elizabeth Rowe is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Her prior work includes time at Bank of America and involvement with lacrosse clubs and Fairfield University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, corporations, and charitable organizations.

Sharon Mullins is a financial advisor at Merrill with 39 years of industry experience. She holds a Series 63 designation and has been with Merrill since 2008. Outside of her advisory role, she owns mineral rights and receives royalty payments from Antero Resources Corporation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts, combining internal and third-party management with support for trading, administration, and custody.

Alvina Hong is a financial advisor with Merrill in New York, NY, holding a Series 66 credential and four years of industry experience. She has been with Merrill Lynch since 2016, including time at ICON Information Consultants. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Austin Ritter is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2017, with additional experience at Bank of America, N.A. since 2025. Prior to his advisory career, he was employed at James Madison University from 2014 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary strategies constructed by internal and third-party investment teams.

Antonio Dinuzzo is a financial advisor at Merrill with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Bank of America and Bank of America Merrill Lynch since 2014. Based in New York, NY, he has spent the past six years with Merrill. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies constructed by internal and third-party managers.

Danielle Hamer is a Series 66 credentialed financial advisor with 12 years of industry experience. She has been with Merrill since 2019, following roles at Morgan Stanley and Morgan Stanley Private Bank, N.A. beginning in 2016. She also serves as a trustee for a private trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Anthony Matrone is a Financial Advisor at Merrill Lynch Wealth Management, where he works with clients to develop comprehensive financial strategies tailored to their unique goals. He joined the Chau Gardner Group in May 2020, bringing prior experience from MassMutual, where he specialized in financial planning for small business owners and families with special needs children. Anthony takes a personalized approach to financial advising, focusing on understanding clients' priorities to assist with investing, retirement planning, and other financial needs. Anthony holds a Bachelor's Degree from New York University and has earned the Personal Investment Advisor (PIA) designation. He offers clients access to specialized services such as banking, credit, mortgages, doctor loans, small business solutions, and trust management. His expertise extends to areas including college education planning, corporate executive services, investment consulting for defined contribution plans, and personal retirement planning. Outside of his professional work, Anthony is involved with the Alzheimer's Association and Volunteers of America through fundraising activities. He resides on Staten Island with his wife and their young twins and enjoys personal interests such as biking, cooking, football, genealogy, music, photography, spending time with family, and playing table tennis.

Christoph Kaess is a financial advisor at Merrill with 15 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Merrill since 2015 and Bank of America, N.A. since 2016. He is based in New York, NY. Merrill, along with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program. The firm offers model-based and discretionary strategies designed by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Andrea Ratoza is a Senior Financial Advisor at Merrill Lynch Wealth Management. She works closely with clients to develop personalized financial strategies tailored to their long-term goals. Andrea provides access to Merrill's investment insights and Bank of America's banking and lending solutions to assist clients in managing their wealth effectively. Her areas of focus include executive compensation, equity compensation services, defined benefit plans, liquidity management, personal retirement planning, small business strategies, socially responsible and ESG investing, women and wealth, individual and corporate investment strategies, and tax minimization. Andrea holds the Personal Investment Advisor (PIA) designation. Andrea earned a High School Diploma from Union High School and attended the California State University system without obtaining a degree. She participates in community volunteering, reflecting Merrill's tradition of engaging in the communities it serves.

Andrea Domini Singer is a Senior Financial Advisor at Merrill Lynch Wealth Management in midtown New York City. She specializes in retirement planning, portfolio development, and wealth management, focusing on helping clients achieve their financial goals. Andrea employs technical analysis in portfolio development and provides personalized financial strategies including individual stocks and bonds as well as third-party investment options. Andrea has been with Merrill Lynch since 1990 and holds the FINRA Series 7, 31, 63, and 65 registrations. She is a qualified Portfolio Manager who manages discretionary investment strategies for clients through the firm's Investment Advisory Program. Andrea also holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Andrea graduated from Fordham University with a Bachelor's degree in Finance. Outside of her professional work, she enjoys cooking, gardening, and spending time with her family.

Jordy Fuentes is a financial advisor with Merrill in New York, NY, holding a Series 66 designation and two years of industry experience. His prior work experience includes roles at Bank of America - Merrill Lynch and positions outside the financial industry such as at Reebok and Florida Gulf Coast University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.